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Urbank, MN

Minnesota

Urbank is a small town in Minnesota with a population of 35. Residents earn $58,750 per year, which is 22% below the national average.

3.9 /5.0
B+ Good
35 Population 53/sq mi density
$58,750 Median Income $31,894 per capita
$85,000 Home Value
41°F Avg Temperature 276 sunny days/yr
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$58,750 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$85,000 home value
C+
Education
2.5 / 5.0
18.8% bachelor's degree or higher
Median Income $58,750
22% lower than US avg
Home Value $85,000
70% lower than US avg
Bachelor's+ 18.8%
44% lower than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 5.7%
54% lower than US avg

How Urbank Compares to the U.S. Average (100% = U.S. avg)

People

Population35
Median Age45.3 yrs
Density53/mi²
Male / Female63% / 37%
Largest GroupWhite 100%
Veterans32.0%

Economy

A
Median Income$58,750
Per Capita$31,894
Unemployment0.0%
Poverty5.7%
County GDP$3,285M
Commute22 min

Housing

A+
Home Value$85,000
RentN/A
OwnershipN/A
Housing Units33
Rent Burden26.8%

Climate

Avg Temp41°F (5°C)
AQI36 (Good)
Rain28.2 in/yr
Sunny Days276/yr
Elevation1,467 ft (447 m)

Education

C+
Bachelor's+18.8%
High School+84.4%
Graduate+6.7%
School Score6.08

Community

2024 VoteR 66% / D 32%
Commute22 min
Broadband18.0%
Libraries5

Is Urbank a Good Place to Live?

Based on current data, Urbank receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Urbank offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Urbank is $58,750, 22% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 5.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Urbank is $85,000, 70% below the national median — offering relatively affordable homeownership. At just 1.4x median income, home prices are very affordable relative to local earnings.

Education

18.8% of residents hold a bachelor's degree, below the national average of 33.7%. 84.4% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Urbank has a cool climate with an average annual temperature of 41°F. Winters average 8°F in January while summers reach 69°F in July. With 276 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 28.2 inches. Air quality is rated Good with a median AQI of 36.

Urbank has a population of 35 with a density of 53 people per square mile. The median age is 45.3 years, 16% older than the national median of 38.9. The city is predominantly White (100%).

Population

35
Total Population
53
People / sq mi
45.3yrs
Median Age
16% above US avg
0.7mi²
Land Area

Gender Distribution

Male 62.9%
Female 37.1%

Race & Ethnicity

Urbank vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Urbank vs U.S. Average

The median household income in Urbank is $58,750, which is 22% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 5.7% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Urbank vs U.S.

Commute Mode

Income

Median HH Income$58,750
22% below US avg
Per Capita Income$31,894
Avg Weekly Wage$1,000
IRS Avg AGI$71,755

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate5.7%
54% below US avg
Establishments (County)1,908
County GDP$3,285M

Business (County)

Restaurants165
Healthcare181
Retail250
Manufacturing89

Tax & Cost of Living

Property Tax (IRS)$4,298
23% above US avg
Cost of Living98.60 (100=avg)
Effective Tax Rate5.06%

Commute & Transportation

Commute Time21.8 min
Drive Alone68.0%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Urbank is $85,000, 70% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$85,000
70% below US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden26.8%

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied100.0%
Housing Units33
Median Year Built1971

Property Tax

Avg Tax (IRS)$4,298
23% above US avg
Effective Rate5.06%
Urbank has an average annual temperature of 41°F (5°C). Winters average 8°F in January while summers reach 69°F in July. Annual precipitation is 28.2 inches. The area enjoys 276 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

8°F Jan (-14°C) 69°F Jul (21°C)
Annual Average40.9°F
24% below US avg
January Average8°F (-14°C)
July Average69°F (21°C)
Sunny Days276 days/yr

Precipitation & Snow

Annual Rainfall28.2 inches
26% below US avg

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,467 ft (447 m)
Area0.7 sq mi (1.7 km²)
Population Density53/sq mi
Coordinates46.1240°N, 95.5101°W
TimezoneAmerica/Chicago
County FIPS27111
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 18.8% of residents hold a bachelor's degree or higher (44% below US avg). In the 2024 election, the county voted Republican by a 34.2-point margin. 18.0% of households have broadband internet.

2024 Presidential Election (County)

R 66.3%
D 32.1%

Winner: Republican by 34.2 points

Education

Bachelor's Degree+18.8%
44% below US avg
High School+84.4%
Graduate Degree+6.7%
School Test Score6.08
C+ Education Grade (2.5/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density53/sq mi
Total Area0.7 sq mi

Infrastructure & Services

Broadband Access18.0%
Public Libraries5
Healthcare Facilities181
Restaurants165
Retail Stores250

Safety & Disasters

Fatal Crashes (County/yr)9

Commute & Transportation

Avg Commute21.8 min
Drive Alone68.0%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

Parkers Prairie, MN 1,089 pop · 8.9 mi Alexandria, MN 14,579 pop · 18.2 mi Osakis, MN 1,667 pop · 24.8 mi New York Mills, MN 1,319 pop · 28.1 mi Wadena, MN 4,361 pop · 28.9 mi Fergus Falls, MN 14,138 pop · 29.3 mi Glenwood, MN 2,648 pop · 32.3 mi Long Prairie, MN 3,683 pop · 32.8 mi Perham, MN 3,577 pop · 33.0 mi Starbuck, MN 1,307 pop · 35.4 mi Staples, MN 2,359 pop · 37.4 mi Sauk Centre, MN 4,589 pop · 37.9 mi Pelican Rapids, MN 2,589 pop · 41.3 mi Morris, MN 5,092 pop · 41.8 mi
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