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Waterloo, IL

Full City Profile · Illinois · Monroe County County

3.7 /5.0
B+ Good
11,055 Population 1,334/sq mi density
$92,005 Median Income $44,435 per capita
$237,900 Home Value $321,639 Zillow
$873 Median Rent 27.7% income on rent
56°F Avg Temperature 293 sunny days/yr
89 Violent Crime/100K 993 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$92,005 median income, 2.2% unemployment
A+
Affordability
5.0 / 5.0
$237,900 home value, $873/mo rent
F
Safety
1.0 / 5.0
89 violent crimes/100K
B+
Education
3.9 / 5.0
36.4% bachelor's degree or higher

Waterloo, IL

At a Glance

Median Income
$92,005
22% above
$44,435 per capita
Home Value
$237,900
16% below
Zillow: $321,639
Median Rent
$873/mo
25% below
27.7% of income on rent
Violent Crime
89/100K
76% below
993/100K property
Bachelor's Degree+
36.4%
8% above
96.2% high school+
Unemployment
2.2%
39% below
4.7% poverty rate
Obesity Rate
35.3%
10% above
11.7% smoking rate
Avg Temperature
56°F
293 sunny days/yr

How Waterloo Compares to the U.S. Average

Each bar shows Waterloo's value as a percentage of the national average (100% = U.S. avg)

Income
122%
Home Value
84%
Rent
75%
Poverty
38%
Bachelor's
108%
Unemployment
61%
Crime
24%
Thin vertical line = U.S. national average (100%)

Is Waterloo a Good Place to Live?

B+
3.7 / 5.0 — Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Waterloo residents earn a median household income of $92,005 , which is 22% above the national average of $75,149. Per capita income is $44,435. The unemployment rate stands at 2.2% (39% below the U.S. rate of 3.6%). 4.7% of residents live below the poverty line. The area is home to 827 business establishments, including 85 restaurants.

Housing & Cost of Living

The median home value in Waterloo is $237,900 , 16% below the national median of $281,900. Zillow estimates the typical home at $321,639. Median rent is $873/month, with 27.7% of renters spending more than 30% of income on housing. The cost of living index is 100.0 (100 = national average). The median home was built in 1992.

Safety & Crime

Waterloo reports 89 violent crimes per 100,000 residents , which is 76% below the national average of 380/100K. Property crime is 993/100K.

Education

36.4% of adults in Waterloo hold a bachelor's degree or higher (8% above the national average). 96.2% have completed high school. Local schools score 6.9/10 in standardized testing.

Climate & Weather

Waterloo has an average annual temperature of 56°F (13°C). Winters average 32°F in January while summers reach 78°F in July. The area gets 293 sunny days per year. Annual precipitation totals 43.6 inches. Air quality is rated Good with a median AQI of 43.

Data Overview

People

Population11,055
Median Age40.2 yrs
Density1,334/mi²
Male / Female49% / 51%
Foreign Born13.6%
Veterans8.7%

Economy

A+
Median Income$92,005
Per Capita$44,435
Unemployment2.2%
Poverty4.7%
County GDP$1,345M
Avg Weekly Wage$937

Housing

A+
Home Value$237,900
Rent$873
Ownership76.9%
Zillow$321,639
Housing Units4,602
Rent Burden27.7%

Crime

F
Violent89/100K
Property993/100K

Health

Obesity35.3%
Diabetes8.0%
Smoking11.7%
Heart Disease4.5%
Premature Death5,617/100K

Climate

Avg Temp56°F
Sunny Days293/yr
Rain43.6 in/yr
AQI43 (Good)
Elevation694 ft

Education

B+
Bachelor's+36.4%
High School+96.2%
Graduate+11.6%
School Score6.9/10

Community

2024 VoteR 67% / D 31%
Commute27 min
Broadband92.7%
Internet Speed107 Mbps
EV Stations4
Libraries3

Did You Know?

Waterloo was founded in 1818.
The median home in Waterloo was built in 1992.
The nearest airport is St Louis Lambert International (31 miles).
The Gini coefficient (income inequality) is 0.399 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
14.8% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 107 Mbps.
The county recorded 6 fatal vehicle crashes.