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Velma, OK
Full City Profile · Oklahoma · Stephens County County
3.4
/5.0
B
Good
585
Population
433/sq mi density
$61,806
Median Income
$30,944 per capita
$105,200
Home Value
$171,031 Zillow
$920
Median Rent
30.0% income on rent
63°F
Avg Temperature
318 sunny days/yr
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$61,806 median income, 2.8% unemployment
A+
Affordability
5.0 / 5.0
$105,200 home value, $920/mo rent
D
Education
1.7 / 5.0
8.7% bachelor's degree or higher
Housing Overview
Median Home Value
$105,200
63% below
US avg: $281,900
Median Rent
$920/mo
21% below
US avg: $1,163/mo
Homeownership Rate
74.5%
14% above US avg (65.4%)
Total Housing Units
280
Median year built: 1974
Home Value by Source
Census Median
$105,200
Zillow (ZHVI)
$171,031
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
74.5%
Owner-Occupied
25.5%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$744/mo
1 Bedroom
$791/mo
2 Bedroom
$995/mo
3 Bedroom
$1,297/mo
4 Bedroom
$1,501/mo
Census median rent:
$920/mo
Affordability & Housing Stock
Rent Burden
30.0%
of renters spending 30%+ of income on housing
3% below US avg (31.0%)
Median Year Built
1974
Average age of housing stock: 52 years
Homeownership Rate
74.5%
Complete Housing Data
Home Values
| Census Median Value | $105,200 |
| Zillow Home Value (ZHVI) | $171,031 |
Rent
| Census Median Rent | $920 |
| FMR Studio | $744 |
| FMR 1-Bedroom | $791 |
| FMR 2-Bedroom | $995 |
| FMR 3-Bedroom | $1,297 |
| FMR 4-Bedroom | $1,501 |
Market
Ownership & Stock
| Owner-Occupied | 74.5% |
| Renter-Occupied | 25.5% |
| Homeownership Rate | 74.5% |
| Total Housing Units | 280 |
| Median Year Built | 1974 |
| Rent Burden | 30.0% |