Median Income
$58,716
22% lower than US avg
Home Value
$121,800
57% lower than US avg
Violent Crime
254/100K
33% lower than US avg
Bachelor's+
22.0%
35% lower than US avg
Median Rent
$756
35% lower than US avg
Obesity Rate
39.6%
23% higher than US avg
Unemployment
0.9%
75% lower than US avg
Poverty Rate
5.9%
52% lower than US avg
How Two Rivers Compares to the U.S. Average (100% = U.S. avg)
People
Population11,224
Median Age43.6 yrs
Density1,852/mi²
Male / Female48% / 53%
Largest GroupWhite 90%
Veterans9.5%
Economy
A
Median Income$58,716
Per Capita$33,446
Unemployment0.9%
Poverty5.9%
County GDP$5,402M
Commute20 min
Housing
A+
Home Value$121,800
Rent$756
Ownership73.9%
Zillow$214,577
Housing Units5,574
Rent Burden24.0%
Crime
F
Violent254/100K
Property1,061/100K
Murder0.0/100K
Assault236/100K
Burglary45/100K
Health
Obesity39.6%
Uninsured8.4%
Smoking15.9%
Depression23.8%
Heart Disease5.5%
Climate
Avg Temp44°F (7°C)
AQI38 (Good)
Rain32.0 in/yr
Sunny Days270/yr
Elevation586 ft (179 m)
Education
C+
Bachelor's+22.0%
High School+94.6%
Graduate+6.8%
School Score5.87
Community
2024 VoteR 61% / D 38%
Commute20 min
Broadband85.5%
EV Stations5
Libraries3
Is Two Rivers a Good Place to Live?
Based on current data, Two Rivers receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Two Rivers offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Two Rivers is $58,716, 22% below the national average of $75,149. The job market is very strong with unemployment at just 0.9%. Only 5.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes.
Cost of Living & Housing
The median home value in Two Rivers is $121,800, 57% below the national median / offering relatively affordable homeownership. Renters pay a median of $756 per month, below the national average / a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Two Rivers is below the national average at 254 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,061 per 100,000, 46% below the national average.
Education
22.0% of residents hold a bachelor's degree, below the national average of 33.7%. 94.6% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Two Rivers has a cool climate with an average annual temperature of 44°F. Winters average 20°F in January while summers reach 68°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 32.0 inches, including 46.1 inches of snow. Air quality is rated Good with a median AQI of 38.
Two Rivers has a population of 11,224 with a density of 1,852 people per square mile, spread across 6.5 square miles. The median age is 43.6 years, 12% older than the national median of 38.9. The gender split is 52.5% female and 47.5% male. The city is predominantly White (89.5%). English is the primary language spoken at home by 94.3% of residents, while 5.7% speak Spanish. 9.5% of the population are veterans, above the national rate of 6.0%. 11.9% of residents have a disability. 94.6% have health insurance coverage.
Population
43.6yrs
Median Age
12% above US avg
Race & Ethnicity
Two Rivers vs U.S. Average
Language Spoken at Home
English Only
94.3%
20% above US avg
Spanish
5.7%
57% below US avg
Social Characteristics
Two Rivers vs U.S. Average
The median household income in Two Rivers is $58,716, which is 22% below the national average of $75,149. Per capita income is $33,446 (below the $39,052 national figure). The average weekly wage is $1,030, 28% lower than the U.S. average. The unemployment rate is 0.9% (below the 3.6% US average). 5.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,990 business establishments, including 176 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 6.5% of workers work from home (below the 15.2% national rate).
Income: Two Rivers vs U.S.
Income
| Median HH Income | $58,716 |
| 22% below US avg |
| Per Capita Income | $33,446 |
| Avg Weekly Wage | $1,030 |
| IRS Avg AGI | $72,010 |
| Gini Index | 0.414 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.9% |
| 75% below US avg |
| Poverty Rate | 5.9% |
| 52% below US avg |
| Establishments (County) | 1,990 |
| County GDP | $5,402M |
Business (County)
| Restaurants | 176 |
| Healthcare | 187 |
| Retail | 224 |
| Manufacturing | 172 |
Tax & Cost of Living
| Property Tax (IRS) | $5,289 |
| 51% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 4.34% |
Commute & Transportation
| Commute Time | 20.0 min |
| Drive Alone | 81.9% |
| Public Transit | 0.6% |
| Work from Home | 6.5% |
The median home value in Two Rivers is $121,800, 57% below the national median of $281,900. Zillow estimates the typical home value at $214,577, higher than the Census estimate. Homes sell for 98.3% of their list price. Monthly rent averages $756 (35% below the national average of $1,163). Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 73.9% of housing units are owner-occupied (above the 65.4% national rate). There are 5,574 total housing units in the city. The median year a home was built is 1956. The average annual property tax is $5,289 (higher than the $3,500 national average). 24.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $121,800 |
| 57% below US avg |
| Zillow ZHVI | $214,577 |
| Median List Price | $178,450 |
Real Estate Market (Redfin)
| Median List Price | $178,450 |
| $/Sq Ft | $133 |
| Homes Sold | 11 |
| Sale-to-List Ratio | 98.3% |
| Price Drops | 17.7% |
| Inventory | 34 |
Rental Costs
| Census Median Rent | $756 |
| 35% below US avg |
| Zillow Rent (ZORI) | $1,112 |
| Rent Burden | 24.0% |
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 73.9% |
| Owner-Occupied | 73.9% |
| Renter-Occupied | 26.1% |
| Housing Units | 5,574 |
| Median Year Built | 1956 |
Property Tax
| Avg Tax (IRS) | $5,289 |
| 51% above US avg |
| Effective Rate | 4.34% |
In Two Rivers, 39.6% of adults are obese, above the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.5% of residents. 30.4% have high blood pressure. 15.9% are current smokers. 22.1% report binge drinking. 28.6% are physically inactive. 23.8% report depression (above the 20.0% national average). 17.2% experience frequent mental distress. 8.4% of residents lack health insurance. The primary care physician ratio is 1:2,145. The dentist ratio is 1:1,532. 73.0% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Air Quality (Open-Meteo CAMS — 2026-05-26)
PM2.5
10.1
μg/m³
Fine particulate
PM10
10.1
μg/m³
Coarse particulate
NO₂
12.6
μg/m³
Nitrogen dioxide
SO₂
1.6
μg/m³
Sulphur dioxide
CO
174.0
μg/m³
Carbon monoxide
Health Metrics: Two Rivers vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.6% |
| 23% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.5% |
| High Blood Pressure | 30.4% |
| Asthma | 11.1% |
| COPD | 6.2% |
| Cancer | 7.2% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.9% |
| 14% above US avg |
| Binge Drinking | 22.1% |
| Physical Inactivity | 28.6% |
| Depression | 23.8% |
| Mental Distress | 17.2% |
| Physical Distress | 12.8% |
| Short Sleep | 36.8% |
Healthcare Access
| Insurance Rate | 94.6% |
| Uninsured | 8.4% |
| 2% below US avg |
| Primary Care | 1:2,145 |
| Dentists | 1:1,532 |
| Mental Health | 1:678 |
| Checkup Rate | 74.8% |
| Dental Visits | 63.8% |
| Premature Death | 7,254/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 73.0% |
| Healthcare Facilities | 187 |
Two Rivers has a violent crime rate of 254 per 100,000 residents, 33% below the national average of 380. This breaks down to aggravated assault at 235.8 per 100,000, robbery at 0.0, rape at 18.1. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,061 per 100,000, 46% below the U.S. average. This includes larceny/theft at 988, burglary at 45, vehicle theft at 27 per 100,000 residents. The county recorded 11 fatal traffic crashes. Overall, Two Rivers receives a safety grade of F.
Crime Rates: Two Rivers vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 253.9/100K |
| 33% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 18.1/100K |
| Robbery | 0.0/100K |
| Assault | 235.8/100K |
Property Crime
| Total Property | 1,061.0/100K |
| 46% below US avg |
| Burglary | 45.3/100K |
| Theft | 988.5/100K |
| Vehicle Theft | 27.2/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 11 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 4.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Two Rivers has a cool climate with an average annual temperature of 44°F (7°C). Winters average 20°F in January while summers reach 68°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 32.0 inches. The area receives 46.1 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 586 feet.
Temperature
20°F Jan (-7°C)
68°F Jul (20°C)
| Annual Average | 44.3°F |
| 18% below US avg |
| January Average | 20°F (-7°C) |
| July Average | 68°F (20°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 586 ft (179 m) |
| Area | 6.5 sq mi (16.8 km²) |
| Population Density | 1,852/sq mi |
| Coordinates | 44.1561°N, 87.5774°W |
| Timezone | America/Chicago |
| County | Manitowoc County County |
| Nearest Airport | Green Bay/Austin Straubel International (GRB)
36 miles away |
Precipitation & Snow
Annual Rainfall
32.0"
16% below US avg
Wettest Month (Aug)
3.62"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 68.9 / 100 |
| Social Vulnerability | 23.0 / 100 |
| Community Resilience | 99.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.9 on Aug 2, 2024.
| Aug 2, 2024 |
38 km ESE of Sturgeon Bay, Wisconsin |
M2.9 |
77 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
211 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 6 fatalities, 156 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 18, 1996 |
EF5 |
98 km |
0 |
| Jul 5, 1994 |
EF4 |
24 km |
0 |
| Apr 27, 1984 |
EF4 |
94 km |
1 |
| Apr 4, 1981 |
EF4 |
95 km |
3 |
| Aug 22, 1964 |
EF4 |
91 km |
0 |
| Aug 23, 1998 |
EF3 |
98 km |
0 |
| Jun 5, 1977 |
EF3 |
100 km |
0 |
| Dec 1, 1970 |
EF3 |
88 km |
0 |
| Jun 26, 1969 |
EF3 |
76 km |
0 |
| Aug 28, 2018 |
EF2 |
97 km |
0 |
| Aug 6, 2013 |
EF2 |
99 km |
0 |
| Apr 10, 2011 |
EF2 |
58 km |
0 |
| Jul 18, 1996 |
EF2 |
60 km |
1 |
| Jul 5, 1994 |
EF2 |
24 km |
0 |
| Jun 2, 1990 |
EF2 |
81 km |
0 |
| Jun 11, 1986 |
EF2 |
88 km |
0 |
| Jun 8, 1985 |
EF2 |
72 km |
0 |
| May 6, 1982 |
EF2 |
83 km |
0 |
| Apr 4, 1981 |
EF2 |
48 km |
0 |
| Jun 7, 1980 |
EF2 |
26 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: GRANT RX (2,204 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
GRANT RX |
2,204 |
95 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
20°F (-7°C) |
1.5 in |
Coldest |
| February |
25°F (-4°C) |
1.2 in |
Driest |
| March |
32°F (0°C) |
1.9 in |
|
| April |
42°F (6°C) |
2.7 in |
|
| May |
52°F (11°C) |
2.8 in |
|
| June |
62°F (17°C) |
3.2 in |
|
| July |
68°F (20°C) |
3.2 in |
|
| August |
68°F (20°C) |
3.6 in |
Warmest, Wettest |
| September |
60°F (16°C) |
3.4 in |
|
| October |
50°F (10°C) |
2.4 in |
|
| November |
38°F (3°C) |
2.4 in |
|
| December |
27°F (-3°C) |
1.8 in |
|
Two Rivers has a seasonal temperature swing of 48°F / from 20°F in January to 68°F in August. Total annual precipitation is 30.0 inches, with August being the wettest month (3.6") and February the driest (1.2").
Average costs for common services in Two Rivers. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141–$376) |
| Specialist Visit |
$329 ($188–$518) |
| Urgent Care Visit |
$188 ($94–$329) |
| Emergency Room Visit |
$2,070 ($753–$4,705) |
| Dental Cleaning |
$122 ($71–$188) |
| Dental Filling |
$235 ($141–$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$282 ($141–$471) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$565 ($376–$941) |
| Battery Replacement |
$188 ($94–$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$376 ($141–$753) |
| HVAC System Install |
$6,587 ($3,764–$11,292) |
| Roof Repair |
$941 ($376–$1,882) |
| Roof Replacement |
$8,469 ($5,176–$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471–$3,294) |
| Divorce (Contested) |
$14,115 ($4,705–$28,230) |
| DUI Defense |
$4,705 ($1,882–$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753–$2,823) |
| Will Preparation |
$471 ($188–$941) |
| Trust Preparation |
$2,353 ($941–$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$235) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82–$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35–$4.71) |
| Loaf of Bread |
$3.58 ($2.35–$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82–$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76–$7.06) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$235) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71–$471) |
| Car Insurance (Annual) |
$1,882 ($1,129–$3,294) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53–$24) |
| Car Registration (Annual) |
$94 ($28–$235) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565–$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471–$1,882) |
| After-School Care (Monthly) |
$376 ($188–$659) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$941 ($376–$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705–$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$188) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$282 ($141–$471) |
| Cat Spay/Neuter |
$188 ($94–$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,022 |
| Toddler | $909 |
| Preschool | $909 |
| Family Childcare (monthly) |
| Infant | $758 |
| Toddler | $736 |
| Preschool | $736 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Two Rivers
What is the population of Two Rivers?
Two Rivers has a population of 11,224 residents and is located in Wisconsin. The population density is 1,852 people per square mile, spread across 6.5 square miles. The median age of residents is 43.6 years, which is older than the national median of 38.9 years. The population is 52.5% female and 47.5% male.
Is Two Rivers expensive to live in?
Two Rivers is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $58,716, 22% below the national average of $75,149. The median home value is $121,800 (57% below the U.S. median). Renters pay a median of $756 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Two Rivers safe?
Two Rivers is safer than the national average, with a violent crime rate of 254 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,061 per 100,000 (below the national average). Overall, Two Rivers receives a safety grade of F based on combined crime data.
What is the weather like in Two Rivers?
Two Rivers has a cool climate with an average annual temperature of 44°F (7°C). Winter temperatures average 20°F in January, while summers reach an average of 68°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 32.0 inches, with 46.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Two Rivers?
The job market in Two Rivers is very strong, with unemployment at just 0.9% / well below the national rate of 3.6%. The average weekly wage is $1,030. There are 1,990 business establishments in the area, including 176 restaurants and food service locations. The average commute time is 20 minutes, and 6.5% of workers work from home.
How much does housing cost in Two Rivers?
The median home value in Two Rivers is $121,800. Zillow estimates the typical home value at $214,577. For renters, the median monthly rent is $756. Fair market rent is $872 for a 1-bedroom and $1,097 for a 2-bedroom apartment. The homeownership rate is 73.9%. The average annual property tax is $5,289.
How are the schools in Two Rivers?
Schools in Two Rivers score 5.9 out of 10 on standardized testing, near the national average. 22.0% of adults in Two Rivers hold a bachelor's degree or higher, below the national average of 33.7%. 94.6% have completed high school. 6.8% hold a graduate or professional degree.
How healthy is Two Rivers?
The obesity rate in Two Rivers is 39.6% (above the national rate of 32.1%). 15.9% of adults are smokers. 28.6% are physically inactive. 23.8% of residents report depression. 8.4% lack health insurance. 73.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,145.
What is transportation like in Two Rivers?
The average commute in Two Rivers is 20 minutes, shorter than the national average of 28 minutes. 81.9% of workers drive alone to work, and 6.5% work from home.
What are the demographics of Two Rivers?
The racial and ethnic makeup of Two Rivers is 89.5% White, 0.9% Hispanic or Latino. 94.3% of residents speak only English at home, while 5.7% speak Spanish. 9.5% of the population are military veterans. 11.9% of residents have a disability. 94.6% have health insurance coverage.
All Countries
