Median Income
$73,092
3% lower than US avg
Home Value
$372,900
32% higher than US avg
Violent Crime
144/100K
62% lower than US avg
Bachelor's+
8.1%
76% lower than US avg
Median Rent
$1,567
35% higher than US avg
Obesity Rate
36.8%
15% higher than US avg
Unemployment
3.8%
6% higher than US avg
Poverty Rate
11.8%
5% lower than US avg
How Waterford Compares to the U.S. Average (100% = U.S. avg)
People
Population9,177
Median Age28.9 yrs
Density3,889/mi²
Male / Female51% / 49%
Largest GroupWhite 59%
Veterans3.7%
Economy
B+
Median Income$73,092
Per Capita$25,530
Unemployment3.8%
Poverty11.8%
County GDP$13,282M
Commute29 min
Housing
B+
Home Value$372,900
Rent$1,567
Ownership53.8%
Zillow$423,739
Housing Units2,648
Rent Burden27.0%
Crime
F
Violent144/100K
Property1,585/100K
Murder0.0/100K
Assault78/100K
Burglary188/100K
Health
Obesity36.8%
Uninsured14.5%
Smoking14.8%
Depression22.4%
Heart Disease5.8%
Climate
Avg Temp63°F (17°C)
AQI48 (Good)
Rain12.3 in/yr
Sunny Days330/yr
Elevation173 ft (53 m)
Education
D
Bachelor's+8.1%
High School+70.2%
Graduate+2.1%
School Score3.99
Community
2024 VoteR 51% / D 47%
Commute29 min
Broadband95.0%
EV Stations1
Libraries13
Is Waterford a Good Place to Live?
Based on current data, Waterford receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low crime rates, abundant sunshine, strong internet connectivity. Areas to be aware of include a high uninsured rate. Waterford has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Waterford is $73,092, roughly in line with the national average of $75,149. Unemployment stands at 3.8%, indicating a healthy job market. 11.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Waterford is $372,900, 32% above the national median. Renters pay a median of $1,567 per month, significantly above the national average of $1,163. The price-to-income ratio of 5.1x means housing costs are stretched relative to local earnings.
Safety & Crime
Waterford is a very safe community with a violent crime rate of 144 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,585 per 100,000, near the national average.
Education
8.1% of residents hold a bachelor's degree, below the national average of 33.7%. 70.2% have completed high school. School test scores average 4/10, below typical benchmarks.
Climate & Weather
Waterford enjoys a moderate climate with an average annual temperature of 63°F. Winters average 48°F in January while summers reach 79°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 12.3 inches. Air quality is rated Good with a median AQI of 48.
Waterford has a population of 9,177 with a density of 3,889 people per square mile, spread across 2.4 square miles. The median age is 28.9 years, 26% younger than the national median of 38.9. The gender split is 49.4% female and 50.6% male. The city is predominantly White (58.6%), with 1.5% Hispanic. English is the primary language spoken at home by 51.5% of residents, while 48.5% speak Spanish. 3.7% of the population are veterans, below the national rate of 6.0%. 13.9% of residents have a disability. 92.5% have health insurance coverage.
Population
28.9yrs
Median Age
26% below US avg
Race & Ethnicity
Waterford vs U.S. Average
Language Spoken at Home
English Only
51.5%
34% below US avg
Spanish
48.5%
262% above US avg
Social Characteristics
Waterford vs U.S. Average
The median household income in Waterford is $73,092, which is 3% below the national average of $75,149. Per capita income is $25,530 (below the $39,052 national figure). The average weekly wage is $1,057, 26% lower than the U.S. average. The unemployment rate is 3.8% (above the 3.6% US average). 11.8% of residents live below the poverty line. The area has 8,584 business establishments, including 403 restaurants. The cost of living index is 110.7, slightly above the national baseline of 100. Workers commute an average of 29 minutes. 4.7% of workers work from home (below the 15.2% national rate).
Income: Waterford vs U.S.
Income
| Median HH Income | $73,092 |
| 3% below US avg |
| Per Capita Income | $25,530 |
| Avg Weekly Wage | $1,057 |
| IRS Avg AGI | $57,281 |
| Gini Index | 0.458 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.8% |
| 6% above US avg |
| Poverty Rate | 11.8% |
| 5% below US avg |
| Establishments (County) | 8,584 |
| County GDP | $13,282M |
Business (County)
| Restaurants | 403 |
| Healthcare | 479 |
| Retail | 547 |
| Manufacturing | 116 |
Tax & Cost of Living
| Property Tax (IRS) | $4,616 |
| 32% above US avg |
| Cost of Living | 110.70 (100=avg) |
| Effective Tax Rate | 1.24% |
Commute & Transportation
| Commute Time | 28.5 min |
| Drive Alone | 73.1% |
| Public Transit | 0.0% |
| Work from Home | 4.7% |
The median home value in Waterford is $372,900, 32% above the national median of $281,900. Zillow estimates the typical home value at $423,739, higher than the Census estimate. Homes sell for 100.7% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $1,567 (35% above the national average of $1,163). Fair market rent ranges from $1,647 for a one-bedroom to $2,053 for a two-bedroom apartment. 53.8% of housing units are owner-occupied (below the 65.4% national rate). There are 2,648 total housing units in the city. The median year a home was built is 1989. The average annual property tax is $4,616 (higher than the $3,500 national average). 27.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.1x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $372,900 |
| 32% above US avg |
| Zillow ZHVI | $423,739 |
| Median List Price | $447,900 |
Real Estate Market (Redfin)
| Median List Price | $447,900 |
| $/Sq Ft | $251 |
| Homes Sold | 6 |
| Sale-to-List Ratio | 100.7% |
| Price Drops | 40.0% |
| Inventory | 10 |
Rental Costs
| Census Median Rent | $1,567 |
| 35% above US avg |
| Rent Burden | 27.0% |
HUD Fair Market Rent
| Studio | $1,513 |
| 1 Bedroom | $1,647 |
| 2 Bedrooms | $2,053 |
| 3 Bedrooms | $2,752 |
| 4 Bedrooms | $3,165 |
Ownership & Property
| Homeownership | 53.8% |
| Owner-Occupied | 53.8% |
| Renter-Occupied | 46.2% |
| Housing Units | 2,648 |
| Median Year Built | 1989 |
Property Tax
| Avg Tax (IRS) | $4,616 |
| 32% above US avg |
| Effective Rate | 1.24% |
In Waterford, 36.8% of adults are obese, above the national rate of 32.1%. 10.7% have diabetes. Heart disease affects 5.8% of residents. 30.3% have high blood pressure. 14.8% are current smokers. 18.2% report binge drinking. 30.3% are physically inactive, above the national average. 22.4% report depression. 20.4% experience frequent mental distress. 14.5% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,387. The dentist ratio is 1:2,148. 78.3% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Waterford vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.8% |
| 15% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 5.8% |
| High Blood Pressure | 30.3% |
| Asthma | 10.5% |
| COPD | 6.1% |
| Cancer | 6.0% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 14.8% |
| 6% above US avg |
| Binge Drinking | 18.2% |
| Physical Inactivity | 30.3% |
| Depression | 22.4% |
| Mental Distress | 20.4% |
| Physical Distress | 15.8% |
| Short Sleep | 36.6% |
Healthcare Access
| Insurance Rate | 92.5% |
| Uninsured | 14.5% |
| 69% above US avg |
| Primary Care | 1:2,387 |
| Dentists | 1:2,148 |
| Mental Health | 1:398 |
| Checkup Rate | 69.4% |
| Dental Visits | 55.5% |
| Premature Death | 8,849/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 78.3% |
| Healthcare Facilities | 479 |
Waterford has a violent crime rate of 144 per 100,000 residents, 62% below the national average of 380. This breaks down to aggravated assault at 77.6 per 100,000, robbery at 55.4, rape at 11.1. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,585 per 100,000, 19% below the U.S. average. This includes larceny/theft at 842, burglary at 188, vehicle theft at 554 per 100,000 residents. The county recorded 62 fatal traffic crashes. Overall, Waterford receives a safety grade of F.
Crime Rates: Waterford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 144.1/100K |
| 62% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 11.1/100K |
| Robbery | 55.4/100K |
| Assault | 77.6/100K |
Property Crime
| Total Property | 1,585.2/100K |
| 19% below US avg |
| Burglary | 188.5/100K |
| Theft | 842.5/100K |
| Vehicle Theft | 554.3/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 62 |
| Traffic Accidents | 301 |
| Avg Accident Severity | 2.1 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Waterford enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winters average 48°F in January while summers reach 79°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 12.3 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 48. The city sits at an elevation of 173 feet.
Temperature
48°F Jan (9°C)
79°F Jul (26°C)
| Annual Average | 63.1°F |
| 17% above US avg |
| January Average | 48°F (9°C) |
| July Average | 79°F (26°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 173 ft (53 m) |
| Area | 2.4 sq mi (6.1 km²) |
| Population Density | 3,889/sq mi |
| Coordinates | 37.6427°N, 120.7542°W |
| Timezone | America/Los_Angeles |
| County | Merced County County |
| Nearest Airport | Merced Yosemite Regional (MCE)
27 miles away |
Precipitation & Snow
Annual Rainfall
12.3"
68% below US avg
Wettest Month (Jan)
2.44"
Air Quality
| AQI Median | 48.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0467 ppm |
| NO₂ (Nitrogen Dioxide) | 10.3 ppb |
| PM2.5 (Fine Particles) | 9.0 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 96.9 / 100 |
| Social Vulnerability | 61.7 / 100 |
| Community Resilience | 7.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Relatively High |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively High |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively High |
| Winter Weather |
Very Low |
| Lightning |
Relatively High |
| Drought |
Very High |
| Cold Wave |
No Rating |
| Landslide |
Very Low |
| Volcano |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4,672 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M6.0. Most recent: M2.6 on Aug 24, 2025.
| Jul 8, 2021 |
Antelope Valley, CA |
M6.0 |
146 km |
| Apr 18, 1990 |
5 km NNW of Aromas, California |
M5.4 |
112 km |
| Oct 21, 2012 |
24 km NE of San Lucas, California |
M5.3 |
149 km |
| Aug 12, 1998 |
10 km SW of Ridgemark, California |
M5.1 |
117 km |
| Apr 18, 1990 |
4 km E of Interlaken, California |
M5.1 |
112 km |
| Jul 8, 2021 |
32km SE of Markleeville, CA |
M5.0 |
146 km |
| Jan 16, 1993 |
9 km E of Gilroy, California |
M4.9 |
94 km |
| Apr 19, 1996 |
2 km E of Aromas, California |
M4.9 |
114 km |
| May 14, 2002 |
5 km SSW of Gilroy, California |
M4.9 |
106 km |
| Apr 18, 1990 |
4 km NNW of Aromas, California |
M4.9 |
112 km |
| Apr 23, 1995 |
22 km NNE of Soledad, California |
M4.9 |
122 km |
| Apr 18, 1990 |
4 km N of Aromas, California |
M4.7 |
112 km |
| May 21, 1996 |
8 km ESE of East Foothills, California |
M4.7 |
91 km |
| Aug 11, 1993 |
14 km ESE of Alum Rock, California |
M4.7 |
90 km |
| Aug 27, 2011 |
21 km NE of Soledad, California |
M4.6 |
124 km |
| Jul 8, 2021 |
29km ENE of Dardanelle, CA |
M4.6 |
141 km |
| Mar 24, 1991 |
1 km NNE of Interlaken, California |
M4.6 |
114 km |
| Jul 9, 2021 |
30km SE of Markleeville, CA |
M4.6 |
144 km |
| Sep 19, 2023 |
15 km SW of Westley, CA |
M4.5 |
53 km |
| Jan 12, 2011 |
9 km SSE of San Juan Bautista, California |
M4.5 |
117 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
73 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2. Total: 1 injury.
| Date |
Rating |
Distance |
Fatalities |
| Apr 27, 1953 |
EF2 |
22 km |
0 |
| Mar 11, 2023 |
EF1 |
38 km |
0 |
| Jan 10, 2023 |
EF1 |
49 km |
0 |
| Nov 15, 2015 |
EF1 |
14 km |
0 |
| Jan 23, 2010 |
EF1 |
94 km |
0 |
| Apr 14, 2006 |
EF1 |
22 km |
0 |
| Dec 16, 2002 |
EF1 |
40 km |
0 |
| May 20, 2002 |
EF1 |
97 km |
0 |
| Feb 14, 1998 |
EF1 |
89 km |
0 |
| Dec 12, 1996 |
EF1 |
17 km |
0 |
| Nov 22, 1996 |
EF1 |
44 km |
0 |
| Jan 14, 1995 |
EF1 |
72 km |
0 |
| Apr 19, 1988 |
EF1 |
68 km |
0 |
| Mar 4, 1978 |
EF1 |
26 km |
0 |
| Mar 4, 1978 |
EF1 |
7 km |
0 |
| Mar 1, 1978 |
EF1 |
16 km |
0 |
| May 31, 1967 |
EF1 |
60 km |
0 |
| Apr 22, 1967 |
EF1 |
60 km |
0 |
| Apr 21, 1967 |
EF1 |
96 km |
0 |
| Apr 1, 1958 |
EF1 |
19 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
4 tsunamis recorded within 500 km.
Highest wave on record: 4.5 m (15 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1868 |
N. CALIFORNIA |
Eruption + Earthquake |
4.5 m |
30 |
119 km |
| 1989 |
N. CALIFORNIA |
Earthquake |
1.0 m |
62 |
121 km |
| 1856 |
N. CALIFORNIA |
Eruption + Earthquake |
0.6 m |
— |
137 km |
| 1865 |
N. CALIFORNIA |
Eruption + Earthquake |
— |
— |
113 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Nearby Volcanoes
3 volcanoes within 200 km.
Closest: Mammoth Mountain (152 km).
| Name |
Type |
Elevation |
Last Eruption |
Distance |
| Mammoth Mountain |
Lava dome(s) |
3,369 m (11,053 ft) |
1260 |
152 km |
| Mono-Inyo Craters |
Lava dome(s) |
2,796 m (9,173 ft) |
1380 |
153 km |
| Mono Lake Volcanic Field |
Pyroclastic cone(s) |
2,121 m (6,959 ft) |
1790 |
157 km |
Source: Smithsonian Institution Global Volcanism Program (GVP). Sorted by distance.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: SCU LIGHTNING COMPLEX (405,787 ac, 2020).
| Year |
Name |
Acres |
Distance |
| 2020 |
SCU LIGHTNING COMPLEX |
405,787 |
68 km |
| 2013 |
RIM |
257,084 |
75 km |
| 2018 |
FERGUSON |
97,307 |
83 km |
| 2017 |
DETWILER |
83,297 |
57 km |
| 2015 |
BUTTE |
72,894 |
71 km |
| 1996 |
ACKERSON COMPLEX (ACKERSON) |
58,161 |
88 km |
| 1987 |
PAPER |
49,296 |
63 km |
| 1987 |
LARSON |
49,250 |
73 km |
| 2007 |
LICK |
47,424 |
76 km |
| 1987 |
HAMM |
39,333 |
63 km |
| 2006 |
CANYON |
36,851 |
61 km |
| 2008 |
TELEGRAPH |
33,479 |
65 km |
| 2022 |
OAK |
19,408 |
79 km |
| 1992 |
GULCH |
18,019 |
65 km |
| 1990 |
A-ROCK |
17,706 |
85 km |
| 1996 |
ROGGE |
17,559 |
63 km |
| 2003 |
ANNIE |
17,383 |
63 km |
| 1996 |
MERCY |
16,993 |
87 km |
| 2024 |
CORRAL |
16,138 |
62 km |
| 2001 |
DARBY |
14,734 |
73 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
48°F (9°C) |
2.4 in |
Wettest |
| February |
51°F (10°C) |
2.3 in |
|
| March |
55°F (13°C) |
2.2 in |
|
| April |
60°F (15°C) |
1.2 in |
|
| May |
66°F (19°C) |
0.2 in |
|
| June |
72°F (22°C) |
0.1 in |
|
| July |
79°F (26°C) |
0.0 in |
Warmest, Driest |
| August |
76°F (24°C) |
0.1 in |
|
| September |
72°F (22°C) |
0.2 in |
|
| October |
64°F (18°C) |
0.8 in |
|
| November |
53°F (12°C) |
2.1 in |
|
| December |
45°F (7°C) |
1.9 in |
Coldest |
Waterford has a seasonal temperature swing of 34°F / from 45°F in December to 79°F in July. Total annual precipitation is 13.6 inches, with January being the wettest month (2.4") and July the driest (0.0").
Average costs for common services in Waterford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$277 ($166–$443) |
| Specialist Visit |
$387 ($221–$609) |
| Urgent Care Visit |
$221 ($111–$387) |
| Emergency Room Visit |
$2,435 ($886–$5,535) |
| Dental Cleaning |
$144 ($83–$221) |
| Dental Filling |
$277 ($166–$443) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$50 ($28–$83) |
| Oil Change (Synthetic) |
$83 ($55–$133) |
| Brake Pad Replacement |
$332 ($166–$554) |
| Tire Rotation |
$44 ($22–$83) |
| New Tires (Set of 4) |
$664 ($443–$1,107) |
| Battery Replacement |
$221 ($111–$387) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$111 ($66–$166) |
| Electrician (Per Hour) |
$100 ($55–$155) |
| HVAC Repair |
$443 ($166–$886) |
| HVAC System Install |
$7,749 ($4,428–$13,284) |
| Roof Repair |
$1,107 ($443–$2,214) |
| Roof Replacement |
$9,963 ($6,089–$16,605) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,661 ($554–$3,875) |
| Divorce (Contested) |
$16,605 ($5,535–$33,210) |
| DUI Defense |
$5,535 ($2,214–$11,070) |
| Bankruptcy (Chapter 7) |
$1,661 ($886–$3,321) |
| Will Preparation |
$554 ($221–$1,107) |
| Trust Preparation |
$2,768 ($1,107–$5,535) |
View all 12 services
Personal Care
| Men's Haircut |
$28 ($17–$50) |
| Women's Haircut |
$61 ($33–$111) |
| Hair Coloring (Full) |
$166 ($83–$277) |
| Manicure |
$28 ($17–$50) |
| Pedicure |
$44 ($28–$72) |
| Massage (1 Hour) |
$89 ($55–$144) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.54 ($3.32–$6.09) |
| Dozen Eggs (per dozen) |
$3.87 ($2.77–$5.54) |
| Loaf of Bread |
$4.21 ($2.77–$6.09) |
| Chicken Breast (per lb) |
$4.98 ($3.32–$7.20) |
| Ground Beef (per lb) |
$6.09 ($4.43–$8.30) |
| Rice (per lb) |
$1.11 ($0.66–$1.99) |
View all 20 services
Utilities
| Electricity (Monthly) |
$155 ($89–$277) |
| Natural Gas (Monthly) |
$77 ($33–$166) |
| Water/Sewer (Monthly) |
$77 ($44–$133) |
| Internet (Monthly) |
$77 ($44–$111) |
| Cell Phone Plan (Monthly) |
$72 ($33–$111) |
| Cable TV (Monthly) |
$94 ($55–$166) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$221 ($83–$554) |
| Car Insurance (Annual) |
$2,214 ($1,328–$3,875) |
| Bus Pass (Monthly) |
$77 ($33–$144) |
| Taxi/Uber (5-Mile Ride) |
$17 ($8.86–$28) |
| Car Registration (Annual) |
$111 ($33–$277) |
| Driver's License Renewal |
$33 ($17–$83) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,328 ($664–$2,768) |
| Daycare (Toddler, Monthly) |
$1,107 ($554–$2,214) |
| After-School Care (Monthly) |
$443 ($221–$775) |
| Tutoring (Per Hour) |
$55 ($28–$111) |
| SAT/ACT Prep Course |
$1,107 ($443–$2,768) |
| Private School (K-12, Annual) |
$13,838 ($5,535–$33,210) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$66 ($33–$111) |
| Dog Vaccination (Annual) |
$111 ($55–$221) |
| Dog Grooming |
$66 ($33–$111) |
| Pet Boarding (Per Night) |
$44 ($22–$83) |
| Dog Spay/Neuter |
$332 ($166–$554) |
| Cat Spay/Neuter |
$221 ($111–$443) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,059 |
| Toddler | $863 |
| Preschool | $715 |
| Family Childcare (monthly) |
| Infant | $999 |
| Toddler | $876 |
| Preschool | $825 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Waterford
What is the population of Waterford?
Waterford has a population of 9,177 residents and is located in California. The population density is 3,889 people per square mile, spread across 2.4 square miles. The median age of residents is 28.9 years, which is younger than the national median of 38.9 years. The population is 49.4% female and 50.6% male.
Is Waterford expensive to live in?
Waterford is slightly more expensive than average, with a cost of living index of 110.7 compared to the national baseline of 100. The median household income is $73,092, 3% below the national average of $75,149. The median home value is $372,900 (32% above the U.S. median). Renters pay a median of $1,567 per month, above the national average of $1,163. The home price-to-income ratio is 5.1x, which means housing is a stretch relative to local earnings.
Is Waterford safe?
Waterford is considered a very safe city with a violent crime rate of 144 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,585 per 100,000 (below the national average). Overall, Waterford receives a safety grade of F based on combined crime data.
What is the weather like in Waterford?
Waterford enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winter temperatures average 48°F in January, while summers reach an average of 79°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 12.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 48.
How is the job market in Waterford?
Waterford has a healthy job market with an unemployment rate of 3.8%, near the national average of 3.6%. The average weekly wage is $1,057. There are 8,584 business establishments in the area, including 403 restaurants and food service locations. The average commute time is 29 minutes, and 4.7% of workers work from home.
How much does housing cost in Waterford?
The median home value in Waterford is $372,900. Zillow estimates the typical home value at $423,739. For renters, the median monthly rent is $1,567. Fair market rent is $1,647 for a 1-bedroom and $2,053 for a 2-bedroom apartment. The homeownership rate is 53.8%. The average annual property tax is $4,616.
How are the schools in Waterford?
Schools in Waterford have an average test score of 4 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 8.1% of adults in Waterford hold a bachelor's degree or higher, below the national average of 33.7%. 70.2% have completed high school. 2.1% hold a graduate or professional degree.
How healthy is Waterford?
The obesity rate in Waterford is 36.8% (above the national rate of 32.1%). 14.8% of adults are smokers. 30.3% are physically inactive. 22.4% of residents report depression. 14.5% lack health insurance (above the national rate). 78.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,387.
What is transportation like in Waterford?
The average commute in Waterford is 29 minutes. 73.1% of workers drive alone to work, and 4.7% work from home.
What are the demographics of Waterford?
The racial and ethnic makeup of Waterford is 58.6% White, 0.9% Black or African American, 1.5% Hispanic or Latino. 51.5% of residents speak only English at home, while 48.5% speak Spanish. 3.7% of the population are military veterans. 13.9% of residents have a disability. 92.5% have health insurance coverage.
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