At a Glance
Median Income
$92,005
$44,435 per capita
Home Value
$237,900
Zillow: $331,438
Median Rent
$873/mo
27.7% of income on rent
Bachelor's Degree+
36.4%
96.2% high school+
Unemployment
3.4%
4.7% poverty rate
Obesity Rate
35.3%
11.7% smoking rate
How Waterloo Compares to the U.S. Average
Each bar shows Waterloo's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Waterloo a Good Place to Live?
A+
4.5 / 5.0 - Excellent
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Waterloo residents earn a median household income of $92,005 , which is 22% above the national average of $75,149.
Per capita income is $44,435. The unemployment rate stands at 3.4% (6% below the U.S. rate of 3.6%). 4.7% of residents live below the poverty line. The area is home to 827 business establishments, including 85 restaurants.
Housing & Cost of Living
The median home value in Waterloo is $237,900 , 16% below the national median of $281,900.
Zillow estimates the typical home at $331,438. Median rent is $873/month, with 27.7% of renters spending more than 30% of income on housing. The cost of living index is 100.0 (100 = national average). The median home was built in 1992.
Education
36.4% of adults in Waterloo hold a bachelor's degree or higher
(8% above the national average).
96.2% have completed high school. Local schools score 6.9/10 in standardized testing.
Climate & Weather
Waterloo has an average annual temperature of 57°F (14°C).
Winters average 32°F in January while summers reach 79°F in July. Annual precipitation totals 45.1 inches.
Data Overview
People
Population11,055
Median Age40.2 yrs
Density1,334/mi²
Male / Female49% / 51%
Foreign Born1.7%
Veterans8.7%
Economy
A+
Median Income$92,005
Per Capita$44,435
Unemployment3.4%
Poverty4.7%
County GDP$1,345M
Avg Weekly Wage$937
Housing
A+
Home Value$237,900
Rent$873
Ownership76.9%
Zillow$331,438
Housing Units4,602
Rent Burden27.7%
Health
Obesity35.3%
Diabetes8.0%
Smoking11.7%
Heart Disease4.5%
Premature Death5,617/100K
Climate
Avg Temp57°F
Rain45.1 in/yr
Elevation694 ft
Education
B+
Bachelor's+36.4%
High School+96.2%
Graduate+11.6%
School Score6.9/10
Community
2024 VoteR 67% / D 31%
Commute27 min
Broadband92.7%
Internet Speed107 Mbps
EV Stations4
Libraries3
Did You Know?
Waterloo was founded in 1818.
The median home in Waterloo was built in 1992.
The nearest airport is St Louis Lambert International (31 miles).
The Gini coefficient (income inequality) is 0.399 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
14.5% of the population has a disability.
Average internet download speed is 107 Mbps.
The county recorded 6 fatal vehicle crashes.