Median Income
$93,200
24% higher than US avg
Home Value
$185,500
34% lower than US avg
Violent Crime
253/100K
33% lower than US avg
Bachelor's+
22.6%
33% lower than US avg
Obesity Rate
44.8%
40% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
25.8%
108% higher than US avg
How White Oak Compares to the U.S. Average (100% = U.S. avg)
People
Population145
Median Age62.3 yrs
Density28/mi²
Male / Female39% / 61%
Largest GroupWhite 57%
Veterans9.5%
Economy
B+
Median Income$93,200
Per Capita$37,797
Unemployment0.0%
Poverty25.8%
County GDP$1,864M
Housing
A+
Home Value$185,500
Ownership100.0%
Zillow$144,604
Housing Units164
Rent Burden29.3%
Crime
F
Violent253/100K
Property5,830/100K
Health
Obesity44.8%
Uninsured17.0%
Smoking23.2%
Depression26.4%
Heart Disease8.6%
Climate
Avg Temp62°F (17°C)
AQI40 (Good)
Rain53.3 in/yr
Sunny Days301/yr
Elevation67 ft (20 m)
Education
C+
Bachelor's+22.6%
High School+100.0%
Graduate+15.5%
School Score4.60
Community
2024 VoteR 60% / D 40%
Broadband64.0%
EV Stations1
Libraries4
Is White Oak a Good Place to Live?
Based on current data, White Oak receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include an elevated poverty rate, a high uninsured rate, high obesity rates. White Oak offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in White Oak is $93,200, 24% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. The poverty rate of 25.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population.
Cost of Living & Housing
The median home value in White Oak is $185,500, 34% below the national median / offering relatively affordable homeownership. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in White Oak is below the national average at 253 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 5,830 per 100,000, 197% above the national average.
Education
22.6% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 4.6/10.
Climate & Weather
White Oak enjoys a moderate climate with an average annual temperature of 62°F. Winters average 43°F in January while summers reach 81°F in July. With 301 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 53.3 inches. Air quality is rated Good with a median AQI of 40.
White Oak has a population of 145 with a density of 28 people per square mile, spread across 5.1 square miles. The median age is 62.3 years, 60% older than the national median of 38.9. The gender split is 60.7% female and 39.3% male. The city is predominantly White (57.2%), with 42.8% Black. English is the primary language spoken at home by 100% of residents. 9.5% of the population are veterans, above the national rate of 6.0%. 20.8% of residents have a disability (above the 13.0% national average). 93.0% have health insurance coverage.
Population
62.3yrs
Median Age
60% above US avg
Race & Ethnicity
White Oak vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
White Oak vs U.S. Average
The median household income in White Oak is $93,200, which is 24% above the national average of $75,149. Per capita income is $37,797. The average weekly wage is $931, 35% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 25.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 677 business establishments, including 54 restaurants. The cost of living index is 94.3, below the national baseline of 100 / offering relatively affordable living. 26.0% of workers work from home (above the 15.2% national rate).
Income: White Oak vs U.S.
Income
| Median HH Income | $93,200 |
| 24% above US avg |
| Per Capita Income | $37,797 |
| Avg Weekly Wage | $931 |
| IRS Avg AGI | $52,588 |
| Gini Index | 0.526 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 25.8% |
| 108% above US avg |
| Establishments (County) | 677 |
| County GDP | $1,864M |
Business (County)
| Restaurants | 54 |
| Healthcare | 42 |
| Retail | 99 |
| Manufacturing | 26 |
Tax & Cost of Living
| Property Tax (IRS) | $3,744 |
| 7% above US avg |
| Cost of Living | 94.30 (100=avg) |
| Effective Tax Rate | 2.02% |
Commute & Transportation
| Drive Alone | 74.0% |
| Public Transit | 0.0% |
| Work from Home | 26.0% |
The median home value in White Oak is $185,500, 34% below the national median of $281,900. Zillow estimates the typical home value at $144,604, lower than the Census estimate. Fair market rent ranges from $981 for a one-bedroom to $1,161 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 164 total housing units in the city. The median year a home was built is 1991. The average annual property tax is $3,744. 29.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $185,500 |
| 34% below US avg |
| Zillow ZHVI | $144,604 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 164 |
| Median Year Built | 1991 |
Property Tax
| Avg Tax (IRS) | $3,744 |
| 7% above US avg |
| Effective Rate | 2.02% |
In White Oak, 44.8% of adults are obese, above the national rate of 32.1%. 15.6% have diabetes (above the 10.5% national rate). Heart disease affects 8.6% of residents, above the national average. 42.8% have high blood pressure. 23.2% are current smokers (above the 14.0% national rate). 14.6% report binge drinking. 35.6% are physically inactive, above the national average. 26.4% report depression (above the 20.0% national average). 21.2% experience frequent mental distress. 17.0% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:4,218. The dentist ratio is 1:2,265. 46.7% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: White Oak vs U.S. Average (%)
Chronic Conditions
| Obesity | 44.8% |
| 40% above US avg |
| Diabetes | 15.6% |
| Heart Disease | 8.6% |
| High Blood Pressure | 42.8% |
| Asthma | 11.8% |
| COPD | 10.7% |
| Cancer | 6.1% |
| Stroke | 5.1% |
Behaviors & Mental Health
| Smoking | 23.2% |
| 66% above US avg |
| Binge Drinking | 14.6% |
| Physical Inactivity | 35.6% |
| Depression | 26.4% |
| Mental Distress | 21.2% |
| Physical Distress | 17.0% |
| Short Sleep | 39.1% |
Healthcare Access
| Insurance Rate | 93.0% |
| Uninsured | 17.0% |
| 98% above US avg |
| Primary Care | 1:4,218 |
| Dentists | 1:2,265 |
| Mental Health | 1:983 |
| Checkup Rate | 77.6% |
| Dental Visits | 51.4% |
| Premature Death | 16,588/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 46.7% |
| Healthcare Facilities | 42 |
White Oak has a violent crime rate of 253 per 100,000 residents, 33% below the national average of 380. Property crime stands at 5,830 per 100,000, 197% above the U.S. average. The county recorded 14 fatal traffic crashes. Overall, White Oak receives a safety grade of F.
Crime Rates: White Oak vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 253.5/100K |
| 33% below US avg |
| |
Property Crime
| Total Property | 5,830.2/100K |
| 197% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 14 |
| Traffic Accidents | 13 |
| Avg Accident Severity | 2.8 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
White Oak enjoys a temperate climate with an average annual temperature of 62°F (17°C). Winters average 43°F in January while summers reach 81°F in July. The area gets 301 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 53.3 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 67 feet.
Temperature
43°F Jan (6°C)
81°F Jul (27°C)
| Annual Average | 62.1°F |
| 15% above US avg |
| January Average | 43°F (6°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 301 days/yr |
Geography
| Elevation | 67 ft (20 m) |
| Area | 5.1 sq mi (13.2 km²) |
| Population Density | 28/sq mi |
| Coordinates | 34.7397°N, 78.7186°W |
| Timezone | America/New_York |
| County | Bladen County County |
| Nearest Airport | Fayetteville Regional/Grannis Field (FAY)
20 miles away |
Precipitation & Snow
Annual Rainfall
53.3"
40% above US avg
Wettest Month (Jul)
5.91"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 84.6 / 100 |
| Social Vulnerability | 78.8 / 100 |
| Community Resilience | 30.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively High |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.5 on Jul 29, 2012.
| Mar 21, 2011 |
9 km S of Cordova, North Carolina |
M2.9 |
102 km |
| Jul 29, 2012 |
7 km NNW of Wallace, South Carolina |
M2.5 |
104 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
24 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 4. Most recent: Ian (2022, Cat 1).
| Year |
Name |
Category |
Closest |
| 2022 |
Ian |
Category 1 |
166 km |
| 2020 |
Isaias |
Category 1 |
96 km |
| 2019 |
Dorian |
Category 3 |
167 km |
| 2018 |
Florence |
Category 2 |
87 km |
| 2016 |
Matthew |
Category 2 |
125 km |
| 2014 |
Arthur |
Category 2 |
154 km |
| 2011 |
Irene |
Category 1 |
194 km |
| 2005 |
Ophelia |
Category 1 |
146 km |
| 2004 |
Alex |
Category 2 |
210 km |
| 2004 |
Gaston |
Category 1 |
210 km |
| 2004 |
Charley |
Category 1 |
105 km |
| 2003 |
Isabel |
Category 2 |
196 km |
| 1999 |
Irene |
Category 2 |
192 km |
| 1999 |
Floyd |
Category 2 |
106 km |
| 1999 |
Dennis |
Category 2 |
227 km |
| 1998 |
Bonnie |
Category 3 |
101 km |
| 1996 |
Fran |
Category 3 |
50 km |
| 1996 |
Bertha |
Category 2 |
97 km |
| 1994 |
Gordon |
Category 1 |
294 km |
| 1991 |
Bob |
Category 2 |
296 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
410 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 63 fatalities, 1,711 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 7, 1995 |
EF4 |
88 km |
0 |
| Mar 28, 1984 |
EF4 |
55 km |
3 |
| Mar 28, 1984 |
EF4 |
95 km |
7 |
| Mar 28, 1984 |
EF4 |
82 km |
4 |
| Apr 8, 1957 |
EF4 |
45 km |
0 |
| Feb 15, 2021 |
EF3 |
94 km |
3 |
| Apr 16, 2011 |
EF3 |
49 km |
2 |
| Apr 16, 2011 |
EF3 |
86 km |
6 |
| Nov 16, 2006 |
EF3 |
62 km |
8 |
| Nov 23, 1992 |
EF3 |
81 km |
0 |
| Mar 28, 1984 |
EF3 |
91 km |
0 |
| Mar 28, 1984 |
EF3 |
17 km |
12 |
| May 20, 1980 |
EF3 |
87 km |
0 |
| Feb 22, 1971 |
EF3 |
42 km |
2 |
| Apr 18, 1969 |
EF3 |
31 km |
0 |
| Aug 29, 1964 |
EF3 |
65 km |
0 |
| Apr 8, 1957 |
EF3 |
59 km |
0 |
| Oct 9, 1950 |
EF3 |
64 km |
0 |
| Aug 7, 2024 |
EF2 |
53 km |
0 |
| Sep 5, 2019 |
EF2 |
99 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (77,768 ac, 1986).
| Year |
Name |
Acres |
Distance |
| 1986 |
UNNAMED |
77,768 |
98 km |
| 2011 |
JUNIPER ROAD |
31,511 |
98 km |
| 1994 |
UNNAMED |
7,944 |
76 km |
| 1991 |
UNNAMED |
3,968 |
94 km |
| 1985 |
UNNAMED |
2,970 |
94 km |
| 1985 |
UNNAMED |
2,743 |
95 km |
| 1986 |
UNNAMED |
2,642 |
21 km |
| 2020 |
TRAM ROAD/GRASSY ROAD |
2,076 |
99 km |
| 1986 |
UNNAMED |
2,024 |
96 km |
| 2007 |
LONGBRANCH-ROBESON COMPLEX |
1,944 |
38 km |
| 2021 |
SLATES CHURCH FIRE |
1,824 |
74 km |
| 2016 |
COUNTY LINE ROAD FIRE |
1,704 |
79 km |
| 2014 |
SHAKEN CREEK |
1,469 |
100 km |
| 2016 |
CLEMMONS ROAD |
1,468 |
96 km |
| 2006 |
OVERHILLS |
1,436 |
60 km |
| 2009 |
UNNAMED |
1,319 |
34 km |
| 2011 |
WOLF ISLAND |
1,310 |
97 km |
| 2022 |
JUNIPER ROAD TWO |
1,307 |
100 km |
| 1993 |
UNNAMED |
1,293 |
93 km |
| 2008 |
EDNA BUCK ROAD |
1,256 |
91 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
43°F (6°C) |
4.0 in |
Coldest |
| February |
45°F (7°C) |
3.6 in |
|
| March |
53°F (12°C) |
4.3 in |
|
| April |
61°F (16°C) |
3.0 in |
|
| May |
68°F (20°C) |
3.9 in |
|
| June |
76°F (24°C) |
4.5 in |
|
| July |
81°F (27°C) |
5.9 in |
Warmest, Wettest |
| August |
78°F (26°C) |
5.2 in |
|
| September |
73°F (23°C) |
4.1 in |
|
| October |
62°F (17°C) |
2.9 in |
|
| November |
54°F (12°C) |
2.8 in |
Driest |
| December |
46°F (8°C) |
3.2 in |
|
White Oak has a seasonal temperature swing of 38°F / from 43°F in January to 81°F in July. Total annual precipitation is 47.5 inches, with July being the wettest month (5.9") and November the driest (2.8").
Average costs for common services in White Oak. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$236 ($141–$377) |
| Specialist Visit |
$330 ($189–$519) |
| Urgent Care Visit |
$189 ($94–$330) |
| Emergency Room Visit |
$2,075 ($754–$4,715) |
| Dental Cleaning |
$123 ($71–$189) |
| Dental Filling |
$236 ($141–$377) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$283 ($141–$472) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$566 ($377–$943) |
| Battery Replacement |
$189 ($94–$330) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($57–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$377 ($141–$754) |
| HVAC System Install |
$6,601 ($3,772–$11,316) |
| Roof Repair |
$943 ($377–$1,886) |
| Roof Replacement |
$8,487 ($5,187–$14,145) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,415 ($472–$3,301) |
| Divorce (Contested) |
$14,145 ($4,715–$28,290) |
| DUI Defense |
$4,715 ($1,886–$9,430) |
| Bankruptcy (Chapter 7) |
$1,415 ($754–$2,829) |
| Will Preparation |
$472 ($189–$943) |
| Trust Preparation |
$2,358 ($943–$4,715) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$236) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.87 ($2.83–$5.19) |
| Dozen Eggs (per dozen) |
$3.30 ($2.36–$4.72) |
| Loaf of Bread |
$3.58 ($2.36–$5.19) |
| Chicken Breast (per lb) |
$4.24 ($2.83–$6.13) |
| Ground Beef (per lb) |
$5.19 ($3.77–$7.07) |
| Rice (per lb) |
$0.94 ($0.57–$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$236) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71–$472) |
| Car Insurance (Annual) |
$1,886 ($1,132–$3,301) |
| Bus Pass (Monthly) |
$66 ($28–$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.54–$24) |
| Car Registration (Annual) |
$94 ($28–$236) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,132 ($566–$2,358) |
| Daycare (Toddler, Monthly) |
$943 ($472–$1,886) |
| After-School Care (Monthly) |
$377 ($189–$660) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$943 ($377–$2,358) |
| Private School (K-12, Annual) |
$11,788 ($4,715–$28,290) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$189) |
| Dog Grooming |
$57 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$283 ($141–$472) |
| Cat Spay/Neuter |
$189 ($94–$377) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $474 |
| Toddler | $471 |
| Preschool | $471 |
| Family Childcare (monthly) |
| Infant | $649 |
| Toddler | $500 |
| Preschool | $474 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About White Oak
What is the population of White Oak?
White Oak has a population of 145 residents and is located in North Carolina. The population density is 28 people per square mile, spread across 5.1 square miles. The median age of residents is 62.3 years, which is older than the national median of 38.9 years. The population is 60.7% female and 39.3% male.
Is White Oak expensive to live in?
White Oak is more affordable than the national average, with a cost of living index of 94.3 / below the baseline of 100. The median household income is $93,200, 24% above the national average of $75,149. The median home value is $185,500 (34% below the U.S. median). The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is White Oak safe?
White Oak is safer than the national average, with a violent crime rate of 253 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 5,830 per 100,000 (above the national average). Overall, White Oak receives a safety grade of F based on combined crime data.
What is the weather like in White Oak?
White Oak enjoys a temperate climate with an average annual temperature of 62°F (17°C). Winter temperatures average 43°F in January, while summers reach an average of 81°F in July. The area receives 301 sunny days per year, well above the national average of 205. Annual rainfall totals 53.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in White Oak?
The job market in White Oak is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $931. There are 677 business establishments in the area, including 54 restaurants and food service locations.
How much does housing cost in White Oak?
The median home value in White Oak is $185,500. Zillow estimates the typical home value at $144,604. The homeownership rate is 100.0%. The average annual property tax is $3,744.
How are the schools in White Oak?
Schools in White Oak have an average test score of 4.6 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 22.6% of adults in White Oak hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 15.5% hold a graduate or professional degree.
How healthy is White Oak?
The obesity rate in White Oak is 44.8% (above the national rate of 32.1%). 23.2% of adults are smokers. 35.6% are physically inactive. 26.4% of residents report depression. 17.0% lack health insurance (above the national rate). 46.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,218.
What are the demographics of White Oak?
The racial and ethnic makeup of White Oak is 57.2% White, 42.8% Black or African American. 100% of residents speak only English at home. 9.5% of the population are military veterans. 20.8% of residents have a disability. 93.0% have health insurance coverage.
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