Waterford, OH

Ohio

Waterford is a small town in Ohio with a population of 322. Residents earn $48,594 per year, which is 35% below the national average.

3.4 /5.0
B Good
322 Population 685/sq mi density
$48,594 Median Income $25,404 per capita
$134,400 Home Value $186,345 Zillow
$686 Median Rent 24.3% income on rent
53°F Avg Temperature
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$48,594 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$134,400 home value, $686/mo rent
F
Education
1.1 / 5.0
1.8% bachelor's degree or higher
Median Income $48,594
35% lower than US avg
Home Value $134,400
52% lower than US avg
Bachelor's+ 1.8%
95% lower than US avg
Median Rent $686
41% lower than US avg
Obesity Rate 42.9%
34% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 3.1%
75% lower than US avg

How Waterford Compares to the U.S. Average (100% = U.S. avg)

People

Population322
Median Age57.1 yrs
Density685/mi²
Male / Female61% / 39%
Largest GroupWhite 100%
Veterans4.9%

Economy

A
Median Income$48,594
Per Capita$25,404
Unemployment0.0%
Poverty3.1%
County GDP$4,760M
Commute19 min

Housing

A+
Home Value$134,400
Rent$686
OwnershipN/A
Zillow$186,345
Rent Burden24.3%

Crime

ViolentN/A
PropertyN/A

Health

Obesity42.9%
UninsuredN/A
Depression26.9%
Heart Disease6.1%

Climate

Avg Temp53°F
AQI43 (Good)
Rain44.5 in/yr
Elevation637 ft

Education

F
Bachelor's+1.8%
High School+96.9%
School Score5.90

Community

2024 VoteR 71% / D 28%
Commute19 min
Broadband52.8%
Libraries8

Is Waterford a Good Place to Live?

Based on current data, Waterford receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Waterford offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Waterford is $48,594, 35% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 3.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Waterford is $134,400, 52% below the national median — offering relatively affordable homeownership. Renters pay a median of $686 per month, below the national average — a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.

Education

1.8% of residents hold a bachelor's degree, below the national average of 33.7%. 96.9% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Waterford experiences four distinct seasons with an average temperature of 53°F. Winters average 30°F in January while summers reach 75°F in July. Annual precipitation totals 44.5 inches, including 15.7 inches of snow. Air quality is rated Good with a median AQI of 43.

Waterford has a population of 322 with a density of 685 people per square mile. The median age is 57.1 years, 47% older than the national median of 38.9. The city is predominantly White (100%).

Population

322
Total Population
685
People / sq mi
57.1yrs
Median Age
47% above US avg
0.5mi²
Land Area

Gender Distribution

Male 60.6%
Female 39.4%

Race & Ethnicity

Waterford vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Waterford vs U.S. Average

The median household income in Waterford is $48,594, which is 35% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 3.1% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: Waterford vs U.S.

Commute Mode

Income

Median HH Income$48,594
35% below US avg
Per Capita Income$25,404
Avg Weekly Wage$1,138
IRS Avg AGI$68,894

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate3.1%
75% below US avg
Establishments (County)1,656
County GDP$4,760M

Business (County)

Restaurants134
Healthcare155
Retail213
Manufacturing78

Tax & Cost of Living

Property Tax (IRS)$3,637
4% above US avg
Effective Tax Rate2.71%

Commute & Transportation

Commute Time18.7 min
Drive Alone62.4%
Public Transit0.0%
Work from Home26.9%

Walkability

The median home value in Waterford is $134,400, 52% below the national average. Monthly rent averages $686 (41% below US avg). Zillow estimates the typical home value at $186,345.

Home Value Sources

Ownership Split

Home Values

Census Median$134,400
52% below US avg
Zillow ZHVI$186,345

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$686
41% below US avg
Rent Burden24.3%

HUD Fair Market Rent

Studio$816
1 Bedroom$873
2 Bedrooms$1,092
3 Bedrooms$1,388
4 Bedrooms$1,550

Ownership & Property

Owner-Occupied81.1%

Property Tax

Avg Tax (IRS)$3,637
4% above US avg
Effective Rate2.71%
In Waterford, 42.9% of adults are obese (above the 32.1% national rate). 26.9% report depression. 26.9% are physically inactive.

Health Metrics: Waterford vs U.S. Average (%)

Chronic Conditions

Obesity42.9%
34% above US avg
Diabetes10.2%
Heart Disease6.1%
High Blood Pressure34.1%
Asthma10.7%
COPD7.2%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking20.1%
Physical Inactivity26.9%
Depression26.9%
Mental Distress19.2%
Physical Distress13.1%

Healthcare Access

Insurance Rate100.0%
Checkup Rate77.4%
Premature Death10,492/100K

Food & Exercise

Food Environment7.6/10
Exercise Access78.8%
Healthcare Facilities155

Crime Rates: Waterford vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Waterford has an average annual temperature of 53°F (12°C). Winters average 30°F in January while summers reach 75°F in July. Annual precipitation is 44.5 inches. Air quality is rated Good with a median AQI of 43.

Temperature

30°F Jan (-1°C) 75°F Jul (24°C)
Annual Average52.9°F
2% below US avg
January Average30°F (-1°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall44.5 inches
17% above US avg
Snowfall15.7 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation637 ft (194 m)
Area0.5 sq mi (1.2 km²)
Population Density685/sq mi
Coordinates39.5387°N, 81.6442°W
County FIPS39167
It is classified as Nonmetro — Urban 20K+, adjacent. 1.8% of residents hold a bachelor's degree or higher (95% below US avg). In the 2024 election, the county voted Republican by a 43.8-point margin. 52.8% of households have broadband internet.

2024 Presidential Election (County)

R 71.5%
D 27.7%

Winner: Republican by 43.8 points

Education

Bachelor's Degree+1.8%
95% below US avg
High School+96.9%
School Test Score5.90
F Education Grade (1.1/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density685/sq mi
Total Area0.5 sq mi

Infrastructure & Services

Broadband Access52.8%
Public Libraries8
Healthcare Facilities155
Restaurants134
Retail Stores213

Safety & Disasters

Fatal Crashes (County/yr)8

Commute & Transportation

Avg Commute18.7 min
Drive Alone62.4%
Public Transit0.0%
Work from Home26.9%

Nearby Cities

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