Median Income
$29,543
61% lower than US avg
Home Value
$65,000
77% lower than US avg
Bachelor's+
10.2%
70% lower than US avg
Median Rent
$850
27% lower than US avg
Obesity Rate
32.6%
2% higher than US avg
Unemployment
3.7%
3% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Zephyr Compares to the U.S. Average (100% = U.S. avg)
People
Population215
Median Age32.9 yrs
Density141/mi²
Male / Female42% / 58%
Largest GroupWhite 95%
Veterans8.7%
Economy
B
Median Income$29,543
Per Capita$22,815
Unemployment3.7%
Poverty0.0%
County GDP$2,018M
Commute18 min
Housing
A+
Home Value$65,000
Rent$850
Ownership58.4%
Zillow$415,910
Housing Units123
Rent Burden32.5%
Health
Obesity32.6%
Uninsured29.8%
Smoking15.4%
Depression25.9%
Heart Disease5.7%
Climate
Avg Temp66°F (19°C)
Rain32.7 in/yr
Elevation1,514 ft (461 m)
Education
D
Bachelor's+10.2%
High School+65.6%
Graduate+1.3%
School Score5.20
Community
2024 VoteR 87% / D 13%
Commute18 min
Broadband95.5%
EV Stations2
Libraries2
Is Zephyr a Good Place to Live?
Based on current data, Zephyr receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include affordable housing, a low poverty rate, strong internet connectivity. Areas to be aware of include a high uninsured rate, below-average incomes. Zephyr offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Zephyr is $29,543, 61% below the national average of $75,149. Unemployment stands at 3.7%, indicating a healthy job market. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Zephyr is $65,000, 77% below the national median / offering relatively affordable homeownership. Renters pay a median of $850 per month, below the national average / a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.
Education
10.2% of residents hold a bachelor's degree, below the national average of 33.7%. 65.6% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Zephyr enjoys a moderate climate with an average annual temperature of 66°F. Winters average 46°F in January while summers reach 84°F in July. Annual precipitation totals 32.7 inches.
Zephyr has a population of 215 with a density of 141 people per square mile, spread across 1.5 square miles. The median age is 32.9 years, 15% younger than the national median of 38.9. The gender split is 57.7% female and 42.3% male. The city is predominantly White (94.9%), with 5.6% Hispanic. English is the primary language spoken at home by 81.8% of residents, while 21.8% speak Spanish. 8.7% of the population are veterans, above the national rate of 6.0%. 16.3% of residents have a disability (above the 13.0% national average). 70.2% have health insurance coverage.
Population
215
Total Population
2023 Census
32.9yrs
Median Age
15% below US avg
Language Spoken at Home
English Only
81.8%
4% above US avg
Spanish
21.8%
63% above US avg
The median household income in Zephyr is $29,543, which is 61% below the national average of $75,149. Per capita income is $22,815 (below the $39,052 national figure). The average weekly wage is $926, 35% lower than the U.S. average. The unemployment rate is 3.7% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 960 business establishments, including 87 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 1.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $29,543 |
| 61% below US avg |
| Per Capita Income | $22,815 |
| Avg Weekly Wage | $926 |
| IRS Avg AGI | $64,408 |
| Gini Index | 0.456 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.7% |
| 3% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 960 |
| County GDP | $2,018M |
Business (County)
| Restaurants | 87 |
| Healthcare | 113 |
| Retail | 138 |
| Manufacturing | 33 |
Tax & Cost of Living
| Property Tax (IRS) | $6,923 |
| 98% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 10.65% |
Commute & Transportation
| Commute Time | 18.3 min |
| Drive Alone | 93.2% |
| Public Transit | 4.9% |
| Work from Home | 1.9% |
The median home value in Zephyr is $65,000, 77% below the national median of $281,900. Zillow estimates the typical home value at $415,910, higher than the Census estimate. According to Redfin, the median sale price is $100,000 with homes selling in an average of 175 days. Homes sell for 77.5% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $850 (27% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 58.4% of housing units are owner-occupied (below the 65.4% national rate). There are 123 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $6,923 (higher than the $3,500 national average). 32.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $65,000 |
| 77% below US avg |
| Zillow ZHVI | $415,910 |
| Redfin Median Sale | $100,000 |
Real Estate Market (Redfin)
| Median Sale Price | $100,000 |
| $/Sq Ft | $97 |
| Homes Sold | 1 |
| Days on Market | 175 days |
| Sale-to-List Ratio | 77.5% |
| Price Drops | 0.0% |
Rental Costs
| Census Median Rent | $850 |
| 27% below US avg |
| Rent Burden | 32.5% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 58.4% |
| Owner-Occupied | 58.4% |
| Renter-Occupied | 41.6% |
| Housing Units | 123 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $6,923 |
| 98% above US avg |
| Effective Rate | 10.65% |
In Zephyr, 32.6% of adults are obese, above the national rate of 32.1%. 9.6% have diabetes. Heart disease affects 5.7% of residents. 30.8% have high blood pressure. 15.4% are current smokers. 20.1% report binge drinking. 24.8% are physically inactive. 25.9% report depression (above the 20.0% national average). 19.5% experience frequent mental distress. 29.8% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,910. The dentist ratio is 1:2,741. 63.7% of residents have access to exercise opportunities. The food environment index is 6.1 out of 10.
Health Metrics: Zephyr vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.6% |
| 2% above US avg |
| Diabetes | 9.6% |
| Heart Disease | 5.7% |
| High Blood Pressure | 30.8% |
| Asthma | 10.4% |
| COPD | 6.5% |
| Cancer | 7.1% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.4% |
| 10% above US avg |
| Binge Drinking | 20.1% |
| Physical Inactivity | 24.8% |
| Depression | 25.9% |
| Mental Distress | 19.5% |
| Physical Distress | 13.2% |
| Short Sleep | 38.1% |
Healthcare Access
| Insurance Rate | 70.2% |
| Uninsured | 29.8% |
| 247% above US avg |
| Primary Care | 1:1,910 |
| Dentists | 1:2,741 |
| Mental Health | 1:490 |
| Checkup Rate | 71.5% |
| Dental Visits | 56.4% |
| Premature Death | 11,762/100K |
Food & Exercise
| Food Environment | 6.1/10 |
| Exercise Access | 63.7% |
| Healthcare Facilities | 113 |
Zephyr enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winters average 46°F in January while summers reach 84°F in July. Annual precipitation totals 32.7 inches. The area receives 1.3 inches of snow annually. The city sits at an elevation of 1,514 feet.
Temperature
46°F Jan (8°C)
84°F Jul (29°C)
| Annual Average | 65.6°F |
| 21% above US avg |
| January Average | 46°F (8°C) |
| July Average | 84°F (29°C) |
Geography
| Elevation | 1,514 ft (461 m) |
| Area | 1.5 sq mi (3.9 km²) |
| Population Density | 141/sq mi |
| Coordinates | 31.6792°N, 98.7912°W |
| Timezone | America/Chicago |
| County | Brown County County |
| Nearest Airport | Brownwood Regional (BWD)
13 miles away |
Precipitation & Snow
Annual Rainfall
32.7"
14% below US avg
Wettest Month (Jun)
4.50"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 64.9 / 100 |
| Social Vulnerability | 71.3 / 100 |
| Community Resilience | 62.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.9 on Sep 3, 2015.
| Jan 18, 2012 |
9 km SSE of Godley, Texas |
M3.3 |
145 km |
| Sep 3, 2015 |
7 km NNE of Leander, Texas |
M2.9 |
147 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
352 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 3 fatalities, 65 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 19, 1976 |
EF5 |
27 km |
0 |
| May 18, 2019 |
EF3 |
79 km |
0 |
| May 18, 2019 |
EF3 |
95 km |
0 |
| May 9, 2015 |
EF3 |
73 km |
1 |
| May 12, 1982 |
EF3 |
20 km |
0 |
| May 21, 1979 |
EF3 |
99 km |
0 |
| Apr 10, 1979 |
EF3 |
91 km |
0 |
| May 30, 1976 |
EF3 |
79 km |
0 |
| Apr 19, 1976 |
EF3 |
44 km |
0 |
| May 13, 1975 |
EF3 |
63 km |
2 |
| May 31, 1962 |
EF3 |
99 km |
0 |
| Apr 28, 1958 |
EF3 |
31 km |
0 |
| May 25, 2024 |
EF2 |
60 km |
0 |
| May 2, 2024 |
EF2 |
86 km |
0 |
| Dec 13, 2022 |
EF2 |
70 km |
0 |
| Jan 15, 2017 |
EF2 |
78 km |
0 |
| Mar 12, 1999 |
EF2 |
72 km |
0 |
| Mar 12, 1999 |
EF2 |
84 km |
0 |
| Apr 26, 1994 |
EF2 |
97 km |
0 |
| Oct 12, 1993 |
EF2 |
52 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: KIDD (41,939 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
KIDD |
41,939 |
66 km |
| 2006 |
CARBON |
33,013 |
64 km |
| 2009 |
CEDAR MOUNTAIN |
16,589 |
91 km |
| 1993 |
SAN SABA FIRE |
12,896 |
65 km |
| 2020 |
GATE 5 |
11,457 |
52 km |
| 2015 |
EATON CEMETERY |
10,441 |
96 km |
| 2020 |
MAYS |
9,736 |
64 km |
| 2006 |
HUCKABAY |
9,100 |
83 km |
| 2022 |
CREWS GAP |
8,134 |
89 km |
| 2022 |
WHEAT FIELD |
7,333 |
60 km |
| 1993 |
UNNAMED |
6,936 |
76 km |
| 1999 |
WILLIAMS RANCH FIRE |
6,226 |
63 km |
| 2005 |
CROSSROADS |
5,976 |
62 km |
| 2005 |
TALPA |
5,117 |
95 km |
| 2011 |
CR 156 |
4,585 |
99 km |
| 2003 |
UNNAMED |
4,490 |
61 km |
| 2022 |
OAK MOTT |
4,183 |
42 km |
| 2020 |
BUFFALO CREEK |
3,630 |
22 km |
| 2022 |
RAMSEY |
3,545 |
21 km |
| 2015 |
LOG CABIN |
3,391 |
74 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
46°F (8°C) |
1.7 in |
Coldest, Driest |
| February |
50°F (10°C) |
2.0 in |
|
| March |
57°F (14°C) |
2.4 in |
|
| April |
65°F (18°C) |
3.2 in |
|
| May |
74°F (23°C) |
4.3 in |
|
| June |
81°F (27°C) |
4.5 in |
Wettest |
| July |
84°F (29°C) |
2.4 in |
Warmest |
| August |
84°F (29°C) |
2.4 in |
|
| September |
77°F (25°C) |
2.7 in |
|
| October |
67°F (19°C) |
3.2 in |
|
| November |
55°F (13°C) |
2.2 in |
|
| December |
47°F (9°C) |
1.8 in |
|
Zephyr has a seasonal temperature swing of 39°F / from 46°F in January to 84°F in July. Total annual precipitation is 32.7 inches, with June being the wettest month (4.5") and January the driest (1.7").
Average costs for common services in Zephyr. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146-$388) |
| Specialist Visit |
$340 ($194-$534) |
| Urgent Care Visit |
$194 ($97-$340) |
| Emergency Room Visit |
$2,136 ($777-$4,855) |
| Dental Cleaning |
$126 ($73-$194) |
| Dental Filling |
$243 ($146-$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24-$73) |
| Oil Change (Synthetic) |
$73 ($49-$117) |
| Brake Pad Replacement |
$291 ($146-$486) |
| Tire Rotation |
$39 ($19-$73) |
| New Tires (Set of 4) |
$583 ($388-$971) |
| Battery Replacement |
$194 ($97-$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58-$146) |
| Electrician (Per Hour) |
$87 ($49-$136) |
| HVAC Repair |
$388 ($146-$777) |
| HVAC System Install |
$6,797 ($3,884-$11,652) |
| Roof Repair |
$971 ($388-$1,942) |
| Roof Replacement |
$8,739 ($5,341-$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486-$3,399) |
| Divorce (Contested) |
$14,565 ($4,855-$29,130) |
| DUI Defense |
$4,855 ($1,942-$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777-$2,913) |
| Will Preparation |
$486 ($194-$971) |
| Trust Preparation |
$2,428 ($971-$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15-$44) |
| Women's Haircut |
$53 ($29-$97) |
| Hair Coloring (Full) |
$146 ($73-$243) |
| Manicure |
$24 ($15-$44) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$78 ($49-$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91-$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43-$4.86) |
| Loaf of Bread |
$3.69 ($2.43-$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91-$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88-$7.28) |
| Rice (per lb) |
$0.97 ($0.58-$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78-$243) |
| Natural Gas (Monthly) |
$68 ($29-$146) |
| Water/Sewer (Monthly) |
$68 ($39-$117) |
| Internet (Monthly) |
$68 ($39-$97) |
| Cell Phone Plan (Monthly) |
$63 ($29-$97) |
| Cable TV (Monthly) |
$83 ($49-$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73-$486) |
| Car Insurance (Annual) |
$1,942 ($1,165-$3,399) |
| Bus Pass (Monthly) |
$68 ($29-$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77-$24) |
| Car Registration (Annual) |
$97 ($29-$243) |
| Driver's License Renewal |
$29 ($15-$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583-$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486-$1,942) |
| After-School Care (Monthly) |
$388 ($194-$680) |
| Tutoring (Per Hour) |
$49 ($24-$97) |
| SAT/ACT Prep Course |
$971 ($388-$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855-$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$97) |
| Dog Vaccination (Annual) |
$97 ($49-$194) |
| Dog Grooming |
$58 ($29-$97) |
| Pet Boarding (Per Night) |
$39 ($19-$73) |
| Dog Spay/Neuter |
$291 ($146-$486) |
| Cat Spay/Neuter |
$194 ($97-$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $537 |
| Toddler | $507 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $489 |
| Toddler | $468 |
| Preschool | $463 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Zephyr
What is the population of Zephyr?
Zephyr has a population of 215 residents and is located in Texas. The population density is 141 people per square mile, spread across 1.5 square miles. The median age of residents is 32.9 years, which is younger than the national median of 38.9 years. The population is 57.7% female and 42.3% male.
Is Zephyr expensive to live in?
Zephyr has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $29,543, 61% below the national average of $75,149. The median home value is $65,000 (77% below the U.S. median). Renters pay a median of $850 per month, below the national average of $1,163. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Zephyr?
Zephyr enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winter temperatures average 46°F in January, while summers reach an average of 84°F in July. Annual rainfall totals 32.7 inches, with 1.3 inches of snow.
How is the job market in Zephyr?
Zephyr has a healthy job market with an unemployment rate of 3.7%, near the national average of 3.6%. The average weekly wage is $926. There are 960 business establishments in the area, including 87 restaurants and food service locations. The average commute time is 18 minutes, and 1.9% of workers work from home.
How much does housing cost in Zephyr?
The median home value in Zephyr is $65,000. Zillow estimates the typical home value at $415,910. According to Redfin, the median sale price is $100,000, with homes typically selling within 175 days. For renters, the median monthly rent is $850. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 58.4%. The average annual property tax is $6,923.
How are the schools in Zephyr?
Schools in Zephyr score 5.2 out of 10 on standardized testing, near the national average. 10.2% of adults in Zephyr hold a bachelor's degree or higher, below the national average of 33.7%. 65.6% have completed high school. 1.3% hold a graduate or professional degree.
How healthy is Zephyr?
The obesity rate in Zephyr is 32.6% (above the national rate of 32.1%). 15.4% of adults are smokers. 24.8% are physically inactive. 25.9% of residents report depression. 29.8% lack health insurance (above the national rate). 63.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,910.
What is transportation like in Zephyr?
The average commute in Zephyr is 18 minutes, shorter than the national average of 28 minutes. 93.2% of workers drive alone to work, 4.9% use public transit, and 1.9% work from home.
What are the demographics of Zephyr?
The racial and ethnic makeup of Zephyr is 94.9% White, 5.6% Hispanic or Latino, 0.9% Asian. 81.8% of residents speak only English at home, while 21.8% speak Spanish. 8.7% of the population are military veterans. 16.3% of residents have a disability. 70.2% have health insurance coverage.