Median Income
$58,750
22% lower than US avg
Home Value
$206,500
27% lower than US avg
Violent Crime
52/100K
86% lower than US avg
Bachelor's+
18.9%
44% lower than US avg
Obesity Rate
36.9%
15% higher than US avg
Unemployment
2.0%
44% lower than US avg
Poverty Rate
14.3%
15% higher than US avg
How Accident Compares to the U.S. Average (100% = U.S. avg)
People
Population436
Median Age32.4 yrs
Density890/mi²
Male / Female50% / 50%
Largest GroupWhite 96%
Veterans6.7%
Economy
B+
Median Income$58,750
Per Capita$31,655
Unemployment2.0%
Poverty14.3%
County GDP$1,790M
Commute17 min
Housing
A+
Home Value$206,500
Ownership58.9%
Zillow$303,396
Housing Units213
Rent Burden26.3%
Crime
F
Violent52/100K
Property1,201/100K
Health
Obesity36.9%
Uninsured8.8%
Smoking15.9%
Depression23.2%
Heart Disease5.9%
Climate
Avg Temp47°F (8°C)
AQI41 (Good)
Sunny Days297/yr
Elevation2,357 ft (718 m)
Education
C+
Bachelor's+18.9%
High School+95.1%
Graduate+9.6%
School Score5.63
Community
2024 VoteR 76% / D 22%
Commute17 min
Broadband74.5%
EV Stations3
Libraries5
Is Accident a Good Place to Live?
Based on current data, Accident receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Accident offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Accident is $58,750, 22% below the national average of $75,149. The job market is very strong with unemployment at just 2.0%. 14.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Accident is $206,500, 27% below the national median / offering relatively affordable homeownership. A price-to-income ratio of 3.5x indicates a reasonably affordable housing market.
Safety & Crime
Accident is a very safe community with a violent crime rate of 52 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,201 per 100,000, 39% below the national average.
Education
18.9% of residents hold a bachelor's degree, below the national average of 33.7%. 95.1% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Accident experiences four distinct seasons with an average temperature of 47°F. Winters average 25°F in January while summers reach 68°F in July. With 297 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 41.
Accident has a population of 436 with a density of 890 people per square mile, spread across 0.5 square miles. The median age is 32.4 years, 17% younger than the national median of 38.9. The gender split is 49.8% female and 50.2% male. The city is predominantly White (96.3%), with 2.8% Hispanic. English is the primary language spoken at home by 99.7% of residents. 6.7% of the population are veterans. 16.6% of residents have a disability (above the 13.0% national average). 97.7% have health insurance coverage.
Population
32.4yrs
Median Age
17% below US avg
Language Spoken at Home
English Only
99.7%
27% above US avg
Spanish
0.3%
98% below US avg
The median household income in Accident is $58,750, which is 22% below the national average of $75,149. Per capita income is $31,655 (below the $39,052 national figure). The average weekly wage is $933, 35% lower than the U.S. average. The unemployment rate is 2.0% (below the 3.6% US average). 14.3% of residents live below the poverty line. The area has 1,168 business establishments, including 85 restaurants. The cost of living index is 105, roughly in line with the national average. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 9.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $58,750 |
| 22% below US avg |
| Per Capita Income | $31,655 |
| Avg Weekly Wage | $933 |
| IRS Avg AGI | $67,304 |
| Gini Index | 0.490 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.0% |
| 44% below US avg |
| Poverty Rate | 14.3% |
| 15% above US avg |
| Establishments (County) | 1,168 |
| County GDP | $1,790M |
Business (County)
| Restaurants | 85 |
| Healthcare | 81 |
| Retail | 138 |
| Manufacturing | 44 |
Tax & Cost of Living
| Property Tax (IRS) | $4,909 |
| 40% above US avg |
| Cost of Living | 105.00 (100=avg) |
| Effective Tax Rate | 2.38% |
Commute & Transportation
| Commute Time | 17.3 min |
| Drive Alone | 80.6% |
| Public Transit | 2.3% |
| Work from Home | 9.5% |
The median home value in Accident is $206,500, 27% below the national median of $281,900. Zillow estimates the typical home value at $303,396, higher than the Census estimate. Fair market rent ranges from $1,400 for a one-bedroom to $1,648 for a two-bedroom apartment. 58.9% of housing units are owner-occupied. There are 213 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $4,909 (higher than the $3,500 national average). 26.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.5x.
Home Values
| Census Median | $206,500 |
| 27% below US avg |
| Zillow ZHVI | $303,396 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,312 |
| 1 Bedroom | $1,400 |
| 2 Bedrooms | $1,648 |
| 3 Bedrooms | $2,123 |
| 4 Bedrooms | $2,442 |
Ownership & Property
| Homeownership | 58.9% |
| Owner-Occupied | 58.9% |
| Renter-Occupied | 41.1% |
| Housing Units | 213 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $4,909 |
| 40% above US avg |
| Effective Rate | 2.38% |
In Accident, 36.9% of adults are obese, above the national rate of 32.1%. 10.8% have diabetes. Heart disease affects 5.9% of residents. 34.9% have high blood pressure. 15.9% are current smokers. 16.9% report binge drinking. 26.2% are physically inactive. 23.2% report depression (above the 20.0% national average). 19.2% experience frequent mental distress. 8.8% of residents lack health insurance. The primary care physician ratio is 1:2,050. The dentist ratio is 1:2,041. 57.9% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Accident vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.9% |
| 15% above US avg |
| Diabetes | 10.8% |
| Heart Disease | 5.9% |
| High Blood Pressure | 34.9% |
| Asthma | 11.5% |
| COPD | 7.7% |
| Cancer | 7.8% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 15.9% |
| 14% above US avg |
| Binge Drinking | 16.9% |
| Physical Inactivity | 26.2% |
| Depression | 23.2% |
| Mental Distress | 19.2% |
| Physical Distress | 14.0% |
| Short Sleep | 37.8% |
Healthcare Access
| Insurance Rate | 97.7% |
| Uninsured | 8.8% |
| 2% above US avg |
| Primary Care | 1:2,050 |
| Dentists | 1:2,041 |
| Mental Health | 1:369 |
| Checkup Rate | 75.7% |
| Dental Visits | 61.8% |
| Premature Death | 8,314/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 57.9% |
| Healthcare Facilities | 81 |
Accident has a violent crime rate of 52 per 100,000 residents, 86% below the national average of 380. Property crime stands at 1,201 per 100,000, 39% below the U.S. average. The county recorded 6 fatal traffic crashes. Overall, Accident receives a safety grade of F.
Crime Rates: Accident vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 52.2/100K |
| 86% below US avg |
| |
Property Crime
| Total Property | 1,201.0/100K |
| 39% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
| Traffic Accidents | 59 |
| Avg Accident Severity | 2.5 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Accident experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 25°F in January while summers reach 68°F in July. The area gets 297 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 2,357 feet.
Temperature
25°F Jan (-4°C)
68°F Jul (20°C)
| Annual Average | 47.1°F |
| 13% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 68°F (20°C) |
| Sunny Days | 297 days/yr |
Geography
| Elevation | 2,357 ft (718 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 890/sq mi |
| Coordinates | 39.6257°N, 79.3200°W |
| Timezone | America/New_York |
| County | Garrett County County |
| Nearest Airport | Greater Cumberland Regional (CBE)
30 miles away |
Precipitation & Snow
Wettest Month (Jul)
4.72"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0427 ppm |
| NO₂ (Nitrogen Dioxide) | 2.1 ppb |
| SO₂ (Sulfur Dioxide) | 0.22 ppb |
| CO (Carbon Monoxide) | 0.13 ppm |
| PM2.5 (Fine Particles) | 5.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 16.0 / 100 |
| Social Vulnerability | 48.4 / 100 |
| Community Resilience | 57.1 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.0. Most recent: M2.5 on Sep 11, 2024.
| Jan 17, 2016 |
3 km NE of Ranson, West Virginia |
M3.0 |
133 km |
| Sep 11, 2024 |
4 km WNW of Claysville, Pennsylvania |
M2.5 |
112 km |
| Aug 15, 2010 |
19 km ESE of Burnsville, West Virginia |
M2.5 |
131 km |
| Aug 21, 2010 |
19 km WNW of Helvetia, West Virginia |
M2.5 |
131 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
177 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 6 fatalities, 206 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1998 |
EF4 |
48 km |
0 |
| May 31, 1998 |
EF3 |
25 km |
1 |
| Jun 3, 1980 |
EF3 |
51 km |
0 |
| Jul 11, 1976 |
EF3 |
82 km |
1 |
| May 19, 1967 |
EF3 |
27 km |
1 |
| Aug 3, 1963 |
EF3 |
91 km |
2 |
| Jun 26, 2024 |
EF2 |
90 km |
0 |
| May 11, 2024 |
EF2 |
96 km |
0 |
| Aug 25, 2023 |
EF2 |
39 km |
0 |
| Oct 2, 2018 |
EF2 |
58 km |
0 |
| Mar 23, 2011 |
EF2 |
81 km |
0 |
| Jun 2, 1998 |
EF2 |
36 km |
0 |
| Jun 2, 1998 |
EF2 |
26 km |
0 |
| Jun 2, 1998 |
EF2 |
31 km |
0 |
| Aug 15, 1997 |
EF2 |
78 km |
0 |
| Jun 30, 1990 |
EF2 |
90 km |
0 |
| Oct 1, 1986 |
EF2 |
49 km |
0 |
| May 22, 1983 |
EF2 |
87 km |
0 |
| Jun 21, 1981 |
EF2 |
89 km |
0 |
| Jul 9, 1980 |
EF2 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
14 wildfires (100+ acres) within 100 km.
Largest: WAITES RUN (5,496 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
WAITES RUN |
5,496 |
90 km |
| 2001 |
NEW CREEK MTN |
1,689 |
70 km |
| 2024 |
DOVE HOLLOW |
1,634 |
88 km |
| 2020 |
UNNAMED |
1,572 |
98 km |
| 2013 |
SMOKE HOLE FIRE |
1,436 |
85 km |
| 2019 |
DRY HOLLOW |
1,327 |
88 km |
| 2000 |
BRAKE RUN SHEN. MT. RD. |
1,055 |
89 km |
| 2014 |
BEAR DEN |
945 |
61 km |
| 2024 |
SPRING RUN |
847 |
82 km |
| 2024 |
GRACE MOUNTAIN |
760 |
96 km |
| 2012 |
WOLF GAP |
710 |
96 km |
| 1994 |
ELKHORN TOWER |
696 |
83 km |
| 2001 |
SOUTH BRANCH |
519 |
62 km |
| 2005 |
UNNAMED |
510 |
52 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
3.1 in |
Coldest |
| February |
27°F (-3°C) |
3.0 in |
Driest |
| March |
36°F (2°C) |
3.8 in |
|
| April |
46°F (8°C) |
4.0 in |
|
| May |
56°F (13°C) |
4.5 in |
|
| June |
63°F (17°C) |
4.2 in |
|
| July |
68°F (20°C) |
4.7 in |
Warmest, Wettest |
| August |
66°F (19°C) |
3.9 in |
|
| September |
60°F (16°C) |
3.5 in |
|
| October |
49°F (10°C) |
3.1 in |
|
| November |
40°F (4°C) |
3.5 in |
|
| December |
30°F (-1°C) |
3.5 in |
|
Accident has a seasonal temperature swing of 42°F / from 25°F in January to 68°F in July. Total annual precipitation is 44.8 inches, with July being the wettest month (4.7") and February the driest (3.0").
Average costs for common services in Accident. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$263 ($158–$420) |
| Specialist Visit |
$368 ($210–$578) |
| Urgent Care Visit |
$210 ($105–$368) |
| Emergency Room Visit |
$2,310 ($840–$5,250) |
| Dental Cleaning |
$137 ($79–$210) |
| Dental Filling |
$263 ($158–$420) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$79) |
| Oil Change (Synthetic) |
$79 ($53–$126) |
| Brake Pad Replacement |
$315 ($158–$525) |
| Tire Rotation |
$42 ($21–$79) |
| New Tires (Set of 4) |
$630 ($420–$1,050) |
| Battery Replacement |
$210 ($105–$368) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$105 ($63–$158) |
| Electrician (Per Hour) |
$95 ($53–$147) |
| HVAC Repair |
$420 ($158–$840) |
| HVAC System Install |
$7,350 ($4,200–$12,600) |
| Roof Repair |
$1,050 ($420–$2,100) |
| Roof Replacement |
$9,450 ($5,775–$15,750) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,575 ($525–$3,675) |
| Divorce (Contested) |
$15,750 ($5,250–$31,500) |
| DUI Defense |
$5,250 ($2,100–$10,500) |
| Bankruptcy (Chapter 7) |
$1,575 ($840–$3,150) |
| Will Preparation |
$525 ($210–$1,050) |
| Trust Preparation |
$2,625 ($1,050–$5,250) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$58 ($32–$105) |
| Hair Coloring (Full) |
$158 ($79–$263) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$42 ($26–$68) |
| Massage (1 Hour) |
$84 ($53–$137) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.31 ($3.15–$5.78) |
| Dozen Eggs (per dozen) |
$3.68 ($2.63–$5.25) |
| Loaf of Bread |
$3.99 ($2.63–$5.78) |
| Chicken Breast (per lb) |
$4.73 ($3.15–$6.83) |
| Ground Beef (per lb) |
$5.78 ($4.20–$7.88) |
| Rice (per lb) |
$1.05 ($0.63–$1.89) |
View all 20 services
Utilities
| Electricity (Monthly) |
$147 ($84–$263) |
| Natural Gas (Monthly) |
$74 ($32–$158) |
| Water/Sewer (Monthly) |
$74 ($42–$126) |
| Internet (Monthly) |
$74 ($42–$105) |
| Cell Phone Plan (Monthly) |
$68 ($32–$105) |
| Cable TV (Monthly) |
$89 ($53–$158) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$210 ($79–$525) |
| Car Insurance (Annual) |
$2,100 ($1,260–$3,675) |
| Bus Pass (Monthly) |
$74 ($32–$137) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.40–$26) |
| Car Registration (Annual) |
$105 ($32–$263) |
| Driver's License Renewal |
$32 ($16–$79) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,260 ($630–$2,625) |
| Daycare (Toddler, Monthly) |
$1,050 ($525–$2,100) |
| After-School Care (Monthly) |
$420 ($210–$735) |
| Tutoring (Per Hour) |
$53 ($26–$105) |
| SAT/ACT Prep Course |
$1,050 ($420–$2,625) |
| Private School (K-12, Annual) |
$13,125 ($5,250–$31,500) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$63 ($32–$105) |
| Dog Vaccination (Annual) |
$105 ($53–$210) |
| Dog Grooming |
$63 ($32–$105) |
| Pet Boarding (Per Night) |
$42 ($21–$79) |
| Dog Spay/Neuter |
$315 ($158–$525) |
| Cat Spay/Neuter |
$210 ($105–$420) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,069 |
| Toddler | $722 |
| Preschool | $722 |
| Family Childcare (monthly) |
| Infant | $651 |
| Toddler | $591 |
| Preschool | $591 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Accident
What is the population of Accident?
Accident has a population of 436 residents and is located in Maryland. The population density is 890 people per square mile, spread across 0.5 square miles. The median age of residents is 32.4 years, which is younger than the national median of 38.9 years. The population is 49.8% female and 50.2% male.
Is Accident expensive to live in?
Accident has a cost of living roughly in line with the national average, with an index of 105 (baseline: 100). The median household income is $58,750, 22% below the national average of $75,149. The median home value is $206,500 (27% below the U.S. median). The home price-to-income ratio is 3.5x, indicating housing is reasonably affordable relative to local income levels.
Is Accident safe?
Accident is considered a very safe city with a violent crime rate of 52 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,201 per 100,000 (below the national average). Overall, Accident receives a safety grade of F based on combined crime data.
What is the weather like in Accident?
Accident has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 25°F in January, while summers reach an average of 68°F in July. The area receives 297 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Accident?
The job market in Accident is very strong, with unemployment at just 2.0% / well below the national rate of 3.6%. The average weekly wage is $933. There are 1,168 business establishments in the area, including 85 restaurants and food service locations. The average commute time is 17 minutes, and 9.5% of workers work from home.
How much does housing cost in Accident?
The median home value in Accident is $206,500. Zillow estimates the typical home value at $303,396. The homeownership rate is 58.9%. The average annual property tax is $4,909.
How are the schools in Accident?
Schools in Accident score 5.6 out of 10 on standardized testing, near the national average. 18.9% of adults in Accident hold a bachelor's degree or higher, below the national average of 33.7%. 95.1% have completed high school. 9.6% hold a graduate or professional degree.
How healthy is Accident?
The obesity rate in Accident is 36.9% (above the national rate of 32.1%). 15.9% of adults are smokers. 26.2% are physically inactive. 23.2% of residents report depression. 8.8% lack health insurance. 57.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,050.
What is transportation like in Accident?
The average commute in Accident is 17 minutes, shorter than the national average of 28 minutes. 80.6% of workers drive alone to work, 2.3% use public transit, and 9.5% work from home.
What are the demographics of Accident?
The racial and ethnic makeup of Accident is 96.3% White, 2.8% Hispanic or Latino. 99.7% of residents speak only English at home. 6.7% of the population are military veterans. 16.6% of residents have a disability. 97.7% have health insurance coverage.
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