At a Glance
Median Income
$61,458
$28,484 per capita
Home Value
$236,500
Zillow: $385,787
Median Rent
$1,094/mo
29.2% of income on rent
Violent Crime
264/100K
7,136/100K property
Bachelor's Degree+
11.0%
91.9% high school+
Unemployment
3.5%
3.2% poverty rate
Obesity Rate
39.0%
14.6% smoking rate
Avg Temperature
52°F
234 sunny days/yr
How Waterloo Compares to the U.S. Average
Each bar shows Waterloo's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Waterloo a Good Place to Live?
C+
2.8 / 5.0 — Fair
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Waterloo residents earn a median household income of $61,458 , which is 18% below the national average of $75,149.
Per capita income is $28,484. The unemployment rate stands at 3.5% (3% below the U.S. rate of 3.6%). 3.2% of residents live below the poverty line. The area is home to 3,944 business establishments, including 260 restaurants.
Housing & Cost of Living
The median home value in Waterloo is $236,500 , 16% below the national median of $281,900.
Zillow estimates the typical home at $385,787. Median rent is $1,094/month, with 29.2% of renters spending more than 30% of income on housing. The cost of living index is 103.4 (100 = national average). The median home was built in 1970.
Safety & Crime
Waterloo reports 264 violent crimes per 100,000 residents
, which is 30% below the national average of 380/100K.
Property crime is 7,136/100K.
Education
11.0% of adults in Waterloo hold a bachelor's degree or higher
(67% below the national average).
91.9% have completed high school. Local schools score 4.9/10 in standardized testing.
Climate & Weather
Waterloo has an average annual temperature of 52°F (11°C).
Winters average 41°F in January while summers reach 66°F in July. The area gets 234 sunny days per year. Annual precipitation totals 54.5 inches. Air quality is rated Good with a median AQI of 32.
Data Overview
People
Population242
Median Age45.7 yrs
Density2,017/mi²
Male / Female57% / 43%
Foreign Born13.6%
Veterans10.8%
Economy
A
Median Income$61,458
Per Capita$28,484
Unemployment3.5%
Poverty3.2%
County GDP$6,881M
Avg Weekly Wage$1,105
Housing
A+
Home Value$236,500
Rent$1,094
Ownership93.7%
Zillow$385,787
Housing Units73
Rent Burden29.2%
Crime
F
Violent264/100K
Property7,136/100K
Health
Obesity39.0%
Diabetes9.5%
Smoking14.6%
Heart Disease5.5%
Premature Death8,440/100K
Climate
Avg Temp52°F
Sunny Days234/yr
Rain54.5 in/yr
AQI32 (Good)
Elevation403 ft
Education
D
Bachelor's+11.0%
High School+91.9%
Graduate+6.1%
School Score4.9/10
Community
2024 VoteR 61% / D 36%
Commute38 min
Broadband79.0%
Internet Speed77 Mbps
EV Stations6
Libraries9
Did You Know?
Waterloo was founded in 1893.
The median home in Waterloo was built in 1970.
15.7% work from home.
The nearest airport is Mahlon Sweet Field (32 miles).
The Gini coefficient (income inequality) is 0.402 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Moderate" by FEMA.
26.1% of the population has a disability.
13.6% of residents are foreign-born.
There are 260 restaurants in the area.
The county recorded 24 fatal vehicle crashes.
182 declared natural disasters on record.
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