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Underwood, IN
Full City Profile · Indiana · Scott County County
3.4
/5.0
B
Good
1,140
Population
444/sq mi density
$61,818
Median Income
$21,559 per capita
$181,300
Home Value
$248,440 Zillow
55°F
Avg Temperature
297 sunny days/yr
551
Violent Crime/100K
3,839 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$61,818 median income, 2.3% unemployment
A+
Affordability
5.0 / 5.0
$181,300 home value, /mo rent
F
Safety
1.0 / 5.0
551 violent crimes/100K (45% above avg)
B+
Education
3.5 / 5.0
31.5% bachelor's degree or higher
Underwood experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 32°F in January while summers reach 77°F in July. The area gets 297 sunny days per year. Air quality is rated Good with a median AQI of 41.
Temperature
32°F Jan (-0°C)
77°F Jul (25°C)
| Annual Average | 54.9°F |
| 2% above US avg | |
| January Average | 32°F (-0°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 297 days/yr |
Geography
| Elevation | 583 ft (178 m) |
| Area | 2.6 sq mi (6.7 km²) |
| Population Density | 444/sq mi |
| Coordinates | 38.5891°N, 85.7661°W |
| Timezone | America/Indiana/Indianapolis |
| County | Scott County County |
| Nearest Airport | Louisville Muhammad Ali International (SDF) 29 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 22.3 / 100 |
| Social Vulnerability | 23.4 / 100 |
| Community Resilience | 39.5 / 100 |
Hazard Breakdown
| Tornado | Relatively Moderate |
| Hurricane | Very Low |
| Earthquake | Relatively Low |
| Wildfire | Very Low |
| Flood | Very Low |
| Hail | Very Low |
| Strong Wind | Relatively Moderate |
| Heat Wave | Very Low |
| Winter Weather | Very Low |
| Lightning | Relatively Low |
| Ice Storm | Relatively Low |
| Drought | Relatively Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 32°F (-0°C) | 3.1 in | Coldest |
| February | 34°F (1°C) | 2.9 in | Driest |
| March | 44°F (7°C) | 4.2 in | |
| April | 54°F (12°C) | 4.5 in | |
| May | 63°F (17°C) | 4.7 in | Wettest |
| June | 72°F (22°C) | 4.0 in | |
| July | 77°F (25°C) | 4.4 in | Warmest |
| August | 74°F (23°C) | 4.1 in | |
| September | 67°F (20°C) | 3.0 in | |
| October | 56°F (13°C) | 3.0 in | |
| November | 45°F (7°C) | 3.8 in | |
| December | 35°F (2°C) | 3.7 in |
Underwood has a seasonal temperature swing of 45°F / from 32°F in January to 77°F in July. Total annual precipitation is 45.3 inches, with May being the wettest month (4.7") and February the driest (2.9").