Median Income
$58,214
23% lower than US avg
Home Value
$75,700
73% lower than US avg
Violent Crime
163/100K
57% lower than US avg
Bachelor's+
23.0%
32% lower than US avg
Median Rent
$744
36% lower than US avg
Obesity Rate
39.3%
22% higher than US avg
Unemployment
0.6%
83% lower than US avg
Poverty Rate
13.2%
6% higher than US avg
How Wilson Compares to the U.S. Average (100% = U.S. avg)
People
Population824
Median Age46.6 yrs
Density1,373/mi²
Male / Female51% / 49%
Largest GroupWhite 81%
Veterans9.6%
Economy
B+
Median Income$58,214
Per Capita$29,557
Unemployment0.6%
Poverty13.2%
County GDP$310M
Commute19 min
Housing
A+
Home Value$75,700
Rent$744
Ownership75.5%
Zillow$115,479
Housing Units366
Rent Burden22.1%
Crime
F
Violent163/100K
Property1,240/100K
Health
Obesity39.3%
Uninsured9.2%
Smoking16.0%
Depression22.0%
Heart Disease5.5%
Climate
Avg Temp55°F (13°C)
AQI39 (Good)
Rain26.2 in/yr
Sunny Days326/yr
Elevation1,690 ft (515 m)
Education
C+
Bachelor's+23.0%
High School+90.3%
Graduate+5.6%
School Score5.32
Community
2024 VoteR 75% / D 23%
Commute19 min
Broadband84.7%
EV Stations1
Libraries3
Is Wilson a Good Place to Live?
Based on current data, Wilson receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Wilson offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Wilson is $58,214, 23% below the national average of $75,149. The job market is very strong with unemployment at just 0.6%. 13.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Wilson is $75,700, 73% below the national median / offering relatively affordable homeownership. Renters pay a median of $744 per month, below the national average / a plus for affordability. At just 1.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Wilson is below the national average at 163 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,240 per 100,000, 37% below the national average.
Education
23.0% of residents hold a bachelor's degree, below the national average of 33.7%. 90.3% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Wilson experiences four distinct seasons with an average temperature of 55°F. Winters average 30°F in January while summers reach 80°F in July. With 326 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 26.2 inches, including 9.6 inches of snow. Air quality is rated Good with a median AQI of 39.
Wilson has a population of 824 with a density of 1,373 people per square mile, spread across 0.6 square miles. The median age is 46.6 years, 20% older than the national median of 38.9. The gender split is 48.8% female and 51.2% male. The city is predominantly White (81.3%), with 7.3% Hispanic, 1.2% Black. English is the primary language spoken at home by 99.7% of residents. 9.6% of the population are veterans, above the national rate of 6.0%. 18.0% of residents have a disability (above the 13.0% national average). 92.8% have health insurance coverage.
Population
46.6yrs
Median Age
20% above US avg
Language Spoken at Home
English Only
99.7%
27% above US avg
Spanish
0.3%
98% below US avg
The median household income in Wilson is $58,214, which is 23% below the national average of $75,149. Per capita income is $29,557 (below the $39,052 national figure). The average weekly wage is $955, 33% lower than the U.S. average. The unemployment rate is 0.6% (below the 3.6% US average). 13.2% of residents live below the poverty line. The area has 188 business establishments, including 15 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 4.4% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $58,214 |
| 23% below US avg |
| Per Capita Income | $29,557 |
| Avg Weekly Wage | $955 |
| IRS Avg AGI | $64,641 |
| Gini Index | 0.401 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.6% |
| 83% below US avg |
| Poverty Rate | 13.2% |
| 6% above US avg |
| Establishments (County) | 188 |
| County GDP | $310M |
Business (County)
| Restaurants | 15 |
| Healthcare | 18 |
| Retail | 23 |
| Manufacturing | 6 |
Tax & Cost of Living
| Property Tax (IRS) | $3,583 |
| 2% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 4.73% |
Commute & Transportation
| Commute Time | 19.0 min |
| Drive Alone | 79.9% |
| Public Transit | 0.0% |
| Work from Home | 4.4% |
The median home value in Wilson is $75,700, 73% below the national median of $281,900. Zillow estimates the typical home value at $115,479, higher than the Census estimate. Monthly rent averages $744 (36% below the national average of $1,163). Fair market rent ranges from $668 for a one-bedroom to $877 for a two-bedroom apartment. 75.5% of housing units are owner-occupied (above the 65.4% national rate). There are 366 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,583. 22.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.3x, well within the affordable range.
Home Values
| Census Median | $75,700 |
| 73% below US avg |
| Zillow ZHVI | $115,479 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $744 |
| 36% below US avg |
| Rent Burden | 22.1% |
HUD Fair Market Rent
| Studio | $643 |
| 1 Bedroom | $668 |
| 2 Bedrooms | $877 |
| 3 Bedrooms | $1,103 |
| 4 Bedrooms | $1,419 |
Ownership & Property
| Homeownership | 75.5% |
| Owner-Occupied | 75.5% |
| Renter-Occupied | 24.5% |
| Housing Units | 366 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,583 |
| 2% above US avg |
| Effective Rate | 4.73% |
In Wilson, 39.3% of adults are obese, above the national rate of 32.1%. 9.2% have diabetes. Heart disease affects 5.5% of residents. 31.1% have high blood pressure. 16.0% are current smokers. 18.0% report binge drinking. 26.1% are physically inactive. 22.0% report depression. 18.0% experience frequent mental distress. 9.2% of residents lack health insurance. The primary care physician ratio is 1:3,168. The dentist ratio is 1:3,178. 61.5% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Wilson vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.3% |
| 22% above US avg |
| Diabetes | 9.2% |
| Heart Disease | 5.5% |
| High Blood Pressure | 31.1% |
| Asthma | 10.3% |
| COPD | 6.3% |
| Cancer | 7.2% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 16.0% |
| 14% above US avg |
| Binge Drinking | 18.0% |
| Physical Inactivity | 26.1% |
| Depression | 22.0% |
| Mental Distress | 18.0% |
| Physical Distress | 12.4% |
| Short Sleep | 34.9% |
Healthcare Access
| Insurance Rate | 92.8% |
| Uninsured | 9.2% |
| 7% above US avg |
| Primary Care | 1:3,168 |
| Dentists | 1:3,178 |
| Mental Health | 1:3,179 |
| Checkup Rate | 73.9% |
| Dental Visits | 62.8% |
| Premature Death | 8,284/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 61.5% |
| Healthcare Facilities | 18 |
Wilson has a violent crime rate of 163 per 100,000 residents, 57% below the national average of 380. Property crime stands at 1,240 per 100,000, 37% below the U.S. average. The county recorded 4 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Wilson receives a safety grade of F.
Crime Rates: Wilson vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 163.1/100K |
| 57% below US avg |
| |
Property Crime
| Total Property | 1,239.8/100K |
| 37% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Traffic Accidents | 7 |
| Avg Accident Severity | 2.7 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Wilson experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 30°F in January while summers reach 80°F in July. The area gets 326 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 26.2 inches (drier than the 38-inch national average). The area receives 9.6 inches of snow annually. Air quality is rated Good with a median AQI of 39. The city sits at an elevation of 1,690 feet.
Temperature
30°F Jan (-1°C)
80°F Jul (27°C)
| Annual Average | 54.8°F |
| 1% above US avg |
| January Average | 30°F (-1°C) |
| July Average | 80°F (27°C) |
| Sunny Days | 326 days/yr |
Geography
| Elevation | 1,690 ft (515 m) |
| Area | 0.6 sq mi (1.6 km²) |
| Population Density | 1,373/sq mi |
| Coordinates | 38.8253°N, 98.4749°W |
| Timezone | America/Chicago |
| County | Ellsworth County County |
| Nearest Airport | Hays Regional (HYS) 43 miles away |
Precipitation & Snow
Annual Rainfall
26.2"
31% below US avg
Wettest Month (May)
4.13"
Air Quality
| AQI Median | 39.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 15.2 / 100 |
| Social Vulnerability | 20.2 / 100 |
| Community Resilience | 50.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
223 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.5 on Aug 25, 2025.
| Jun 22, 2019 |
2 km SSE of Zurich, Kansas |
M4.6 |
93 km |
| Jan 19, 2020 |
2 km W of South Hutchinson, Kansas |
M4.5 |
99 km |
| Aug 16, 2019 |
3 km W of South Hutchinson, Kansas |
M4.2 |
99 km |
| Aug 18, 2019 |
5 km WSW of South Hutchinson, Kansas |
M4.1 |
99 km |
| Jul 17, 2022 |
8 km WSW of Superior, Nebraska |
M3.8 |
132 km |
| Jun 12, 2017 |
5 km SE of Mankato, Kansas |
M3.7 |
106 km |
| Jun 12, 2017 |
8 km NNE of Jewell, Kansas |
M3.7 |
106 km |
| Jun 13, 2017 |
6 km SE of Mankato, Kansas |
M3.6 |
105 km |
| May 6, 2021 |
5 km S of Formoso, Kansas |
M3.6 |
109 km |
| Jun 1, 2025 |
9 km S of Hill City, Kansas |
M3.5 |
128 km |
| May 30, 1991 |
5 km SE of Zurich, Kansas |
M3.5 |
90 km |
| May 31, 2019 |
2 km SSE of Zurich, Kansas |
M3.5 |
93 km |
| Mar 12, 2020 |
6 km NNE of Hope, Kansas |
M3.5 |
125 km |
| Oct 10, 2024 |
6 km WSW of Woodbine, Kansas |
M3.5 |
126 km |
| May 15, 2025 |
5 km NNW of Herington, Kansas |
M3.5 |
131 km |
| Aug 9, 2021 |
Kansas |
M3.5 |
100 km |
| Aug 2, 2025 |
6 km ENE of Assaria, Kansas |
M3.4 |
82 km |
| May 21, 2017 |
7 km ESE of Mankato, Kansas |
M3.4 |
108 km |
| Mar 8, 2018 |
2 km WSW of Hutchinson, Kansas |
M3.4 |
97 km |
| Apr 4, 2017 |
3 km SSE of Mankato, Kansas |
M3.4 |
107 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
742 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 11 fatalities, 253 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2016 |
EF4 |
92 km |
0 |
| Apr 14, 2012 |
EF4 |
50 km |
0 |
| Apr 21, 2001 |
EF4 |
45 km |
1 |
| May 7, 1993 |
EF4 |
9 km |
1 |
| Jun 15, 1992 |
EF4 |
70 km |
0 |
| Jun 15, 1992 |
EF4 |
86 km |
0 |
| May 20, 1957 |
EF4 |
89 km |
0 |
| Jun 4, 1955 |
EF4 |
77 km |
0 |
| Jun 8, 1950 |
EF4 |
73 km |
1 |
| May 1, 2018 |
EF3 |
53 km |
0 |
| May 16, 2017 |
EF3 |
84 km |
0 |
| Oct 6, 2016 |
EF3 |
87 km |
0 |
| Jul 13, 2015 |
EF3 |
82 km |
0 |
| May 28, 2013 |
EF3 |
70 km |
0 |
| Jun 11, 2008 |
EF3 |
69 km |
0 |
| May 29, 2008 |
EF3 |
73 km |
0 |
| Jun 15, 1992 |
EF3 |
70 km |
0 |
| Jun 15, 1992 |
EF3 |
75 km |
0 |
| May 24, 1990 |
EF3 |
42 km |
0 |
| May 24, 1990 |
EF3 |
44 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: FOUR COUNTY (122,971 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
FOUR COUNTY |
122,971 |
57 km |
| 1988 |
UNNAMED |
14,832 |
43 km |
| 2022 |
NESS/ELLIS COUNTY |
14,699 |
97 km |
| 1994 |
UNNAMED |
8,987 |
81 km |
| 1988 |
SMOKY HILL AIR FORCE RANGE |
7,665 |
58 km |
| 2017 |
HIGHLANDS |
7,418 |
86 km |
| 2008 |
UNNAMED |
6,406 |
72 km |
| 1989 |
UNNAMED |
6,328 |
70 km |
| 2018 |
RICE COUNTY |
5,504 |
78 km |
| 2011 |
JORDEN SPRINGS |
5,488 |
78 km |
| 1996 |
UNNAMED |
4,972 |
95 km |
| 1989 |
UNNAMED |
4,558 |
78 km |
| 2021 |
BOILING SPRINGS |
4,299 |
78 km |
| 1989 |
SLEEPER |
4,269 |
71 km |
| 1988 |
UNNAMED |
4,113 |
57 km |
| 2017 |
GORHAM |
4,054 |
48 km |
| 2010 |
BIG SALT MARSH |
3,960 |
73 km |
| 1991 |
ROAD 484 |
3,626 |
72 km |
| 2010 |
UNNAMED |
3,618 |
79 km |
| 1998 |
EAST BG SALT |
3,521 |
72 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
0.6 in |
Coldest, Driest |
| February |
34°F (1°C) |
0.8 in |
|
| March |
43°F (6°C) |
2.2 in |
|
| April |
54°F (12°C) |
2.5 in |
|
| May |
64°F (18°C) |
4.1 in |
Wettest |
| June |
74°F (23°C) |
3.7 in |
|
| July |
80°F (27°C) |
3.4 in |
Warmest |
| August |
78°F (26°C) |
3.2 in |
|
| September |
69°F (21°C) |
2.6 in |
|
| October |
57°F (14°C) |
2.1 in |
|
| November |
42°F (6°C) |
1.2 in |
|
| December |
32°F (0°C) |
0.8 in |
|
Wilson has a seasonal temperature swing of 50°F / from 30°F in January to 80°F in July. Total annual precipitation is 27.1 inches, with May being the wettest month (4.1") and January the driest (0.6").
Average costs for common services in Wilson. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $414 |
| Toddler | $423 |
| Preschool | $423 |
| Family Childcare (monthly) |
| Infant | $426 |
| Toddler | $361 |
| Preschool | $361 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Wilson
What is the population of Wilson?
Wilson has a population of 824 residents and is located in Kansas. The population density is 1,373 people per square mile, spread across 0.6 square miles. The median age of residents is 46.6 years, which is older than the national median of 38.9 years. The population is 48.8% female and 51.2% male.
Is Wilson expensive to live in?
Wilson is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $58,214, 23% below the national average of $75,149. The median home value is $75,700 (73% below the U.S. median). Renters pay a median of $744 per month, below the national average of $1,163. The home price-to-income ratio is 1.3x, indicating housing is reasonably affordable relative to local income levels.
Is Wilson safe?
Wilson is safer than the national average, with a violent crime rate of 163 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,240 per 100,000 (below the national average). Overall, Wilson receives a safety grade of F based on combined crime data.
What is the weather like in Wilson?
Wilson has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 30°F in January, while summers reach an average of 80°F in July. The area receives 326 sunny days per year, well above the national average of 205. Annual rainfall totals 26.2 inches, with 9.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 39.
How is the job market in Wilson?
The job market in Wilson is very strong, with unemployment at just 0.6% / well below the national rate of 3.6%. The average weekly wage is $955. There are 188 business establishments in the area, including 15 restaurants and food service locations. The average commute time is 19 minutes, and 4.4% of workers work from home.
How much does housing cost in Wilson?
The median home value in Wilson is $75,700. Zillow estimates the typical home value at $115,479. For renters, the median monthly rent is $744. Fair market rent is $668 for a 1-bedroom and $877 for a 2-bedroom apartment. The homeownership rate is 75.5%. The average annual property tax is $3,583.
How are the schools in Wilson?
Schools in Wilson score 5.3 out of 10 on standardized testing, near the national average. 23.0% of adults in Wilson hold a bachelor's degree or higher, below the national average of 33.7%. 90.3% have completed high school. 5.6% hold a graduate or professional degree.
How healthy is Wilson?
The obesity rate in Wilson is 39.3% (above the national rate of 32.1%). 16.0% of adults are smokers. 26.1% are physically inactive. 22.0% of residents report depression. 9.2% lack health insurance. 61.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,168.
What is transportation like in Wilson?
The average commute in Wilson is 19 minutes, shorter than the national average of 28 minutes. 79.9% of workers drive alone to work, and 4.4% work from home.
What are the demographics of Wilson?
The racial and ethnic makeup of Wilson is 81.3% White, 1.2% Black or African American, 7.3% Hispanic or Latino. 99.7% of residents speak only English at home. 9.6% of the population are military veterans. 18.0% of residents have a disability. 92.8% have health insurance coverage.