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Cumberland, MD

Full City Profile · Maryland · Allegany County County

3.0 /5.0
B Good
18,938 Population 1,870/sq mi density
$47,819 Median Income $30,217 per capita
$120,800 Home Value $148,791 Zillow
$728 Median Rent 31.4% income on rent
54°F Avg Temperature 302 sunny days/yr
782 Violent Crime/100K 4,498 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$47,819 median income, 3.8% unemployment
A+
Affordability
5.0 / 5.0
$120,800 home value, $728/mo rent
F
Safety
1.0 / 5.0
782 violent crimes/100K (106% above avg)
C+
Education
2.8 / 5.0
22.1% bachelor's degree or higher

Income Overview

Median Household Income
$47,819
36% below
US avg: $75,149
Per Capita Income
$30,217
23% below
US avg: $39,052
Unemployment Rate
3.8%
6% above
US avg: 3.6%
Poverty Rate
17.3%
40% above
US avg: 12.4%

Income Comparison: Cumberland vs. U.S. Average

Each bar shows Cumberland’s value as a percentage of the national average (100% line = U.S. avg)

Median Household
US: $75,149
$47,819
64%
Per Capita
US: $39,052
$30,217
77%
IRS Avg AGI
US: $72,000
$57,857
80%
Avg Weekly Wage
US: $1,432
$996
70%
Thin line = U.S. average (100%)

Employment & Commute

Avg Weekly Wage
$996
30% below US avg ($1,432)
Mean Commute Time
20 min
29% below US avg (28 min)
Work From Home
9.9%
35% below US avg (15.2%)
Drive Alone
74.5%
2% above US avg (73.2%)
Public Transit
0.7%
87% below US avg (5.0%)
County GDP
$3,542M
County-level GDP (BEA 2024)

How Residents Get to Work

Drive Alone 74.5%
Public Transit 0.7%
Work From Home 9.9%
Other 14.9%
Average commute time
20 minutes
US avg: 28 min

Business Landscape

Total Establishments
1,577
Restaurants
167
Healthcare
256
Retail
244
Manufacturing
47

Tax & Financial

IRS Avg Adjusted Gross Income
$57,857
20% below US avg ($72,000)
Avg Property Tax
$3,083
12% below US avg ($3,500)
Cost of Living Index
105.0
Above national average (100 = US avg)

Complete Economy Data

Income & Wages

Median Household Income$47,819
Per Capita Income$30,217
IRS Avg Adjusted Gross Income$57,857
Avg Weekly Wage$996
County GDP$3,542M

Hardship Indicators

Unemployment Rate3.8%
Poverty Rate17.3%
Gini Coefficient0.451
Cost of Living Index105.0

Commute

Mean Commute20 minutes
Drive Alone74.5%
Public Transit0.7%
Work From Home9.9%

Businesses

Total Establishments1,577
Restaurants167
Healthcare256
Retail244
Manufacturing47

Tax

IRS Avg AGI$57,857
Avg Property Tax$3,083