Willow Creek, MT

Montana · Metropolitan Area

Willow Creek is a small town in Montana with a population of 162. Residents earn $68,542 per year, which is 9% below the national average.

3.7 /5.0
B+ Good
162 Population 59/sq mi density
$68,542 Median Income $66,525 per capita
$218,800 Home Value
$856 Median Rent 13.2% income on rent
43°F Avg Temperature
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$68,542 median income, 2.1% unemployment
A+
Affordability
4.9 / 5.0
$218,800 home value, $856/mo rent
C
Education
2.4 / 5.0
17.3% bachelor's degree or higher
Median Income $68,542
9% lower than US avg
Home Value $218,800
22% lower than US avg
Bachelor's+ 17.3%
49% lower than US avg
Median Rent $856
26% lower than US avg
Obesity Rate 25.3%
21% lower than US avg
Unemployment 2.1%
42% lower than US avg
Poverty Rate 15.4%
24% higher than US avg

How Willow Creek Compares to the U.S. Average (100% = U.S. avg)

People

Population162
Median Age58.5 yrs
Density59/mi²
Male / Female56% / 44%
Largest GroupWhite 96%
Veterans0.0%

Economy

B+
Median Income$68,542
Per Capita$66,525
Unemployment2.1%
Poverty15.4%
County GDP$11,875M
Commute37 min

Housing

A+
Home Value$218,800
Rent$856
OwnershipN/A
Rent Burden13.2%

Crime

ViolentN/A
PropertyN/A

Health

Obesity25.3%
UninsuredN/A
Depression24.1%
Heart Disease4.9%

Climate

Avg Temp43°F
AQI26 (Good)
Rain15.5 in/yr
Elevation4,192 ft

Education

C
Bachelor's+17.3%
High School+88.7%
School Score5.68

Community

2024 VoteR 47% / D 50%
Commute37 min
Broadband89.0%
Libraries6

Is Willow Creek a Good Place to Live?

Based on current data, Willow Creek receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include long commute times. Willow Creek offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Willow Creek is $68,542, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.1%. The poverty rate of 15.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 37 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Willow Creek is $218,800, 22% below the national median — offering relatively affordable homeownership. Renters pay a median of $856 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.

Education

17.3% of residents hold a bachelor's degree, below the national average of 33.7%. 88.7% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Willow Creek has a cool climate with an average annual temperature of 43°F. Winters average 21°F in January while summers reach 67°F in July. Annual precipitation totals 15.5 inches. Air quality is rated Good with a median AQI of 26.

Willow Creek has a population of 162 with a density of 59 people per square mile. The median age is 58.5 years, 50% older than the national median of 38.9. The city is predominantly White (96.3%), with 1.9% Hispanic.

Population

162
Total Population
59
People / sq mi
58.5yrs
Median Age
50% above US avg
2.7mi²
Land Area

Gender Distribution

Male 56.2%
Female 43.8%

Race & Ethnicity

Willow Creek vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Willow Creek vs U.S. Average

The median household income in Willow Creek is $68,542, which is 9% below the national average of $75,149. The unemployment rate is 2.1% (below the 3.6% US average). 15.4% of residents live below the poverty line. Workers commute an average of 37 minutes.

Income: Willow Creek vs U.S.

Commute Mode

Income

Median HH Income$68,542
9% below US avg
Per Capita Income$66,525
Avg Weekly Wage$1,273
IRS Avg AGI$116,906

Employment & Poverty

Unemployment2.1%
42% below US avg
Poverty Rate15.4%
24% above US avg
Establishments (County)9,787
County GDP$11,875M

Business (County)

Restaurants515
Healthcare577
Retail627
Manufacturing256

Tax & Cost of Living

Property Tax (IRS)$5,949
70% above US avg
Effective Tax Rate2.72%

Commute & Transportation

Commute Time37.4 min
Drive Alone70.1%
Public Transit0.0%
Work from Home24.1%

Walkability

The median home value in Willow Creek is $218,800, 22% below the national average. Monthly rent averages $856 (26% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$218,800
22% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$856
26% below US avg
Rent Burden13.2%

HUD Fair Market Rent

Studio$988
1 Bedroom$1,076
2 Bedrooms$1,336
3 Bedrooms$1,789
4 Bedrooms$2,113

Ownership & Property

Owner-Occupied82.0%

Property Tax

Avg Tax (IRS)$5,949
70% above US avg
Effective Rate2.72%
In Willow Creek, 25.3% of adults are obese (below the 32.1% national rate). 24.1% report depression. 16.8% are physically inactive.

Health Metrics: Willow Creek vs U.S. Average (%)

Chronic Conditions

Obesity25.3%
21% below US avg
Diabetes7.5%
Heart Disease4.9%
High Blood Pressure26.3%
Asthma11.4%
COPD5.7%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking22.7%
Physical Inactivity16.8%
Depression24.1%
Mental Distress18.5%
Physical Distress12.6%

Healthcare Access

Insurance Rate99.5%
Checkup Rate68.4%
Premature Death4,276/100K

Food & Exercise

Food Environment9.1/10
Exercise Access86.9%
Healthcare Facilities577

Crime Rates: Willow Creek vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)6
FEMA Disasters91

Safety Score

Willow Creek has an average annual temperature of 43°F (6°C). Winters average 21°F in January while summers reach 67°F in July. Annual precipitation is 15.5 inches. Air quality is rated Good with a median AQI of 26.

Temperature

21°F Jan (-6°C) 67°F Jul (19°C)
Annual Average42.7°F
21% below US avg
January Average21°F (-6°C)
July Average67°F (19°C)

Precipitation & Snow

Annual Rainfall15.5 inches
59% below US avg

Air Quality

AQI Median26.0
RatingGood

Geography

Elevation4,192 ft (1,278 m)
Area2.7 sq mi (7.1 km²)
Population Density59/sq mi
Coordinates45.8097°N, 111.6489°W
County FIPS30031
It is classified as Metro — under 250K. 17.3% of residents hold a bachelor's degree or higher (49% below US avg). In the 2024 election, the county voted Democrat by a 3.2-point margin. 89.0% of households have broadband internet.

2024 Presidential Election (County)

R 46.8%
D 50%

Winner: Democrat by 3.2 points

Education

Bachelor's Degree+17.3%
49% below US avg
High School+88.7%
School Test Score5.68
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density59/sq mi
Total Area2.7 sq mi

Infrastructure & Services

Broadband Access89.0%
Public Libraries6
Healthcare Facilities577
Restaurants515
Retail Stores627

Safety & Disasters

Fatal Crashes (County/yr)6
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute37.4 min
Drive Alone70.1%
Public Transit0.0%
Work from Home24.1%

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