Median Income
$66,852
11% lower than US avg
Home Value
$164,400
42% lower than US avg
Violent Crime
161/100K
58% lower than US avg
Bachelor's+
17.4%
48% lower than US avg
Median Rent
$960
17% lower than US avg
Obesity Rate
37.0%
15% higher than US avg
Unemployment
2.3%
36% lower than US avg
Poverty Rate
6.6%
47% lower than US avg
How Arcadia Compares to the U.S. Average (100% = U.S. avg)
People
Population1,696
Median Age32.8 yrs
Density3,084/mi²
Male / Female56% / 44%
Largest GroupWhite 78%
Veterans6.3%
Economy
A
Median Income$66,852
Per Capita$28,713
Unemployment2.3%
Poverty6.6%
County GDP$31,641M
Commute27 min
Housing
A+
Home Value$164,400
Rent$960
Ownership66.3%
Zillow$298,828
Housing Units628
Rent Burden19.7%
Crime
F
Violent161/100K
Property1,891/100K
Health
Obesity37.0%
Uninsured8.1%
Smoking16.1%
Depression27.1%
Heart Disease5.8%
Climate
Avg Temp51°F (11°C)
AQI41 (Good)
Rain42.4 in/yr
Sunny Days275/yr
Elevation856 ft (261 m)
Education
C
Bachelor's+17.4%
High School+92.4%
Graduate+5.0%
School Score7.58
Community
2024 VoteR 52% / D 46%
Commute27 min
Broadband88.0%
EV Stations5
Libraries9
Is Arcadia a Good Place to Live?
Based on current data, Arcadia receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Arcadia offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Arcadia is $66,852, 11% below the national average of $75,149. The job market is very strong with unemployment at just 2.3%. Only 6.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Arcadia is $164,400, 42% below the national median / offering relatively affordable homeownership. Renters pay a median of $960 per month, below the national average / a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Arcadia is below the national average at 161 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,891 per 100,000, near the national average.
Education
17.4% of residents hold a bachelor's degree, below the national average of 33.7%. 92.4% have completed high school. Local schools score 7.6/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Arcadia experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.4 inches. Air quality is rated Good with a median AQI of 41.
Arcadia has a population of 1,696 with a density of 3,084 people per square mile, spread across 0.6 square miles. The median age is 32.8 years, 16% younger than the national median of 38.9. The gender split is 44.3% female and 55.7% male. The city is predominantly White (77.9%), with 1.3% Hispanic, 1.2% Black. English is the primary language spoken at home by 84.2% of residents, while 15.8% speak Spanish. 6.3% of the population are veterans. 14.5% of residents have a disability. 93.5% have health insurance coverage.
Population
32.8yrs
Median Age
16% below US avg
Language Spoken at Home
English Only
84.2%
7% above US avg
Spanish
15.8%
18% above US avg
The median household income in Arcadia is $66,852, which is 11% below the national average of $75,149. Per capita income is $28,713 (below the $39,052 national figure). The average weekly wage is $1,438. The unemployment rate is 2.3% (below the 3.6% US average). 6.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 12,788 business establishments, including 804 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 13.2% of workers work from home.
Income
| Median HH Income | $66,852 |
| 11% below US avg |
| Per Capita Income | $28,713 |
| Avg Weekly Wage | $1,438 |
| IRS Avg AGI | $148,265 |
| Gini Index | 0.439 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.3% |
| 36% below US avg |
| Poverty Rate | 6.6% |
| 47% below US avg |
| Establishments (County) | 12,788 |
| County GDP | $31,641M |
Business (County)
| Restaurants | 804 |
| Healthcare | 1,310 |
| Retail | 910 |
| Manufacturing | 194 |
Tax & Cost of Living
| Property Tax (IRS) | $6,284 |
| 80% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.82% |
Commute & Transportation
| Commute Time | 27.1 min |
| Drive Alone | 80.4% |
| Public Transit | 0.0% |
| Work from Home | 13.2% |
The median home value in Arcadia is $164,400, 42% below the national median of $281,900. Zillow estimates the typical home value at $298,828, higher than the Census estimate. Homes sell for 92.6% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $960 (17% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 66.3% of housing units are owner-occupied. There are 628 total housing units in the city. The median year a home was built is 1963. The average annual property tax is $6,284 (higher than the $3,500 national average). 19.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.5x, well within the affordable range.
Home Values
| Census Median | $164,400 |
| 42% below US avg |
| Zillow ZHVI | $298,828 |
| Median List Price | $224,950 |
Real Estate Market (Redfin)
| Median List Price | $224,950 |
| $/Sq Ft | $150 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 92.6% |
| Price Drops | 50.0% |
| Inventory | 2 |
Rental Costs
| Census Median Rent | $960 |
| 17% below US avg |
| Rent Burden | 19.7% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 66.3% |
| Owner-Occupied | 66.3% |
| Renter-Occupied | 33.7% |
| Housing Units | 628 |
| Median Year Built | 1963 |
Property Tax
| Avg Tax (IRS) | $6,284 |
| 80% above US avg |
| Effective Rate | 3.82% |
In Arcadia, 37.0% of adults are obese, above the national rate of 32.1%. 10.3% have diabetes. Heart disease affects 5.8% of residents. 33.1% have high blood pressure. 16.1% are current smokers. 17.9% report binge drinking. 21.7% are physically inactive. 27.1% report depression (above the 20.0% national average). 18.6% experience frequent mental distress. 8.1% of residents lack health insurance. The primary care physician ratio is 1:721. The dentist ratio is 1:1,347. 93.0% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Arcadia vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.0% |
| 15% above US avg |
| Diabetes | 10.3% |
| Heart Disease | 5.8% |
| High Blood Pressure | 33.1% |
| Asthma | 11.7% |
| COPD | 7.2% |
| Cancer | 7.6% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 16.1% |
| 15% above US avg |
| Binge Drinking | 17.9% |
| Physical Inactivity | 21.7% |
| Depression | 27.1% |
| Mental Distress | 18.6% |
| Physical Distress | 12.7% |
| Short Sleep | 35.0% |
Healthcare Access
| Insurance Rate | 93.5% |
| Uninsured | 8.1% |
| 6% below US avg |
| Primary Care | 1:721 |
| Dentists | 1:1,347 |
| Mental Health | 1:502 |
| Checkup Rate | 78.0% |
| Dental Visits | 63.0% |
| Premature Death | 4,761/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 93.0% |
| Healthcare Facilities | 1,310 |
Arcadia has a violent crime rate of 161 per 100,000 residents, 58% below the national average of 380. Property crime stands at 1,891 per 100,000, 4% below the U.S. average. The county recorded 17 fatal traffic crashes. Overall, Arcadia receives a safety grade of F.
Crime Rates: Arcadia vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 161.0/100K |
| 58% below US avg |
| |
Property Crime
| Total Property | 1,891.4/100K |
| 4% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 17 |
| Traffic Accidents | 22 |
| Avg Accident Severity | 2.6 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Arcadia experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.4 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 856 feet.
Temperature
26°F Jan (-3°C)
73°F Jul (23°C)
| Annual Average | 51.2°F |
| 5% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 856 ft (261 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 3,084/sq mi |
| Coordinates | 40.1742°N, 86.0210°W |
| Timezone | America/Indiana/Indianapolis |
| County | Hamilton County County |
| Nearest Airport | Delaware County Regional (MIE)
33 miles away |
Precipitation & Snow
Annual Rainfall
42.4"
12% above US avg
Wettest Month (Jul)
4.29"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0476 ppm |
| PM2.5 (Fine Particles) | 9.2 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 88.8 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 93.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
10 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.8 on Jun 17, 2021.
| Jun 17, 2021 |
Illinois-Indiana border region |
M3.8 |
114 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
70 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
83 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
77 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
88 km |
| Dec 16, 1996 |
3 km NNE of Terre Haute, Indiana |
M3.1 |
140 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
104 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
140 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
137 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
129 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
630 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 78 fatalities, 1,772 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 11, 1998 |
EF4 |
44 km |
0 |
| Apr 26, 1994 |
EF4 |
86 km |
3 |
| Jul 9, 1980 |
EF4 |
77 km |
2 |
| Mar 20, 1976 |
EF4 |
89 km |
0 |
| Apr 3, 1974 |
EF4 |
65 km |
1 |
| Apr 3, 1974 |
EF4 |
57 km |
0 |
| May 14, 1972 |
EF4 |
45 km |
0 |
| Apr 11, 1965 |
EF4 |
69 km |
4 |
| Apr 11, 1965 |
EF4 |
74 km |
28 |
| Apr 11, 1965 |
EF4 |
40 km |
25 |
| Apr 11, 1965 |
EF4 |
71 km |
0 |
| Apr 25, 1961 |
EF4 |
69 km |
0 |
| Mar 6, 1956 |
EF4 |
58 km |
1 |
| Mar 14, 2024 |
EF3 |
76 km |
1 |
| Mar 31, 2023 |
EF3 |
71 km |
0 |
| Mar 31, 2023 |
EF3 |
50 km |
0 |
| May 27, 2019 |
EF3 |
90 km |
0 |
| May 27, 2019 |
EF3 |
70 km |
0 |
| Aug 24, 2016 |
EF3 |
35 km |
0 |
| Nov 17, 2013 |
EF3 |
72 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: UNNAMED (1,102 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
1,102 |
95 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.1 in |
Coldest, Driest |
| February |
28°F (-2°C) |
2.1 in |
|
| March |
39°F (4°C) |
3.2 in |
|
| April |
50°F (10°C) |
3.9 in |
|
| May |
61°F (16°C) |
4.0 in |
|
| June |
70°F (21°C) |
3.7 in |
|
| July |
73°F (23°C) |
4.3 in |
Warmest, Wettest |
| August |
71°F (22°C) |
3.7 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.8 in |
|
| November |
41°F (5°C) |
3.3 in |
|
| December |
30°F (-1°C) |
3.1 in |
|
Arcadia has a seasonal temperature swing of 48°F / from 26°F in January to 73°F in July. Total annual precipitation is 39.1 inches, with July being the wettest month (4.3") and January the driest (2.1").
Average costs for common services in Arcadia. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Arcadia
What is the population of Arcadia?
Arcadia has a population of 1,696 residents and is located in Indiana. The population density is 3,084 people per square mile, spread across 0.6 square miles. The median age of residents is 32.8 years, which is younger than the national median of 38.9 years. The population is 44.3% female and 55.7% male.
Is Arcadia expensive to live in?
Arcadia is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $66,852, 11% below the national average of $75,149. The median home value is $164,400 (42% below the U.S. median). Renters pay a median of $960 per month, below the national average of $1,163. The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.
Is Arcadia safe?
Arcadia is safer than the national average, with a violent crime rate of 161 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,891 per 100,000 (below the national average). Overall, Arcadia receives a safety grade of F based on combined crime data.
What is the weather like in Arcadia?
Arcadia has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 42.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Arcadia?
The job market in Arcadia is very strong, with unemployment at just 2.3% / well below the national rate of 3.6%. The average weekly wage is $1,438. There are 12,788 business establishments in the area, including 804 restaurants and food service locations. The average commute time is 27 minutes, and 13.2% of workers work from home.
How much does housing cost in Arcadia?
The median home value in Arcadia is $164,400. Zillow estimates the typical home value at $298,828. For renters, the median monthly rent is $960. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 66.3%. The average annual property tax is $6,284.
How are the schools in Arcadia?
Schools in Arcadia perform well, with an average test score of 7.6 out of 10 / above the national benchmark. 17.4% of adults in Arcadia hold a bachelor's degree or higher, below the national average of 33.7%. 92.4% have completed high school. 5.0% hold a graduate or professional degree.
How healthy is Arcadia?
The obesity rate in Arcadia is 37.0% (above the national rate of 32.1%). 16.1% of adults are smokers. 21.7% are physically inactive. 27.1% of residents report depression. 8.1% lack health insurance. 93.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:721.
What is transportation like in Arcadia?
The average commute in Arcadia is 27 minutes. 80.4% of workers drive alone to work, and 13.2% work from home.
What are the demographics of Arcadia?
The racial and ethnic makeup of Arcadia is 77.9% White, 1.2% Black or African American, 1.3% Hispanic or Latino. 84.2% of residents speak only English at home, while 15.8% speak Spanish. 6.3% of the population are military veterans. 14.5% of residents have a disability. 93.5% have health insurance coverage.
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