Tusculum, TN

Tennessee

Tusculum is a small town in Tennessee with a population of 3,304. Residents earn $71,458 per year, which is 5% below the national average.

3.6 /5.0
B+ Good
3,304 Population 680/sq mi density
$71,458 Median Income $29,912 per capita
$247,800 Home Value $311,926 Zillow
$832 Median Rent
57°F Avg Temperature
38 Violent Crime/100K 376 property/100K
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.4 / 5.0
$71,458 median income, 1.7% unemployment
A+
Affordability
4.7 / 5.0
$247,800 home value, $832/mo rent
F
Safety
1.0 / 5.0
38 violent crimes/100K (90% below avg)
A
Education
4.2 / 5.0
40.3% bachelor's degree or higher
Median Income $71,458
5% lower than US avg
Home Value $247,800
12% lower than US avg
Violent Crime 38/100K
90% lower than US avg
Bachelor's+ 40.3%
20% higher than US avg
Median Rent $832
28% lower than US avg
Obesity Rate 37.5%
17% higher than US avg
Unemployment 1.7%
53% lower than US avg
Poverty Rate 1.3%
90% lower than US avg

How Tusculum Compares to the U.S. Average (100% = U.S. avg)

People

Population3,304
Median Age32.6 yrs
Density680/mi²
Male / Female48% / 52%
Largest GroupWhite 86%

Economy

A
Median Income$71,458
Per Capita$29,912
Unemployment1.7%
Poverty1.3%
County GDP$3,396M
Commute19 min

Housing

A+
Home Value$247,800
Rent$832
OwnershipN/A
Zillow$311,926

Crime

F
Violent38/100K
Property376/100K
Murder37.6/100K
Assault0/100K
Burglary113/100K

Health

Obesity37.5%
UninsuredN/A
Depression29.3%
Heart Disease5.6%

Climate

Avg Temp57°F
AQI40 (Good)
Rain46.4 in/yr
Elevation1,457 ft

Education

A
Bachelor's+40.3%
High School+94.7%
School Score5.08

Community

2024 VoteR 82% / D 17%
Commute19 min
Libraries3

Is Tusculum a Good Place to Live?

Based on current data, Tusculum receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, a highly educated population, affordable housing. Tusculum offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Tusculum is $71,458, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.7%. Only 1.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Tusculum is $247,800, 12% below the national median — offering relatively affordable homeownership. Renters pay a median of $832 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.5x indicates a reasonably affordable housing market.

Safety & Crime

Tusculum is a very safe community with a violent crime rate of 38 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 376 per 100,000, 81% below the national average.

Education

Educational attainment is solid, with 40.3% holding a bachelor's degree or higher, near the national average. 94.7% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Tusculum enjoys a moderate climate with an average annual temperature of 57°F. Winters average 37°F in January while summers reach 76°F in July. Annual precipitation totals 46.4 inches, including 7.7 inches of snow. Air quality is rated Good with a median AQI of 40.

Tusculum has a population of 3,304 with a density of 680 people per square mile. The median age is 32.6 years, 16% younger than the national median of 38.9. The city is predominantly White (86.2%), with 1.5% Hispanic, 7.7% Black.

Population

3,304
Total Population
680
People / sq mi
32.6yrs
Median Age
16% below US avg
4.9mi²
Land Area

Gender Distribution

Male 47.8%
Female 52.2%

Race & Ethnicity

Tusculum vs U.S. Average

Language Spoken at Home

English Only94.0%
20% above US avg
Spanish6.0%
55% below US avg

Social Characteristics

Tusculum vs U.S. Average

The median household income in Tusculum is $71,458, which is 5% below the national average of $75,149. The unemployment rate is 1.7% (below the 3.6% US average). 1.3% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: Tusculum vs U.S.

Commute Mode

Income

Median HH Income$71,458
5% below US avg
Per Capita Income$29,912
Avg Weekly Wage$973
IRS Avg AGI$56,592

Employment & Poverty

Unemployment1.7%
53% below US avg
Poverty Rate1.3%
90% below US avg
Establishments (County)1,573
County GDP$3,396M

Business (County)

Restaurants129
Healthcare161
Retail229
Manufacturing86

Tax & Cost of Living

Property Tax (IRS)$3,155
10% below US avg
Effective Tax Rate1.27%

Commute & Transportation

Commute Time18.6 min
Work from Home3.7%

Walkability

The median home value in Tusculum is $247,800, 12% below the national average. Monthly rent averages $832 (28% below US avg). Zillow estimates the typical home value at $311,926.

Home Value Sources

Ownership Split

Home Values

Census Median$247,800
12% below US avg
Zillow ZHVI$311,926

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$832
28% below US avg

HUD Fair Market Rent

Studio$882
1 Bedroom$924
2 Bedrooms$1,118
3 Bedrooms$1,445
4 Bedrooms$1,644

Ownership & Property

Owner-Occupied87.3%

Property Tax

Avg Tax (IRS)$3,155
10% below US avg
Effective Rate1.27%
In Tusculum, 37.5% of adults are obese (above the 32.1% national rate). 29.3% report depression. 23.7% are physically inactive.

Health Metrics: Tusculum vs U.S. Average (%)

Chronic Conditions

Obesity37.5%
17% above US avg
Diabetes10.3%
Heart Disease5.6%
High Blood Pressure33.0%
Asthma10.7%
COPD6.9%
Stroke2.8%

Behaviors & Mental Health

Binge Drinking16.2%
Physical Inactivity23.7%
Depression29.3%
Mental Distress19.6%
Physical Distress13.7%

Healthcare Access

Insurance Rate88.2%
Checkup Rate75.2%
Premature Death12,932/100K

Food & Exercise

Food Environment6.6/10
Exercise Access56.7%
Healthcare Facilities161
Tusculum has a violent crime rate of 38 per 100,000 residents, 90% below the national average of 380. Property crime stands at 376 per 100,000 (81% below US avg). The murder rate is 37.6 per 100,000.

Crime Rates: Tusculum vs U.S. Average (per 100,000)

Violent Crime

Total Violent37.6/100K
90% below US avg
Murder37.6/100K
496% above US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property375.7/100K
81% below US avg
Burglary112.7/100K
Theft263.0/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)18

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Tusculum has an average annual temperature of 57°F (14°C). Winters average 37°F in January while summers reach 76°F in July. Annual precipitation is 46.4 inches. Air quality is rated Good with a median AQI of 40.

Temperature

37°F Jan (3°C) 76°F Jul (25°C)
Annual Average56.8°F
5% above US avg
January Average37°F (3°C)
July Average76°F (25°C)

Precipitation & Snow

Annual Rainfall46.4 inches
22% above US avg
Snowfall7.7 inches/yr

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation1,457 ft (444 m)
Area4.9 sq mi (12.6 km²)
Population Density680/sq mi
Coordinates36.1750°N, 82.7454°W
County FIPS47059
It is classified as Nonmetro — Urban 20K+, adjacent. 40.3% of residents hold a bachelor's degree or higher (20% above US avg). In the 2024 election, the county voted Republican by a 65.7-point margin.

2024 Presidential Election (County)

R 82.3%
D 16.6%

Winner: Republican by 65.7 points

Education

Bachelor's Degree+40.3%
20% above US avg
High School+94.7%
School Test Score5.08
A Education Grade (4.2/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density680/sq mi
Total Area4.9 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities161
Restaurants129
Retail Stores229

Safety & Disasters

Fatal Crashes (County/yr)18
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute18.6 min
Work from Home3.7%

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