Valley Cottage, NY

New York · Metropolitan Area

Valley Cottage is a small city in New York with a population of 8,803. Residents earn $133,828 per year, which is 78% above the national average.

4.7 /5.0
A+ Excellent
8,803 Population 2,005/sq mi density
$133,828 Median Income $67,380 per capita
$502,000 Home Value $625,458 Zillow
$2,000 Median Rent
53°F Avg Temperature
A+
Overall
4.7 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$133,828 median income, 5.3% unemployment
A+
Affordability
4.6 / 5.0
$502,000 home value, $2,000/mo rent
A+
Education
5.0 / 5.0
56.1% bachelor's degree or higher
Median Income $133,828
78% higher than US avg
Home Value $502,000
78% higher than US avg
Bachelor's+ 56.1%
66% higher than US avg
Median Rent $2,000
72% higher than US avg
Obesity Rate 27.3%
15% lower than US avg
Unemployment 5.3%
47% higher than US avg
Poverty Rate 0.0%
100% lower than US avg

How Valley Cottage Compares to the U.S. Average (100% = U.S. avg)

People

Population8,803
Median Age47.4 yrs
Density2,005/mi²
Male / Female49% / 52%
Largest GroupWhite 67%

Economy

A+
Median Income$133,828
Per Capita$67,380
Unemployment5.3%
Poverty0.0%
County GDP$120,154M
Commute32 min

Housing

A+
Home Value$502,000
Rent$2,000
OwnershipN/A
Zillow$625,458

Crime

ViolentN/A
PropertyN/A

Health

Obesity27.3%
UninsuredN/A
Depression17.5%
Heart Disease4.4%

Climate

Avg Temp53°F
AQI36 (Good)
Rain51.2 in/yr
Elevation193 ft

Education

A+
Bachelor's+56.1%
High School+97.0%
School Score5.39

Community

2024 VoteR 37% / D 63%
Commute32 min
Libraries45

Is Valley Cottage a Good Place to Live?

Based on current data, Valley Cottage receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs, above-average unemployment. Valley Cottage stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Valley Cottage is $133,828, which is significantly higher than the national average — 78% above $75,149. This places Valley Cottage among higher-income communities. The unemployment rate of 5.3% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.

Cost of Living & Housing

The median home value in Valley Cottage is $502,000, making it a premium housing market at 78% above the U.S. median of $281,900. Renters pay a median of $2,000 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.8x indicates a reasonably affordable housing market.

Education

Valley Cottage is a highly educated community — 56.1% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.0% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Valley Cottage experiences four distinct seasons with an average temperature of 53°F. Winters average 31°F in January while summers reach 75°F in July. Annual precipitation totals 51.2 inches, including 32.7 inches of snow. Air quality is rated Good with a median AQI of 36.

Valley Cottage has a population of 8,803 with a density of 2,005 people per square mile. The median age is 47.4 years, 22% older than the national median of 38.9. The city is predominantly White (66.8%), with 5.7% Black.

Population

8,803
Total Population
2,005
People / sq mi
47.4yrs
Median Age
22% above US avg
4.4mi²
Land Area

Gender Distribution

Male 48.5%
Female 51.5%

Race & Ethnicity

Valley Cottage vs U.S. Average

Language Spoken at Home

English Only73.2%
7% below US avg
Spanish26.8%
100% above US avg

Social Characteristics

Valley Cottage vs U.S. Average

The median household income in Valley Cottage is $133,828, which is 78% above the national average of $75,149. The unemployment rate is 5.3% (above the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 32 minutes.

Income: Valley Cottage vs U.S.

Commute Mode

Income

Median HH Income$133,828
78% above US avg
Per Capita Income$67,380
Avg Weekly Wage$1,814
IRS Avg AGI$188,224

Employment & Poverty

Unemployment5.3%
47% above US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)37,722
County GDP$120,154M

Business (County)

Restaurants2,631
Healthcare3,441
Retail3,365
Manufacturing485

Tax & Cost of Living

Property Tax (IRS)$20,623
489% above US avg
Effective Tax Rate4.11%

Commute & Transportation

Commute Time31.5 min
Work from Home16.0%

Walkability

The median home value in Valley Cottage is $502,000, 78% above the national average. Monthly rent averages $2,000 (72% above US avg). Zillow estimates the typical home value at $625,458.

Home Value Sources

Ownership Split

Home Values

Census Median$502,000
78% above US avg
Zillow ZHVI$625,458
Median List Price$592,500

Real Estate Market (Redfin)

Median List Price$592,500
$/Sq Ft$369
Homes Sold3
Sale-to-List Ratio103.6%
Price Drops0.0%
Inventory12

Rental Costs

Census Median Rent$2,000
72% above US avg

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied88.4%

Property Tax

Avg Tax (IRS)$20,623
489% above US avg
Effective Rate4.11%
In Valley Cottage, 27.3% of adults are obese (below the 32.1% national rate). 17.5% report depression. 21.5% are physically inactive.

Health Metrics: Valley Cottage vs U.S. Average (%)

Chronic Conditions

Obesity27.3%
15% below US avg
Diabetes8.2%
Heart Disease4.4%
High Blood Pressure26.2%
Asthma10.0%
COPD4.1%
Stroke2.3%

Behaviors & Mental Health

Binge Drinking17.6%
Physical Inactivity21.5%
Depression17.5%
Mental Distress14.2%
Physical Distress9.8%

Healthcare Access

Insurance Rate98.2%
Checkup Rate79.1%
Premature Death4,881/100K

Food & Exercise

Food Environment9.3/10
Exercise Access99.7%
Healthcare Facilities3,441

Crime Rates: Valley Cottage vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)36

Safety Score

Valley Cottage has an average annual temperature of 53°F (12°C). Winters average 31°F in January while summers reach 75°F in July. Annual precipitation is 51.2 inches. Air quality is rated Good with a median AQI of 36.

Temperature

31°F Jan (-0°C) 75°F Jul (24°C)
Annual Average53.4°F
1% below US avg
January Average31°F (-0°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall51.2 inches
35% above US avg
Snowfall32.7 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation193 ft (59 m)
Area4.4 sq mi (11.4 km²)
Population Density2,005/sq mi
Coordinates41.1155°N, 73.9435°W
County FIPS36119
It is classified as Metro — 1 million+. 56.1% of residents hold a bachelor's degree or higher (66% above US avg). In the 2024 election, the county voted Democrat by a 26.3-point margin.

2024 Presidential Election (County)

R 36.9%
D 63.1%

Winner: Democrat by 26.3 points

Education

Bachelor's Degree+56.1%
66% above US avg
High School+97.0%
School Test Score5.39
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density2,005/sq mi
Total Area4.4 sq mi

Infrastructure & Services

Public Libraries45
Healthcare Facilities3,441
Restaurants2,631
Retail Stores3,365

Safety & Disasters

Fatal Crashes (County/yr)36

Commute & Transportation

Avg Commute31.5 min
Work from Home16.0%

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