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Cumberland, MD

Full City Profile · Maryland · Allegany County County

3.0 /5.0
B Good
18,938 Population 1,870/sq mi density
$47,819 Median Income $30,217 per capita
$120,800 Home Value $148,791 Zillow
$728 Median Rent 31.4% income on rent
54°F Avg Temperature 302 sunny days/yr
782 Violent Crime/100K 4,498 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$47,819 median income, 3.8% unemployment
A+
Affordability
5.0 / 5.0
$120,800 home value, $728/mo rent
F
Safety
1.0 / 5.0
782 violent crimes/100K (106% above avg)
C+
Education
2.8 / 5.0
22.1% bachelor's degree or higher

Housing Overview

Median Home Value
$120,800
57% below
US avg: $281,900
Median Rent
$728/mo
37% below
US avg: $1,163/mo
Homeownership Rate
58.3%
11% below US avg (65.4%)
Total Housing Units
10,331
Median year built: 1942

Home Value by Source

Census Median
$120,800
Zillow (ZHVI)
$148,791
Median Sale Price
$146,000
Median List Price
$154,450
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

58.3%
Owner-Occupied
41.7%
Renter-Occupied
58%
42%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$1,312/mo
1 Bedroom
$1,400/mo
2 Bedroom
$1,648/mo
3 Bedroom
$2,123/mo
4 Bedroom
$2,442/mo
Census median rent: $728/mo · Zillow rent: $1,018/mo

Market Indicators (Redfin)

Median Days on Market
70 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
14
Price Drops
21.4%
of listings with price reduction
Price Per Sq Ft
$96
Active Inventory
112
homes for sale

Affordability & Housing Stock

Rent Burden
31.4%
of renters spending 30%+ of income on housing
1% above US avg (31.0%)
Median Year Built
1942
Average age of housing stock: 84 years
Homeownership Rate
58.3%

Complete Housing Data

Home Values

Census Median Value$120,800
Zillow Home Value (ZHVI)$148,791
Median Sale Price$146,000
Median List Price$154,450
Price Per Sq Ft$96

Rent

Census Median Rent$728
Zillow Rent (ZORI)$1,018
FMR Studio$1,312
FMR 1-Bedroom$1,400
FMR 2-Bedroom$1,648
FMR 3-Bedroom$2,123
FMR 4-Bedroom$2,442

Market

Days on Market70
Sale-to-List Ratio0.9%
Price Drops21.4%
Homes Sold14
Active Inventory112
Price Per Sq Ft$96

Ownership & Stock

Owner-Occupied58.3%
Renter-Occupied41.7%
Homeownership Rate58.3%
Total Housing Units10,331
Median Year Built1942
Rent Burden31.4%