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Waterloo, AL

Full City Profile · Alabama · Tishomingo County County

2.6 /5.0
C+ Fair
92 Population 123/sq mi density
$29,219 Median Income $33,091 per capita
$92,000 Home Value $186,551 Zillow
$663 Median Rent 33.8% income on rent
59°F Avg Temperature 302 sunny days/yr
683 Violent Crime/100K 2,537 property/100K
C+
Overall
2.6 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.9 / 5.0
$29,219 median income, 0.0% unemployment
A+
Affordability
4.9 / 5.0
$92,000 home value, $663/mo rent
F
Safety
1.0 / 5.0
683 violent crimes/100K (80% above avg)
D
Education
1.7 / 5.0
8.5% bachelor's degree or higher

Waterloo, AL

At a Glance

Median Income
$29,219
61% below
$33,091 per capita
Home Value
$92,000
67% below
Zillow: $186,551
Median Rent
$663/mo
43% below
33.8% of income on rent
Violent Crime
683/100K
80% above
2,537/100K property
Bachelor's Degree+
8.5%
75% below
78.0% high school+
Unemployment
0.0%
100% below
20.0% poverty rate
Obesity Rate
36.2%
13% above
18.2% smoking rate
Avg Temperature
59°F
302 sunny days/yr

How Waterloo Compares to the U.S. Average

Each bar shows Waterloo's value as a percentage of the national average (100% = U.S. avg)

Income
39%
Home Value
33%
Rent
57%
Poverty
161%
Bachelor's
25%
Unemployment
0%
Crime
180%
Thin vertical line = U.S. national average (100%)

Is Waterloo a Good Place to Live?

C+
2.6 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Waterloo residents earn a median household income of $29,219 , which is 61% below the national average of $75,149. Per capita income is $33,091. The unemployment rate stands at 0.0% (100% below the U.S. rate of 3.6%). 20.0% of residents live below the poverty line. The area is home to 481 business establishments, including 35 restaurants.

Housing & Cost of Living

The median home value in Waterloo is $92,000 , 67% below the national median of $281,900. Zillow estimates the typical home at $186,551. Median rent is $663/month, with 33.8% of renters spending more than 30% of income on housing. The cost of living index is 88.8 (100 = national average). The median home was built in 1964.

Safety & Crime

Waterloo reports 683 violent crimes per 100,000 residents , which is 80% above the national average of 380/100K. Property crime is 2,537/100K.

Education

8.5% of adults in Waterloo hold a bachelor's degree or higher (75% below the national average). 78.0% have completed high school. Local schools score 4.4/10 in standardized testing.

Climate & Weather

Waterloo has an average annual temperature of 59°F (15°C). Winters average 39°F in January while summers reach 78°F in July. The area gets 302 sunny days per year. Annual precipitation totals 62.3 inches. Air quality is rated Good with a median AQI of 41.

Data Overview

People

Population92
Median Age60.0 yrs
Density123/mi²
Male / Female45% / 55%
Foreign Born13.6%
Veterans84.0%

Economy

C+
Median Income$29,219
Per Capita$33,091
Unemployment0.0%
Poverty20.0%
County GDP$767M
Avg Weekly Wage$896

Housing

A+
Home Value$92,000
Rent$663
Ownership87.7%
Zillow$186,551
Housing Units116
Rent Burden33.8%

Crime

F
Violent683/100K
Property2,537/100K

Health

Obesity36.2%
Diabetes10.8%
Smoking18.2%
Heart Disease6.5%
Premature Death14,574/100K

Climate

Avg Temp59°F
Sunny Days302/yr
Rain62.3 in/yr
AQI41 (Good)
Elevation452 ft

Education

D
Bachelor's+8.5%
High School+78.0%
Graduate+3.5%
School Score4.4/10

Community

2024 VoteR 89% / D 10%
Commute24 min
Broadband57.0%
Internet Speed83 Mbps
EV Stations7
Libraries4

Did You Know?

Waterloo was founded in 1824.
The median home in Waterloo was built in 1964.
The nearest airport is Northwest Alabama Regional (28 miles).
The Gini coefficient (income inequality) is 0.465 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
40.4% of the population has a disability.
13.6% of residents are foreign-born.
The county recorded 4 fatal vehicle crashes.