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Whitley City, KY
Full City Profile · Kentucky · McCreary County County
2.5
/5.0
C+
Fair
782
Population
339/sq mi density
$31,250
Median Income
$12,710 per capita
$61,900
Home Value
$103,391 Zillow
$942
Median Rent
36.0% income on rent
55°F
Avg Temperature
299 sunny days/yr
169
Violent Crime/100K
1,280 property/100K
C+
Overall
2.5 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.4 / 5.0
$31,250 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$61,900 home value, $942/mo rent
F
Safety
1.0 / 5.0
169 violent crimes/100K
F
Education
1.5 / 5.0
5.7% bachelor's degree or higher
Housing Overview
Median Home Value
$61,900
78% below
US avg: $281,900
Median Rent
$942/mo
19% below
US avg: $1,163/mo
Homeownership Rate
40.2%
39% below US avg (65.4%)
Total Housing Units
624
Median year built: 1983
Home Value by Source
Census Median
$61,900
Zillow (ZHVI)
$103,391
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
40.2%
Owner-Occupied
59.8%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$619/mo
1 Bedroom
$660/mo
2 Bedroom
$866/mo
3 Bedroom
$1,038/mo
4 Bedroom
$1,157/mo
Census median rent:
$942/mo
Affordability & Housing Stock
Rent Burden
36.0%
of renters spending 30%+ of income on housing
16% above US avg (31.0%)
Median Year Built
1983
Average age of housing stock: 43 years
Homeownership Rate
40.2%
Complete Housing Data
Home Values
| Census Median Value | $61,900 |
| Zillow Home Value (ZHVI) | $103,391 |
Rent
| Census Median Rent | $942 |
| FMR Studio | $619 |
| FMR 1-Bedroom | $660 |
| FMR 2-Bedroom | $866 |
| FMR 3-Bedroom | $1,038 |
| FMR 4-Bedroom | $1,157 |
Market
Ownership & Stock
| Owner-Occupied | 40.2% |
| Renter-Occupied | 59.8% |
| Homeownership Rate | 40.2% |
| Total Housing Units | 624 |
| Median Year Built | 1983 |
| Rent Burden | 36.0% |