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Utica, IN

Full City Profile · Indiana · Clark County County

3.5 /5.0
B+ Good
1,017 Population 855/sq mi density
$75,268 Median Income $35,043 per capita
$210,900 Home Value $229,932 Zillow
$1,295 Median Rent 24.9% income on rent
58°F Avg Temperature 293 sunny days/yr
579 Violent Crime/100K 3,125 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$75,268 median income, 2.4% unemployment
A+
Affordability
5.0 / 5.0
$210,900 home value, $1,295/mo rent
F
Safety
1.0 / 5.0
579 violent crimes/100K (52% above avg)
B+
Education
3.6 / 5.0
32.6% bachelor's degree or higher

Housing Overview

Median Home Value
$210,900
25% below
US avg: $281,900
Median Rent
$1,295/mo
11% above
US avg: $1,163/mo
Homeownership Rate
79.1%
21% above US avg (65.4%)
Total Housing Units
415
Median year built: 1993

Home Value by Source

Census Median
$210,900
Zillow (ZHVI)
$229,932
Median Sale Price
$657,000
Median List Price
$649,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

79.1%
Owner-Occupied
20.9%
Renter-Occupied
79%
21%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$816/mo
1 Bedroom
$882/mo
2 Bedroom
$1,096/mo
3 Bedroom
$1,391/mo
4 Bedroom
$1,590/mo
Census median rent: $1,295/mo

Market Indicators (Redfin)

Median Days on Market
65 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
2
Price Drops
41.7%
of listings with price reduction
Price Per Sq Ft
$215
Active Inventory
12
homes for sale

Affordability & Housing Stock

Rent Burden
24.9%
of renters spending 30%+ of income on housing
20% below US avg (31.0%)
Median Year Built
1993
Average age of housing stock: 33 years
Homeownership Rate
79.1%

Complete Housing Data

Home Values

Census Median Value$210,900
Zillow Home Value (ZHVI)$229,932
Median Sale Price$657,000
Median List Price$649,000
Price Per Sq Ft$215

Rent

Census Median Rent$1,295
FMR Studio$816
FMR 1-Bedroom$882
FMR 2-Bedroom$1,096
FMR 3-Bedroom$1,391
FMR 4-Bedroom$1,590

Market

Days on Market65
Sale-to-List Ratio1.0%
Price Drops41.7%
Homes Sold2
Active Inventory12
Price Per Sq Ft$215

Ownership & Stock

Owner-Occupied79.1%
Renter-Occupied20.9%
Homeownership Rate79.1%
Total Housing Units415
Median Year Built1993
Rent Burden24.9%