Median Income
$80,150
7% higher than US avg
Home Value
$232,300
18% lower than US avg
Violent Crime
53/100K
86% lower than US avg
Bachelor's+
29.1%
14% lower than US avg
Obesity Rate
41.8%
30% higher than US avg
Unemployment
12.2%
239% higher than US avg
Poverty Rate
1.7%
86% lower than US avg
How Twin Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population1,997
Median Age47.8 yrs
Density693/mi²
Male / Female52% / 48%
Largest GroupWhite 91%
Veterans9.3%
Economy
B
Median Income$80,150
Per Capita$44,230
Unemployment12.2%
Poverty1.7%
County GDP$8,392M
Commute28 min
Housing
A+
Home Value$232,300
Ownership94.2%
Zillow$332,245
Housing Units998
Rent Burden30.2%
Crime
F
Violent53/100K
Property2,826/100K
Health
Obesity41.8%
Uninsured6.7%
Smoking16.3%
Depression29.9%
Heart Disease5.8%
Climate
Avg Temp46°F (8°C)
AQI38 (Good)
Rain37.5 in/yr
Sunny Days260/yr
Elevation689 ft (210 m)
Education
B
Bachelor's+29.1%
High School+98.5%
Graduate+9.9%
School Score4.68
Community
2024 VoteR 50% / D 48%
Commute28 min
Broadband92.7%
EV Stations5
Libraries14
Is Twin Lake a Good Place to Live?
Based on current data, Twin Lake receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, high obesity rates. Twin Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Twin Lake is $80,150, roughly in line with the national average of $75,149. At 12.2%, unemployment is notably high. Only 1.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Twin Lake is $232,300, 18% below the national median / offering relatively affordable homeownership. At just 2.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Twin Lake is a very safe community with a violent crime rate of 53 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,826 per 100,000, 44% above the national average.
Education
29.1% of residents hold a bachelor's degree, below the national average of 33.7%. 98.5% have completed high school. Area schools have an average test score of 4.7/10.
Climate & Weather
Twin Lake experiences four distinct seasons with an average temperature of 46°F. Winters average 23°F in January while summers reach 69°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.5 inches. Air quality is rated Good with a median AQI of 38.
Twin Lake has a population of 1,997 with a density of 693 people per square mile, spread across 2.9 square miles. The median age is 47.8 years, 23% older than the national median of 38.9. The gender split is 47.6% female and 52.4% male. The city is predominantly White (91.4%). English is the primary language spoken at home by 99.3% of residents. 9.3% of the population are veterans, above the national rate of 6.0%. 11.1% of residents have a disability. 95.9% have health insurance coverage.
Population
47.8yrs
Median Age
23% above US avg
Race & Ethnicity
Twin Lake vs U.S. Average
Language Spoken at Home
English Only
99.3%
26% above US avg
Spanish
0.7%
95% below US avg
Social Characteristics
Twin Lake vs U.S. Average
The median household income in Twin Lake is $80,150, which is 7% above the national average of $75,149. Per capita income is $44,230 (above the $39,052 national figure). The average weekly wage is $1,023, 29% lower than the U.S. average. The unemployment rate is 12.2% (above the 3.6% US average). 1.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,152 business establishments, including 338 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 28 minutes. 9.5% of workers work from home (below the 15.2% national rate).
Income: Twin Lake vs U.S.
Income
| Median HH Income | $80,150 |
| 7% above US avg |
| Per Capita Income | $44,230 |
| Avg Weekly Wage | $1,023 |
| IRS Avg AGI | $58,618 |
| Gini Index | 0.437 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 12.2% |
| 239% above US avg |
| Poverty Rate | 1.7% |
| 86% below US avg |
| Establishments (County) | 3,152 |
| County GDP | $8,392M |
Business (County)
| Restaurants | 338 |
| Healthcare | 404 |
| Retail | 526 |
| Manufacturing | 259 |
Tax & Cost of Living
| Property Tax (IRS) | $6,258 |
| 79% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 2.69% |
Commute & Transportation
| Commute Time | 27.7 min |
| Drive Alone | 88.4% |
| Public Transit | 0.0% |
| Work from Home | 9.5% |
The median home value in Twin Lake is $232,300, 18% below the national median of $281,900. Zillow estimates the typical home value at $332,245, higher than the Census estimate. Homes sell for 96.3% of their list price, suggesting buyers have room to negotiate. Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 94.2% of housing units are owner-occupied (above the 65.4% national rate). There are 998 total housing units in the city. The median year a home was built is 1985. The average annual property tax is $6,258 (higher than the $3,500 national average). 30.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.9x, well within the affordable range.
Home Values
| Census Median | $232,300 |
| 18% below US avg |
| Zillow ZHVI | $332,245 |
| Median List Price | $397,500 |
Real Estate Market (Redfin)
| Median List Price | $397,500 |
| $/Sq Ft | $198 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 96.3% |
| Price Drops | 20.0% |
| Inventory | 5 |
Rental Costs
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 94.2% |
| Owner-Occupied | 94.2% |
| Renter-Occupied | 5.8% |
| Housing Units | 998 |
| Median Year Built | 1985 |
Property Tax
| Avg Tax (IRS) | $6,258 |
| 79% above US avg |
| Effective Rate | 2.69% |
In Twin Lake, 41.8% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.8% of residents. 30.3% have high blood pressure. 16.3% are current smokers. 19.3% report binge drinking. 24.3% are physically inactive. 29.9% report depression (above the 20.0% national average). 19.6% experience frequent mental distress. 6.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,783. The dentist ratio is 1:1,401. 88.2% of residents have access to exercise opportunities. The food environment index is 6.6 out of 10.
Health Metrics: Twin Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.8% |
| 30% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.8% |
| High Blood Pressure | 30.3% |
| Asthma | 12.0% |
| COPD | 7.3% |
| Cancer | 7.7% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 16.3% |
| 16% above US avg |
| Binge Drinking | 19.3% |
| Physical Inactivity | 24.3% |
| Depression | 29.9% |
| Mental Distress | 19.6% |
| Physical Distress | 13.4% |
| Short Sleep | 37.2% |
Healthcare Access
| Insurance Rate | 95.9% |
| Uninsured | 6.7% |
| 22% below US avg |
| Primary Care | 1:1,783 |
| Dentists | 1:1,401 |
| Mental Health | 1:371 |
| Checkup Rate | 77.1% |
| Dental Visits | 66.7% |
| Premature Death | 9,658/100K |
Food & Exercise
| Food Environment | 6.6/10 |
| Exercise Access | 88.2% |
| Healthcare Facilities | 404 |
Twin Lake has a violent crime rate of 53 per 100,000 residents, 86% below the national average of 380. Property crime stands at 2,826 per 100,000, 44% above the U.S. average. The county recorded 17 fatal traffic crashes. Overall, Twin Lake receives a safety grade of F.
Crime Rates: Twin Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 52.8/100K |
| 86% below US avg |
| |
Property Crime
| Total Property | 2,826.2/100K |
| 44% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 17 |
| Traffic Accidents | 8 |
| Avg Accident Severity | 3.5 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Twin Lake experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 23°F in January while summers reach 69°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 37.5 inches. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 689 feet.
Temperature
23°F Jan (-5°C)
69°F Jul (20°C)
| Annual Average | 46.2°F |
| 14% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 69°F (20°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 689 ft (210 m) |
| Area | 2.9 sq mi (7.5 km²) |
| Population Density | 693/sq mi |
| Coordinates | 43.3685°N, 86.1836°W |
| Timezone | America/Detroit |
| County | Muskegon County County |
| Nearest Airport | Gerald R Ford International (GRR) 47 miles away |
Precipitation & Snow
Annual Rainfall
37.5"
1% below US avg
Wettest Month (Sep)
4.06"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 70.1 / 100 |
| Social Vulnerability | 48.3 / 100 |
| Community Resilience | 99.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M4.2 on May 2, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
140 km |
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
143 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
142 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 26 fatalities, 543 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1956 |
EF5 |
80 km |
17 |
| Apr 11, 1965 |
EF4 |
44 km |
5 |
| Apr 23, 1968 |
EF3 |
68 km |
0 |
| Apr 21, 1967 |
EF3 |
62 km |
0 |
| Jul 4, 1994 |
EF2 |
94 km |
0 |
| May 28, 1991 |
EF2 |
38 km |
0 |
| Jun 8, 1985 |
EF2 |
85 km |
0 |
| Jul 21, 1983 |
EF2 |
78 km |
1 |
| Aug 15, 1978 |
EF2 |
35 km |
0 |
| Jun 17, 1975 |
EF2 |
34 km |
1 |
| May 20, 1975 |
EF2 |
71 km |
0 |
| Jun 20, 1974 |
EF2 |
73 km |
0 |
| Jun 9, 1974 |
EF2 |
68 km |
0 |
| Apr 12, 1972 |
EF2 |
51 km |
0 |
| Sep 9, 1968 |
EF2 |
54 km |
0 |
| Aug 5, 1968 |
EF2 |
71 km |
0 |
| Oct 24, 1967 |
EF2 |
87 km |
0 |
| Apr 21, 1967 |
EF2 |
94 km |
0 |
| Apr 21, 1967 |
EF2 |
75 km |
0 |
| Apr 21, 1967 |
EF2 |
97 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
7 wildfires (100+ acres) within 100 km.
Largest: GRANT RX (2,204 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
GRANT RX |
2,204 |
83 km |
| 1988 |
ALLEGAN6 |
1,077 |
89 km |
| 2018 |
SER 438 / WHITE RIVER |
814 |
15 km |
| 2019 |
UNNAMED |
793 |
15 km |
| 1994 |
COUNTY LINE |
735 |
58 km |
| 2019 |
BALDWIN FUELS UNITS 1/2/6AB |
619 |
61 km |
| 2024 |
WHELAN LAKE BLOCK 1 PARTIAL 1 RX |
512 |
60 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
2.2 in |
Coldest |
| February |
24°F (-4°C) |
1.4 in |
Driest |
| March |
33°F (0°C) |
2.3 in |
|
| April |
44°F (7°C) |
3.0 in |
|
| May |
56°F (13°C) |
2.7 in |
|
| June |
65°F (18°C) |
2.7 in |
|
| July |
69°F (20°C) |
2.2 in |
Warmest |
| August |
68°F (20°C) |
3.7 in |
|
| September |
61°F (16°C) |
4.1 in |
Wettest |
| October |
50°F (10°C) |
2.9 in |
|
| November |
38°F (4°C) |
3.1 in |
|
| December |
28°F (-2°C) |
2.8 in |
|
Twin Lake has a seasonal temperature swing of 46°F / from 23°F in January to 69°F in July. Total annual precipitation is 33.1 inches, with September being the wettest month (4.1") and February the driest (1.4").
Average costs for common services in Twin Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144–$385) |
| Specialist Visit |
$337 ($192–$529) |
| Urgent Care Visit |
$192 ($96–$337) |
| Emergency Room Visit |
$2,116 ($770–$4,810) |
| Dental Cleaning |
$125 ($72–$192) |
| Dental Filling |
$241 ($144–$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$72) |
| Oil Change (Synthetic) |
$72 ($48–$115) |
| Brake Pad Replacement |
$289 ($144–$481) |
| Tire Rotation |
$38 ($19–$72) |
| New Tires (Set of 4) |
$577 ($385–$962) |
| Battery Replacement |
$192 ($96–$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58–$144) |
| Electrician (Per Hour) |
$87 ($48–$135) |
| HVAC Repair |
$385 ($144–$770) |
| HVAC System Install |
$6,734 ($3,848–$11,544) |
| Roof Repair |
$962 ($385–$1,924) |
| Roof Replacement |
$8,658 ($5,291–$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481–$3,367) |
| Divorce (Contested) |
$14,430 ($4,810–$28,860) |
| DUI Defense |
$4,810 ($1,924–$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770–$2,886) |
| Will Preparation |
$481 ($192–$962) |
| Trust Preparation |
$2,405 ($962–$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$53 ($29–$96) |
| Hair Coloring (Full) |
$144 ($72–$241) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$63) |
| Massage (1 Hour) |
$77 ($48–$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89–$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41–$4.81) |
| Loaf of Bread |
$3.66 ($2.41–$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89–$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85–$7.22) |
| Rice (per lb) |
$0.96 ($0.58–$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77–$241) |
| Natural Gas (Monthly) |
$67 ($29–$144) |
| Water/Sewer (Monthly) |
$67 ($38–$115) |
| Internet (Monthly) |
$67 ($38–$96) |
| Cell Phone Plan (Monthly) |
$63 ($29–$96) |
| Cable TV (Monthly) |
$82 ($48–$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72–$481) |
| Car Insurance (Annual) |
$1,924 ($1,154–$3,367) |
| Bus Pass (Monthly) |
$67 ($29–$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70–$24) |
| Car Registration (Annual) |
$96 ($29–$241) |
| Driver's License Renewal |
$29 ($14–$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577–$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481–$1,924) |
| After-School Care (Monthly) |
$385 ($192–$673) |
| Tutoring (Per Hour) |
$48 ($24–$96) |
| SAT/ACT Prep Course |
$962 ($385–$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810–$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$96) |
| Dog Vaccination (Annual) |
$96 ($48–$192) |
| Dog Grooming |
$58 ($29–$96) |
| Pet Boarding (Per Night) |
$38 ($19–$72) |
| Dog Spay/Neuter |
$289 ($144–$481) |
| Cat Spay/Neuter |
$192 ($96–$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $524 |
| Toddler | $547 |
| Preschool | $547 |
| Family Childcare (monthly) |
| Infant | $761 |
| Toddler | $761 |
| Preschool | $712 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Twin Lake
What is the population of Twin Lake?
Twin Lake has a population of 1,997 residents and is located in Michigan. The population density is 693 people per square mile, spread across 2.9 square miles. The median age of residents is 47.8 years, which is older than the national median of 38.9 years. The population is 47.6% female and 52.4% male.
Is Twin Lake expensive to live in?
Twin Lake has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $80,150, 7% above the national average of $75,149. The median home value is $232,300 (18% below the U.S. median). The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.
Is Twin Lake safe?
Twin Lake is considered a very safe city with a violent crime rate of 53 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,826 per 100,000 (above the national average). Overall, Twin Lake receives a safety grade of F based on combined crime data.
What is the weather like in Twin Lake?
Twin Lake has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 23°F in January, while summers reach an average of 69°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 37.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Twin Lake?
The job market in Twin Lake faces challenges, with unemployment at 12.2% / significantly above the national rate of 3.6%. The average weekly wage is $1,023. There are 3,152 business establishments in the area, including 338 restaurants and food service locations. The average commute time is 28 minutes, and 9.5% of workers work from home.
How much does housing cost in Twin Lake?
The median home value in Twin Lake is $232,300. Zillow estimates the typical home value at $332,245. The homeownership rate is 94.2%. The average annual property tax is $6,258.
How are the schools in Twin Lake?
Schools in Twin Lake have an average test score of 4.7 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 29.1% of adults in Twin Lake hold a bachelor's degree or higher, below the national average of 33.7%. 98.5% have completed high school. 9.9% hold a graduate or professional degree.
How healthy is Twin Lake?
The obesity rate in Twin Lake is 41.8% (above the national rate of 32.1%). 16.3% of adults are smokers. 24.3% are physically inactive. 29.9% of residents report depression. 6.7% lack health insurance (below the national rate). 88.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,783.
What is transportation like in Twin Lake?
The average commute in Twin Lake is 28 minutes. 88.4% of workers drive alone to work, and 9.5% work from home.
What are the demographics of Twin Lake?
The racial and ethnic makeup of Twin Lake is 91.4% White, 0.8% Hispanic or Latino. 99.3% of residents speak only English at home. 9.3% of the population are military veterans. 11.1% of residents have a disability. 95.9% have health insurance coverage.