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Waterloo, IL
Full City Profile · Illinois · Monroe County County
3.7
/5.0
B+
Good
11,055
Population
1,334/sq mi density
$92,005
Median Income
$44,435 per capita
$237,900
Home Value
$321,639 Zillow
$873
Median Rent
27.7% income on rent
56°F
Avg Temperature
293 sunny days/yr
89
Violent Crime/100K
993 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$92,005 median income, 2.2% unemployment
A+
Affordability
5.0 / 5.0
$237,900 home value, $873/mo rent
F
Safety
1.0 / 5.0
89 violent crimes/100K
B+
Education
3.9 / 5.0
36.4% bachelor's degree or higher
Income Overview
Median Household Income
$92,005
22% above
US avg: $75,149
Per Capita Income
$44,435
14% above
US avg: $39,052
Unemployment Rate
2.2%
39% below
US avg: 3.6%
Poverty Rate
4.7%
62% below
US avg: 12.4%
Income Comparison: Waterloo vs. U.S. Average
Each bar shows Waterloo’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$92,005
122%
Per Capita
US: $39,052
$44,435
114%
IRS Avg AGI
US: $72,000
$99,457
138%
Avg Weekly Wage
US: $1,432
$937
65%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$937
35% below US avg ($1,432)
Mean Commute Time
27 min
3% below US avg (28 min)
Work From Home
11.6%
24% below US avg (15.2%)
Drive Alone
76.8%
5% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$1,345M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
76.8%
Public Transit
0%
Work From Home
11.6%
Other
11.6%
Average commute time
27 minutes
US avg: 28 min
Business Landscape
Total Establishments
827
Restaurants
85
Healthcare
104
Retail
97
Manufacturing
18
Tax & Financial
IRS Avg Adjusted Gross Income
$99,457
38% above US avg ($72,000)
Avg Property Tax
$6,146
76% above US avg ($3,500)
Cost of Living Index
100.0
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $92,005 |
| Per Capita Income | $44,435 |
| IRS Avg Adjusted Gross Income | $99,457 |
| Avg Weekly Wage | $937 |
| County GDP | $1,345M |
Hardship Indicators
| Unemployment Rate | 2.2% |
| Poverty Rate | 4.7% |
| Gini Coefficient | 0.399 |
| Cost of Living Index | 100.0 |
Commute
| Mean Commute | 27 minutes |
| Drive Alone | 76.8% |
| Public Transit | 0.0% |
| Work From Home | 11.6% |
Businesses
| Total Establishments | 827 |
| Restaurants | 85 |
| Healthcare | 104 |
| Retail | 97 |
| Manufacturing | 18 |
Tax
| IRS Avg AGI | $99,457 |
| Avg Property Tax | $6,146 |