Median Income
$73,092
3% lower than US avg
Home Value
$372,900
32% higher than US avg
Violent Crime
208/100K
45% lower than US avg
Bachelor's+
8.1%
76% lower than US avg
Median Rent
$1,567
35% higher than US avg
Obesity Rate
36.8%
15% higher than US avg
Unemployment
3.8%
6% higher than US avg
Poverty Rate
11.8%
5% lower than US avg
How Waterford Compares to the U.S. Average (100% = U.S. avg)
People
Population9,177
Median Age28.9 yrs
Density3,889/mi²
Male / Female51% / 49%
Largest GroupWhite 59%
Economy
B+
Median Income$73,092
Per Capita$25,530
Unemployment3.8%
Poverty11.8%
County GDP$13,282M
Commute29 min
Housing
B+
Home Value$372,900
Rent$1,567
OwnershipN/A
Zillow$423,739
Crime
F
Violent208/100K
Property2,267/100K
Murder23.1/100K
Assault150/100K
Burglary682/100K
Health
Obesity36.8%
UninsuredN/A
Depression22.4%
Heart Disease5.8%
Climate
Avg Temp63°F
AQI48 (Good)
Rain12.3 in/yr
Elevation173 ft
Education
D
Bachelor's+8.1%
High School+70.2%
School Score4.69
Community
2024 VoteR 51% / D 47%
Commute29 min
EV Stations1
Libraries13
Is Waterford a Good Place to Live?
Based on current data, Waterford receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low crime rates. Waterford has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Waterford is $73,092, roughly in line with the national average of $75,149. Unemployment stands at 3.8%, indicating a healthy job market. 11.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Waterford is $372,900, 32% above the national median. Renters pay a median of $1,567 per month, significantly above the national average of $1,163. The price-to-income ratio of 5.1x means housing costs are stretched relative to local earnings.
Safety & Crime
Violent crime in Waterford is below the national average at 208 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,267 per 100,000, near the national average.
Education
8.1% of residents hold a bachelor's degree, below the national average of 33.7%. 70.2% have completed high school. Area schools have an average test score of 4.7/10.
Climate & Weather
Waterford enjoys a moderate climate with an average annual temperature of 63°F. Winters average 48°F in January while summers reach 79°F in July. Annual precipitation totals 12.3 inches. Air quality is rated Good with a median AQI of 48.
Waterford has a population of 9,177 with a density of 3,889 people per square mile. The median age is 28.9 years, 26% younger than the national median of 38.9. The city is predominantly White (58.6%), with 1.5% Hispanic.
Population
28.9yrs
Median Age
26% below US avg
Race & Ethnicity
Waterford vs U.S. Average
Language Spoken at Home
| English Only | 51.5% |
| 34% below US avg |
| Spanish | 48.5% |
| 262% above US avg |
Social Characteristics
Waterford vs U.S. Average
The median household income in Waterford is $73,092, which is 3% below the national average of $75,149. The unemployment rate is 3.8% (above the 3.6% US average). 11.8% of residents live below the poverty line. Workers commute an average of 29 minutes.
Income: Waterford vs U.S.
Income
| Median HH Income | $73,092 |
| 3% below US avg |
| Per Capita Income | $25,530 |
| Avg Weekly Wage | $1,057 |
| IRS Avg AGI | $57,281 |
Employment & Poverty
| Unemployment | 3.8% |
| 6% above US avg |
| Poverty Rate | 11.8% |
| 5% below US avg |
| Establishments (County) | 8,584 |
| County GDP | $13,282M |
Business (County)
| Restaurants | 403 |
| Healthcare | 479 |
| Retail | 547 |
| Manufacturing | 116 |
Tax & Cost of Living
| Property Tax (IRS) | $4,616 |
| 32% above US avg |
| Effective Tax Rate | 1.24% |
Commute & Transportation
| Commute Time | 28.5 min |
| Work from Home | 4.7% |
The median home value in Waterford is $372,900, 32% above the national average. Monthly rent averages $1,567 (35% above US avg). Zillow estimates the typical home value at $423,739.
Home Values
| Census Median | $372,900 |
| 32% above US avg |
| Zillow ZHVI | $423,739 |
| Median List Price | $447,900 |
Real Estate Market (Redfin)
| Median List Price | $447,900 |
| $/Sq Ft | $251 |
| Homes Sold | 6 |
| Sale-to-List Ratio | 100.7% |
| Price Drops | 40.0% |
| Inventory | 10 |
Rental Costs
| Census Median Rent | $1,567 |
| 35% above US avg |
HUD Fair Market Rent
| Studio | $1,513 |
| 1 Bedroom | $1,647 |
| 2 Bedrooms | $2,053 |
| 3 Bedrooms | $2,752 |
| 4 Bedrooms | $3,165 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $4,616 |
| 32% above US avg |
| Effective Rate | 1.24% |
In Waterford, 36.8% of adults are obese (above the 32.1% national rate). 22.4% report depression. 30.3% are physically inactive.
Health Metrics: Waterford vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.8% |
| 15% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 5.8% |
| High Blood Pressure | 30.3% |
| Asthma | 10.5% |
| COPD | 6.1% |
| Stroke | 3.3% |
Behaviors & Mental Health
| |
| Binge Drinking | 18.2% |
| Physical Inactivity | 30.3% |
| Depression | 22.4% |
| Mental Distress | 20.4% |
| Physical Distress | 15.8% |
Healthcare Access
| Insurance Rate | 92.5% |
| |
| Checkup Rate | 69.4% |
| Premature Death | 8,849/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 78.3% |
| Healthcare Facilities | 479 |
Waterford has a violent crime rate of 208 per 100,000 residents, 45% below the national average of 380. Property crime stands at 2,267 per 100,000 (16% above US avg). The murder rate is 23.1 per 100,000.
Crime Rates: Waterford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 208.2/100K |
| 45% below US avg |
| Murder | 23.1/100K |
| 267% above US avg |
| Rape | 0.0/100K |
| Robbery | 34.7/100K |
| Assault | 150.4/100K |
Property Crime
| Total Property | 2,266.9/100K |
| 16% above US avg |
| Burglary | 682.4/100K |
| Theft | 983.1/100K |
| Vehicle Theft | 601.4/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 62 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Waterford has an average annual temperature of 63°F (17°C). Winters average 48°F in January while summers reach 79°F in July. Annual precipitation is 12.3 inches. Air quality is rated Good with a median AQI of 48.
Temperature
48°F Jan (9°C)
79°F Jul (26°C)
| Annual Average | 63.1°F |
| 17% above US avg |
| January Average | 48°F (9°C) |
| July Average | 79°F (26°C) |
Precipitation & Snow
| Annual Rainfall | 12.3 inches |
| 68% below US avg |
Air Quality
| AQI Median | 48.0 |
| Rating | Good |
Geography
| Elevation | 173 ft (53 m) |
| Area | 2.4 sq mi (6.1 km²) |
| Population Density | 3,889/sq mi |
| Coordinates | 37.6427°N, 120.7542°W |
| County FIPS | 06047 |