Median Income
$51,052
32% lower than US avg
Home Value
$172,600
39% lower than US avg
Violent Crime
165/100K
57% lower than US avg
Bachelor's+
41.3%
23% higher than US avg
Median Rent
$865
26% lower than US avg
Obesity Rate
36.6%
14% higher than US avg
Unemployment
3.3%
8% lower than US avg
Poverty Rate
17.7%
43% higher than US avg
How Frostburg Compares to the U.S. Average (100% = U.S. avg)
People
Population7,025
Median Age25.6 yrs
Density2,103/mi²
Male / Female43% / 57%
Largest GroupWhite 83%
Veterans4.4%
Economy
B
Median Income$51,052
Per Capita$26,978
Unemployment3.3%
Poverty17.7%
County GDP$3,542M
Commute19 min
Housing
A+
Home Value$172,600
Rent$865
Ownership50.4%
Zillow$173,166
Housing Units3,024
Rent Burden29.5%
Crime
F
Violent165/100K
Property1,798/100K
Murder0.0/100K
Assault118/100K
Burglary329/100K
Health
Obesity36.6%
Uninsured7.9%
Smoking17.0%
Depression27.3%
Heart Disease5.9%
Climate
Avg Temp49°F (9°C)
AQI41 (Good)
Rain45.2 in/yr
Sunny Days293/yr
Elevation1,987 ft (606 m)
Education
A
Bachelor's+41.3%
High School+92.6%
Graduate+20.3%
School Score5.78
Community
2024 VoteR 69% / D 29%
Commute19 min
Broadband89.7%
EV Stations4
Libraries6
Is Frostburg a Good Place to Live?
Based on current data, Frostburg receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, a highly educated population, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes. Frostburg offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Frostburg is $51,052, 32% below the national average of $75,149. Unemployment stands at 3.3%, indicating a healthy job market. The poverty rate of 17.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Frostburg is $172,600, 39% below the national median / offering relatively affordable homeownership. Renters pay a median of $865 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Frostburg is below the national average at 165 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,798 per 100,000, near the national average.
Education
Educational attainment is solid, with 41.3% holding a bachelor's degree or higher, near the national average. 92.6% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Frostburg experiences four distinct seasons with an average temperature of 49°F. Winters average 26°F in January while summers reach 69°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.2 inches, including 72.1 inches of snow. Air quality is rated Good with a median AQI of 41.
Frostburg has a population of 7,025 with a density of 2,103 people per square mile, spread across 3.3 square miles. The median age is 25.6 years, 34% younger than the national median of 38.9. The gender split is 56.6% female and 43.4% male. The city is predominantly White (82.9%), with 11.9% Black. English is the primary language spoken at home by 95% of residents. 4.4% of the population are veterans, below the national rate of 6.0%. 10.1% of residents have a disability (below the 13.0% national average). 96.2% have health insurance coverage.
Population
25.6yrs
Median Age
34% below US avg
Race & Ethnicity
Frostburg vs U.S. Average
Language Spoken at Home
English Only
95.0%
21% above US avg
Spanish
5.0%
63% below US avg
Social Characteristics
Frostburg vs U.S. Average
The median household income in Frostburg is $51,052, which is 32% below the national average of $75,149. Per capita income is $26,978 (below the $39,052 national figure). The average weekly wage is $996, 30% lower than the U.S. average. The unemployment rate is 3.3% (below the 3.6% US average). 17.7% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,577 business establishments, including 167 restaurants. The cost of living index is 105, roughly in line with the national average. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 10.6% of workers work from home (below the 15.2% national rate).
Income: Frostburg vs U.S.
Income
| Median HH Income | $51,052 |
| 32% below US avg |
| Per Capita Income | $26,978 |
| Avg Weekly Wage | $996 |
| IRS Avg AGI | $57,857 |
| Gini Index | 0.451 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.3% |
| 8% below US avg |
| Poverty Rate | 17.7% |
| 43% above US avg |
| Establishments (County) | 1,577 |
| County GDP | $3,542M |
Business (County)
| Restaurants | 167 |
| Healthcare | 256 |
| Retail | 244 |
| Manufacturing | 47 |
Tax & Cost of Living
| Property Tax (IRS) | $3,083 |
| 12% below US avg |
| Cost of Living | 105.00 (100=avg) |
| Effective Tax Rate | 1.79% |
Commute & Transportation
| Commute Time | 19.4 min |
| Drive Alone | 75.3% |
| Public Transit | 0.6% |
| Work from Home | 10.6% |
The median home value in Frostburg is $172,600, 39% below the national median of $281,900. Zillow estimates the typical home value at $173,166. Homes sell for 81.4% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $865 (26% below the national average of $1,163). Fair market rent ranges from $1,400 for a one-bedroom to $1,648 for a two-bedroom apartment. 50.4% of housing units are owner-occupied (below the 65.4% national rate). There are 3,024 total housing units in the city. The median year a home was built is 1962. The average annual property tax is $3,083. 29.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.4x.
Home Values
| Census Median | $172,600 |
| 39% below US avg |
| Zillow ZHVI | $173,166 |
| Median List Price | $146,999 |
Real Estate Market (Redfin)
| Median List Price | $146,999 |
| $/Sq Ft | $88 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 81.4% |
| Price Drops | 4.2% |
| Inventory | 24 |
Rental Costs
| Census Median Rent | $865 |
| 26% below US avg |
| Rent Burden | 29.5% |
HUD Fair Market Rent
| Studio | $1,312 |
| 1 Bedroom | $1,400 |
| 2 Bedrooms | $1,648 |
| 3 Bedrooms | $2,123 |
| 4 Bedrooms | $2,442 |
Ownership & Property
| Homeownership | 50.4% |
| Owner-Occupied | 50.4% |
| Renter-Occupied | 49.6% |
| Housing Units | 3,024 |
| Median Year Built | 1962 |
Property Tax
| Avg Tax (IRS) | $3,083 |
| 12% below US avg |
| Effective Rate | 1.79% |
In Frostburg, 36.6% of adults are obese, above the national rate of 32.1%. 10.8% have diabetes. Heart disease affects 5.9% of residents. 34.2% have high blood pressure. 17.0% are current smokers (above the 14.0% national rate). 16.4% report binge drinking. 28.6% are physically inactive. 27.3% report depression (above the 20.0% national average). 19.9% experience frequent mental distress. 7.9% of residents lack health insurance. The primary care physician ratio is 1:1,881. The dentist ratio is 1:1,294. 66.3% of residents have access to exercise opportunities. The food environment index is 6.7 out of 10.
Health Metrics: Frostburg vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.6% |
| 14% above US avg |
| Diabetes | 10.8% |
| Heart Disease | 5.9% |
| High Blood Pressure | 34.2% |
| Asthma | 11.6% |
| COPD | 7.8% |
| Cancer | 7.6% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 17.0% |
| 21% above US avg |
| Binge Drinking | 16.4% |
| Physical Inactivity | 28.6% |
| Depression | 27.3% |
| Mental Distress | 19.9% |
| Physical Distress | 14.0% |
| Short Sleep | 43.1% |
Healthcare Access
| Insurance Rate | 96.2% |
| Uninsured | 7.9% |
| 8% below US avg |
| Primary Care | 1:1,881 |
| Dentists | 1:1,294 |
| Mental Health | 1:246 |
| Checkup Rate | 78.4% |
| Dental Visits | 56.1% |
| Premature Death | 11,358/100K |
Food & Exercise
| Food Environment | 6.7/10 |
| Exercise Access | 66.3% |
| Healthcare Facilities | 256 |
Frostburg has a violent crime rate of 165 per 100,000 residents, 57% below the national average of 380. This breaks down to aggravated assault at 117.5 per 100,000, robbery at 47.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,798 per 100,000, 8% below the U.S. average. This includes larceny/theft at 1,340, burglary at 329, vehicle theft at 129 per 100,000 residents. The county recorded 8 fatal traffic crashes. Overall, Frostburg receives a safety grade of F.
Crime Rates: Frostburg vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 164.5/100K |
| 57% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 47.0/100K |
| Assault | 117.5/100K |
Property Crime
| Total Property | 1,797.9/100K |
| 8% below US avg |
| Burglary | 329.0/100K |
| Theft | 1,339.6/100K |
| Vehicle Theft | 129.3/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Traffic Accidents | 103 |
| Avg Accident Severity | 2.6 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Frostburg experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 26°F in January while summers reach 69°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 45.2 inches. The area receives 72.1 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 1,987 feet.
Temperature
26°F Jan (-3°C)
69°F Jul (21°C)
| Annual Average | 48.6°F |
| 10% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 69°F (21°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 1,987 ft (606 m) |
| Area | 3.3 sq mi (8.7 km²) |
| Population Density | 2,103/sq mi |
| Coordinates | 39.6505°N, 78.9268°W |
| Timezone | America/New_York |
| County | Allegany County County |
| Nearest Airport | Greater Cumberland Regional (CBE)
9 miles away |
Precipitation & Snow
Annual Rainfall
45.2"
19% above US avg
Wettest Month (May)
3.94"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 58.5 / 100 |
| Social Vulnerability | 81.2 / 100 |
| Community Resilience | 80.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Relatively Moderate |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.5 on Sep 11, 2024.
| Jul 16, 2010 |
5 km NNW of Barnesville, Maryland |
M3.6 |
137 km |
| Jun 13, 2019 |
9 km N of Blain, Pennsylvania |
M3.4 |
148 km |
| Jan 17, 2016 |
3 km NE of Ranson, West Virginia |
M3.0 |
101 km |
| Sep 11, 2024 |
4 km WNW of Claysville, Pennsylvania |
M2.5 |
141 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
192 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 4 fatalities, 127 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1998 |
EF4 |
51 km |
0 |
| May 31, 1998 |
EF3 |
17 km |
1 |
| Jun 3, 1980 |
EF3 |
85 km |
0 |
| Jul 11, 1976 |
EF3 |
92 km |
1 |
| May 19, 1967 |
EF3 |
46 km |
1 |
| Aug 25, 2023 |
EF2 |
57 km |
0 |
| Apr 19, 2019 |
EF2 |
96 km |
0 |
| Oct 2, 2018 |
EF2 |
68 km |
0 |
| Mar 23, 2011 |
EF2 |
99 km |
0 |
| Sep 17, 2004 |
EF2 |
84 km |
0 |
| Sep 17, 2004 |
EF2 |
83 km |
0 |
| Jun 2, 1998 |
EF2 |
32 km |
0 |
| Jun 2, 1998 |
EF2 |
34 km |
0 |
| Jun 2, 1998 |
EF2 |
63 km |
0 |
| Aug 15, 1997 |
EF2 |
83 km |
0 |
| Oct 1, 1986 |
EF2 |
77 km |
0 |
| May 12, 1980 |
EF2 |
92 km |
0 |
| Jun 20, 1977 |
EF2 |
57 km |
0 |
| Aug 4, 1975 |
EF2 |
90 km |
0 |
| Jul 13, 1971 |
EF2 |
78 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
17 wildfires (100+ acres) within 100 km.
Largest: WAITES RUN (5,496 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
WAITES RUN |
5,496 |
74 km |
| 2024 |
CAPON |
2,302 |
97 km |
| 2001 |
NEW CREEK MTN |
1,689 |
77 km |
| 2024 |
DOVE HOLLOW |
1,634 |
83 km |
| 2020 |
UNNAMED |
1,572 |
85 km |
| 2013 |
SMOKE HOLE FIRE |
1,436 |
93 km |
| 2019 |
DRY HOLLOW |
1,327 |
97 km |
| 2012 |
POINT 2 |
1,126 |
100 km |
| 2000 |
BRAKE RUN SHEN. MT. RD. |
1,055 |
88 km |
| 2014 |
BEAR DEN |
945 |
31 km |
| 2024 |
SPRING RUN |
847 |
83 km |
| 2024 |
GRACE MOUNTAIN |
760 |
97 km |
| 2012 |
WOLF GAP |
710 |
83 km |
| 1994 |
ELKHORN TOWER |
696 |
82 km |
| 1984 |
UNNAMED |
696 |
94 km |
| 2001 |
SOUTH BRANCH |
519 |
53 km |
| 2005 |
UNNAMED |
510 |
25 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.6 in |
Coldest |
| February |
30°F (-1°C) |
2.5 in |
Driest |
| March |
38°F (3°C) |
3.4 in |
|
| April |
48°F (9°C) |
3.5 in |
|
| May |
58°F (15°C) |
3.9 in |
Wettest |
| June |
66°F (19°C) |
3.5 in |
|
| July |
69°F (21°C) |
3.9 in |
Warmest |
| August |
69°F (21°C) |
3.5 in |
|
| September |
62°F (17°C) |
3.2 in |
|
| October |
51°F (11°C) |
2.9 in |
|
| November |
41°F (5°C) |
3.1 in |
|
| December |
32°F (0°C) |
2.9 in |
|
Frostburg has a seasonal temperature swing of 43°F / from 26°F in January to 69°F in July. Total annual precipitation is 38.9 inches, with May being the wettest month (3.9") and February the driest (2.5").
Average costs for common services in Frostburg. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$263 ($158–$420) |
| Specialist Visit |
$368 ($210–$578) |
| Urgent Care Visit |
$210 ($105–$368) |
| Emergency Room Visit |
$2,310 ($840–$5,250) |
| Dental Cleaning |
$137 ($79–$210) |
| Dental Filling |
$263 ($158–$420) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$79) |
| Oil Change (Synthetic) |
$79 ($53–$126) |
| Brake Pad Replacement |
$315 ($158–$525) |
| Tire Rotation |
$42 ($21–$79) |
| New Tires (Set of 4) |
$630 ($420–$1,050) |
| Battery Replacement |
$210 ($105–$368) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$105 ($63–$158) |
| Electrician (Per Hour) |
$95 ($53–$147) |
| HVAC Repair |
$420 ($158–$840) |
| HVAC System Install |
$7,350 ($4,200–$12,600) |
| Roof Repair |
$1,050 ($420–$2,100) |
| Roof Replacement |
$9,450 ($5,775–$15,750) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,575 ($525–$3,675) |
| Divorce (Contested) |
$15,750 ($5,250–$31,500) |
| DUI Defense |
$5,250 ($2,100–$10,500) |
| Bankruptcy (Chapter 7) |
$1,575 ($840–$3,150) |
| Will Preparation |
$525 ($210–$1,050) |
| Trust Preparation |
$2,625 ($1,050–$5,250) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$58 ($32–$105) |
| Hair Coloring (Full) |
$158 ($79–$263) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$42 ($26–$68) |
| Massage (1 Hour) |
$84 ($53–$137) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.31 ($3.15–$5.78) |
| Dozen Eggs (per dozen) |
$3.68 ($2.63–$5.25) |
| Loaf of Bread |
$3.99 ($2.63–$5.78) |
| Chicken Breast (per lb) |
$4.73 ($3.15–$6.83) |
| Ground Beef (per lb) |
$5.78 ($4.20–$7.88) |
| Rice (per lb) |
$1.05 ($0.63–$1.89) |
View all 20 services
Utilities
| Electricity (Monthly) |
$147 ($84–$263) |
| Natural Gas (Monthly) |
$74 ($32–$158) |
| Water/Sewer (Monthly) |
$74 ($42–$126) |
| Internet (Monthly) |
$74 ($42–$105) |
| Cell Phone Plan (Monthly) |
$68 ($32–$105) |
| Cable TV (Monthly) |
$89 ($53–$158) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$210 ($79–$525) |
| Car Insurance (Annual) |
$2,100 ($1,260–$3,675) |
| Bus Pass (Monthly) |
$74 ($32–$137) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.40–$26) |
| Car Registration (Annual) |
$105 ($32–$263) |
| Driver's License Renewal |
$32 ($16–$79) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,260 ($630–$2,625) |
| Daycare (Toddler, Monthly) |
$1,050 ($525–$2,100) |
| After-School Care (Monthly) |
$420 ($210–$735) |
| Tutoring (Per Hour) |
$53 ($26–$105) |
| SAT/ACT Prep Course |
$1,050 ($420–$2,625) |
| Private School (K-12, Annual) |
$13,125 ($5,250–$31,500) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$63 ($32–$105) |
| Dog Vaccination (Annual) |
$105 ($53–$210) |
| Dog Grooming |
$63 ($32–$105) |
| Pet Boarding (Per Night) |
$42 ($21–$79) |
| Dog Spay/Neuter |
$315 ($158–$525) |
| Cat Spay/Neuter |
$210 ($105–$420) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,030 |
| Toddler | $695 |
| Preschool | $695 |
| Family Childcare (monthly) |
| Infant | $647 |
| Toddler | $587 |
| Preschool | $587 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Frostburg
What is the population of Frostburg?
Frostburg has a population of 7,025 residents and is located in Maryland. The population density is 2,103 people per square mile, spread across 3.3 square miles. The median age of residents is 25.6 years, which is younger than the national median of 38.9 years. The population is 56.6% female and 43.4% male.
Is Frostburg expensive to live in?
Frostburg has a cost of living roughly in line with the national average, with an index of 105 (baseline: 100). The median household income is $51,052, 32% below the national average of $75,149. The median home value is $172,600 (39% below the U.S. median). Renters pay a median of $865 per month, below the national average of $1,163. The home price-to-income ratio is 3.4x, indicating housing is reasonably affordable relative to local income levels.
Is Frostburg safe?
Frostburg is safer than the national average, with a violent crime rate of 165 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,798 per 100,000 (below the national average). Overall, Frostburg receives a safety grade of F based on combined crime data.
What is the weather like in Frostburg?
Frostburg has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 26°F in January, while summers reach an average of 69°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 45.2 inches, with 72.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Frostburg?
Frostburg has a healthy job market with an unemployment rate of 3.3%, near the national average of 3.6%. The average weekly wage is $996. There are 1,577 business establishments in the area, including 167 restaurants and food service locations. The average commute time is 19 minutes, and 10.6% of workers work from home.
How much does housing cost in Frostburg?
The median home value in Frostburg is $172,600. Zillow estimates the typical home value at $173,166. For renters, the median monthly rent is $865. Fair market rent is $1,400 for a 1-bedroom and $1,648 for a 2-bedroom apartment. The homeownership rate is 50.4%. The average annual property tax is $3,083.
How are the schools in Frostburg?
Schools in Frostburg score 5.8 out of 10 on standardized testing, near the national average. 41.3% of adults in Frostburg hold a bachelor's degree or higher, above the national average of 33.7%. 92.6% have completed high school. 20.3% hold a graduate or professional degree.
How healthy is Frostburg?
The obesity rate in Frostburg is 36.6% (above the national rate of 32.1%). 17.0% of adults are smokers. 28.6% are physically inactive. 27.3% of residents report depression. 7.9% lack health insurance. 66.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,881.
What is transportation like in Frostburg?
The average commute in Frostburg is 19 minutes, shorter than the national average of 28 minutes. 75.3% of workers drive alone to work, and 10.6% work from home.
What are the demographics of Frostburg?
The racial and ethnic makeup of Frostburg is 82.9% White, 11.9% Black or African American, 0.8% Hispanic or Latino. 95% of residents speak only English at home, while 5% speak Spanish. 4.4% of the population are military veterans. 10.1% of residents have a disability. 96.2% have health insurance coverage.
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