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Waterloo, WI
Full City Profile · Wisconsin · Jefferson County County
3.2
/5.0
B
Good
3,542
Population
935/sq mi density
$78,103
Median Income
$37,379 per capita
$219,100
Home Value
$307,061 Zillow
$974
Median Rent
19.4% income on rent
47°F
Avg Temperature
260 sunny days/yr
30
Violent Crime/100K
955 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$78,103 median income, 0.5% unemployment
A+
Affordability
5.0 / 5.0
$219,100 home value, $974/mo rent
F
Safety
1.0 / 5.0
30 violent crimes/100K
C+
Education
2.9 / 5.0
23.9% bachelor's degree or higher
Income Overview
Median Household Income
$78,103
4% above
US avg: $75,149
Per Capita Income
$37,379
4% below
US avg: $39,052
Unemployment Rate
0.5%
86% below
US avg: 3.6%
Poverty Rate
20.2%
63% above
US avg: 12.4%
Income Comparison: Waterloo vs. U.S. Average
Each bar shows Waterloo’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$78,103
104%
Per Capita
US: $39,052
$37,379
96%
IRS Avg AGI
US: $72,000
$75,650
105%
Avg Weekly Wage
US: $1,432
$1,042
73%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,042
27% below US avg ($1,432)
Mean Commute Time
29 min
4% above US avg (28 min)
Work From Home
14.1%
7% below US avg (15.2%)
Drive Alone
80.9%
11% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$4,923M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
80.9%
Public Transit
0%
Work From Home
14.1%
Other
5%
Average commute time
29 minutes
US avg: 28 min
Business Landscape
Total Establishments
2,344
Restaurants
201
Healthcare
218
Retail
277
Manufacturing
139
Tax & Financial
IRS Avg Adjusted Gross Income
$75,650
5% above US avg ($72,000)
Avg Property Tax
$5,930
69% above US avg ($3,500)
Cost of Living Index
94.1
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $78,103 |
| Per Capita Income | $37,379 |
| IRS Avg Adjusted Gross Income | $75,650 |
| Avg Weekly Wage | $1,042 |
| County GDP | $4,923M |
Hardship Indicators
| Unemployment Rate | 0.5% |
| Poverty Rate | 20.2% |
| Gini Coefficient | 0.402 |
| Cost of Living Index | 94.1 |
Commute
| Mean Commute | 29 minutes |
| Drive Alone | 80.9% |
| Public Transit | 0.0% |
| Work From Home | 14.1% |
Businesses
| Total Establishments | 2,344 |
| Restaurants | 201 |
| Healthcare | 218 |
| Retail | 277 |
| Manufacturing | 139 |
Tax
| IRS Avg AGI | $75,650 |
| Avg Property Tax | $5,930 |