Median Income
$93,008
24% higher than US avg
Home Value
$315,200
12% higher than US avg
Bachelor's+
22.2%
34% lower than US avg
Median Rent
$967
17% lower than US avg
Obesity Rate
34.2%
7% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
9.0%
27% lower than US avg
How Watertown Compares to the U.S. Average (100% = U.S. avg)
People
Population4,747
Median Age34.5 yrs
Density1,805/mi²
Male / Female51% / 49%
Largest GroupWhite 94%
Economy
A+
Median Income$93,008
Per Capita$41,419
Unemployment0.0%
Poverty9.0%
County GDP$7,614M
Commute27 min
Housing
A+
Home Value$315,200
Rent$967
OwnershipN/A
Zillow$370,563
Health
Obesity34.2%
UninsuredN/A
Depression26.1%
Heart Disease5.0%
Climate
Avg Temp44°F
AQI36 (Good)
Rain34.1 in/yr
Elevation956 ft
Education
C+
Bachelor's+22.2%
High School+95.2%
School Score6.08
Community
2024 VoteR 52% / D 46%
Commute27 min
Libraries7
Is Watertown a Good Place to Live?
Based on current data, Watertown receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, high health insurance coverage. Watertown stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Watertown is $93,008, 24% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. 9.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Watertown is $315,200, 12% above the national median. Renters pay a median of $967 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Education
22.2% of residents hold a bachelor's degree, below the national average of 33.7%. 95.2% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Watertown has a cool climate with an average annual temperature of 44°F. Winters average 13°F in January while summers reach 71°F in July. Annual precipitation totals 34.1 inches, including 51.6 inches of snow. Air quality is rated Good with a median AQI of 36.
Watertown has a population of 4,747 with a density of 1,805 people per square mile. The median age is 34.5 years, 11% younger than the national median of 38.9. The city is predominantly White (94.2%), with 2.9% Hispanic.
Population
34.5yrs
Median Age
11% below US avg
Race & Ethnicity
Watertown vs U.S. Average
Language Spoken at Home
| English Only | 99.2% |
| 26% above US avg |
| Spanish | 0.8% |
| 94% below US avg |
Social Characteristics
Watertown vs U.S. Average
The median household income in Watertown is $93,008, which is 24% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 9.0% of residents live below the poverty line. Workers commute an average of 27 minutes.
Income: Watertown vs U.S.
Income
| Median HH Income | $93,008 |
| 24% above US avg |
| Per Capita Income | $41,419 |
| Avg Weekly Wage | $1,297 |
| IRS Avg AGI | $131,468 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 9.0% |
| 27% below US avg |
| Establishments (County) | 2,874 |
| County GDP | $7,614M |
Business (County)
| Restaurants | 188 |
| Healthcare | 268 |
| Retail | 232 |
| Manufacturing | 153 |
Tax & Cost of Living
| Property Tax (IRS) | $6,648 |
| 90% above US avg |
| Effective Tax Rate | 2.11% |
Commute & Transportation
| Commute Time | 26.9 min |
| Work from Home | 19.1% |
The median home value in Watertown is $315,200, 12% above the national average. Monthly rent averages $967 (17% below US avg). Zillow estimates the typical home value at $370,563.
Home Values
| Census Median | $315,200 |
| 12% above US avg |
| Zillow ZHVI | $370,563 |
| Median List Price | $449,900 |
Real Estate Market (Redfin)
| Median List Price | $449,900 |
| $/Sq Ft | $160 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 101.0% |
| Price Drops | 37.5% |
| Inventory | 8 |
Rental Costs
| Census Median Rent | $967 |
| 17% below US avg |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $6,648 |
| 90% above US avg |
| Effective Rate | 2.11% |
In Watertown, 34.2% of adults are obese (above the 32.1% national rate). 26.1% report depression. 21.6% are physically inactive.
Health Metrics: Watertown vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.2% |
| 7% above US avg |
| Diabetes | 8.2% |
| Heart Disease | 5.0% |
| High Blood Pressure | 25.7% |
| Asthma | 10.4% |
| COPD | 4.9% |
| Stroke | 2.6% |
Behaviors & Mental Health
| |
| Binge Drinking | 20.8% |
| Physical Inactivity | 21.6% |
| Depression | 26.1% |
| Mental Distress | 16.7% |
| Physical Distress | 11.0% |
Healthcare Access
| Insurance Rate | 97.0% |
| |
| Checkup Rate | 72.5% |
| Premature Death | 3,990/100K |
Food & Exercise
| Food Environment | 9.8/10 |
| Exercise Access | 96.8% |
| Healthcare Facilities | 268 |
Crime Rates: Watertown vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
Safety Score
Watertown has an average annual temperature of 44°F (7°C). Winters average 13°F in January while summers reach 71°F in July. Annual precipitation is 34.1 inches. Air quality is rated Good with a median AQI of 36.
Temperature
13°F Jan (-10°C)
71°F Jul (22°C)
| Annual Average | 44.1°F |
| 18% below US avg |
| January Average | 13°F (-10°C) |
| July Average | 71°F (22°C) |
Precipitation & Snow
| Annual Rainfall | 34.1 inches |
| 10% below US avg |
| Snowfall | 51.6 inches/yr |
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Geography
| Elevation | 956 ft (291 m) |
| Area | 2.6 sq mi (6.8 km²) |
| Population Density | 1,805/sq mi |
| Coordinates | 44.9602°N, 93.8439°W |
| County FIPS | 27019 |