Median Income
$91,458
22% higher than US avg
Home Value
$246,400
13% lower than US avg
Violent Crime
101/100K
73% lower than US avg
Bachelor's+
31.7%
6% lower than US avg
Median Rent
$954
18% lower than US avg
Obesity Rate
37.3%
16% higher than US avg
Unemployment
0.7%
81% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Zumbro Falls Compares to the U.S. Average (100% = U.S. avg)
People
Population176
Median Age31.7 yrs
Density298/mi²
Male / Female51% / 49%
Largest GroupWhite 97%
Veterans4.3%
Economy
A+
Median Income$91,458
Per Capita$55,397
Unemployment0.7%
Poverty0.0%
County GDP$1,094M
Commute41 min
Housing
A+
Home Value$246,400
Rent$954
Ownership82.4%
Zillow$440,755
Housing Units89
Rent Burden51.0%
Crime
F
Violent101/100K
Property1,411/100K
Health
Obesity37.3%
Uninsured7.2%
Smoking15.0%
Depression23.4%
Heart Disease5.6%
Climate
Avg Temp45°F (7°C)
AQI36 (Good)
Rain35.5 in/yr
Sunny Days270/yr
Elevation974 ft (297 m)
Education
B+
Bachelor's+31.7%
High School+99.2%
Graduate+15.7%
School Score6.71
Community
2024 VoteR 63% / D 35%
Commute41 min
Broadband85.0%
EV Stations1
Libraries3
Is Zumbro Falls a Good Place to Live?
Based on current data, Zumbro Falls receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include long commute times. Zumbro Falls offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Zumbro Falls is $91,458, 22% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.7%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 41 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Zumbro Falls is $246,400, 13% below the national median / offering relatively affordable homeownership. Renters pay a median of $954 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Zumbro Falls is a very safe community with a violent crime rate of 101 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,411 per 100,000, 28% below the national average.
Education
31.7% of residents hold a bachelor's degree, below the national average of 33.7%. 99.2% have completed high school. Local schools score 6.7/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Zumbro Falls has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 72°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.5 inches, including 48.3 inches of snow. Air quality is rated Good with a median AQI of 36.
Zumbro Falls has a population of 176 with a density of 298 people per square mile, spread across 0.6 square miles. The median age is 31.7 years, 19% younger than the national median of 38.9. The gender split is 49.4% female and 50.6% male. The city is predominantly White (96.6%). English is the primary language spoken at home by 95.5% of residents. 4.3% of the population are veterans, below the national rate of 6.0%. 5.3% of residents have a disability (below the 13.0% national average). 96.7% have health insurance coverage.
Population
31.7yrs
Median Age
19% below US avg
Race & Ethnicity
Zumbro Falls vs U.S. Average
Language Spoken at Home
English Only
95.5%
22% above US avg
Spanish
4.5%
66% below US avg
Social Characteristics
Zumbro Falls vs U.S. Average
The median household income in Zumbro Falls is $91,458, which is 22% above the national average of $75,149. Per capita income is $55,397 (above the $39,052 national figure). The average weekly wage is $916, 36% lower than the U.S. average. The unemployment rate is 0.7% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 608 business establishments, including 58 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 41 minutes (longer than the 28-minute US average). 4.2% of workers work from home (below the 15.2% national rate).
Income: Zumbro Falls vs U.S.
Income
| Median HH Income | $91,458 |
| 22% above US avg |
| Per Capita Income | $55,397 |
| Avg Weekly Wage | $916 |
| IRS Avg AGI | $74,149 |
| Gini Index | 0.412 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.7% |
| 81% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 608 |
| County GDP | $1,094M |
Business (County)
| Restaurants | 58 |
| Healthcare | 58 |
| Retail | 70 |
| Manufacturing | 25 |
Tax & Cost of Living
| Property Tax (IRS) | $4,056 |
| 16% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.65% |
Commute & Transportation
| Commute Time | 41.0 min |
| Drive Alone | 80.8% |
| Public Transit | 0.0% |
| Work from Home | 4.2% |
The median home value in Zumbro Falls is $246,400, 13% below the national median of $281,900. Zillow estimates the typical home value at $440,755, higher than the Census estimate. Monthly rent averages $954 (18% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 82.4% of housing units are owner-occupied (above the 65.4% national rate). There are 89 total housing units in the city. The median year a home was built is 1984. The average annual property tax is $4,056 (higher than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $246,400 |
| 13% below US avg |
| Zillow ZHVI | $440,755 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $954 |
| 18% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 82.4% |
| Owner-Occupied | 82.4% |
| Renter-Occupied | 17.6% |
| Housing Units | 89 |
| Median Year Built | 1984 |
Property Tax
| Avg Tax (IRS) | $4,056 |
| 16% above US avg |
| Effective Rate | 1.65% |
In Zumbro Falls, 37.3% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 5.6% of residents. 27.1% have high blood pressure. 15.0% are current smokers. 22.9% report binge drinking. 21.0% are physically inactive, below the national average. 23.4% report depression (above the 20.0% national average). 16.3% experience frequent mental distress. 7.2% of residents lack health insurance. The primary care physician ratio is 1:1,265. The dentist ratio is 1:1,274. 89.9% of residents have access to exercise opportunities. The food environment index is 9.3 out of 10.
Health Metrics: Zumbro Falls vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.3% |
| 16% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 5.6% |
| High Blood Pressure | 27.1% |
| Asthma | 9.4% |
| COPD | 4.9% |
| Cancer | 7.4% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 15.0% |
| 7% above US avg |
| Binge Drinking | 22.9% |
| Physical Inactivity | 21.0% |
| Depression | 23.4% |
| Mental Distress | 16.3% |
| Physical Distress | 10.8% |
| Short Sleep | 33.1% |
Healthcare Access
| Insurance Rate | 96.7% |
| Uninsured | 7.2% |
| 16% below US avg |
| Primary Care | 1:1,265 |
| Dentists | 1:1,274 |
| Mental Health | 1:2,710 |
| Checkup Rate | 71.4% |
| Dental Visits | 63.2% |
| Premature Death | 6,282/100K |
Food & Exercise
| Food Environment | 9.3/10 |
| Exercise Access | 89.9% |
| Healthcare Facilities | 58 |
Zumbro Falls has a violent crime rate of 101 per 100,000 residents, 73% below the national average of 380. Property crime stands at 1,411 per 100,000, 28% below the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Zumbro Falls receives a safety grade of F.
Crime Rates: Zumbro Falls vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 100.8/100K |
| 73% below US avg |
| |
Property Crime
| Total Property | 1,411.0/100K |
| 28% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Traffic Accidents | 74 |
| Avg Accident Severity | 2.1 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Zumbro Falls has a cool climate with an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 72°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.5 inches. The area receives 48.3 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 974 feet.
Temperature
14°F Jan (-10°C)
72°F Jul (22°C)
| Annual Average | 45.0°F |
| 17% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 974 ft (297 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 298/sq mi |
| Coordinates | 44.2878°N, 92.4271°W |
| Timezone | America/Chicago |
| County | Wabasha County County |
| Nearest Airport | Rochester International (RST)
26 miles away |
Precipitation & Snow
Annual Rainfall
35.5"
7% below US avg
Wettest Month (Jul)
4.49"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 45.6 / 100 |
| Social Vulnerability | 18.1 / 100 |
| Community Resilience | 89.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.8. Most recent: M2.8 on Apr 25, 2017.
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
126 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
476 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 41 fatalities, 406 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 4, 1958 |
EF5 |
69 km |
21 |
| Sep 16, 1962 |
EF4 |
35 km |
0 |
| May 10, 1953 |
EF4 |
93 km |
2 |
| Sep 24, 2019 |
EF3 |
87 km |
0 |
| Jun 17, 2010 |
EF3 |
88 km |
0 |
| Jun 17, 2010 |
EF3 |
74 km |
0 |
| Jun 11, 2004 |
EF3 |
99 km |
0 |
| May 15, 1998 |
EF3 |
57 km |
0 |
| Aug 27, 1994 |
EF3 |
90 km |
2 |
| Jul 27, 1987 |
EF3 |
39 km |
0 |
| Jun 14, 1981 |
EF3 |
89 km |
1 |
| Jul 15, 1980 |
EF3 |
94 km |
1 |
| Jul 30, 1977 |
EF3 |
99 km |
0 |
| May 5, 1965 |
EF3 |
94 km |
0 |
| May 26, 1959 |
EF3 |
87 km |
0 |
| Sep 12, 1951 |
EF3 |
47 km |
0 |
| Apr 12, 2022 |
EF2 |
85 km |
0 |
| Sep 20, 2018 |
EF2 |
73 km |
0 |
| Sep 20, 2018 |
EF2 |
82 km |
0 |
| May 22, 2011 |
EF2 |
99 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: SNAKE TRAIL (1,496 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
SNAKE TRAIL |
1,496 |
83 km |
| 2007 |
BEAVER CUTOFF |
982 |
38 km |
| 2004 |
EAGAN |
925 |
87 km |
| 1990 |
UNNAMED |
598 |
77 km |
| 1990 |
UNNAMED |
513 |
87 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
1.0 in |
Coldest |
| February |
19°F (-7°C) |
0.8 in |
Driest |
| March |
31°F (-0°C) |
1.9 in |
|
| April |
46°F (8°C) |
3.0 in |
|
| May |
58°F (14°C) |
3.6 in |
|
| June |
67°F (20°C) |
4.1 in |
|
| July |
72°F (22°C) |
4.5 in |
Warmest, Wettest |
| August |
69°F (20°C) |
4.1 in |
|
| September |
60°F (16°C) |
3.7 in |
|
| October |
48°F (9°C) |
2.6 in |
|
| November |
32°F (0°C) |
1.9 in |
|
| December |
18°F (-8°C) |
1.1 in |
|
Zumbro Falls has a seasonal temperature swing of 57°F / from 14°F in January to 72°F in July. Total annual precipitation is 32.2 inches, with July being the wettest month (4.5") and February the driest (0.8").
Average costs for common services in Zumbro Falls. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $914 |
| Toddler | $853 |
| Preschool | $787 |
| Family Childcare (monthly) |
| Infant | $621 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Zumbro Falls
What is the population of Zumbro Falls?
Zumbro Falls has a population of 176 residents and is located in Minnesota. The population density is 298 people per square mile, spread across 0.6 square miles. The median age of residents is 31.7 years, which is younger than the national median of 38.9 years. The population is 49.4% female and 50.6% male.
Is Zumbro Falls expensive to live in?
Zumbro Falls has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $91,458, 22% above the national average of $75,149. The median home value is $246,400 (13% below the U.S. median). Renters pay a median of $954 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is Zumbro Falls safe?
Zumbro Falls is considered a very safe city with a violent crime rate of 101 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,411 per 100,000 (below the national average). Overall, Zumbro Falls receives a safety grade of F based on combined crime data.
What is the weather like in Zumbro Falls?
Zumbro Falls has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 14°F in January, while summers reach an average of 72°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 35.5 inches, with 48.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Zumbro Falls?
The job market in Zumbro Falls is very strong, with unemployment at just 0.7% / well below the national rate of 3.6%. The average weekly wage is $916. There are 608 business establishments in the area, including 58 restaurants and food service locations. The average commute time is 41 minutes, and 4.2% of workers work from home.
How much does housing cost in Zumbro Falls?
The median home value in Zumbro Falls is $246,400. Zillow estimates the typical home value at $440,755. For renters, the median monthly rent is $954. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 82.4%. The average annual property tax is $4,056.
How are the schools in Zumbro Falls?
Schools in Zumbro Falls score 6.7 out of 10 on standardized testing, near the national average. 31.7% of adults in Zumbro Falls hold a bachelor's degree or higher, below the national average of 33.7%. 99.2% have completed high school. 15.7% hold a graduate or professional degree.
How healthy is Zumbro Falls?
The obesity rate in Zumbro Falls is 37.3% (above the national rate of 32.1%). 15.0% of adults are smokers. 21.0% are physically inactive. 23.4% of residents report depression. 7.2% lack health insurance (below the national rate). 89.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,265.
What is transportation like in Zumbro Falls?
The average commute in Zumbro Falls is 41 minutes, longer than the national average of 28 minutes. 80.8% of workers drive alone to work, and 4.2% work from home.
What are the demographics of Zumbro Falls?
The racial and ethnic makeup of Zumbro Falls is 96.6% White, 0.6% Hispanic or Latino. 95.5% of residents speak only English at home, while 4.5% speak Spanish. 4.3% of the population are military veterans. 5.3% of residents have a disability. 96.7% have health insurance coverage.
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