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Twin Lakes CDP (Santa Cruz County), CA
Full City Profile · California · San Benito County County
2.7
/5.0
C+
Fair
4,895
Population
7,094/sq mi density
$81,288
Median Income
$61,328 per capita
$958,300
Home Value
$387,063 Zillow
$2,221
Median Rent
34.5% income on rent
59°F
Avg Temperature
317 sunny days/yr
296
Violent Crime/100K
6,187 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$81,288 median income, 3.1% unemployment
F
Affordability
1.0 / 5.0
$958,300 home value, $2,221/mo rent
F
Safety
1.0 / 5.0
296 violent crimes/100K
A+
Education
4.8 / 5.0
47.4% bachelor's degree or higher
Housing Overview
Median Home Value
$958,300
240% above
US avg: $281,900
Median Rent
$2,221/mo
91% above
US avg: $1,163/mo
Homeownership Rate
40.8%
38% below US avg (65.4%)
Total Housing Units
2,830
Median year built: 1966
Home Value by Source
Census Median
$958,300
Zillow (ZHVI)
$387,063
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
40.8%
Owner-Occupied
59.2%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,513/mo
1 Bedroom
$1,647/mo
2 Bedroom
$2,053/mo
3 Bedroom
$2,752/mo
4 Bedroom
$3,165/mo
Census median rent:
$2,221/mo
Affordability & Housing Stock
Rent Burden
34.5%
of renters spending 30%+ of income on housing
11% above US avg (31.0%)
Median Year Built
1966
Average age of housing stock: 60 years
Homeownership Rate
40.8%
Complete Housing Data
Home Values
| Census Median Value | $958,300 |
| Zillow Home Value (ZHVI) | $387,063 |
Rent
| Census Median Rent | $2,221 |
| FMR Studio | $1,513 |
| FMR 1-Bedroom | $1,647 |
| FMR 2-Bedroom | $2,053 |
| FMR 3-Bedroom | $2,752 |
| FMR 4-Bedroom | $3,165 |
Market
Ownership & Stock
| Owner-Occupied | 40.8% |
| Renter-Occupied | 59.2% |
| Homeownership Rate | 40.8% |
| Total Housing Units | 2,830 |
| Median Year Built | 1966 |
| Rent Burden | 34.5% |