Waipahu, HI

Full City Profile · Hawaii · Honolulu County County

2.5 /5.0

C+ Fair

39,871 Population 14,877/sq mi density

$98,633 Median Income $30,363 per capita

$835,400 Home Value $857,649 Zillow

$1,585 Median Rent 31.0% income on rent

77°F Avg Temperature 330 sunny days/yr

232 Violent Crime/100K 1,045 property/100K

C+

Overall

2.5 / 5.0

Fair overall score based on economy, affordability, safety and education

A+

Economy

4.6 / 5.0

$98,633 median income, 2.6% unemployment

Affordability

1.9 / 5.0

$835,400 home value, $1,585/mo rent

Safety

1.0 / 5.0

232 violent crimes/100K

Education

2.5 / 5.0

18.6% bachelor's degree or higher

Cost Overview

Cost of Living Index

110.0

Above national average

100 = US average

Median Monthly Rent

$1,585

36% above US avg

Avg Annual Property Tax

$3,790

8% above US avg ($3,500)

Fair Market Rents (HUD FY2026)

Studio

$1,786

per month

1 Bedroom

$1,859

per month

2 Bedroom

$2,433

per month

3 Bedroom

$3,157

per month

4 Bedroom

$3,779

per month

Childcare Costs

Infant (Center) $1,584/mo

$19,008/year

Toddler (Center) $1,139/mo

$13,668/year

Preschool (Center) $1,139/mo

$13,668/year

Infant (Family) $899/mo

$10,788/year

Toddler (Family) $899/mo

$10,788/year

Preschool (Family) $899/mo

$10,788/year

Healthcare 40 services

Doctor Visit (Primary Care)	$275.00
Specialist Visit	$385.00
Urgent Care Visit	$220.00
Emergency Room Visit	$2,420.00
Dental Cleaning	$143.00
Dental Filling	$275.00
Root Canal	$1,100.00
Dental Crown	$1,320.00
Tooth Extraction	$275.00
Wisdom Teeth Removal	$1,650.00
Teeth Whitening	$550.00
Dental Implant	$4,400.00
Eye Exam	$220.00
Glasses (Prescription)	$385.00
Contact Lenses (Annual)	$275.00 annual
LASIK (Per Eye)	$2,750.00 per eye
X-Ray	$275.00
MRI	$1,650.00
CT Scan	$1,320.00
Ultrasound	$440.00

Blood Test (Basic Panel)	$165.00
Physical Therapy (Session)	$165.00 per session
Chiropractor Visit	$82.50
Dermatologist Visit	$275.00
Mental Health Therapy	$192.50 per session
Psychiatrist Visit	$330.00
Colonoscopy	$2,750.00
Mammogram	$330.00
Knee Replacement	$38,500.00
Hip Replacement	$35,200.00
Cataract Surgery (Per Eye)	$3,850.00 per eye
ACL Surgery	$27,500.00
Appendectomy	$16,500.00
C-Section Delivery	$24,200.00
Normal Childbirth	$14,300.00
Flu Shot	$44.00
COVID Test	$110.00
Prescription (Generic, 30-day)	$16.50 per month
Prescription (Brand, 30-day)	$275.00 per month
Ambulance Ride	$1,320.00

Auto Repair 18 services

Oil Change (Conventional)	$49.50
Oil Change (Synthetic)	$82.50
Brake Pad Replacement	$330.00
Tire Rotation	$44.00
New Tires (Set of 4)	$660.00 set of 4
Battery Replacement	$220.00
Transmission Repair	$3,300.00
AC Repair	$550.00
Windshield Replacement	$385.00

Wheel Alignment	$110.00
Spark Plug Replacement	$220.00
Alternator Replacement	$550.00
Timing Belt Replacement	$770.00
Car Detailing (Full)	$220.00
Towing (Per Mile)	$5.50 per mile
State Inspection	$33.00
Emissions Test	$55.00
Check Engine Diagnostic	$110.00

Home Services 25 services

Plumber (Per Hour)	$110.00 per hour
Electrician (Per Hour)	$99.00 per hour
HVAC Repair	$440.00
HVAC System Install	$7,700.00
Roof Repair	$1,100.00
Roof Replacement	$9,900.00
Interior Painting (Avg Home)	$2,750.00
Exterior Painting (Avg Home)	$3,850.00
Pest Control (One-Time)	$220.00
Pest Control (Annual Plan)	$550.00 annual
Carpet Cleaning (3 Rooms)	$192.50
Lawn Mowing (Per Visit)	$55.00 per visit
Lawn Care (Monthly)	$165.00 monthly

Tree Removal	$880.00
Gutter Cleaning	$220.00
Pressure Washing (House)	$330.00
Foundation Repair	$5,500.00
Kitchen Remodel (Mid-Range)	$33,000.00
Bathroom Remodel (Mid-Range)	$13,200.00
Flooring Install	$8.80 per sq ft
Window Replacement	$715.00 per window
Fence Install (Wood)	$33.00 per ft
Garage Door Replacement	$1,320.00
Water Heater Replacement	$1,650.00
Septic Tank Pumping	$440.00

Legal 12 services

Divorce (Uncontested)	$1,650.00
Divorce (Contested)	$16,500.00
DUI Defense	$5,500.00
Bankruptcy (Chapter 7)	$1,650.00
Will Preparation	$550.00
Trust Preparation	$2,750.00

Real Estate Closing	$2,200.00
Traffic Ticket Defense	$330.00
LLC Formation	$550.00
Immigration Consultation	$330.00
Criminal Defense (Misdemeanor)	$3,300.00
Personal Injury (Contingency)	$36.30 % of settlement

Personal Care 12 services

Men's Haircut	$27.50
Women's Haircut	$60.50
Hair Coloring (Full)	$165.00
Manicure	$27.50
Pedicure	$44.00
Massage (1 Hour)	$88.00 per session

Facial Treatment	$110.00
Gym Membership	$55.00 monthly
Personal Trainer (Session)	$77.00 per session
Dry Cleaning (Suit)	$16.50
Laundromat (Per Load)	$4.40 per load
Spa Day Package	$275.00

Food & Grocery 20 services

Gallon of Milk	$4.51 per gallon
Dozen Eggs	$3.85 per dozen
Loaf of Bread	$4.18
Chicken Breast	$4.95 per lb
Ground Beef	$6.05 per lb
Rice	$1.10 per lb
Bananas	$0.72 per lb
Apples	$1.98 per lb
Coffee	$8.25 per lb
Gasoline	$3.85 per gallon

Fast Food Meal	$11.00
Restaurant Meal (Casual)	$19.80
Restaurant Meal (Fine Dining)	$66.00
Pizza Delivery (Large)	$19.80
Coffee (Cafe Latte)	$6.05
Beer (6-Pack Domestic)	$11.00
Wine (750ml, Mid-Range)	$16.50
Cigarettes (Pack)	$9.35 per pack
Baby Formula (Can)	$27.50
Dog Food (Monthly)	$55.00 monthly

Utilities 8 services

Electricity (Monthly)	$154.00 monthly
Natural Gas (Monthly)	$77.00 monthly
Water/Sewer (Monthly)	$77.00 monthly
Internet (Monthly)	$77.00 monthly

Cell Phone Plan (Monthly)	$71.50 monthly
Cable TV (Monthly)	$93.50 monthly
Trash Collection (Monthly)	$38.50 monthly
Home Insurance (Annual)	$2,200.00 annual

Transportation 8 services

Monthly Parking (Downtown)	$220.00 monthly
Car Insurance (Annual)	$2,200.00 annual
Bus Pass (Monthly)	$77.00 monthly
Taxi/Uber (5-Mile Ride)	$16.50

Car Registration (Annual)	$110.00 annual
Driver's License Renewal	$33.00
Tolls (Monthly Commuter)	$55.00 monthly
Vehicle Property Tax (Annual)	$440.00 annual

Education & Childcare 8 services

Daycare (Infant, Monthly)	$1,320.00 monthly
Daycare (Toddler, Monthly)	$1,100.00 monthly
After-School Care (Monthly)	$440.00 monthly
Tutoring (Per Hour)	$55.00 per hour

SAT/ACT Prep Course	$1,100.00
Private School (K-12, Annual)	$13,750.00 annual
Community College (Annual)	$4,400.00 annual
State University (Annual)	$11,000.00 annual

Pets 9 services

Vet Visit (Routine Checkup)	$66.00
Dog Vaccination (Annual)	$110.00 annual
Dog Grooming	$66.00
Pet Boarding (Per Night)	$44.00 per night
Dog Spay/Neuter	$330.00

Cat Spay/Neuter	$220.00
Pet Emergency Visit	$880.00
Dental Cleaning (Dog)	$440.00
Microchipping	$55.00

Complete Cost Data

Housing Costs

Cost of Living Index	110.0
Median Rent	$1,585
Rent Burden	31.0%
Property Tax (IRS)	$3,790
FMR Studio	$1,786
FMR 1-Bedroom	$1,859
FMR 2-Bedroom	$2,433
FMR 3-Bedroom	$3,157
FMR 4-Bedroom	$3,779

Childcare (Monthly)

Infant (Center)	$1,584
Toddler (Center)	$1,139
Preschool (Center)	$1,139
Infant (Family)	$899
Toddler (Family)	$899
Preschool (Family)	$899

Income Context

Median Income	$98,633
Per Capita Income	$30,363
IRS Avg AGI	$87,531