Median Income
$98,832
32% higher than US avg
Home Value
$260,100
8% lower than US avg
Bachelor's+
27.5%
18% lower than US avg
Median Rent
$1,313
13% higher than US avg
Obesity Rate
37.2%
16% higher than US avg
Unemployment
3.3%
8% lower than US avg
Poverty Rate
5.9%
52% lower than US avg
How Montrose Compares to the U.S. Average (100% = U.S. avg)
People
Population3,840
Median Age34.7 yrs
Density1,247/mi²
Male / Female55% / 45%
Largest GroupWhite 87%
Veterans6.1%
Economy
A+
Median Income$98,832
Per Capita$37,074
Unemployment3.3%
Poverty5.9%
County GDP$7,314M
Commute33 min
Housing
A+
Home Value$260,100
Rent$1,313
Ownership77.3%
Zillow$323,751
Housing Units1,522
Rent Burden23.2%
Health
Obesity37.2%
Uninsured4.4%
Smoking15.6%
Depression26.1%
Heart Disease5.4%
Climate
Avg Temp45°F (7°C)
AQI41 (Good)
Rain30.6 in/yr
Elevation993 ft (303 m)
Education
B
Bachelor's+27.5%
High School+89.0%
Graduate+3.4%
School Score6.92
Community
2024 VoteR 64% / D 34%
Commute33 min
Broadband93.4%
EV Stations4
Libraries9
Is Montrose a Good Place to Live?
Based on current data, Montrose receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a low poverty rate, high health insurance coverage. Montrose stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Montrose is $98,832, which is significantly higher than the national average / 32% above $75,149. This places Montrose among higher-income communities. Unemployment stands at 3.3%, indicating a healthy job market. Only 5.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 33 minutes.
Cost of Living & Housing
The median home value in Montrose is $260,100, roughly aligned with the national median of $281,900. Renters pay a median of $1,313 per month. At just 2.6x median income, home prices are very affordable relative to local earnings.
Education
27.5% of residents hold a bachelor's degree, below the national average of 33.7%. 89.0% have completed high school. Local schools score 6.9/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Montrose has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 72°F in July. Annual precipitation totals 30.6 inches, including 45.1 inches of snow. Air quality is rated Good with a median AQI of 41.
Montrose has a population of 3,840 with a density of 1,247 people per square mile, spread across 3.2 square miles. The median age is 34.7 years, 11% younger than the national median of 38.9. The gender split is 44.8% female and 55.2% male. The city is predominantly White (87.2%), with 3.1% Hispanic. English is the primary language spoken at home by 97.3% of residents. 6.1% of the population are veterans. 10.4% of residents have a disability. 95.6% have health insurance coverage.
Population
3,840
Total Population
2023 Census
34.7yrs
Median Age
11% below US avg
Language Spoken at Home
English Only
97.3%
24% above US avg
Spanish
1.2%
91% below US avg
The median household income in Montrose is $98,832, which is 32% above the national average of $75,149. Per capita income is $37,074. The average weekly wage is $1,077, 25% lower than the U.S. average. The unemployment rate is 3.3% (below the 3.6% US average). 5.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,984 business establishments, including 224 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 33 minutes (longer than the 28-minute US average). 8.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $98,832 |
| 32% above US avg |
| Per Capita Income | $37,074 |
| Avg Weekly Wage | $1,077 |
| IRS Avg AGI | $91,811 |
| Gini Index | 0.379 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.3% |
| 8% below US avg |
| Poverty Rate | 5.9% |
| 52% below US avg |
| Establishments (County) | 3,984 |
| County GDP | $7,314M |
Business (County)
| Restaurants | 224 |
| Healthcare | 366 |
| Retail | 401 |
| Manufacturing | 188 |
Tax & Cost of Living
| Property Tax (IRS) | $4,714 |
| 35% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.81% |
Commute & Transportation
| Commute Time | 33.2 min |
| Drive Alone | 85.3% |
| Public Transit | 0.8% |
| Work from Home | 8.9% |
The median home value in Montrose is $260,100, 8% below the national median of $281,900. Zillow estimates the typical home value at $323,751, higher than the Census estimate. According to Redfin, the median sale price is $275,000 with homes selling in an average of 95 days. Homes sell for 99.3% of their list price. Monthly rent averages $1,313 (13% above the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 77.3% of housing units are owner-occupied (above the 65.4% national rate). There are 1,522 total housing units in the city. The median year a home was built is 2002. The average annual property tax is $4,714 (higher than the $3,500 national average). 23.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $260,100 |
| 8% below US avg |
| Zillow ZHVI | $323,751 |
| Redfin Median Sale | $275,000 |
| Median List Price | $304,450 |
Real Estate Market (Redfin)
| Median Sale Price | $275,000 |
| Median List Price | $304,450 |
| $/Sq Ft | $174 |
| Homes Sold | 7 |
| Days on Market | 95 days |
| Sale-to-List Ratio | 99.3% |
| Price Drops | 9.5% |
| Inventory | 21 |
Rental Costs
| Census Median Rent | $1,313 |
| 13% above US avg |
| Rent Burden | 23.2% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 77.3% |
| Owner-Occupied | 77.3% |
| Renter-Occupied | 22.7% |
| Housing Units | 1,522 |
| Median Year Built | 2002 |
Property Tax
| Avg Tax (IRS) | $4,714 |
| 35% above US avg |
| Effective Rate | 1.81% |
In Montrose, 37.2% of adults are obese, above the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.4% of residents. 30.4% have high blood pressure. 15.6% are current smokers. 20.1% report binge drinking. 23.3% are physically inactive. 26.1% report depression (above the 20.0% national average). 17.4% experience frequent mental distress. 4.4% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,541. The dentist ratio is 1:2,509. 82.1% of residents have access to exercise opportunities. The food environment index is 9.7 out of 10.
Health Metrics: Montrose vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.2% |
| 16% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.4% |
| High Blood Pressure | 30.4% |
| Asthma | 10.6% |
| COPD | 5.6% |
| Cancer | 7.2% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.6% |
| 11% above US avg |
| Binge Drinking | 20.1% |
| Physical Inactivity | 23.3% |
| Depression | 26.1% |
| Mental Distress | 17.4% |
| Physical Distress | 11.8% |
| Short Sleep | 33.2% |
Healthcare Access
| Insurance Rate | 95.6% |
| Uninsured | 4.4% |
| 49% below US avg |
| Primary Care | 1:2,541 |
| Dentists | 1:2,509 |
| Mental Health | 1:748 |
| Checkup Rate | 72.9% |
| Dental Visits | 64.1% |
| Premature Death | 5,106/100K |
Food & Exercise
| Food Environment | 9.7/10 |
| Exercise Access | 82.1% |
| Healthcare Facilities | 366 |
Montrose has a cool climate with an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 72°F in July. Annual precipitation totals 30.6 inches. The area receives 45.1 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 41. 76% of days have good air quality. The city sits at an elevation of 993 feet.
Temperature
14°F Jan (-10°C)
72°F Jul (22°C)
| Annual Average | 44.5°F |
| 18% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 993 ft (303 m) |
| Area | 3.2 sq mi (8.3 km²) |
| Population Density | 1,247/sq mi |
| Coordinates | 45.0665°N, 93.9203°W |
| Timezone | America/Chicago |
| County | Wright County County |
| Nearest Airport | St Cloud Regional (STC)
34 miles away |
Precipitation & Snow
Annual Rainfall
30.6"
19% below US avg
Wettest Month (Jun)
4.60"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
| Good Days % | 75.7% |
| Unhealthy Days | 3 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0501 ppm |
| PM2.5 (Fine Particles) | 8.6 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 68.4 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 98.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.8 on Apr 25, 2017.
| Feb 9, 1994 |
6 km NNE of Blomkest, Minnesota |
M3.1 |
85 km |
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
98 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
504 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 33 fatalities, 1,163 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 3, 1983 |
EF4 |
50 km |
0 |
| May 6, 1965 |
EF4 |
39 km |
0 |
| May 6, 1965 |
EF4 |
51 km |
3 |
| May 6, 1965 |
EF4 |
35 km |
3 |
| May 6, 1965 |
EF4 |
44 km |
6 |
| May 21, 1957 |
EF4 |
100 km |
0 |
| Jun 19, 1951 |
EF4 |
41 km |
1 |
| Jul 11, 2008 |
EF3 |
96 km |
0 |
| May 25, 2008 |
EF3 |
69 km |
1 |
| Aug 24, 2006 |
EF3 |
93 km |
1 |
| Mar 29, 1998 |
EF3 |
82 km |
0 |
| Mar 29, 1998 |
EF3 |
90 km |
1 |
| Jul 1, 1997 |
EF3 |
10 km |
0 |
| Jun 16, 1992 |
EF3 |
25 km |
0 |
| Jul 23, 1987 |
EF3 |
36 km |
0 |
| Apr 26, 1984 |
EF3 |
55 km |
1 |
| Jun 14, 1981 |
EF3 |
58 km |
1 |
| Sep 3, 1980 |
EF3 |
57 km |
1 |
| May 6, 1965 |
EF3 |
47 km |
0 |
| May 5, 1964 |
EF3 |
88 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNIT 4 (5,887 ac, 2002).
| Year |
Name |
Acres |
Distance |
| 2002 |
UNIT 4 |
5,887 |
50 km |
| 2003 |
UNITS 37 38 39 A |
4,879 |
49 km |
| 1998 |
UNITS 1617 |
4,649 |
53 km |
| 2005 |
RX HFR 05 |
4,253 |
52 km |
| 2009 |
BU9 |
4,112 |
51 km |
| 2007 |
WUI 07 - UNIT 36 |
4,025 |
48 km |
| 2000 |
UNIT 25 |
3,412 |
48 km |
| 2009 |
BU11 |
3,242 |
48 km |
| 1997 |
BIG |
2,987 |
49 km |
| 2009 |
UNNAMED |
2,904 |
67 km |
| 2003 |
UNITS 34 33 W |
2,637 |
47 km |
| 2024 |
UNIT 8E RX |
2,551 |
50 km |
| 1992 |
SHARPTAIL |
2,288 |
46 km |
| 1988 |
UNNAMED |
2,243 |
88 km |
| 2010 |
WUI 10 UNIT D |
2,042 |
47 km |
| 1996 |
UNNAMED |
1,906 |
49 km |
| 2006 |
UNIT 4 |
1,732 |
52 km |
| 1987 |
UNNAMED |
1,655 |
100 km |
| 2009 |
UNIT 23 24 26 |
1,644 |
49 km |
| 1995 |
ANTLER |
1,603 |
47 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
0.7 in |
Coldest, Driest |
| February |
17°F (-8°C) |
0.9 in |
|
| March |
30°F (-1°C) |
1.5 in |
|
| April |
44°F (7°C) |
2.7 in |
|
| May |
58°F (14°C) |
4.1 in |
|
| June |
68°F (20°C) |
4.6 in |
Wettest |
| July |
72°F (22°C) |
3.7 in |
Warmest |
| August |
70°F (21°C) |
4.0 in |
|
| September |
61°F (16°C) |
3.3 in |
|
| October |
48°F (9°C) |
2.5 in |
|
| November |
33°F (0°C) |
1.6 in |
|
| December |
20°F (-7°C) |
1.0 in |
|
Montrose has a seasonal temperature swing of 59°F / from 14°F in January to 72°F in July. Total annual precipitation is 30.6 inches, with June being the wettest month (4.6") and January the driest (0.7").
Average costs for common services in Montrose. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $945 |
| Preschool | $891 |
| Family Childcare (monthly) |
| Infant | $765 |
| Toddler | $650 |
| Preschool | $664 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Montrose
What is the population of Montrose?
Montrose has a population of 3,840 residents and is located in Minnesota. The population density is 1,247 people per square mile, spread across 3.2 square miles. The median age of residents is 34.7 years, which is younger than the national median of 38.9 years. The population is 44.8% female and 55.2% male.
Is Montrose expensive to live in?
Montrose has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $98,832, 32% above the national average of $75,149. The median home value is $260,100 (8% below the U.S. median). Renters pay a median of $1,313 per month, above the national average of $1,163. The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Montrose?
Montrose has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 14°F in January, while summers reach an average of 72°F in July. Annual rainfall totals 30.6 inches, with 45.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Montrose?
Montrose has a healthy job market with an unemployment rate of 3.3%, near the national average of 3.6%. The average weekly wage is $1,077. There are 3,984 business establishments in the area, including 224 restaurants and food service locations. The average commute time is 33 minutes, and 8.9% of workers work from home.
How much does housing cost in Montrose?
The median home value in Montrose is $260,100. Zillow estimates the typical home value at $323,751. According to Redfin, the median sale price is $275,000, with homes typically selling within 95 days. For renters, the median monthly rent is $1,313. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 77.3%. The average annual property tax is $4,714.
How are the schools in Montrose?
Schools in Montrose score 6.9 out of 10 on standardized testing, near the national average. 27.5% of adults in Montrose hold a bachelor's degree or higher, below the national average of 33.7%. 89.0% have completed high school. 3.4% hold a graduate or professional degree.
How healthy is Montrose?
The obesity rate in Montrose is 37.2% (above the national rate of 32.1%). 15.6% of adults are smokers. 23.3% are physically inactive. 26.1% of residents report depression. 4.4% lack health insurance (below the national rate). 82.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,541.
What is transportation like in Montrose?
The average commute in Montrose is 33 minutes, longer than the national average of 28 minutes. 85.3% of workers drive alone to work, and 8.9% work from home.
What are the demographics of Montrose?
The racial and ethnic makeup of Montrose is 87.2% White, 3.1% Hispanic or Latino. 97.3% of residents speak only English at home. 6.1% of the population are military veterans. 10.4% of residents have a disability. 95.6% have health insurance coverage.