Weather & Climate in Loveland, CO

Temperature, precipitation, air quality, natural hazards, and monthly weather data.

Loveland experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 71°F in July. The area gets 316 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 22.3 inches (drier than the 38-inch national average). The area receives 28.8 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 5,000 feet.

Temperature

23°F Jan (-5°C) 71°F Jul (22°C)

Annual Average	47.9°F
	11% below US avg
January Average	23°F (-5°C)
July Average	71°F (22°C)
Sunny Days	316 days/yr

Geography

Elevation	5,000 ft (1,524 m)
Area	35.1 sq mi (90.8 km²)
Population Density	2,158/sq mi
Coordinates	40.4169°N, 105.0631°W
Timezone	America/Denver
County	Larimer County County
Nearest Airport	Northern Colorado Regional (FNL) 4 miles away

Precipitation & Snow

Annual Rainfall 22.3"

41% below US avg

Snowfall 28.8"

Wettest Month (May) 2.64"

Driest Month (Feb) 0.43"

Air Quality

AQI Median	41.0
Rating	Good

Natural Hazard Risk

Overall Risk	Relatively Moderate
Risk Score	90.1 / 100
Social Vulnerability	10.6 / 100
Community Resilience	71.3 / 100

Hazard Breakdown

Tornado	Relatively High
Earthquake	Relatively Low
Wildfire	Relatively High
Flood	Relatively Moderate
Hail	Relatively High
Strong Wind	Relatively High
Heat Wave	Relatively Low
Winter Weather	Very High
Lightning	Very High
Ice Storm	Relatively Low
Drought	Relatively Low
Cold Wave	Relatively High
Landslide	Relatively Moderate
Volcano	Very Low
Avalanche	Relatively High

Source: FEMA National Risk Index v1.20 (Dec 2025)

Earthquake History

15 earthquakes (M2.5+) recorded within 150 km since 1990. Strongest on record: M4.0.

Dec 25, 1994	9 km NE of Larkspur, Colorado	M4.0	127 km	10 km
Jan 18, 1997	8 km SE of Westcreek, Colorado	M3.3	147 km	5 km
Jun 1, 2014	9 km NNW of Kersey, Colorado	M3.2	39 km	1 km
Feb 7, 2000	19 km NE of Steamboat Springs, Colorado	M3.0	137 km	5 km
Sep 12, 1990	13 km NW of Silverthorne, Colorado	M3.0	126 km	5 km
Feb 26, 2008	29 km WNW of Westcreek, Colorado	M2.9	132 km	2 km
Jan 19, 1997	8 km SE of Westcreek, Colorado	M2.9	147 km	5 km
Mar 30, 2019	7 km NE of Greeley, Colorado	M2.9	37 km	6 km
Jun 21, 2018	16 km SSW of Walden, Colorado	M2.7	112 km	2 km
Jan 19, 1997	8 km SE of Westcreek, Colorado	M2.7	147 km	5 km
Apr 18, 1998	8 km SE of Westcreek, Colorado	M2.7	147 km	5 km
Jun 13, 2025	7 km SE of Erie, Colorado	M2.7	46 km	9 km
Aug 23, 2016	2 km SSE of Eaton, Colorado	M2.6	32 km	10 km
Feb 9, 2000	21 km NNE of Steamboat Springs, Colorado	M2.5	143 km	5 km
Jun 23, 2014	6 km NNE of Kersey, Colorado	M2.5	44 km	5 km

Source: USGS Earthquake Catalog (M2.5+, 1990–2025). Sorted by magnitude.

Tornado History

628 tornadoes (EF0+) recorded within 100 km since 1950. Strongest on record: EF3. Total: 2 fatalities, 194 injuries.

Date	Rating	Distance	Path	Fatalities
Jun 4, 2015	EF3	19 km	6.7 mi	0
May 22, 2008	EF3	34 km	38.7 mi	1
Jun 15, 1988	EF3	77 km	2.5 mi	0
Jun 12, 1982	EF3	80 km	3.0 mi	0
Jul 16, 1979	EF3	86 km	8.8 mi	1
May 18, 1975	EF3	74 km	4.1 mi	0
Apr 23, 1960	EF3	69 km	17.2 mi	0
May 15, 1952	EF3	43 km	7.4 mi	0
Jun 7, 2021	EF2	34 km	7.5 mi	0
May 27, 2018	EF2	96 km	1.0 mi	0
Jun 12, 2017	EF2	82 km	15.0 mi	0
May 7, 2016	EF2	79 km	8.8 mi	0
May 22, 2008	EF2	67 km	25.1 mi	0
Jul 31, 1996	EF2	45 km	5.0 mi	0
Jul 30, 1996	EF2	93 km	0.5 mi	0
Jul 13, 1996	EF2	89 km	12.0 mi	0
Jun 9, 1990	EF2	35 km	23.0 mi	0
Jun 15, 1988	EF2	77 km	0.5 mi	0
Jun 5, 1988	EF2	47 km	2.0 mi	0
Jun 5, 1988	EF2	52 km	0.5 mi	0

Source: NOAA Storm Prediction Center (EF0+, 1950–2024, US only).

Wildfire History

20 wildfires (100+ acres) recorded within 100 km. Largest: CAMERON PEAK (208,910 acres, 2020).

Year	Name	Acres Burned	Distance
2020	CAMERON PEAK	208,910	47 km
2020	EAST TROUBLESOME	188,924	82 km
2012	HIGH PARK	90,769	37 km
2000	BOBCAT	10,444	21 km
2020	CALWOOD	9,836	37 km
2004	PICNIC ROCK	9,014	36 km
2024	HAPPY JACK	6,585	87 km
2021	MARSHALL	6,286	52 km
2010	FOURMILE CANYON	5,865	49 km
2002	UNNAMED	5,258	92 km
2002	BIG ELK	4,348	33 km
2021	BIJOU	3,485	95 km
2003	OVERLAND	3,232	40 km
2004	ROSETTA LANE	3,164	73 km
2009	OLD STAGE	3,160	41 km
2011	CRYSTAL FIRE	2,855	26 km
2012	FERN LAKE	2,549	52 km
2020	SUNDAY FIRE	2,204	50 km
2017	CATTLE DRIVE	2,200	53 km
2018	RED FEATHER RX	2,129	65 km

Source: NIFC/IRWIN Wildfire Records (100+ acres).

Monthly Weather

Month	Avg Temperature	Precipitation	Summary
January	23°F (-5°C)	0.5 in	Coldest
February	32°F (0°C)	0.4 in	Driest
March	39°F (4°C)	1.5 in
April	47°F (8°C)	2.0 in
May	56°F (14°C)	2.6 in	Wettest
June	66°F (19°C)	2.0 in
July	71°F (22°C)	1.8 in	Warmest
August	70°F (21°C)	1.4 in
September	61°F (16°C)	1.4 in
October	50°F (10°C)	1.0 in
November	37°F (3°C)	0.9 in
December	29°F (-2°C)	0.5 in

Loveland has a seasonal temperature swing of 48°F / from 23°F in January to 71°F in July. Total annual precipitation is 16.0 inches, with May being the wettest month (2.6") and February the driest (0.4").

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