Minnesota
Howard Lake is a small town in Minnesota with a population of 1,864. Residents earn $99,464 per year, which is 32% above the national average.
Based on current data, Howard Lake receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Howard Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in Howard Lake is $99,464, which is significantly higher than the national average — 32% above $75,149. This places Howard Lake among higher-income communities. The job market is very strong with unemployment at just 0.5%. Only 5.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 33 minutes.
The median home value in Howard Lake is $239,100, 15% below the national median — offering relatively affordable homeownership. Renters pay a median of $930 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
22.0% of residents hold a bachelor's degree, below the national average of 33.7%. 93.4% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Howard Lake has a cool climate with an average annual temperature of 44°F. Winters average 12°F in January while summers reach 72°F in July. Annual precipitation totals 28.7 inches, including 41.1 inches of snow. Air quality is rated Good with a median AQI of 36.
| English Only | 96.4% |
| 23% above US avg | |
| Spanish | 3.6% |
| 73% below US avg |
| Median HH Income | $99,464 |
| 32% above US avg | |
| Per Capita Income | $42,777 |
| Avg Weekly Wage | $1,036 |
| IRS Avg AGI | $75,478 |
| Unemployment | 0.5% |
| 86% below US avg | |
| Poverty Rate | 5.6% |
| 55% below US avg | |
| Establishments (County) | 708 |
| County GDP | $1,586M |
| Restaurants | 34 |
| Healthcare | 60 |
| Retail | 68 |
| Manufacturing | 52 |
| Property Tax (IRS) | $3,973 |
| 14% above US avg | |
| Effective Tax Rate | 1.66% |
| Commute Time | 32.6 min |
| Work from Home | 18.2% |
| Census Median | $239,100 |
| 15% below US avg | |
| Zillow ZHVI | $335,761 |
| Census Median Rent | $930 |
| 20% below US avg |
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
| Owner-Occupied | 76.9% |
| Avg Tax (IRS) | $3,973 |
| 14% above US avg | |
| Effective Rate | 1.66% |
| Obesity | 36.1% |
| 12% above US avg | |
| Diabetes | 8.6% |
| Heart Disease | 4.9% |
| High Blood Pressure | 29.1% |
| Asthma | 10.4% |
| COPD | 5.0% |
| Stroke | 2.6% |
| Binge Drinking | 20.7% |
| Physical Inactivity | 21.7% |
| Depression | 25.9% |
| Mental Distress | 16.9% |
| Physical Distress | 11.0% |
| Insurance Rate | 96.1% |
| Checkup Rate | 72.9% |
| Premature Death | 5,812/100K |
| Food Environment | 8.7/10 |
| Exercise Access | 40.3% |
| Healthcare Facilities | 60 |
| Fatal Crashes (County/yr) | 2 |
| Annual Average | 44.1°F |
| 18% below US avg | |
| January Average | 12°F (-11°C) |
| July Average | 72°F (22°C) |
| Annual Rainfall | 28.7 inches |
| 25% below US avg | |
| Snowfall | 41.1 inches/yr |
| AQI Median | 36.0 |
| Rating | Good |
| Elevation | 1,002 ft (305 m) |
| Area | 1.9 sq mi (4.8 km²) |
| Population Density | 1,008/sq mi |
| Coordinates | 45.0540°N, 94.0610°W |
| County FIPS | 27093 |
Winner: Republican by 42.8 points
| Bachelor's Degree+ | 22.0% |
| 35% below US avg | |
| High School+ | 93.4% |
| School Test Score | 6.08 |
| RUCC Code 6 | Nonmetro — Urban 2.5K–20K, adjacent |
| Population Density | 1,008/sq mi |
| Total Area | 1.9 sq mi |
| Alt Fuel Stations | 1 |
| Public Libraries | 4 |
| Healthcare Facilities | 60 |
| Restaurants | 34 |
| Retail Stores | 68 |
| Fatal Crashes (County/yr) | 2 |
| Avg Commute | 32.6 min |
| Work from Home | 18.2% |