Median Income
$56,042
25% lower than US avg
Home Value
$113,500
60% lower than US avg
Violent Crime
510/100K
34% higher than US avg
Bachelor's+
15.0%
55% lower than US avg
Median Rent
$819
30% lower than US avg
Obesity Rate
38.0%
18% higher than US avg
Unemployment
6.2%
72% higher than US avg
Poverty Rate
13.2%
6% higher than US avg
How Ubly Compares to the U.S. Average (100% = U.S. avg)
People
Population830
Median Age40.5 yrs
Density629/mi²
Male / Female48% / 52%
Largest GroupWhite 99%
Veterans6.1%
Economy
B
Median Income$56,042
Per Capita$29,266
Unemployment6.2%
Poverty13.2%
County GDP$2,158M
Commute19 min
Housing
A+
Home Value$113,500
Rent$819
Ownership78.4%
Zillow$194,634
Housing Units363
Rent Burden27.0%
Crime
F
Violent510/100K
Property1,019/100K
Murder0.0/100K
Assault0/100K
Burglary255/100K
Health
Obesity38.0%
Uninsured7.0%
Smoking17.0%
Depression29.6%
Heart Disease5.7%
Climate
Avg Temp46°F (8°C)
AQI38 (Good)
Rain32.9 in/yr
Sunny Days260/yr
Elevation779 ft (237 m)
Education
C
Bachelor's+15.0%
High School+94.8%
Graduate+5.2%
School Score5.46
Community
2024 VoteR 70% / D 29%
Commute19 min
Broadband87.1%
EV Stations3
Libraries6
Is Ubly a Good Place to Live?
Based on current data, Ubly receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include elevated crime rates, above-average unemployment, below-average incomes. Ubly has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Ubly is $56,042, 25% below the national average of $75,149. The unemployment rate of 6.2% is somewhat elevated compared to the national rate of 3.6%. 13.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Ubly is $113,500, 60% below the national median / offering relatively affordable homeownership. Renters pay a median of $819 per month, below the national average / a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 510 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 1,019 per 100,000, 48% below the national average.
Education
15.0% of residents hold a bachelor's degree, below the national average of 33.7%. 94.8% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Ubly experiences four distinct seasons with an average temperature of 46°F. Winters average 22°F in January while summers reach 70°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 32.9 inches. Air quality is rated Good with a median AQI of 38.
Ubly has a population of 830 with a density of 629 people per square mile, spread across 1.3 square miles. The median age is 40.5 years, 4% older than the national median of 38.9. The gender split is 51.9% female and 48.1% male. The city is predominantly White (98.7%). English is the primary language spoken at home by 99.1% of residents. 6.1% of the population are veterans. 11.4% of residents have a disability. 95.6% have health insurance coverage.
Population
40.5yrs
Median Age
4% above US avg
Language Spoken at Home
English Only
99.1%
26% above US avg
Spanish
0.9%
93% below US avg
The median household income in Ubly is $56,042, which is 25% below the national average of $75,149. Per capita income is $29,266 (below the $39,052 national figure). The average weekly wage is $967, 32% lower than the U.S. average. The unemployment rate is 6.2% (above the 3.6% US average). 13.2% of residents live below the poverty line. The area has 999 business establishments, including 93 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 6.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $56,042 |
| 25% below US avg |
| Per Capita Income | $29,266 |
| Avg Weekly Wage | $967 |
| IRS Avg AGI | $60,518 |
| Gini Index | 0.434 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.2% |
| 72% above US avg |
| Poverty Rate | 13.2% |
| 6% above US avg |
| Establishments (County) | 999 |
| County GDP | $2,158M |
Business (County)
| Restaurants | 93 |
| Healthcare | 101 |
| Retail | 130 |
| Manufacturing | 60 |
Tax & Cost of Living
| Property Tax (IRS) | $4,733 |
| 35% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 4.17% |
Commute & Transportation
| Commute Time | 19.3 min |
| Drive Alone | 80.1% |
| Public Transit | 0.0% |
| Work from Home | 6.1% |
The median home value in Ubly is $113,500, 60% below the national median of $281,900. Zillow estimates the typical home value at $194,634, higher than the Census estimate. Monthly rent averages $819 (30% below the national average of $1,163). Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 78.4% of housing units are owner-occupied (above the 65.4% national rate). There are 363 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $4,733 (higher than the $3,500 national average). 27.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $113,500 |
| 60% below US avg |
| Zillow ZHVI | $194,634 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $819 |
| 30% below US avg |
| Rent Burden | 27.0% |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 78.4% |
| Owner-Occupied | 78.4% |
| Renter-Occupied | 21.6% |
| Housing Units | 363 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $4,733 |
| 35% above US avg |
| Effective Rate | 4.17% |
In Ubly, 38.0% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.7% of residents. 31.4% have high blood pressure. 17.0% are current smokers (above the 14.0% national rate). 18.7% report binge drinking. 25.0% are physically inactive. 29.6% report depression (above the 20.0% national average). 20.2% experience frequent mental distress. 7.0% of residents lack health insurance. The primary care physician ratio is 1:1,736. The dentist ratio is 1:1,838. 65.8% of residents have access to exercise opportunities. The food environment index is 7.4 out of 10.
Health Metrics: Ubly vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.0% |
| 18% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.7% |
| High Blood Pressure | 31.4% |
| Asthma | 11.9% |
| COPD | 7.6% |
| Cancer | 7.7% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.0% |
| 21% above US avg |
| Binge Drinking | 18.7% |
| Physical Inactivity | 25.0% |
| Depression | 29.6% |
| Mental Distress | 20.2% |
| Physical Distress | 13.9% |
| Short Sleep | 34.2% |
Healthcare Access
| Insurance Rate | 95.6% |
| Uninsured | 7.0% |
| 19% below US avg |
| Primary Care | 1:1,736 |
| Dentists | 1:1,838 |
| Mental Health | 1:631 |
| Checkup Rate | 76.7% |
| Dental Visits | 66.8% |
| Premature Death | 7,757/100K |
Food & Exercise
| Food Environment | 7.4/10 |
| Exercise Access | 65.8% |
| Healthcare Facilities | 101 |
Ubly has a violent crime rate of 510 per 100,000 residents, 34% above the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 509.6. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,019 per 100,000, 48% below the U.S. average. This includes larceny/theft at 764, burglary at 255, vehicle theft at 0 per 100,000 residents. The county recorded 6 fatal traffic crashes. Overall, Ubly receives a safety grade of F.
Crime Rates: Ubly vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 509.6/100K |
| 34% above US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 509.6/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 1,019.1/100K |
| 48% below US avg |
| Burglary | 254.8/100K |
| Theft | 764.3/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Ubly experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 22°F in January while summers reach 70°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 32.9 inches. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 779 feet.
Temperature
22°F Jan (-6°C)
70°F Jul (21°C)
| Annual Average | 46.4°F |
| 14% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 70°F (21°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 779 ft (237 m) |
| Area | 1.3 sq mi (3.5 km²) |
| Population Density | 629/sq mi |
| Coordinates | 43.7082°N, 82.9356°W |
| Timezone | America/Detroit |
| County | Huron County County |
| Nearest Airport | Mbs International (MBS)
58 miles away |
Precipitation & Snow
Annual Rainfall
32.9"
13% below US avg
Wettest Month (Sep)
3.74"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 59.0 / 100 |
| Social Vulnerability | 58.8 / 100 |
| Community Resilience | 90.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.5. Most recent: M2.5 on May 23, 2022.
| May 23, 2022 |
2 km NNW of Corunna, Canada |
M2.5 |
98 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
151 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 11 fatalities, 248 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 12, 1956 |
EF4 |
99 km |
3 |
| Jun 8, 1953 |
EF4 |
65 km |
0 |
| May 21, 1953 |
EF4 |
92 km |
2 |
| Jul 2, 1997 |
EF3 |
81 km |
1 |
| Jul 2, 1997 |
EF3 |
87 km |
0 |
| Jun 21, 1996 |
EF3 |
78 km |
0 |
| Sep 2, 1984 |
EF3 |
58 km |
0 |
| Jun 12, 1984 |
EF3 |
81 km |
0 |
| Jul 14, 1974 |
EF3 |
88 km |
0 |
| Jun 26, 2021 |
EF2 |
35 km |
0 |
| Jun 22, 2015 |
EF2 |
82 km |
0 |
| Mar 15, 2012 |
EF2 |
76 km |
0 |
| Jun 21, 1996 |
EF2 |
66 km |
0 |
| Oct 4, 1990 |
EF2 |
96 km |
0 |
| Aug 7, 1984 |
EF2 |
64 km |
0 |
| May 19, 1983 |
EF2 |
98 km |
0 |
| Jun 15, 1982 |
EF2 |
47 km |
0 |
| Jul 4, 1977 |
EF2 |
71 km |
0 |
| May 21, 1975 |
EF2 |
73 km |
0 |
| Sep 17, 1974 |
EF2 |
95 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 1.5 m (5 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1952 |
LAKE HURON, MI |
Avalanche |
1.5 m |
- |
80 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
13 wildfires (100+ acres) within 100 km.
Largest: BRITTLE (5,912 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
BRITTLE |
5,912 |
99 km |
| 2021 |
UNNAMED |
1,751 |
87 km |
| 1984 |
RIVER ROAD |
1,693 |
87 km |
| 2017 |
BRITTLE 20 AND 23 RX |
1,557 |
100 km |
| 2015 |
UNNAMED |
1,434 |
99 km |
| 2016 |
UNNAMED |
1,217 |
96 km |
| 2015 |
UNNAMED |
1,168 |
97 km |
| 2016 |
MEMORABLE RX |
946 |
97 km |
| 2018 |
BRITTLE 05/05/2018 |
867 |
96 km |
| 2019 |
UNNAMED |
642 |
97 km |
| 2007 |
GALION |
637 |
90 km |
| 2019 |
MEMORABLE MIDDLE |
550 |
96 km |
| 2019 |
CORSAIR BLOCK 8 |
541 |
89 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
1.8 in |
|
| February |
22°F (-6°C) |
1.6 in |
Coldest, Driest |
| March |
31°F (-0°C) |
2.3 in |
|
| April |
43°F (6°C) |
2.6 in |
|
| May |
54°F (12°C) |
2.6 in |
|
| June |
64°F (18°C) |
3.0 in |
|
| July |
70°F (21°C) |
2.7 in |
Warmest |
| August |
67°F (20°C) |
3.4 in |
|
| September |
60°F (16°C) |
3.7 in |
Wettest |
| October |
49°F (10°C) |
2.7 in |
|
| November |
38°F (3°C) |
2.8 in |
|
| December |
27°F (-3°C) |
2.4 in |
|
Ubly has a seasonal temperature swing of 48°F / from 22°F in February to 70°F in July. Total annual precipitation is 31.6 inches, with September being the wettest month (3.7") and February the driest (1.6").
Average costs for common services in Ubly. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144-$385) |
| Specialist Visit |
$337 ($192-$529) |
| Urgent Care Visit |
$192 ($96-$337) |
| Emergency Room Visit |
$2,116 ($770-$4,810) |
| Dental Cleaning |
$125 ($72-$192) |
| Dental Filling |
$241 ($144-$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$72) |
| Oil Change (Synthetic) |
$72 ($48-$115) |
| Brake Pad Replacement |
$289 ($144-$481) |
| Tire Rotation |
$38 ($19-$72) |
| New Tires (Set of 4) |
$577 ($385-$962) |
| Battery Replacement |
$192 ($96-$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58-$144) |
| Electrician (Per Hour) |
$87 ($48-$135) |
| HVAC Repair |
$385 ($144-$770) |
| HVAC System Install |
$6,734 ($3,848-$11,544) |
| Roof Repair |
$962 ($385-$1,924) |
| Roof Replacement |
$8,658 ($5,291-$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481-$3,367) |
| Divorce (Contested) |
$14,430 ($4,810-$28,860) |
| DUI Defense |
$4,810 ($1,924-$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770-$2,886) |
| Will Preparation |
$481 ($192-$962) |
| Trust Preparation |
$2,405 ($962-$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$53 ($29-$96) |
| Hair Coloring (Full) |
$144 ($72-$241) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$63) |
| Massage (1 Hour) |
$77 ($48-$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89-$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41-$4.81) |
| Loaf of Bread |
$3.66 ($2.41-$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89-$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85-$7.22) |
| Rice (per lb) |
$0.96 ($0.58-$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77-$241) |
| Natural Gas (Monthly) |
$67 ($29-$144) |
| Water/Sewer (Monthly) |
$67 ($38-$115) |
| Internet (Monthly) |
$67 ($38-$96) |
| Cell Phone Plan (Monthly) |
$63 ($29-$96) |
| Cable TV (Monthly) |
$82 ($48-$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72-$481) |
| Car Insurance (Annual) |
$1,924 ($1,154-$3,367) |
| Bus Pass (Monthly) |
$67 ($29-$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70-$24) |
| Car Registration (Annual) |
$96 ($29-$241) |
| Driver's License Renewal |
$29 ($14-$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577-$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481-$1,924) |
| After-School Care (Monthly) |
$385 ($192-$673) |
| Tutoring (Per Hour) |
$48 ($24-$96) |
| SAT/ACT Prep Course |
$962 ($385-$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810-$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$96) |
| Dog Vaccination (Annual) |
$96 ($48-$192) |
| Dog Grooming |
$58 ($29-$96) |
| Pet Boarding (Per Night) |
$38 ($19-$72) |
| Dog Spay/Neuter |
$289 ($144-$481) |
| Cat Spay/Neuter |
$192 ($96-$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $514 |
| Toddler | $556 |
| Preschool | $556 |
| Family Childcare (monthly) |
| Infant | $577 |
| Toddler | $577 |
| Preschool | $558 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Ubly
What is the population of Ubly?
Ubly has a population of 830 residents and is located in Michigan. The population density is 629 people per square mile, spread across 1.3 square miles. The median age of residents is 40.5 years. The population is 51.9% female and 48.1% male.
Is Ubly expensive to live in?
Ubly has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $56,042, 25% below the national average of $75,149. The median home value is $113,500 (60% below the U.S. median). Renters pay a median of $819 per month, below the national average of $1,163. The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is Ubly safe?
The violent crime rate in Ubly is 510 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 1,019 per 100,000 (below the national average). Overall, Ubly receives a safety grade of F based on combined crime data.
What is the weather like in Ubly?
Ubly has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 22°F in January, while summers reach an average of 70°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 32.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Ubly?
The unemployment rate in Ubly is 6.2%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $967. There are 999 business establishments in the area, including 93 restaurants and food service locations. The average commute time is 19 minutes, and 6.1% of workers work from home.
How much does housing cost in Ubly?
The median home value in Ubly is $113,500. Zillow estimates the typical home value at $194,634. For renters, the median monthly rent is $819. Fair market rent is $891 for a 1-bedroom and $1,113 for a 2-bedroom apartment. The homeownership rate is 78.4%. The average annual property tax is $4,733.
How are the schools in Ubly?
Schools in Ubly score 5.5 out of 10 on standardized testing, near the national average. 15.0% of adults in Ubly hold a bachelor's degree or higher, below the national average of 33.7%. 94.8% have completed high school. 5.2% hold a graduate or professional degree.
How healthy is Ubly?
The obesity rate in Ubly is 38.0% (above the national rate of 32.1%). 17.0% of adults are smokers. 25.0% are physically inactive. 29.6% of residents report depression. 7.0% lack health insurance (below the national rate). 65.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,736.
What is transportation like in Ubly?
The average commute in Ubly is 19 minutes, shorter than the national average of 28 minutes. 80.1% of workers drive alone to work, and 6.1% work from home.
What are the demographics of Ubly?
The racial and ethnic makeup of Ubly is 98.7% White. 99.1% of residents speak only English at home. 6.1% of the population are military veterans. 11.4% of residents have a disability. 95.6% have health insurance coverage.
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