Maryland
Cumberland is a small city in Maryland with a population of 18,938. Residents earn $47,819 per year, which is 36% below the national average.
Based on current data, Cumberland receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include elevated crime rates, an elevated poverty rate, below-average incomes. Cumberland offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Cumberland is $47,819, 36% below the national average of $75,149. Unemployment stands at 3.8%, indicating a healthy job market. The poverty rate of 17.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 20 minutes, shorter than most U.S. cities.
The median home value in Cumberland is $120,800, 57% below the national median — offering relatively affordable homeownership. Renters pay a median of $728 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.
With 732 violent crimes per 100,000 residents, public safety is a notable concern — this is significantly above the national average of 380. Property crime occurs at a rate of 6,413 per 100,000, 227% above the national average.
22.1% of residents hold a bachelor's degree, below the national average of 33.7%. 90.0% have completed high school. Area schools have an average test score of 5.9/10.
Cumberland experiences four distinct seasons with an average temperature of 54°F. Winters average 31°F in January while summers reach 76°F in July. Annual precipitation totals 39.2 inches, including 28.7 inches of snow. Air quality is rated Good with a median AQI of 41.
| English Only | 96.1% |
| 22% above US avg | |
| Spanish | 3.9% |
| 71% below US avg |
| Median HH Income | $47,819 |
| 36% below US avg | |
| Per Capita Income | $30,217 |
| Avg Weekly Wage | $996 |
| IRS Avg AGI | $57,857 |
| Unemployment | 3.8% |
| 6% above US avg | |
| Poverty Rate | 17.3% |
| 40% above US avg | |
| Establishments (County) | 1,577 |
| County GDP | $3,542M |
| Restaurants | 167 |
| Healthcare | 256 |
| Retail | 244 |
| Manufacturing | 47 |
| Property Tax (IRS) | $3,083 |
| 12% below US avg | |
| Effective Tax Rate | 2.55% |
| Commute Time | 19.6 min |
| Work from Home | 9.9% |
| Census Median | $120,800 |
| 57% below US avg | |
| Zillow ZHVI | $148,791 |
| Median List Price | $154,450 |
| Median List Price | $154,450 |
| $/Sq Ft | $96 |
| Homes Sold | 14 |
| Sale-to-List Ratio | 91.0% |
| Price Drops | 21.4% |
| Inventory | 112 |
| Census Median Rent | $728 |
| 37% below US avg | |
| Zillow Rent (ZORI) | $1,018 |
| Studio | $1,312 |
| 1 Bedroom | $1,400 |
| 2 Bedrooms | $1,648 |
| 3 Bedrooms | $2,123 |
| 4 Bedrooms | $2,442 |
| Owner-Occupied | 58.3% |
| Avg Tax (IRS) | $3,083 |
| 12% below US avg | |
| Effective Rate | 2.55% |
| Obesity | 38.3% |
| 19% above US avg | |
| Diabetes | 11.9% |
| Heart Disease | 6.5% |
| High Blood Pressure | 35.9% |
| Asthma | 12.1% |
| COPD | 9.4% |
| Stroke | 3.8% |
| Binge Drinking | 16.1% |
| Physical Inactivity | 32.5% |
| Depression | 28.5% |
| Mental Distress | 21.5% |
| Physical Distress | 15.7% |
| Insurance Rate | 97.0% |
| Checkup Rate | 77.7% |
| Premature Death | 11,358/100K |
| Food Environment | 6.7/10 |
| Exercise Access | 66.3% |
| Healthcare Facilities | 256 |
| Total Violent | 731.7/100K |
| 93% above US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 54.0/100K |
| Robbery | 112.9/100K |
| Assault | 564.7/100K |
| Total Property | 6,413.3/100K |
| 227% above US avg | |
| Burglary | 1,433.9/100K |
| Theft | 4,895.9/100K |
| Vehicle Theft | 83.5/100K |
| Arson | 78.6/100K |
| Fatal Crashes (County/yr) | 8 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 53.7°F |
| 1% below US avg | |
| January Average | 31°F (-1°C) |
| July Average | 76°F (24°C) |
| Annual Rainfall | 39.2 inches |
| 3% above US avg | |
| Snowfall | 28.7 inches/yr |
| AQI Median | 41.0 |
| Rating | Good |
| Elevation | 641 ft (195 m) |
| Area | 10.1 sq mi (26.2 km²) |
| Population Density | 1,870/sq mi |
| Coordinates | 39.6519°N, 78.7584°W |
| County FIPS | 24001 |
Winner: Republican by 40.3 points
| Bachelor's Degree+ | 22.1% |
| 34% below US avg | |
| High School+ | 90.0% |
| School Test Score | 5.85 |
| RUCC Code 4 | Nonmetro — Urban 20K+, adjacent |
| Population Density | 1,870/sq mi |
| Total Area | 10.1 sq mi |
| EV Charging Stations | 11 |
| Alt Fuel Stations | 13 |
| Public Libraries | 6 |
| Healthcare Facilities | 256 |
| Restaurants | 167 |
| Retail Stores | 244 |
| Fatal Crashes (County/yr) | 8 |
| Avg Commute | 19.6 min |
| Work from Home | 9.9% |