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Whitewater, MT
Full City Profile · Montana · Phillips County County
3.3
/5.0
B
Good
100
Population
94/sq mi density
$35,417
Median Income
$19,206 per capita
$79,000
Home Value
$144,269 Zillow
$267
Median Rent
10.9% income on rent
42°F
Avg Temperature
274 sunny days/yr
147
Violent Crime/100K
1,674 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.3 / 5.0
$35,417 median income, 2.8% unemployment
A+
Affordability
5.0 / 5.0
$79,000 home value, $267/mo rent
F
Safety
1.0 / 5.0
147 violent crimes/100K
B+
Education
3.8 / 5.0
34.8% bachelor's degree or higher
Housing Overview
Median Home Value
$79,000
72% below
US avg: $281,900
Median Rent
$267/mo
77% below
US avg: $1,163/mo
Homeownership Rate
27.1%
59% below US avg (65.4%)
Total Housing Units
51
Median year built: 1985
Home Value by Source
Census Median
$79,000
Zillow (ZHVI)
$144,269
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
27.1%
Owner-Occupied
72.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$988/mo
1 Bedroom
$1,076/mo
2 Bedroom
$1,336/mo
3 Bedroom
$1,789/mo
4 Bedroom
$2,113/mo
Census median rent:
$267/mo
Affordability & Housing Stock
Rent Burden
10.9%
of renters spending 30%+ of income on housing
65% below US avg (31.0%)
Median Year Built
1985
Average age of housing stock: 41 years
Homeownership Rate
27.1%
Complete Housing Data
Home Values
| Census Median Value | $79,000 |
| Zillow Home Value (ZHVI) | $144,269 |
Rent
| Census Median Rent | $267 |
| FMR Studio | $988 |
| FMR 1-Bedroom | $1,076 |
| FMR 2-Bedroom | $1,336 |
| FMR 3-Bedroom | $1,789 |
| FMR 4-Bedroom | $2,113 |
Market
Ownership & Stock
| Owner-Occupied | 27.1% |
| Renter-Occupied | 72.9% |
| Homeownership Rate | 27.1% |
| Total Housing Units | 51 |
| Median Year Built | 1985 |
| Rent Burden | 10.9% |