All Countries
Troy, NY
Full City Profile · New York · Rensselaer County County
3.2
/5.0
B
Good
51,054
Population
4,928/sq mi density
$57,688
Median Income
$35,780 per capita
$192,500
Home Value
$280,835 Zillow
$1,134
Median Rent
31.7% income on rent
51°F
Avg Temperature
246 sunny days/yr
601
Violent Crime/100K
2,770 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
C+
Economy
2.9 / 5.0
$57,688 median income, 5.7% unemployment
A+
Affordability
4.8 / 5.0
$192,500 home value, $1,134/mo rent
F
Safety
1.0 / 5.0
601 violent crimes/100K (58% above avg)
B+
Education
3.9 / 5.0
36.8% bachelor's degree or higher
Housing Overview
Median Home Value
$192,500
32% below
US avg: $281,900
Median Rent
$1,134/mo
2% below
US avg: $1,163/mo
Homeownership Rate
36.8%
44% below US avg (65.4%)
Total Housing Units
25,109
Median year built: 1938
Home Value by Source
Census Median
$192,500
Zillow (ZHVI)
$280,835
Median Sale Price
$190,000
Median List Price
$279,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
36.8%
Owner-Occupied
63.2%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$1,134/mo
· Zillow rent:
$1,462/mo
Market Indicators (Redfin)
Median Days on Market
28 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
29
Price Drops
25.5%
of listings with price reduction
Price Per Sq Ft
$93
Active Inventory
47
homes for sale
Affordability & Housing Stock
Rent Burden
31.7%
of renters spending 30%+ of income on housing
2% above US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
36.8%
Complete Housing Data
Home Values
| Census Median Value | $192,500 |
| Zillow Home Value (ZHVI) | $280,835 |
| Median Sale Price | $190,000 |
| Median List Price | $279,000 |
| Price Per Sq Ft | $93 |
Rent
| Census Median Rent | $1,134 |
| Zillow Rent (ZORI) | $1,462 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
| Days on Market | 28 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 25.5% |
| Homes Sold | 29 |
| Active Inventory | 47 |
| Price Per Sq Ft | $93 |
Ownership & Stock
| Owner-Occupied | 36.8% |
| Renter-Occupied | 63.2% |
| Homeownership Rate | 36.8% |
| Total Housing Units | 25,109 |
| Median Year Built | 1938 |
| Rent Burden | 31.7% |