Median Income
$62,734
17% lower than US avg
Home Value
$97,500
65% lower than US avg
Violent Crime
213/100K
44% lower than US avg
Bachelor's+
17.7%
47% lower than US avg
Median Rent
$728
37% lower than US avg
Obesity Rate
35.9%
12% higher than US avg
Unemployment
0.7%
81% lower than US avg
Poverty Rate
11.7%
6% lower than US avg
How Wharton Compares to the U.S. Average (100% = U.S. avg)
People
Population377
Median Age38.2 yrs
Density299/mi²
Male / Female52% / 49%
Largest GroupWhite 98%
Veterans3.6%
Economy
B+
Median Income$62,734
Per Capita$24,477
Unemployment0.7%
Poverty11.7%
County GDP$1,407M
Commute30 min
Housing
A+
Home Value$97,500
Rent$728
Ownership60.7%
Zillow$166,309
Housing Units169
Rent Burden12.9%
Crime
F
Violent213/100K
Property2,004/100K
Health
Obesity35.9%
Uninsured7.7%
Smoking16.8%
Depression27.2%
Heart Disease5.7%
Climate
Avg Temp50°F (10°C)
AQI43 (Good)
Rain40.2 in/yr
Sunny Days275/yr
Elevation878 ft (268 m)
Education
C
Bachelor's+17.7%
High School+92.2%
Graduate+2.1%
School Score5.78
Community
2024 VoteR 75% / D 24%
Commute30 min
Broadband86.7%
EV Stations2
Libraries3
Is Wharton a Good Place to Live?
Based on current data, Wharton receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Wharton offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Wharton is $62,734, 17% below the national average of $75,149. The job market is very strong with unemployment at just 0.7%. 11.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Wharton is $97,500, 65% below the national median / offering relatively affordable homeownership. Renters pay a median of $728 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Wharton is below the national average at 213 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,004 per 100,000, near the national average.
Education
17.7% of residents hold a bachelor's degree, below the national average of 33.7%. 92.2% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Wharton experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.2 inches. Air quality is rated Good with a median AQI of 43.
Wharton has a population of 377 with a density of 299 people per square mile, spread across 0.5 square miles. The median age is 38.2 years, 2% younger than the national median of 38.9. The gender split is 48.5% female and 51.5% male. The city is predominantly White (98.1%), with 1.1% Hispanic. English is the primary language spoken at home by 94% of residents, while 6% speak Spanish. 3.6% of the population are veterans, below the national rate of 6.0%. 21.0% of residents have a disability (above the 13.0% national average). 97.1% have health insurance coverage.
Population
38.2yrs
Median Age
2% below US avg
Language Spoken at Home
English Only
94.0%
20% above US avg
Spanish
6.0%
55% below US avg
The median household income in Wharton is $62,734, which is 17% below the national average of $75,149. Per capita income is $24,477 (below the $39,052 national figure). The average weekly wage is $1,053, 26% lower than the U.S. average. The unemployment rate is 0.7% (below the 3.6% US average). 11.7% of residents live below the poverty line. The area has 589 business establishments, including 46 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 30 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $62,734 |
| 17% below US avg |
| Per Capita Income | $24,477 |
| Avg Weekly Wage | $1,053 |
| IRS Avg AGI | $64,393 |
| Gini Index | 0.403 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.7% |
| 81% below US avg |
| Poverty Rate | 11.7% |
| 6% below US avg |
| Establishments (County) | 589 |
| County GDP | $1,407M |
Business (County)
| Restaurants | 46 |
| Healthcare | 41 |
| Retail | 64 |
| Manufacturing | 44 |
Tax & Cost of Living
| Property Tax (IRS) | $2,569 |
| 27% below US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 2.63% |
Commute & Transportation
| Commute Time | 30.2 min |
| Drive Alone | 80.5% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Wharton is $97,500, 65% below the national median of $281,900. Zillow estimates the typical home value at $166,309, higher than the Census estimate. Monthly rent averages $728 (37% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 60.7% of housing units are owner-occupied. There are 169 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $2,569 (lower than the $3,500 national average). 12.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $97,500 |
| 65% below US avg |
| Zillow ZHVI | $166,309 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $728 |
| 37% below US avg |
| Rent Burden | 12.9% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 60.7% |
| Owner-Occupied | 60.7% |
| Renter-Occupied | 39.3% |
| Housing Units | 169 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $2,569 |
| 27% below US avg |
| Effective Rate | 2.63% |
In Wharton, 35.9% of adults are obese, above the national rate of 32.1%. 10.3% have diabetes. Heart disease affects 5.7% of residents. 33.2% have high blood pressure. 16.8% are current smokers. 18.7% report binge drinking. 26.1% are physically inactive. 27.2% report depression (above the 20.0% national average). 19.6% experience frequent mental distress. 7.7% of residents lack health insurance. The primary care physician ratio is 1:3,618. The dentist ratio is 1:3,595. 35.4% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Wharton vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.9% |
| 12% above US avg |
| Diabetes | 10.3% |
| Heart Disease | 5.7% |
| High Blood Pressure | 33.2% |
| Asthma | 11.3% |
| COPD | 7.0% |
| Cancer | 7.6% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 16.8% |
| 20% above US avg |
| Binge Drinking | 18.7% |
| Physical Inactivity | 26.1% |
| Depression | 27.2% |
| Mental Distress | 19.6% |
| Physical Distress | 13.1% |
Healthcare Access
| Insurance Rate | 97.1% |
| Uninsured | 7.7% |
| 10% below US avg |
| Primary Care | 1:3,618 |
| Dentists | 1:3,595 |
| Mental Health | 1:1,192 |
| Checkup Rate | 77.0% |
| Dental Visits | 66.8% |
| Premature Death | 8,016/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 35.4% |
| Healthcare Facilities | 41 |
Wharton has a violent crime rate of 213 per 100,000 residents, 44% below the national average of 380. Property crime stands at 2,004 per 100,000, 2% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Wharton receives a safety grade of F.
Crime Rates: Wharton vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 212.6/100K |
| 44% below US avg |
| |
Property Crime
| Total Property | 2,004.3/100K |
| 2% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Traffic Accidents | 1 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Wharton experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 40.2 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 878 feet.
Temperature
25°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 878 ft (268 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 299/sq mi |
| Coordinates | 40.8613°N, 83.4648°W |
| Timezone | America/New_York |
| County | Wyandot County County |
| Nearest Airport | Mansfield Lahm Regional (MFD)
50 miles away |
Precipitation & Snow
Annual Rainfall
40.2"
6% above US avg
Wettest Month (Jul)
3.90"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 17.4 / 100 |
| Social Vulnerability | 13.6 / 100 |
| Community Resilience | 90.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
16 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.4. Most recent: M2.5 on Mar 18, 2024.
| Apr 20, 2018 |
Michigan |
M3.4 |
145 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
125 km |
| Jun 5, 2011 |
5 km W of Lodi, Ohio |
M3.0 |
118 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
94 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
54 km |
| Apr 12, 2007 |
11 km NW of Put-in-Bay, Ohio |
M2.8 |
106 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
60 km |
| Nov 25, 1998 |
1 km SSW of New London, Ohio |
M2.7 |
92 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
110 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
77 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
102 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
30 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
77 km |
| Sep 7, 2012 |
17 km ESE of Stony Point, Michigan |
M2.5 |
116 km |
| Mar 8, 2010 |
7 km ENE of Grosse Ile, Michigan |
M2.5 |
148 km |
| Feb 7, 2016 |
6 km W of Put-in-Bay, Ohio |
M2.5 |
100 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
427 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 84 fatalities, 1,409 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 5, 2010 |
EF4 |
77 km |
7 |
| Feb 18, 1992 |
EF4 |
94 km |
0 |
| Apr 11, 1965 |
EF4 |
62 km |
13 |
| Apr 11, 1965 |
EF4 |
96 km |
3 |
| Apr 11, 1965 |
EF4 |
91 km |
18 |
| Jun 8, 1953 |
EF4 |
54 km |
17 |
| Mar 14, 2024 |
EF3 |
70 km |
3 |
| Nov 10, 2002 |
EF3 |
36 km |
1 |
| Nov 10, 2002 |
EF3 |
57 km |
0 |
| Oct 24, 2001 |
EF3 |
72 km |
0 |
| May 31, 1985 |
EF3 |
99 km |
1 |
| May 2, 1983 |
EF3 |
60 km |
1 |
| Jun 13, 1981 |
EF3 |
62 km |
4 |
| Apr 3, 1974 |
EF3 |
85 km |
0 |
| May 10, 1973 |
EF3 |
41 km |
6 |
| May 10, 1973 |
EF3 |
77 km |
0 |
| Jun 2, 1971 |
EF3 |
46 km |
0 |
| Jun 2, 1971 |
EF3 |
51 km |
0 |
| May 24, 1971 |
EF3 |
58 km |
0 |
| Apr 11, 1965 |
EF3 |
37 km |
4 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.1 in |
Coldest |
| February |
27°F (-3°C) |
1.9 in |
Driest |
| March |
37°F (3°C) |
2.6 in |
|
| April |
48°F (9°C) |
3.4 in |
|
| May |
59°F (15°C) |
3.8 in |
|
| June |
69°F (20°C) |
3.9 in |
|
| July |
73°F (23°C) |
3.9 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.4 in |
|
| September |
64°F (18°C) |
3.0 in |
|
| October |
53°F (11°C) |
2.2 in |
|
| November |
41°F (5°C) |
2.9 in |
|
| December |
30°F (-1°C) |
2.7 in |
|
Wharton has a seasonal temperature swing of 48°F / from 25°F in January to 73°F in July. Total annual precipitation is 35.7 inches, with July being the wettest month (3.9") and February the driest (1.9").
Average costs for common services in Wharton. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $751 |
| Toddler | $693 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $660 |
| Preschool | $610 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Wharton
What is the population of Wharton?
Wharton has a population of 377 residents and is located in Ohio. The population density is 299 people per square mile, spread across 0.5 square miles. The median age of residents is 38.2 years. The population is 48.5% female and 51.5% male.
Is Wharton expensive to live in?
Wharton is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $62,734, 17% below the national average of $75,149. The median home value is $97,500 (65% below the U.S. median). Renters pay a median of $728 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Wharton safe?
Wharton is safer than the national average, with a violent crime rate of 213 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,004 per 100,000 (above the national average). Overall, Wharton receives a safety grade of F based on combined crime data.
What is the weather like in Wharton?
Wharton has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 40.2 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Wharton?
The job market in Wharton is very strong, with unemployment at just 0.7% / well below the national rate of 3.6%. The average weekly wage is $1,053. There are 589 business establishments in the area, including 46 restaurants and food service locations. The average commute time is 30 minutes, and 0.0% of workers work from home.
How much does housing cost in Wharton?
The median home value in Wharton is $97,500. Zillow estimates the typical home value at $166,309. For renters, the median monthly rent is $728. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 60.7%. The average annual property tax is $2,569.
How are the schools in Wharton?
Schools in Wharton score 5.8 out of 10 on standardized testing, near the national average. 17.7% of adults in Wharton hold a bachelor's degree or higher, below the national average of 33.7%. 92.2% have completed high school. 2.1% hold a graduate or professional degree.
How healthy is Wharton?
The obesity rate in Wharton is 35.9% (above the national rate of 32.1%). 16.8% of adults are smokers. 26.1% are physically inactive. 27.2% of residents report depression. 7.7% lack health insurance. 35.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,618.
What is transportation like in Wharton?
The average commute in Wharton is 30 minutes. 80.5% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Wharton?
The racial and ethnic makeup of Wharton is 98.1% White, 1.1% Hispanic or Latino. 94% of residents speak only English at home, while 6% speak Spanish. 3.6% of the population are military veterans. 21.0% of residents have a disability. 97.1% have health insurance coverage.
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