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Urbana, MD
Full City Profile · Maryland · Frederick County County
3.9
/5.0
B+
Good
13,897
Population
1,789/sq mi density
$178,231
Median Income
$64,275 per capita
$596,400
Home Value
$661,650 Zillow
$2,571
Median Rent
22.4% income on rent
54°F
Avg Temperature
293 sunny days/yr
430
Violent Crime/100K
2,314 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$178,231 median income, 3.1% unemployment
A+
Affordability
4.8 / 5.0
$596,400 home value, $2,571/mo rent
F
Safety
1.0 / 5.0
430 violent crimes/100K (13% above avg)
A+
Education
5.0 / 5.0
65.2% bachelor's degree or higher
Housing Overview
Median Home Value
$596,400
112% above
US avg: $281,900
Median Rent
$2,571/mo
121% above
US avg: $1,163/mo
Homeownership Rate
79.0%
21% above US avg (65.4%)
Total Housing Units
4,110
Median year built: 2007
Home Value by Source
Census Median
$596,400
Zillow (ZHVI)
$661,650
Median Sale Price
$538,000
Median List Price
$557,500
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
79.0%
Owner-Occupied
21.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,312/mo
1 Bedroom
$1,400/mo
2 Bedroom
$1,648/mo
3 Bedroom
$2,123/mo
4 Bedroom
$2,442/mo
Census median rent:
$2,571/mo
Market Indicators (Redfin)
Median Days on Market
50 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
10
Price Drops
15.8%
of listings with price reduction
Price Per Sq Ft
$229
Active Inventory
19
homes for sale
Affordability & Housing Stock
Rent Burden
22.4%
of renters spending 30%+ of income on housing
28% below US avg (31.0%)
Median Year Built
2007
Average age of housing stock: 19 years
Homeownership Rate
79.0%
Complete Housing Data
Home Values
| Census Median Value | $596,400 |
| Zillow Home Value (ZHVI) | $661,650 |
| Median Sale Price | $538,000 |
| Median List Price | $557,500 |
| Price Per Sq Ft | $229 |
Rent
| Census Median Rent | $2,571 |
| FMR Studio | $1,312 |
| FMR 1-Bedroom | $1,400 |
| FMR 2-Bedroom | $1,648 |
| FMR 3-Bedroom | $2,123 |
| FMR 4-Bedroom | $2,442 |
Market
| Days on Market | 50 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 15.8% |
| Homes Sold | 10 |
| Active Inventory | 19 |
| Price Per Sq Ft | $229 |
Ownership & Stock
| Owner-Occupied | 79.0% |
| Renter-Occupied | 21.0% |
| Homeownership Rate | 79.0% |
| Total Housing Units | 4,110 |
| Median Year Built | 2007 |
| Rent Burden | 22.4% |