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Waterloo, IL
Full City Profile · Illinois · Monroe County County
3.7
/5.0
B+
Good
11,055
Population
1,334/sq mi density
$92,005
Median Income
$44,435 per capita
$237,900
Home Value
$321,639 Zillow
$873
Median Rent
27.7% income on rent
56°F
Avg Temperature
293 sunny days/yr
89
Violent Crime/100K
993 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$92,005 median income, 2.2% unemployment
A+
Affordability
5.0 / 5.0
$237,900 home value, $873/mo rent
F
Safety
1.0 / 5.0
89 violent crimes/100K
B+
Education
3.9 / 5.0
36.4% bachelor's degree or higher
Housing Overview
Median Home Value
$237,900
16% below
US avg: $281,900
Median Rent
$873/mo
25% below
US avg: $1,163/mo
Homeownership Rate
76.9%
18% above US avg (65.4%)
Total Housing Units
4,602
Median year built: 1992
Home Value by Source
Census Median
$237,900
Zillow (ZHVI)
$321,639
Median Sale Price
$354,000
Median List Price
$319,900
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
76.9%
Owner-Occupied
23.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent:
$873/mo
Market Indicators (Redfin)
Median Days on Market
38 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
12
Price Drops
23.5%
of listings with price reduction
Price Per Sq Ft
$161
Active Inventory
34
homes for sale
Affordability & Housing Stock
Rent Burden
27.7%
of renters spending 30%+ of income on housing
11% below US avg (31.0%)
Median Year Built
1992
Average age of housing stock: 34 years
Homeownership Rate
76.9%
Complete Housing Data
Home Values
| Census Median Value | $237,900 |
| Zillow Home Value (ZHVI) | $321,639 |
| Median Sale Price | $354,000 |
| Median List Price | $319,900 |
| Price Per Sq Ft | $161 |
Rent
| Census Median Rent | $873 |
| FMR Studio | $774 |
| FMR 1-Bedroom | $854 |
| FMR 2-Bedroom | $1,063 |
| FMR 3-Bedroom | $1,370 |
| FMR 4-Bedroom | $1,561 |
Market
| Days on Market | 38 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 23.5% |
| Homes Sold | 12 |
| Active Inventory | 34 |
| Price Per Sq Ft | $161 |
Ownership & Stock
| Owner-Occupied | 76.9% |
| Renter-Occupied | 23.1% |
| Homeownership Rate | 76.9% |
| Total Housing Units | 4,602 |
| Median Year Built | 1992 |
| Rent Burden | 27.7% |