Median Income
$47,857
36% lower than US avg
Home Value
$134,400
52% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
6.1%
82% lower than US avg
Obesity Rate
36.2%
13% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Albany Compares to the U.S. Average (100% = U.S. avg)
People
Population150
Median Age45.8 yrs
Density37/mi²
Male / Female57% / 43%
Largest GroupWhite 87%
Veterans87.0%
Economy
A
Median Income$47,857
Per Capita$19,667
Unemployment0.0%
Poverty0.0%
County GDP$2,641M
Housing
A+
Home Value$134,400
Ownership73.3%
Zillow$238,786
Housing Units50
Rent Burden27.6%
Crime
C+
Violent0/100K
Property195/100K
Health
Obesity36.2%
Uninsured10.0%
Smoking19.1%
Depression24.6%
Heart Disease7.6%
Climate
Avg Temp64°F (18°C)
AQI45 (Good)
Rain45.3 in/yr
Sunny Days308/yr
Elevation554 ft (169 m)
Education
F
Bachelor's+6.1%
High School+86.0%
Graduate+0.0%
School Score5.38
Community
2024 VoteR 79% / D 20%
Broadband60.0%
EV Stations4
Libraries1
Is Albany a Good Place to Live?
Based on current data, Albany receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Albany offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Albany is $47,857, 36% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Albany is $134,400, 52% below the national median / offering relatively affordable homeownership. At just 2.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Albany is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 195 per 100,000, 90% below the national average.
Education
6.1% of residents hold a bachelor's degree, below the national average of 33.7%. 86.0% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Albany enjoys a moderate climate with an average annual temperature of 64°F. Winters average 43°F in January while summers reach 83°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 45.3 inches. Air quality is rated Good with a median AQI of 45.
Albany has a population of 150 with a density of 37 people per square mile, spread across 4.1 square miles. The median age is 45.8 years, 18% older than the national median of 38.9. The gender split is 42.7% female and 57.3% male. The city is predominantly White (86.7%), with 13.3% Hispanic. English is the primary language spoken at home by 100% of residents. 87.0% of the population are veterans, above the national rate of 6.0%. 36.0% of residents have a disability (above the 13.0% national average). 88.6% have health insurance coverage.
Population
45.8yrs
Median Age
18% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Albany is $47,857, which is 36% below the national average of $75,149. Per capita income is $19,667 (below the $39,052 national figure). The average weekly wage is $998, 30% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,222 business establishments, including 94 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $47,857 |
| 36% below US avg |
| Per Capita Income | $19,667 |
| Avg Weekly Wage | $998 |
| IRS Avg AGI | $60,011 |
| Gini Index | 0.463 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,222 |
| County GDP | $2,641M |
Business (County)
| Restaurants | 94 |
| Healthcare | 124 |
| Retail | 155 |
| Manufacturing | 43 |
Tax & Cost of Living
| Property Tax (IRS) | $2,752 |
| 21% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.05% |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Albany is $134,400, 52% below the national median of $281,900. Zillow estimates the typical home value at $238,786, higher than the Census estimate. Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 73.3% of housing units are owner-occupied (above the 65.4% national rate). There are 50 total housing units in the city. The median year a home was built is 1990. The average annual property tax is $2,752 (lower than the $3,500 national average). 27.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $134,400 |
| 52% below US avg |
| Zillow ZHVI | $238,786 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 73.3% |
| Owner-Occupied | 73.3% |
| Renter-Occupied | 26.7% |
| Housing Units | 50 |
| Median Year Built | 1990 |
Property Tax
| Avg Tax (IRS) | $2,752 |
| 21% below US avg |
| Effective Rate | 2.05% |
In Albany, 36.2% of adults are obese, above the national rate of 32.1%. 11.6% have diabetes. Heart disease affects 7.6% of residents, above the national average. 36.7% have high blood pressure. 19.1% are current smokers (above the 14.0% national rate). 13.4% report binge drinking. 30.6% are physically inactive, above the national average. 24.6% report depression (above the 20.0% national average). 17.6% experience frequent mental distress. 10.0% of residents lack health insurance. The primary care physician ratio is 1:2,617. The dentist ratio is 1:3,212. 37.4% of residents have access to exercise opportunities. The food environment index is 6.6 out of 10.
Health Metrics: Albany vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.2% |
| 13% above US avg |
| Diabetes | 11.6% |
| Heart Disease | 7.6% |
| High Blood Pressure | 36.7% |
| Asthma | 10.6% |
| COPD | 8.8% |
| Cancer | 7.0% |
| Stroke | 3.7% |
Behaviors & Mental Health
| Smoking | 19.1% |
| 36% above US avg |
| Binge Drinking | 13.4% |
| Physical Inactivity | 30.6% |
| Depression | 24.6% |
| Mental Distress | 17.6% |
| Physical Distress | 14.4% |
| Short Sleep | 35.3% |
Healthcare Access
| Insurance Rate | 88.6% |
| Uninsured | 10.0% |
| 16% above US avg |
| Primary Care | 1:2,617 |
| Dentists | 1:3,212 |
| Mental Health | 1:120 |
| Checkup Rate | 69.6% |
| Dental Visits | 47.4% |
| Premature Death | 12,725/100K |
Food & Exercise
| Food Environment | 6.6/10 |
| Exercise Access | 37.4% |
| Healthcare Facilities | 124 |
Albany has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 195 per 100,000, 90% below the U.S. average. The county recorded 10 fatal traffic crashes. Overall, Albany receives a safety grade of C+.
Crime Rates: Albany vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 194.9/100K |
| 90% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Albany enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winters average 43°F in January while summers reach 83°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 45.3 inches. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 554 feet.
Temperature
43°F Jan (6°C)
83°F Jul (28°C)
| Annual Average | 63.5°F |
| 18% above US avg |
| January Average | 43°F (6°C) |
| July Average | 83°F (28°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 554 ft (169 m) |
| Area | 4.1 sq mi (10.6 km²) |
| Population Density | 37/sq mi |
| Coordinates | 33.8745°N, 96.1552°W |
| Timezone | America/Chicago |
| County | Bryan County County |
| Nearest Airport | Durant Regional/Eaker Field (DUA)
14 miles away |
Precipitation & Snow
Annual Rainfall
45.3"
19% above US avg
Wettest Month (May)
5.67"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 74.6 / 100 |
| Social Vulnerability | 78.7 / 100 |
| Community Resilience | 22.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
188 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.5. Most recent: M3.1 on Aug 29, 2024.
| Sep 6, 1997 |
6 km N of Tupelo, Oklahoma |
M4.5 |
91 km |
| Apr 3, 2012 |
8 km SSW of Pittsburg, Oklahoma |
M4.1 |
88 km |
| Apr 7, 2021 |
7 km WSW of Horntown, Oklahoma |
M3.6 |
133 km |
| Jan 7, 2015 |
6 km NE of Irving, Texas |
M3.6 |
133 km |
| Apr 28, 2013 |
4 km NNW of Oakland, Oklahoma |
M3.5 |
67 km |
| Jun 8, 2004 |
6 km N of Lone Grove, Oklahoma |
M3.5 |
109 km |
| Jan 6, 2015 |
4 km ENE of Irving, Texas |
M3.5 |
135 km |
| Mar 4, 2013 |
5 km S of Tishomingo, Oklahoma |
M3.5 |
60 km |
| Aug 7, 2024 |
9 km N of Stonewall, Oklahoma |
M3.4 |
102 km |
| Sep 23, 2013 |
4 km WNW of Marietta, Oklahoma |
M3.4 |
93 km |
| Sep 30, 2012 |
4 km NW of Irving, Texas |
M3.4 |
138 km |
| Oct 20, 2002 |
8 km WSW of Lane, Oklahoma |
M3.4 |
45 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
79 km |
| Aug 27, 2009 |
7 km NNW of Francis, Oklahoma |
M3.4 |
126 km |
| Apr 2, 2015 |
5 km NNE of Irving, Texas |
M3.3 |
134 km |
| May 18, 2015 |
5 km N of Irving, Texas |
M3.3 |
134 km |
| May 16, 2019 |
3 km W of Horntown, Oklahoma |
M3.3 |
136 km |
| Sep 25, 2010 |
5 km ENE of Madill, Oklahoma |
M3.3 |
58 km |
| May 16, 2009 |
5 km NNW of Grand Prairie, Texas |
M3.3 |
144 km |
| May 31, 2002 |
15 km S of Cornish, Oklahoma |
M3.3 |
136 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
610 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 44 fatalities, 763 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 2, 1982 |
EF5 |
61 km |
0 |
| Apr 27, 2024 |
EF4 |
91 km |
1 |
| Nov 4, 2022 |
EF4 |
94 km |
0 |
| Nov 4, 2022 |
EF4 |
48 km |
0 |
| May 11, 1992 |
EF4 |
99 km |
0 |
| Apr 2, 1982 |
EF4 |
55 km |
10 |
| May 13, 1981 |
EF4 |
44 km |
0 |
| Apr 27, 1966 |
EF4 |
60 km |
0 |
| May 4, 1960 |
EF4 |
45 km |
0 |
| May 9, 1959 |
EF4 |
92 km |
7 |
| Apr 2, 1957 |
EF4 |
26 km |
3 |
| Apr 2, 1957 |
EF4 |
48 km |
2 |
| May 25, 2024 |
EF3 |
80 km |
0 |
| Apr 30, 2019 |
EF3 |
12 km |
2 |
| May 9, 2016 |
EF3 |
18 km |
0 |
| May 9, 2016 |
EF3 |
73 km |
1 |
| May 25, 2015 |
EF3 |
16 km |
1 |
| Apr 14, 2011 |
EF3 |
47 km |
2 |
| May 9, 2006 |
EF3 |
66 km |
3 |
| May 11, 1992 |
EF3 |
90 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (17,973 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
UNNAMED |
17,973 |
88 km |
| 2004 |
UNNAMED |
12,163 |
79 km |
| 2005 |
UNNAMED |
10,935 |
59 km |
| 2011 |
UNNAMED |
10,444 |
100 km |
| 2007 |
EASY TO HANDLE |
9,120 |
95 km |
| 2011 |
UNNAMED |
8,795 |
96 km |
| 2017 |
CHOCKIE FIRE |
8,574 |
85 km |
| 2005 |
PINE SPRINGS |
7,709 |
65 km |
| 2009 |
BULL |
7,241 |
100 km |
| 2006 |
MILL CREEK |
6,577 |
59 km |
| 1996 |
TURNPIKE MVD |
5,912 |
98 km |
| 2005 |
CALLISBURG |
5,797 |
86 km |
| 1994 |
UNNAMED |
5,677 |
72 km |
| 2005 |
ACHILLE |
4,958 |
20 km |
| 1996 |
CODY |
4,629 |
87 km |
| 2022 |
VALLEY X RANCH FIRE |
4,334 |
76 km |
| 2005 |
MILL CREEK |
4,277 |
79 km |
| 1994 |
UNNAMED |
4,214 |
92 km |
| 2017 |
LOST FIRE |
4,178 |
100 km |
| 2023 |
ROBSON RANCH |
4,137 |
84 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
43°F (6°C) |
2.0 in |
Coldest, Driest |
| February |
45°F (7°C) |
3.0 in |
|
| March |
54°F (12°C) |
3.7 in |
|
| April |
62°F (17°C) |
3.8 in |
|
| May |
70°F (21°C) |
5.7 in |
Wettest |
| June |
78°F (25°C) |
4.3 in |
|
| July |
83°F (28°C) |
2.7 in |
Warmest |
| August |
82°F (28°C) |
2.4 in |
|
| September |
75°F (24°C) |
4.7 in |
|
| October |
65°F (18°C) |
4.2 in |
|
| November |
53°F (12°C) |
3.5 in |
|
| December |
44°F (7°C) |
2.6 in |
|
Albany has a seasonal temperature swing of 40°F / from 43°F in January to 83°F in July. Total annual precipitation is 42.5 inches, with May being the wettest month (5.7") and January the driest (2.0").
Average costs for common services in Albany. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $901 |
| Toddler | $779 |
| Preschool | $779 |
| Family Childcare (monthly) |
| Infant | $654 |
| Toddler | $601 |
| Preschool | $601 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Albany
What is the population of Albany?
Albany has a population of 150 residents and is located in Oklahoma. The population density is 37 people per square mile, spread across 4.1 square miles. The median age of residents is 45.8 years, which is older than the national median of 38.9 years. The population is 42.7% female and 57.3% male.
Is Albany expensive to live in?
Albany is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $47,857, 36% below the national average of $75,149. The median home value is $134,400 (52% below the U.S. median). The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
Is Albany safe?
Albany is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 195 per 100,000 (below the national average). Overall, Albany receives a safety grade of C+ based on combined crime data.
What is the weather like in Albany?
Albany enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winter temperatures average 43°F in January, while summers reach an average of 83°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 45.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Albany?
The job market in Albany is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $998. There are 1,222 business establishments in the area, including 94 restaurants and food service locations.
How much does housing cost in Albany?
The median home value in Albany is $134,400. Zillow estimates the typical home value at $238,786. The homeownership rate is 73.3%. The average annual property tax is $2,752.
How are the schools in Albany?
Schools in Albany score 5.4 out of 10 on standardized testing, near the national average. 6.1% of adults in Albany hold a bachelor's degree or higher, below the national average of 33.7%. 86.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Albany?
The obesity rate in Albany is 36.2% (above the national rate of 32.1%). 19.1% of adults are smokers. 30.6% are physically inactive. 24.6% of residents report depression. 10.0% lack health insurance (above the national rate). 37.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,617.
What are the demographics of Albany?
The racial and ethnic makeup of Albany is 86.7% White, 13.3% Hispanic or Latino. 100% of residents speak only English at home. 87.0% of the population are military veterans. 36.0% of residents have a disability. 88.6% have health insurance coverage.
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