Median Income
$91,591
22% higher than US avg
Violent Crime
273/100K
28% lower than US avg
Bachelor's+
8.7%
74% lower than US avg
Obesity Rate
40.5%
26% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Adams Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population284
Median Age64.5 yrs
Density693/mi²
Male / Female54% / 47%
Largest GroupWhite 94%
Veterans17.3%
Economy
A+
Median Income$91,591
Per Capita$58,245
Unemployment0.0%
Poverty0.0%
County GDP$2,473M
Commute25 min
Housing
Ownership100.0%
Zillow$337,318
Housing Units241
Rent Burden22.1%
Crime
F
Violent273/100K
Property2,736/100K
Health
Obesity40.5%
Smoking18.9%
Depression27.4%
Heart Disease6.1%
Climate
Avg Temp49°F (10°C)
AQI41 (Good)
Rain38.5 in/yr
Sunny Days275/yr
Elevation953 ft (290 m)
Education
D
Bachelor's+8.7%
High School+100.0%
Graduate+3.4%
School Score5.98
Community
2024 VoteR 78% / D 21%
Commute25 min
Broadband95.5%
EV Stations3
Libraries4
Is Adams Lake a Good Place to Live?
Based on current data, Adams Lake receives an overall livability score of 2.5 out of 5.0, earning a grade of C+. Key strengths include above-average household incomes, low unemployment, low crime rates, abundant sunshine. Areas to be aware of include high obesity rates. Adams Lake has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Adams Lake is $91,591, 22% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Safety & Crime
Violent crime in Adams Lake is below the national average at 273 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,736 per 100,000, 40% above the national average.
Education
8.7% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Adams Lake experiences four distinct seasons with an average temperature of 49°F. Winters average 24°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.5 inches. Air quality is rated Good with a median AQI of 41.
Adams Lake has a population of 284 with a density of 693 people per square mile, spread across 0.4 square miles. The median age is 64.5 years, 66% older than the national median of 38.9. The gender split is 46.5% female and 53.5% male. The city is predominantly White (93.7%), with 6.3% Hispanic. English is the primary language spoken at home by 100% of residents. 17.3% of the population are veterans, above the national rate of 6.0%. 8.1% of residents have a disability (below the 13.0% national average). 95.2% have health insurance coverage.
Population
64.5yrs
Median Age
66% above US avg
Race & Ethnicity
Adams Lake vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Adams Lake vs U.S. Average
The median household income in Adams Lake is $91,591, which is 22% above the national average of $75,149. Per capita income is $58,245 (above the $39,052 national figure). The average weekly wage is $1,025, 28% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,037 business establishments, including 60 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 25 minutes. 18.9% of workers work from home (above the 15.2% national rate).
Income: Adams Lake vs U.S.
Income
| Median HH Income | $91,591 |
| 22% above US avg |
| Per Capita Income | $58,245 |
| Avg Weekly Wage | $1,025 |
| IRS Avg AGI | $73,522 |
| Gini Index | 0.407 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,037 |
| County GDP | $2,473M |
Business (County)
| Restaurants | 60 |
| Healthcare | 53 |
| Retail | 148 |
| Manufacturing | 195 |
Tax & Cost of Living
| Property Tax (IRS) | $2,763 |
| 21% below US avg |
| Cost of Living | 93.30 (100=avg) |
Commute & Transportation
| Commute Time | 24.6 min |
| Drive Alone | 81.2% |
| Public Transit | 0.0% |
| Work from Home | 18.9% |
Zillow estimates the typical home value at $337,318. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 241 total housing units in the city. The median year a home was built is 1990. The average annual property tax is $2,763 (lower than the $3,500 national average). 22.1% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 241 |
| Median Year Built | 1990 |
Property Tax
| Avg Tax (IRS) | $2,763 |
| 21% below US avg |
In Adams Lake, 40.5% of adults are obese, above the national rate of 32.1%. 11.1% have diabetes. Heart disease affects 6.1% of residents. 33.9% have high blood pressure. 18.9% are current smokers (above the 14.0% national rate). 18.3% report binge drinking. 26.3% are physically inactive. 27.4% report depression (above the 20.0% national average). 20.2% experience frequent mental distress. The primary care physician ratio is 1:4,052. The dentist ratio is 1:3,144. 30.5% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Health Metrics: Adams Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.5% |
| 26% above US avg |
| Diabetes | 11.1% |
| Heart Disease | 6.1% |
| High Blood Pressure | 33.9% |
| Asthma | 11.8% |
| COPD | 8.3% |
| Cancer | 7.4% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 18.9% |
| 35% above US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 26.3% |
| Depression | 27.4% |
| Mental Distress | 20.2% |
| Physical Distress | 14.5% |
| Short Sleep | 37.2% |
Healthcare Access
| Insurance Rate | 95.2% |
| |
| Primary Care | 1:4,052 |
| Dentists | 1:3,144 |
| Mental Health | 1:1,704 |
| Checkup Rate | 76.6% |
| Dental Visits | 55.1% |
| Premature Death | 6,290/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 30.5% |
| Healthcare Facilities | 53 |
Adams Lake has a violent crime rate of 273 per 100,000 residents, 28% below the national average of 380. Property crime stands at 2,736 per 100,000, 40% above the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Adams Lake receives a safety grade of F.
Crime Rates: Adams Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 272.6/100K |
| 28% below US avg |
| |
Property Crime
| Total Property | 2,736.3/100K |
| 40% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Adams Lake experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 24°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.5 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 953 feet.
Temperature
24°F Jan (-5°C)
72°F Jul (22°C)
| Annual Average | 49.3°F |
| 9% below US avg |
| January Average | 24°F (-5°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 953 ft (290 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 693/sq mi |
| Coordinates | 41.5500°N, 85.3295°W |
| Timezone | America/Indiana/Indianapolis |
| County | LaGrange County County |
| Nearest Airport | Fort Wayne International (FWA)
40 miles away |
Precipitation & Snow
Annual Rainfall
38.5"
1% above US avg
Wettest Month (Jun)
3.82"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 62.4 / 100 |
| Social Vulnerability | 99.2 / 100 |
| Community Resilience | 5.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
77 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
70 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
14 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
128 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
150 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
138 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
81 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
113 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
150 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
465 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 137 fatalities, 1,754 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
98 km |
4 |
| Apr 2, 1977 |
EF4 |
83 km |
0 |
| Apr 11, 1965 |
EF4 |
62 km |
31 |
| Apr 11, 1965 |
EF4 |
24 km |
23 |
| Apr 11, 1965 |
EF4 |
39 km |
21 |
| Apr 11, 1965 |
EF4 |
73 km |
36 |
| Apr 11, 1965 |
EF4 |
32 km |
5 |
| May 27, 2019 |
EF3 |
92 km |
0 |
| Aug 24, 2016 |
EF3 |
56 km |
0 |
| Oct 18, 2007 |
EF3 |
75 km |
0 |
| Oct 24, 2001 |
EF3 |
92 km |
1 |
| Mar 27, 1991 |
EF3 |
99 km |
0 |
| Mar 27, 1991 |
EF3 |
64 km |
0 |
| Mar 27, 1991 |
EF3 |
22 km |
1 |
| May 15, 1986 |
EF3 |
52 km |
0 |
| May 13, 1980 |
EF3 |
89 km |
5 |
| Apr 3, 1974 |
EF3 |
19 km |
5 |
| Apr 3, 1974 |
EF3 |
92 km |
0 |
| Nov 26, 1965 |
EF3 |
99 km |
0 |
| Apr 11, 1965 |
EF3 |
94 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
130 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-5°C) |
1.8 in |
Coldest |
| February |
25°F (-4°C) |
1.7 in |
Driest |
| March |
36°F (2°C) |
2.8 in |
|
| April |
47°F (8°C) |
3.5 in |
|
| May |
59°F (15°C) |
3.7 in |
|
| June |
68°F (20°C) |
3.8 in |
Wettest |
| July |
72°F (22°C) |
3.7 in |
Warmest |
| August |
70°F (21°C) |
3.7 in |
|
| September |
63°F (17°C) |
3.4 in |
|
| October |
51°F (11°C) |
2.6 in |
|
| November |
39°F (4°C) |
2.9 in |
|
| December |
28°F (-2°C) |
2.7 in |
|
Adams Lake has a seasonal temperature swing of 49°F / from 24°F in January to 72°F in July. Total annual precipitation is 36.3 inches, with June being the wettest month (3.8") and February the driest (1.7").
Average costs for common services in Adams Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Adams Lake
What is the population of Adams Lake?
Adams Lake has a population of 284 residents and is located in Indiana. The population density is 693 people per square mile, spread across 0.4 square miles. The median age of residents is 64.5 years, which is older than the national median of 38.9 years. The population is 46.5% female and 53.5% male.
Is Adams Lake expensive to live in?
Adams Lake is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $91,591, 22% above the national average of $75,149.
Is Adams Lake safe?
Adams Lake is safer than the national average, with a violent crime rate of 273 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,736 per 100,000 (above the national average). Overall, Adams Lake receives a safety grade of F based on combined crime data.
What is the weather like in Adams Lake?
Adams Lake has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 38.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Adams Lake?
The job market in Adams Lake is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,025. There are 1,037 business establishments in the area, including 60 restaurants and food service locations. The average commute time is 25 minutes, and 18.9% of workers work from home.
How are the schools in Adams Lake?
Schools in Adams Lake score 6 out of 10 on standardized testing, near the national average. 8.7% of adults in Adams Lake hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 3.4% hold a graduate or professional degree.
How healthy is Adams Lake?
The obesity rate in Adams Lake is 40.5% (above the national rate of 32.1%). 18.9% of adults are smokers. 26.3% are physically inactive. 27.4% of residents report depression. 30.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,052.
What is transportation like in Adams Lake?
The average commute in Adams Lake is 25 minutes, shorter than the national average of 28 minutes. 81.2% of workers drive alone to work, and 18.9% work from home.
What are the demographics of Adams Lake?
The racial and ethnic makeup of Adams Lake is 93.7% White, 6.3% Hispanic or Latino. 100% of residents speak only English at home. 17.3% of the population are military veterans. 8.1% of residents have a disability. 95.2% have health insurance coverage.
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