Cumberland, MD
Full City Profile · Maryland · Allegany County County
3.0
/5.0
B
Good
18,938
Population
1,870/sq mi density
$47,819
Median Income
$30,217 per capita
$120,800
Home Value
$148,791 Zillow
$728
Median Rent
31.4% income on rent
54°F
Avg Temperature
302 sunny days/yr
782
Violent Crime/100K
4,498 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$47,819 median income, 3.8% unemployment
A+
Affordability
5.0 / 5.0
$120,800 home value, $728/mo rent
F
Safety
1.0 / 5.0
782 violent crimes/100K (106% above avg)
C+
Education
2.8 / 5.0
22.1% bachelor's degree or higher
Housing Overview
Median Home Value
$120,800
57% below
US avg: $281,900
Median Rent
$728/mo
37% below
US avg: $1,163/mo
Homeownership Rate
58.3%
11% below US avg (65.4%)
Total Housing Units
10,331
Median year built: 1942
Home Value by Source
Census Median
$120,800
Zillow (ZHVI)
$148,791
Median Sale Price
$146,000
Median List Price
$154,450
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
58.3%
Owner-Occupied
41.7%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,312/mo
1 Bedroom
$1,400/mo
2 Bedroom
$1,648/mo
3 Bedroom
$2,123/mo
4 Bedroom
$2,442/mo
Census median rent:
$728/mo
· Zillow rent:
$1,018/mo
Market Indicators (Redfin)
Median Days on Market
70 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
14
Price Drops
21.4%
of listings with price reduction
Price Per Sq Ft
$96
Active Inventory
112
homes for sale
Affordability & Housing Stock
Rent Burden
31.4%
of renters spending 30%+ of income on housing
1% above US avg (31.0%)
Median Year Built
1942
Average age of housing stock: 84 years
Homeownership Rate
58.3%
Complete Housing Data
Home Values
| Census Median Value | $120,800 |
| Zillow Home Value (ZHVI) | $148,791 |
| Median Sale Price | $146,000 |
| Median List Price | $154,450 |
| Price Per Sq Ft | $96 |
Rent
| Census Median Rent | $728 |
| Zillow Rent (ZORI) | $1,018 |
| FMR Studio | $1,312 |
| FMR 1-Bedroom | $1,400 |
| FMR 2-Bedroom | $1,648 |
| FMR 3-Bedroom | $2,123 |
| FMR 4-Bedroom | $2,442 |
Market
| Days on Market | 70 |
| Sale-to-List Ratio | 0.9% |
| Price Drops | 21.4% |
| Homes Sold | 14 |
| Active Inventory | 112 |
| Price Per Sq Ft | $96 |
Ownership & Stock
| Owner-Occupied | 58.3% |
| Renter-Occupied | 41.7% |
| Homeownership Rate | 58.3% |
| Total Housing Units | 10,331 |
| Median Year Built | 1942 |
| Rent Burden | 31.4% |
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