Home Value $1,016,300

261% higher than US avg

Bachelor's+ 93.4%

177% higher than US avg

Obesity Rate 28.4%

12% lower than US avg

Unemployment 0.0%

100% lower than US avg

Poverty Rate 0.0%

100% lower than US avg

How Waterford Compares to the U.S. Average (100% = U.S. avg)

People

Population243

Median Age66.3 yrs

Density675/mi²

Male / Female47% / 53%

Largest GroupWhite 100%

Veterans0.0%

Economy

Median IncomeN/A

Per Capita$97,884

Unemployment0.0%

Poverty0.0%

County GDP$44,855M

Commute28 min

Housing

Home Value$1,016,300

RentN/A

OwnershipN/A

Zillow$1,303,659

Housing Units122

Health

Obesity28.4%

Uninsured6.0%

Smoking8.3%

Depression22.3%

Heart Disease4.1%

Climate

Avg Temp54°F (12°C)

AQI35 (Good)

Rain43.8 in/yr

Sunny Days293/yr

Elevation415 ft (126 m)

Education

A+

Bachelor's+93.4%

High School+100.0%

Graduate+42.1%

School Score5.58

Community

2024 VoteR 40% / D 57%

Commute28 min

Broadband100.0%

Libraries11

Is Waterford a Good Place to Live?

Based on current data, Waterford receives an overall livability score of 5.0 out of 5.0, earning a grade of A+. Key strengths include low unemployment, a highly educated population, abundant sunshine, a low poverty rate. Areas to be aware of include high housing costs. Waterford stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Waterford is $1,016,300, making it a premium housing market at 261% above the U.S. median of $281,900.

Education

Waterford is a highly educated community — 93.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Waterford experiences four distinct seasons with an average temperature of 54°F. Winters average 33°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 43.8 inches. Air quality is rated Good with a median AQI of 35.

Waterford has a population of 243 with a density of 675 people per square mile. The median age is 66.3 years, 70% older than the national median of 38.9. The city is predominantly White (100%).

Population

243

Total Population

675

People / sq mi

66.3yrs

Median Age

70% above US avg

0.4mi²

Land Area

Gender Distribution

Male 47.3%

Female 52.7%

Race & Ethnicity

Waterford vs U.S. Average

Language Spoken at Home

English Only	100.0%
	27% above US avg
Spanish	0.0%
	100% below US avg

Social Characteristics

Waterford vs U.S. Average

The median household income in Waterford is N/A. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Waterford vs U.S.

Commute Mode

Income


Per Capita Income	$97,884
Avg Weekly Wage	$1,631
IRS Avg AGI	$150,102

Employment & Poverty

Unemployment	0.0%
	100% below US avg
Poverty Rate	0.0%
	100% below US avg
Establishments (County)	14,735
County GDP	$44,855M

Business (County)

Restaurants	863
Healthcare	1,192
Retail	1,058
Manufacturing	202

Tax & Cost of Living

Property Tax (IRS)	$7,192
	105% above US avg
Effective Tax Rate	0.71%

Commute & Transportation

Commute Time	27.7 min
Drive Alone	60.5%
Public Transit	0.0%
Work from Home	39.5%

Walkability

The median home value in Waterford is $1,016,300, 261% above the national average. Zillow estimates the typical home value at $1,303,659.

Home Value Sources

Ownership Split

Home Values

Census Median	$1,016,300
	261% above US avg
Zillow ZHVI	$1,303,659

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio	$1,137
1 Bedroom	$1,181
2 Bedrooms	$1,369
3 Bedrooms	$1,787
4 Bedrooms	$2,126

Ownership & Property

Owner-Occupied	100.0%
Housing Units	122
Median Year Built	1938

Property Tax

Avg Tax (IRS)	$7,192
	105% above US avg
Effective Rate	0.71%

In Waterford, 28.4% of adults are obese (below the 32.1% national rate). 6.0% of residents lack health insurance. 8.3% are current smokers. 22.3% report depression. 15.2% are physically inactive.

Health Metrics: Waterford vs U.S. Average (%)

Chronic Conditions

Obesity	28.4%
	12% below US avg
Diabetes	6.9%
Heart Disease	4.1%
High Blood Pressure	26.9%
Asthma	9.7%
COPD	3.9%
Cancer	7.9%
Stroke	2.0%

Behaviors & Mental Health

Smoking	8.3%
	41% below US avg
Binge Drinking	17.8%
Physical Inactivity	15.2%
Depression	22.3%
Mental Distress	14.4%
Physical Distress	9.7%
Short Sleep	27.8%

Healthcare Access

Insurance Rate	100.0%
Uninsured	6.0%
	30% below US avg
Checkup Rate	77.2%
Dental Visits	79.2%
Premature Death	3,355/100K

Food & Exercise

Food Environment	9.9/10
Exercise Access	92.3%
Healthcare Facilities	1,192

Waterford has an average annual temperature of 54°F (12°C). Winters average 33°F in January while summers reach 76°F in July. Annual precipitation is 43.8 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 35.

Temperature

33°F Jan (0°C) 76°F Jul (24°C)

Annual Average	54.2°F
	0% below US avg
January Average	33°F (0°C)
July Average	76°F (24°C)
Sunny Days	293 days/yr

Precipitation & Snow

Annual Rainfall	43.8 inches
	15% above US avg

Air Quality

AQI Median	35.0
Rating	Good

Geography

Elevation	415 ft (126 m)
Area	0.4 sq mi (0.9 km²)
Population Density	675/sq mi
Coordinates	39.1852°N, 77.6119°W
Timezone	America/New_York
County FIPS	51107

It is classified as Metro — 1 million+. 93.4% of residents hold a bachelor's degree or higher (177% above US avg). In the 2024 election, the county voted Democrat by a 16.3-point margin. 100.0% of households have broadband internet.

2024 Presidential Election (County)

R 40.4%

D 56.7%

Winner: Democrat by 16.3 points

Education

Bachelor's Degree+	93.4%
	177% above US avg
High School+	100.0%
Graduate Degree+	42.1%
School Test Score	5.58

A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1	Metro — 1 million+
Population Density	675/sq mi
Total Area	0.4 sq mi

Infrastructure & Services

Broadband Access	100.0%
Public Libraries	11
Healthcare Facilities	1,192
Restaurants	863
Retail Stores	1,058

Safety & Disasters

Fatal Crashes (County/yr)	15

Commute & Transportation

Avg Commute	27.7 min
Drive Alone	60.5%
Public Transit	0.0%
Work from Home	39.5%

Waterford, VA

How Waterford Compares to the U.S. Average (100% = U.S. avg)

People

Economy

Housing

Health

Climate

Education

Community

Is Waterford a Good Place to Live?

Economy & Jobs

Cost of Living & Housing

Education

Climate & Weather

Population

Gender Distribution

Race & Ethnicity

Waterford vs U.S. Average

Language Spoken at Home

Social Characteristics

Waterford vs U.S. Average

Income: Waterford vs U.S.

Commute Mode

Income

Employment & Poverty

Business (County)

Tax & Cost of Living

Commute & Transportation

Walkability

Home Value Sources

Ownership Split

Home Values

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Ownership & Property

Property Tax

Health Metrics: Waterford vs U.S. Average (%)

Chronic Conditions

Behaviors & Mental Health

Healthcare Access

Food & Exercise

Temperature

Precipitation & Snow

Air Quality

Geography

2024 Presidential Election (County)

Education

Urban-Rural Classification

Infrastructure & Services

Safety & Disasters

Commute & Transportation

Nearby Cities