At a Glance
Median Income
$78,103
$37,379 per capita
Home Value
$219,100
Zillow: $307,061
Median Rent
$974/mo
19.4% of income on rent
Violent Crime
30/100K
955/100K property
Bachelor's Degree+
23.9%
90.4% high school+
Unemployment
0.5%
20.2% poverty rate
Obesity Rate
42.0%
14.4% smoking rate
Avg Temperature
47°F
260 sunny days/yr
How Waterloo Compares to the U.S. Average
Each bar shows Waterloo's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Waterloo a Good Place to Live?
B
3.2 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Waterloo residents earn a median household income of $78,103 , which is 4% above the national average of $75,149.
Per capita income is $37,379. The unemployment rate stands at 0.5% (86% below the U.S. rate of 3.6%). 20.2% of residents live below the poverty line. The area is home to 2,344 business establishments, including 201 restaurants.
Housing & Cost of Living
The median home value in Waterloo is $219,100 , 22% below the national median of $281,900.
Zillow estimates the typical home at $307,061. Median rent is $974/month, with 19.4% of renters spending more than 30% of income on housing. The cost of living index is 94.1 (100 = national average). The median home was built in 1965.
Safety & Crime
Waterloo reports 30 violent crimes per 100,000 residents
, which is 92% below the national average of 380/100K.
Property crime is 955/100K. The murder rate is 0.0/100K.
Education
23.9% of adults in Waterloo hold a bachelor's degree or higher
(29% below the national average).
90.4% have completed high school. Local schools score 5.9/10 in standardized testing.
Climate & Weather
Waterloo has an average annual temperature of 47°F (8°C).
Winters average 19°F in January while summers reach 71°F in July. The area gets 260 sunny days per year. Annual precipitation totals 38.5 inches. Air quality is rated Good with a median AQI of 38.
Data Overview
People
Population3,542
Median Age38.3 yrs
Density935/mi²
Male / Female49% / 51%
Foreign Born13.6%
Veterans6.6%
Economy
B+
Median Income$78,103
Per Capita$37,379
Unemployment0.5%
Poverty20.2%
County GDP$4,923M
Avg Weekly Wage$1,042
Housing
A+
Home Value$219,100
Rent$974
Ownership65.7%
Zillow$307,061
Housing Units1,617
Rent Burden19.4%
Crime
F
Violent30/100K
Property955/100K
Murder0.0/100K
Assault0/100K
Burglary60/100K
Health
Obesity42.0%
Diabetes9.5%
Smoking14.4%
Heart Disease5.4%
Premature Death7,008/100K
Climate
Avg Temp47°F
Sunny Days260/yr
Rain38.5 in/yr
AQI38 (Good)
Elevation812 ft
Education
C+
Bachelor's+23.9%
High School+90.4%
Graduate+5.5%
School Score5.9/10
Community
2024 VoteR 58% / D 41%
Commute29 min
Broadband88.9%
Internet Speed107 Mbps
EV Stations1
Libraries7
Did You Know?
The median home in Waterloo was built in 1965.
The nearest airport is Dane County Regional/Truax Field (18 miles).
The Gini coefficient (income inequality) is 0.402 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
9.8% of the population has a disability.
13.6% of residents are foreign-born.
Average internet download speed is 107 Mbps.
There are 201 restaurants in the area.
The county recorded 8 fatal vehicle crashes.
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