Median Income
$67,500
10% lower than US avg
Home Value
$262,500
7% lower than US avg
Violent Crime
434/100K
14% higher than US avg
Bachelor's+
38.3%
14% higher than US avg
Obesity Rate
27.3%
15% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
17.4%
40% higher than US avg
How Whipholt Compares to the U.S. Average (100% = U.S. avg)
People
Population69
Median Age60.3 yrs
Density21/mi²
Male / Female52% / 48%
Largest GroupWhite 100%
Veterans65.0%
Economy
B+
Median Income$67,500
Per Capita$60,210
Unemployment0.0%
Poverty17.4%
County GDP$968M
Commute31 min
Housing
A
Home Value$262,500
Ownership97.1%
Zillow$370,667
Housing Units104
Rent Burden17.5%
Crime
F
Violent434/100K
Property8,089/100K
Health
Obesity27.3%
Uninsured5.3%
Smoking11.8%
Depression19.8%
Heart Disease5.2%
Climate
Avg Temp41°F (5°C)
AQI36 (Good)
Rain26.6 in/yr
Sunny Days276/yr
Elevation1,327 ft (404 m)
Education
A
Bachelor's+38.3%
High School+96.7%
Graduate+8.5%
School Score5.82
Community
2024 VoteR 65% / D 33%
Commute31 min
Broadband34.0%
EV Stations1
Libraries1
Is Whipholt a Good Place to Live?
Based on current data, Whipholt receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, a highly educated population, abundant sunshine, high health insurance coverage. Areas to be aware of include an elevated poverty rate. Whipholt offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Whipholt is $67,500, 10% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 17.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Whipholt is $262,500, roughly aligned with the national median of $281,900. A price-to-income ratio of 3.9x indicates a reasonably affordable housing market.
Safety & Crime
The violent crime rate of 434 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 8,089 per 100,000, 313% above the national average.
Education
Educational attainment is solid, with 38.3% holding a bachelor's degree or higher, near the national average. 96.7% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Whipholt has a cool climate with an average annual temperature of 41°F. Winters average 8°F in January while summers reach 69°F in July. With 276 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 26.6 inches, including 48.2 inches of snow. Air quality is rated Good with a median AQI of 36.
Whipholt has a population of 69 with a density of 21 people per square mile, spread across 3.3 square miles. The median age is 60.3 years, 55% older than the national median of 38.9. The gender split is 47.8% female and 52.2% male. The city is predominantly White (100%). English is the primary language spoken at home by 90.5% of residents, while 9.5% speak Spanish. 65.0% of the population are veterans, above the national rate of 6.0%. 12.2% of residents have a disability. 95.9% have health insurance coverage.
Population
60.3yrs
Median Age
55% above US avg
Language Spoken at Home
English Only
90.5%
15% above US avg
Spanish
9.5%
29% below US avg
The median household income in Whipholt is $67,500, which is 10% below the national average of $75,149. Per capita income is $60,210 (above the $39,052 national figure). The average weekly wage is $894, 38% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 17.4% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 684 business establishments, including 82 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 31 minutes. 9.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $67,500 |
| 10% below US avg |
| Per Capita Income | $60,210 |
| Avg Weekly Wage | $894 |
| IRS Avg AGI | $68,529 |
| Gini Index | 0.449 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 17.4% |
| 40% above US avg |
| Establishments (County) | 684 |
| County GDP | $968M |
Business (County)
| Restaurants | 82 |
| Healthcare | 56 |
| Retail | 109 |
| Manufacturing | 29 |
Tax & Cost of Living
| Property Tax (IRS) | $4,149 |
| 19% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.58% |
Commute & Transportation
| Commute Time | 31.3 min |
| Drive Alone | 90.3% |
| Public Transit | 0.0% |
| Work from Home | 9.7% |
The median home value in Whipholt is $262,500, 7% below the national median of $281,900. Zillow estimates the typical home value at $370,667, higher than the Census estimate. Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 97.1% of housing units are owner-occupied (above the 65.4% national rate). There are 104 total housing units in the city. The median year a home was built is 1998. The average annual property tax is $4,149 (higher than the $3,500 national average). 17.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.9x.
Home Values
| Census Median | $262,500 |
| 7% below US avg |
| Zillow ZHVI | $370,667 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 97.1% |
| Owner-Occupied | 97.1% |
| Renter-Occupied | 2.9% |
| Housing Units | 104 |
| Median Year Built | 1998 |
Property Tax
| Avg Tax (IRS) | $4,149 |
| 19% above US avg |
| Effective Rate | 1.58% |
In Whipholt, 27.3% of adults are obese, below the national rate of 32.1%. 8.2% have diabetes (below the 10.5% national rate). Heart disease affects 5.2% of residents. 24.4% have high blood pressure. 11.8% are current smokers. 15.5% report binge drinking. 19.4% are physically inactive, below the national average. 19.8% report depression. 13.4% experience frequent mental distress. 5.3% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,670. The dentist ratio is 1:3,660. 56.6% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Whipholt vs U.S. Average (%)
Chronic Conditions
| Obesity | 27.3% |
| 15% below US avg |
| Diabetes | 8.2% |
| Heart Disease | 5.2% |
| High Blood Pressure | 24.4% |
| Asthma | 8.2% |
| COPD | 4.9% |
| Cancer | 6.8% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 11.8% |
| 16% below US avg |
| Binge Drinking | 15.5% |
| Physical Inactivity | 19.4% |
| Depression | 19.8% |
| Mental Distress | 13.4% |
| Physical Distress | 9.8% |
| Short Sleep | 27.6% |
Healthcare Access
| Insurance Rate | 95.9% |
| Uninsured | 5.3% |
| 38% below US avg |
| Primary Care | 1:1,670 |
| Dentists | 1:3,660 |
| Mental Health | 1:632 |
| Checkup Rate | 57.6% |
| Dental Visits | 51.6% |
| Premature Death | 6,268/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 56.6% |
| Healthcare Facilities | 56 |
Whipholt has a violent crime rate of 434 per 100,000 residents, 14% above the national average of 380. Property crime stands at 8,089 per 100,000, 313% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Whipholt receives a safety grade of F.
Crime Rates: Whipholt vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 434.1/100K |
| 14% above US avg |
| |
Property Crime
| Total Property | 8,089.3/100K |
| 313% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Whipholt has a cool climate with an average annual temperature of 41°F (5°C). Winters average 8°F in January while summers reach 69°F in July / a wide seasonal temperature swing of 61°F. The area gets 276 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 26.6 inches (drier than the 38-inch national average). The area receives 48.2 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,327 feet.
Temperature
8°F Jan (-14°C)
69°F Jul (21°C)
| Annual Average | 40.7°F |
| 25% below US avg |
| January Average | 8°F (-14°C) |
| July Average | 69°F (21°C) |
| Sunny Days | 276 days/yr |
Geography
| Elevation | 1,327 ft (404 m) |
| Area | 3.3 sq mi (8.4 km²) |
| Population Density | 21/sq mi |
| Coordinates | 47.0405°N, 94.3854°W |
| Timezone | America/Chicago |
| County | Hubbard County County |
| Nearest Airport | Bemidji Regional (BJI)
41 miles away |
Precipitation & Snow
Annual Rainfall
26.6"
30% below US avg
Wettest Month (Jul)
4.09"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 35.2 / 100 |
| Social Vulnerability | 38.9 / 100 |
| Community Resilience | 51.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.5. Most recent: M2.5 on Apr 29, 2011.
| Apr 29, 2011 |
Minnesota |
M2.5 |
146 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
159 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 120 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 17, 2010 |
EF4 |
93 km |
0 |
| Aug 6, 1969 |
EF4 |
32 km |
12 |
| Jun 11, 1966 |
EF4 |
46 km |
0 |
| Jun 6, 2008 |
EF3 |
49 km |
0 |
| Jul 5, 1991 |
EF3 |
64 km |
0 |
| Aug 26, 1977 |
EF3 |
77 km |
0 |
| Jun 25, 1973 |
EF3 |
76 km |
0 |
| Aug 6, 1969 |
EF3 |
73 km |
1 |
| Aug 6, 1969 |
EF3 |
44 km |
0 |
| Jun 12, 2024 |
EF2 |
40 km |
0 |
| Jun 12, 2024 |
EF2 |
63 km |
0 |
| May 30, 2022 |
EF2 |
84 km |
0 |
| May 12, 2022 |
EF2 |
91 km |
0 |
| Jun 19, 2016 |
EF2 |
75 km |
0 |
| Jul 12, 2015 |
EF2 |
90 km |
0 |
| Jun 6, 2008 |
EF2 |
62 km |
0 |
| Jun 20, 2005 |
EF2 |
94 km |
0 |
| Jun 13, 2001 |
EF2 |
78 km |
0 |
| Jul 8, 2000 |
EF2 |
86 km |
0 |
| Oct 26, 1996 |
EF2 |
75 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (9,055 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
9,055 |
90 km |
| 2009 |
CENTER TANK RANGE |
6,131 |
94 km |
| 1988 |
UNNAMED |
4,475 |
94 km |
| 1988 |
UNNAMED |
3,642 |
98 km |
| 2018 |
BOY RIVER |
3,546 |
21 km |
| 2003 |
UNNAMED |
2,998 |
97 km |
| 2009 |
HENDRICKSON IMPACT AREA |
2,757 |
86 km |
| 2015 |
TAMARACK |
2,745 |
98 km |
| 1987 |
UNNAMED |
2,512 |
97 km |
| 1991 |
UNNAMED |
2,486 |
75 km |
| 1987 |
UNNAMED |
1,963 |
69 km |
| 2010 |
BOY RIVER - CORE 2010 |
1,872 |
22 km |
| 2019 |
UNNAMED |
1,835 |
24 km |
| 2009 |
EAST TANK RANGE |
1,801 |
98 km |
| 1987 |
UNNAMED |
1,799 |
72 km |
| 2016 |
UNNAMED |
1,777 |
20 km |
| 2006 |
UNNAMED |
1,775 |
100 km |
| 1987 |
UNNAMED |
1,760 |
74 km |
| 1988 |
UNNAMED |
1,589 |
65 km |
| 2012 |
JEEP FIRE |
1,437 |
64 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
8°F (-14°C) |
0.8 in |
Coldest |
| February |
13°F (-11°C) |
0.6 in |
Driest |
| March |
25°F (-4°C) |
1.3 in |
|
| April |
39°F (4°C) |
1.9 in |
|
| May |
53°F (12°C) |
2.8 in |
|
| June |
63°F (17°C) |
3.9 in |
|
| July |
69°F (21°C) |
4.1 in |
Warmest, Wettest |
| August |
66°F (19°C) |
3.5 in |
|
| September |
56°F (14°C) |
2.8 in |
|
| October |
44°F (7°C) |
2.7 in |
|
| November |
27°F (-3°C) |
1.3 in |
|
| December |
12°F (-11°C) |
0.8 in |
|
Whipholt has a seasonal temperature swing of 61°F / from 8°F in January to 69°F in July. Total annual precipitation is 26.5 inches, with July being the wettest month (4.1") and February the driest (0.6").
Average costs for common services in Whipholt. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $945 |
| Preschool | $891 |
| Family Childcare (monthly) |
| Infant | $621 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Whipholt
What is the population of Whipholt?
Whipholt has a population of 69 residents and is located in Minnesota. The population density is 21 people per square mile, spread across 3.3 square miles. The median age of residents is 60.3 years, which is older than the national median of 38.9 years. The population is 47.8% female and 52.2% male.
Is Whipholt expensive to live in?
Whipholt has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $67,500, 10% below the national average of $75,149. The median home value is $262,500 (7% below the U.S. median). The home price-to-income ratio is 3.9x, indicating housing is reasonably affordable relative to local income levels.
Is Whipholt safe?
The violent crime rate in Whipholt is 434 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 8,089 per 100,000 (above the national average). Overall, Whipholt receives a safety grade of F based on combined crime data.
What is the weather like in Whipholt?
Whipholt has a cool climate with an average annual temperature of 41°F (5°C). Winter temperatures average 8°F in January, while summers reach an average of 69°F in July. The area receives 276 sunny days per year, well above the national average of 205. Annual rainfall totals 26.6 inches, with 48.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Whipholt?
The job market in Whipholt is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $894. There are 684 business establishments in the area, including 82 restaurants and food service locations. The average commute time is 31 minutes, and 9.7% of workers work from home.
How much does housing cost in Whipholt?
The median home value in Whipholt is $262,500. Zillow estimates the typical home value at $370,667. The homeownership rate is 97.1%. The average annual property tax is $4,149.
How are the schools in Whipholt?
Schools in Whipholt score 5.8 out of 10 on standardized testing, near the national average. 38.3% of adults in Whipholt hold a bachelor's degree or higher, above the national average of 33.7%. 96.7% have completed high school. 8.5% hold a graduate or professional degree.
How healthy is Whipholt?
The obesity rate in Whipholt is 27.3% (below the national rate of 32.1%). 11.8% of adults are smokers. 19.4% are physically inactive. 19.8% of residents report depression. 5.3% lack health insurance (below the national rate). 56.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,670.
What is transportation like in Whipholt?
The average commute in Whipholt is 31 minutes, longer than the national average of 28 minutes. 90.3% of workers drive alone to work, and 9.7% work from home.
What are the demographics of Whipholt?
The racial and ethnic makeup of Whipholt is 100% White. 90.5% of residents speak only English at home, while 9.5% speak Spanish. 65.0% of the population are military veterans. 12.2% of residents have a disability. 95.9% have health insurance coverage.
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