Waterloo, IL

Illinois · Metropolitan · City

4.6 Excellent / 5.0
11,055 Population
$92,005 Median Income
$237,900 Home Value
$873 Median Rent
56°F Avg Temperature
40.2 yrs Median Age
36.4% Bachelor's Degree+
4.6
Overall
4.8
Economy
5.0
Affordability
3.9
Education

People

Population11,055
Median Age40.2 yrs
Density1,334/mi²
Male / Female49% / 51%
Largest GroupWhite 95.9%

Economy

4.8/5
Median Income$92,005
Per Capita Income$44,435
Unemployment2.2%
Poverty Rate4.7%
County GDP$1,345M

Housing

5.0/5
Home Value (Census)$237,900
Zillow Value$321,639
Median Rent$873
Ownership RateN/A
HUD Fair Rent (2BR)$1,063

Health

Obesity35.3%
Diabetes8.0%
Depression23.1%
UninsuredN/A
SmokingN/A

Crime

Violent CrimeN/A
Property CrimeN/A
MurderN/A
Vehicle TheftN/A

Climate

Avg Temp56°F
Jan / Jul32° / 78°
Rain44 in/yr
Snow9 in/yr
Air QualityAQI 43 (Good)

Education

3.9/5
Bachelor's+36.4%
High School+96.2%
Graduate Degree+N/A
School Quality5.34
Libraries (County)3

Community

2024 VoteR 67% / D 31%
Commute27 min
Work From Home11.6%
BroadbandN/A

How Waterloo Compares to the U.S. Average

Median Income$92,005
Home Value$237,900
Median Rent$873
Poverty Rate4.7%
Bachelor's Degree+36.4%
Unemployment2.2%
Avg Temperature55.7°F

Population & Age

Total Population11,055
Population Density1,334 per sq mi
Median Age40.2 years
Male49.2%
Female50.8%
Male 49.2%
Female 50.8%

Race & Ethnicity

White 95.9% Black 0.8% Hispanic 0.6% Other 2.7%
White95.9%
Black or African American0.8%
Hispanic or Latino0.6%
Asian0.0%
Other Races2.7%

Language

English Only97.9%
Spanish Speakers2.1%
English 97.9% Spanish 2.1%

Social Characteristics

Disability14.8%
Health Insurance97.6%

Income

22% above avg
Median Household Income$92,005
Per Capita Income$44,435
Avg Weekly Wage (County)$937
IRS Avg Adjusted Gross Income$99,457

Employment & Poverty

Unemployment Rate2.2%
Poverty Rate4.7%
Total Establishments (County)827
County GDP$1,345M

Business & Industry (County)

Restaurants & Accommodation85
Healthcare Facilities104
Retail Stores97
Manufacturing18
Total Establishments827

Industry Mix

Restaurants 85 Healthcare 104 Retail 97 Manufacturing 18

Tax & Cost of Living

IRS Avg AGI$99,457
Avg Property Tax Paid$6,146

Commute & Transportation

Mean Commute Time26.9 min
Work From Home11.6%

Walkability & Transit Scores

Home Values

16% below avg
Median Home Value (Census)$237,900
Zillow Home Value Index$321,639

Real Estate Market (Redfin)

Median List Price$319,900
Price Per Sq Ft$161
Homes Sold (month)12
Sale-to-List Ratio97.3%
Price Drops23.5%
Active Inventory34

Ownership & Housing Stock

Owner-Occupied76.9%

Rental Costs

25% below avg
Median Rent (Census)$873

HUD Fair Market Rent (FY2026)

Studio$774
1 Bedroom$854
2 Bedroom$1,063
3 Bedroom$1,370
4 Bedroom$1,561

Property Tax

Avg Property Tax Paid (IRS)$6,146
Effective Tax Rate (est.)2.58%

Chronic Conditions

Obesity35.3%
Diabetes8.0%
Heart Disease4.5%
High Blood Pressure28.3%
Asthma10.3%
COPD5.2%
Stroke2.4%

Behaviors & Mental Health

Binge Drinking21.8%
Physical Inactivity17.7%
Depression23.1%
Mental Distress (14+ days)17.0%
Physical Distress (14+ days)10.9%

Healthcare Access

Health Insurance Coverage97.6%
Regular Checkup76.1%
Premature Death Rate5,617 per 100K

Food & Exercise Access

Food Environment Index9.2 / 10
Exercise Access85.3%
Healthcare Facilities (County)104
Restaurants (County)85

Violent Crime (per 100,000)

Property Crime (per 100,000)

Traffic & Disaster Safety

Fatal Vehicle Crashes (County, 2022)6

Temperature

32°F Jan 78°F Jul
January Average32°F (-0°C)
July Average78°F (25°C)
Annual Average55.7°F

Precipitation & Snow

Annual Precipitation43.6 in
Annual Snowfall9.2 inches

Air Quality (EPA)

AQI Median43.0
AQI CategoryGood

Geography & Location

Elevation694 ft (212 m)
Land Area8.3 sq mi (21.5 km²)
Population Density1,334 per sq mi
Latitude38.3412°
Longitude-90.1527°
County FIPS17133

2024 Presidential Election (County)

R 67.3%
D 31%

Republican +36.3 points

Education

Bachelor's Degree+36.4%
High School+96.2%
School Test Score (SEDA)5.34

Urban-Rural Classification

RUCC Code 1Metro — Counties in metro areas of 1 million+
Population Density1,334 per sq mi
Land Area8.3 sq mi

Infrastructure & Connectivity

Alt Fuel Stations (all types)1
Public Libraries (County)3

Safety & Disasters

Fatal Vehicle Crashes (County)6

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