Cumberland, MD

Full City Profile · Maryland · Allegany County County

2.8 /5.0
C+ Fair
18,938 Population 1,870/sq mi density
$47,819 Median Income $30,217 per capita
$120,800 Home Value $158,708 Zillow
$728 Median Rent 31.4% income on rent
54°F Avg Temperature
454 Violent Crime/100K 3,959 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.5 / 5.0
$47,819 median income, 7.7% unemployment
A+
Affordability
5.0 / 5.0
$120,800 home value, $728/mo rent
F
Safety
1.0 / 5.0
454 violent crimes/100K (19% above avg)
C+
Education
2.8 / 5.0
22.1% bachelor's degree or higher

Cumberland, MD

At a Glance

Median Income
$47,819
36% below
$30,217 per capita
Home Value
$120,800
57% below
Zillow: $158,708
Median Rent
$728/mo
37% below
31.4% of income on rent
Violent Crime
454/100K
19% above
3,959/100K property
Bachelor's Degree+
22.1%
34% below
90.0% high school+
Unemployment
7.7%
114% above
17.3% poverty rate
Obesity Rate
38.3%
19% above
20.4% smoking rate
Avg Temperature
54°F

How Cumberland Compares to the U.S. Average

Each bar shows Cumberland's value as a percentage of the national average (100% = U.S. avg)

Income
64%
Home Value
43%
Rent
63%
Poverty
140%
Bachelor's
66%
Unemployment
214%
Crime
119%
Thin vertical line = U.S. national average (100%)

Is Cumberland a Good Place to Live?

C+
2.8 / 5.0 - Fair
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Cumberland residents earn a median household income of $47,819 , which is 36% below the national average of $75,149. Per capita income is $30,217. The unemployment rate stands at 7.7% (114% above the U.S. rate of 3.6%). 17.3% of residents live below the poverty line. The area is home to 1,577 business establishments, including 167 restaurants.

Housing & Cost of Living

The median home value in Cumberland is $120,800 , 57% below the national median of $281,900. Zillow estimates the typical home at $158,708. Median rent is $728/month, with 31.4% of renters spending more than 30% of income on housing. The cost of living index is 105.0 (100 = national average). The median home was built in 1942.

Safety & Crime

Cumberland reports 454 violent crimes per 100,000 residents , which is 19% above the national average of 380/100K. Property crime is 3,959/100K.

Education

22.1% of adults in Cumberland hold a bachelor's degree or higher (34% below the national average). 90.0% have completed high school. Local schools score 5.8/10 in standardized testing.

Climate & Weather

Cumberland has an average annual temperature of 54°F (12°C). Winters average 31°F in January while summers reach 76°F in July. Annual precipitation totals 39.2 inches.

Data Overview

People

Population18,938
Median Age41.5 yrs
Density1,870/mi²
Male / Female48% / 52%
Foreign Born1.9%
Veterans8.0%

Economy

C+
Median Income$47,819
Per Capita$30,217
Unemployment7.7%
Poverty17.3%
County GDP$3,542M
Avg Weekly Wage$996

Housing

A+
Home Value$120,800
Rent$728
Ownership58.3%
Zillow$158,708
Housing Units10,331
Rent Burden31.4%

Crime

F
Violent454/100K
Property3,959/100K

Health

Obesity38.3%
Diabetes11.9%
Smoking20.4%
Heart Disease6.5%
Premature Death11,358/100K

Climate

Avg Temp54°F
Rain39.2 in/yr
Elevation641 ft

Education

C+
Bachelor's+22.1%
High School+90.0%
Graduate+10.0%
School Score5.8/10

Community

2024 VoteR 69% / D 29%
Commute20 min
Broadband83.8%
Internet Speed75 Mbps
EV Stations11
Libraries6

Did You Know?

The median home in Cumberland was built in 1942.
The nearest airport is Greater Cumberland Regional (3 miles).
The Gini coefficient (income inequality) is 0.451 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Low" by FEMA.
23.1% of the population has a disability.
There are 167 restaurants in the area.
The county recorded 8 fatal vehicle crashes.