At a Glance
Median Income
$29,219
$33,091 per capita
Home Value
$92,000
Zillow: $191,213
Median Rent
$663/mo
33.8% of income on rent
Bachelor's Degree+
8.5%
78.0% high school+
Unemployment
0.0%
20.0% poverty rate
Obesity Rate
36.2%
18.2% smoking rate
How Waterloo Compares to the U.S. Average
Each bar shows Waterloo's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Waterloo a Good Place to Live?
B
3.2 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Waterloo residents earn a median household income of $29,219 , which is 61% below the national average of $75,149.
Per capita income is $33,091. The unemployment rate stands at 0.0% (100% below the U.S. rate of 3.6%). 20.0% of residents live below the poverty line. The area is home to 481 business establishments, including 35 restaurants.
Housing & Cost of Living
The median home value in Waterloo is $92,000 , 67% below the national median of $281,900.
Zillow estimates the typical home at $191,213. Median rent is $663/month, with 33.8% of renters spending more than 30% of income on housing. The cost of living index is 88.8 (100 = national average). The median home was built in 1964.
Education
8.5% of adults in Waterloo hold a bachelor's degree or higher
(75% below the national average).
78.0% have completed high school. Local schools score 4.4/10 in standardized testing.
Climate & Weather
Waterloo has an average annual temperature of 59°F (15°C).
Winters average 39°F in January while summers reach 78°F in July. Annual precipitation totals 62.3 inches.
Data Overview
People
Population92
Median Age60.0 yrs
Density123/mi²
Male / Female45% / 55%
Foreign Born0.0%
Veterans11.9%
Economy
C+
Median Income$29,219
Per Capita$33,091
Unemployment0.0%
Poverty20.0%
County GDP$767M
Avg Weekly Wage$896
Housing
A+
Home Value$92,000
Rent$663
Ownership87.7%
Zillow$191,213
Housing Units116
Rent Burden33.8%
Health
Obesity36.2%
Diabetes10.8%
Smoking18.2%
Heart Disease6.5%
Premature Death14,574/100K
Climate
Avg Temp59°F
Rain62.3 in/yr
Elevation452 ft
Education
D
Bachelor's+8.5%
High School+78.0%
Graduate+3.5%
School Score4.4/10
Community
2024 VoteR 89% / D 10%
Commute24 min
Broadband61.4%
Internet Speed83 Mbps
EV Stations7
Libraries4
Did You Know?
Waterloo was founded in 1824.
The median home in Waterloo was built in 1964.
The nearest airport is Northwest Alabama Regional (28 miles).
The Gini coefficient (income inequality) is 0.465 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
38.0% of the population has a disability.
The county recorded 4 fatal vehicle crashes.