Median Income
$52,199
31% lower than US avg
Home Value
$125,300
56% lower than US avg
Violent Crime
292/100K
23% lower than US avg
Bachelor's+
24.6%
27% lower than US avg
Median Rent
$859
26% lower than US avg
Obesity Rate
31.0%
3% lower than US avg
Unemployment
4.7%
31% higher than US avg
Poverty Rate
14.7%
19% higher than US avg
How Ashland Compares to the U.S. Average (100% = U.S. avg)
People
Population21,405
Median Age41.1 yrs
Density1,993/mi²
Male / Female48% / 53%
Largest GroupWhite 92%
Veterans8.0%
Economy
B
Median Income$52,199
Per Capita$30,936
Unemployment4.7%
Poverty14.7%
County GDP$3,758M
Commute21 min
Housing
A+
Home Value$125,300
Rent$859
Ownership59.9%
Zillow$121,586
Housing Units10,643
Rent Burden28.9%
Crime
F
Violent292/100K
Property3,659/100K
Murder14.8/100K
Assault153/100K
Burglary475/100K
Health
Obesity31.0%
UninsuredN/A
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain46.7 in/yr
Sunny Days293/yr
Elevation668 ft (204 m)
Education
C+
Bachelor's+24.6%
High School+91.0%
Graduate+13.3%
School Score5.46
Community
2024 VoteR 69% / D 30%
Commute21 min
Broadband86.7%
EV Stations3
Libraries3
Is Ashland a Good Place to Live?
Based on current data, Ashland receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include below-average incomes. Ashland offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Ashland is $52,199, 31% below the national average of $75,149. Unemployment stands at 4.7%, indicating a healthy job market. 14.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Ashland is $125,300, 56% below the national median / offering relatively affordable homeownership. Renters pay a median of $859 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Ashland is below the national average at 292 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,659 per 100,000, 87% above the national average.
Education
24.6% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Ashland experiences four distinct seasons with an average temperature of 54°F. Winters average 31°F in January while summers reach 75°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 46.7 inches. Air quality is rated Good with a median AQI of 41.
Ashland has a population of 21,405 with a density of 1,993 people per square mile, spread across 10.8 square miles. The median age is 41.1 years, 6% older than the national median of 38.9. The gender split is 52.5% female and 47.5% male. The city is predominantly White (92%), with 1.5% Black. English is the primary language spoken at home by 96.4% of residents. 8.0% of the population are veterans, above the national rate of 6.0%. 23.6% of residents have a disability (above the 13.0% national average). 93.5% have health insurance coverage.
Population
41.1yrs
Median Age
6% above US avg
Language Spoken at Home
English Only
96.4%
23% above US avg
Spanish
3.6%
73% below US avg
The median household income in Ashland is $52,199, which is 31% below the national average of $75,149. Per capita income is $30,936 (below the $39,052 national figure). The average weekly wage is $1,139, 20% lower than the U.S. average. The unemployment rate is 4.7% (above the 3.6% US average). 14.7% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,796 business establishments, including 131 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 7.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $52,199 |
| 31% below US avg |
| Per Capita Income | $30,936 |
| Avg Weekly Wage | $1,139 |
| IRS Avg AGI | $63,553 |
| Gini Index | 0.463 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.7% |
| 31% above US avg |
| Poverty Rate | 14.7% |
| 19% above US avg |
| Establishments (County) | 1,796 |
| County GDP | $3,758M |
Business (County)
| Restaurants | 131 |
| Healthcare | 156 |
| Retail | 223 |
| Manufacturing | 38 |
Tax & Cost of Living
| Property Tax (IRS) | $3,902 |
| 11% above US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 3.11% |
Commute & Transportation
| Commute Time | 20.8 min |
| Drive Alone | 74.2% |
| Public Transit | 0.3% |
| Work from Home | 7.0% |
The median home value in Ashland is $125,300, 56% below the national median of $281,900. Zillow estimates the typical home value at $121,586. Homes sell for 94.4% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $859 (26% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 59.9% of housing units are owner-occupied. There are 10,643 total housing units in the city. The median year a home was built is 1964. The average annual property tax is $3,902. 28.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $125,300 |
| 56% below US avg |
| Zillow ZHVI | $121,586 |
| Median List Price | $135,000 |
Real Estate Market (Redfin)
| Median List Price | $135,000 |
| $/Sq Ft | $79 |
| Homes Sold | 13 |
| Sale-to-List Ratio | 94.4% |
| Price Drops | 25.9% |
| Inventory | 58 |
Rental Costs
| Census Median Rent | $859 |
| 26% below US avg |
| Rent Burden | 28.9% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 59.9% |
| Owner-Occupied | 59.9% |
| Renter-Occupied | 40.1% |
| Housing Units | 10,643 |
| Median Year Built | 1964 |
Property Tax
| Avg Tax (IRS) | $3,902 |
| 11% above US avg |
| Effective Rate | 3.11% |
In Ashland, 31.0% of adults are obese, below the national rate of 32.1%. The primary care physician ratio is 1:998. The dentist ratio is 1:1,375. 64.2% of residents have access to exercise opportunities. The food environment index is 6.3 out of 10.
Health Metrics: Ashland vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.0% |
| 3% below US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 93.5% |
| |
| Primary Care | 1:998 |
| Dentists | 1:1,375 |
| Mental Health | 1:128 |
| Dental Visits | 57.8% |
| Premature Death | 13,628/100K |
Food & Exercise
| Food Environment | 6.3/10 |
| Exercise Access | 64.2% |
| Healthcare Facilities | 156 |
Ashland has a violent crime rate of 292 per 100,000 residents, 23% below the national average of 380. This breaks down to aggravated assault at 153.3 per 100,000, robbery at 69.2, rape at 54.4. The murder rate is 14.8 per 100,000 (above the national rate of 6.3). Property crime stands at 3,659 per 100,000, 87% above the U.S. average. This includes larceny/theft at 3,007, burglary at 475, vehicle theft at 178 per 100,000 residents. The county recorded 2 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Ashland receives a safety grade of F.
Crime Rates: Ashland vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 291.8/100K |
| 23% below US avg |
| Murder | 14.8/100K |
| 136% above US avg |
| Rape | 54.4/100K |
| Robbery | 69.2/100K |
| Assault | 153.3/100K |
Property Crime
| Total Property | 3,659.4/100K |
| 87% above US avg |
| Burglary | 474.7/100K |
| Theft | 3,006.6/100K |
| Vehicle Theft | 178.0/100K |
| Arson | 9.9/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Traffic Accidents | 20 |
| Avg Accident Severity | 2.3 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Ashland experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 31°F in January while summers reach 75°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 46.7 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 668 feet.
Temperature
31°F Jan (-0°C)
75°F Jul (24°C)
| Annual Average | 53.8°F |
| 0% below US avg |
| January Average | 31°F (-0°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 668 ft (204 m) |
| Area | 10.8 sq mi (27.9 km²) |
| Population Density | 1,993/sq mi |
| Coordinates | 38.4595°N, 82.6451°W |
| Timezone | America/New_York |
| County | Boyd County County |
| Nearest Airport | Greater Portsmouth Regional (PMH) 28 miles away |
Precipitation & Snow
Annual Rainfall
46.7"
23% above US avg
Wettest Month (Jul)
4.80"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0465 ppm |
| NO₂ (Nitrogen Dioxide) | 9.0 ppb |
| SO₂ (Sulfur Dioxide) | 0.60 ppb |
| PM2.5 (Fine Particles) | 8.1 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 74.9 / 100 |
| Social Vulnerability | 58.8 / 100 |
| Community Resilience | 58.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively High |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Very Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
27 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.8 on Feb 3, 2025.
| Feb 19, 1995 |
8 km SSE of Rocky Fork Point, Ohio |
M3.6 |
103 km |
| Nov 20, 2013 |
2 km SW of Buchtel, Ohio |
M3.5 |
116 km |
| May 24, 2017 |
1 km S of McArthur, Ohio |
M3.4 |
87 km |
| Apr 24, 2009 |
7 km ENE of Rio Grande, Ohio |
M3.4 |
57 km |
| Sep 8, 1990 |
5 km N of Owingsville, Kentucky |
M3.3 |
102 km |
| Feb 3, 2025 |
2 km NNW of Oak Hill, Ohio |
M3.1 |
52 km |
| Jun 28, 1991 |
4 km ENE of Pratt, West Virginia |
M3.0 |
117 km |
| Apr 25, 2020 |
2 km SE of South Shore, Kentucky |
M2.9 |
37 km |
| May 6, 2002 |
3 km SE of Racine, Ohio |
M2.8 |
85 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
108 km |
| Feb 3, 2025 |
0 km NE of Reno, Ohio |
M2.8 |
149 km |
| Jun 21, 2017 |
1 km SW of Pratt, West Virginia |
M2.7 |
113 km |
| May 11, 2015 |
5 km ESE of Maysville, Kentucky |
M2.6 |
92 km |
| Feb 11, 2015 |
8 km SE of Richmond Dale, Ohio |
M2.6 |
77 km |
| Mar 16, 2012 |
7 km SE of Alum Creek, West Virginia |
M2.6 |
82 km |
| Jun 6, 2014 |
13 km NNE of Sissonville, West Virginia |
M2.6 |
94 km |
| Oct 2, 1998 |
10 km NE of Sylvester, West Virginia |
M2.6 |
112 km |
| Mar 8, 2016 |
0 km N of Thurman, Ohio |
M2.6 |
52 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
117 km |
| Jun 20, 2017 |
10 km N of Hyden, Kentucky |
M2.6 |
148 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
154 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 9 fatalities, 160 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 23, 1968 |
EF5 |
30 km |
7 |
| May 10, 2003 |
EF3 |
95 km |
0 |
| Apr 3, 1974 |
EF3 |
92 km |
1 |
| Apr 23, 1968 |
EF3 |
39 km |
0 |
| May 7, 1967 |
EF3 |
93 km |
0 |
| Apr 8, 1965 |
EF3 |
54 km |
0 |
| Apr 8, 1965 |
EF3 |
10 km |
0 |
| Apr 2, 2024 |
EF2 |
71 km |
0 |
| Apr 2, 2024 |
EF2 |
22 km |
0 |
| Apr 2, 2024 |
EF2 |
73 km |
0 |
| Jul 4, 2016 |
EF2 |
40 km |
0 |
| Mar 2, 2012 |
EF2 |
85 km |
1 |
| Feb 29, 2012 |
EF2 |
91 km |
0 |
| May 8, 2002 |
EF2 |
52 km |
0 |
| Jun 15, 2000 |
EF2 |
39 km |
0 |
| May 18, 1995 |
EF2 |
82 km |
0 |
| Jun 16, 1982 |
EF2 |
61 km |
0 |
| Jul 12, 1980 |
EF2 |
43 km |
0 |
| Sep 29, 1972 |
EF2 |
72 km |
0 |
| Apr 23, 1968 |
EF2 |
45 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BRUSHY (61,231 ac, 1987).
| Year |
Name |
Acres |
Distance |
| 1987 |
BRUSHY |
61,231 |
75 km |
| 1987 |
UNNAMED |
38,312 |
76 km |
| 1991 |
JENNINGS CREEK |
29,308 |
70 km |
| 1987 |
UNNAMED |
27,317 |
86 km |
| 1991 |
WHITE OAK BRANCH |
25,550 |
89 km |
| 1987 |
UNNAMED |
21,562 |
63 km |
| 1987 |
UNNAMED |
20,994 |
79 km |
| 1987 |
RUCKERS BRANCH |
14,744 |
89 km |
| 1987 |
UNNAMED |
14,554 |
66 km |
| 1991 |
UNNAMED |
14,264 |
87 km |
| 1987 |
UNNAMED |
13,124 |
96 km |
| 1991 |
ROCK HOUSE BRANCH |
13,056 |
82 km |
| 1991 |
LEFT FORK |
10,196 |
97 km |
| 1991 |
UNNAMED |
10,183 |
67 km |
| 1995 |
UNNAMED |
10,148 |
77 km |
| 1991 |
CANE ROCK |
9,017 |
80 km |
| 1987 |
PINE CREEK |
8,864 |
96 km |
| 2001 |
UNNAMED |
8,287 |
91 km |
| 1987 |
UNNAMED |
7,281 |
86 km |
| 1987 |
MILL CREEK ROAD |
7,029 |
52 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
31°F (-0°C) |
3.0 in |
Coldest |
| February |
35°F (2°C) |
3.0 in |
|
| March |
44°F (7°C) |
3.7 in |
|
| April |
54°F (12°C) |
3.5 in |
|
| May |
63°F (17°C) |
4.3 in |
|
| June |
71°F (22°C) |
3.9 in |
|
| July |
75°F (24°C) |
4.8 in |
Warmest, Wettest |
| August |
74°F (23°C) |
3.9 in |
|
| September |
68°F (20°C) |
3.0 in |
|
| October |
56°F (13°C) |
2.9 in |
Driest |
| November |
45°F (7°C) |
3.4 in |
|
| December |
36°F (2°C) |
3.5 in |
|
Ashland has a seasonal temperature swing of 44°F / from 31°F in January to 75°F in July. Total annual precipitation is 42.9 inches, with July being the wettest month (4.8") and October the driest (2.9").
Average costs for common services in Ashland. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135–$361) |
| Specialist Visit |
$316 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$316) |
| Emergency Room Visit |
$1,984 ($722–$4,510) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$226 ($135–$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$271 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($361–$902) |
| Battery Replacement |
$180 ($90–$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$361 ($135–$722) |
| HVAC System Install |
$6,314 ($3,608–$10,824) |
| Roof Repair |
$902 ($361–$1,804) |
| Roof Replacement |
$8,118 ($4,961–$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451–$3,157) |
| Divorce (Contested) |
$13,530 ($4,510–$27,060) |
| DUI Defense |
$4,510 ($1,804–$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722–$2,706) |
| Will Preparation |
$451 ($180–$902) |
| Trust Preparation |
$2,255 ($902–$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$226) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71–$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26–$4.51) |
| Loaf of Bread |
$3.43 ($2.26–$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61–$6.77) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$226) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,804 ($1,082–$3,157) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22–$23) |
| Car Registration (Annual) |
$90 ($27–$226) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541–$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451–$1,804) |
| After-School Care (Monthly) |
$361 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$902 ($361–$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510–$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$271 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $465 |
| Toddler | $464 |
| Preschool | $464 |
| Family Childcare (monthly) |
| Infant | $359 |
| Toddler | $359 |
| Preschool | $359 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Ashland
What is the population of Ashland?
Ashland has a population of 21,405 residents and is located in Kentucky. The population density is 1,993 people per square mile, spread across 10.8 square miles. The median age of residents is 41.1 years, which is older than the national median of 38.9 years. The population is 52.5% female and 47.5% male.
Is Ashland expensive to live in?
Ashland is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $52,199, 31% below the national average of $75,149. The median home value is $125,300 (56% below the U.S. median). Renters pay a median of $859 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Ashland safe?
Ashland is safer than the national average, with a violent crime rate of 292 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,659 per 100,000 (above the national average). Overall, Ashland receives a safety grade of F based on combined crime data.
What is the weather like in Ashland?
Ashland has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 31°F in January, while summers reach an average of 75°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 46.7 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Ashland?
Ashland has a healthy job market with an unemployment rate of 4.7%, near the national average of 3.6%. The average weekly wage is $1,139. There are 1,796 business establishments in the area, including 131 restaurants and food service locations. The average commute time is 21 minutes, and 7.0% of workers work from home.
How much does housing cost in Ashland?
The median home value in Ashland is $125,300. Zillow estimates the typical home value at $121,586. For renters, the median monthly rent is $859. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 59.9%. The average annual property tax is $3,902.
How are the schools in Ashland?
Schools in Ashland score 5.5 out of 10 on standardized testing, near the national average. 24.6% of adults in Ashland hold a bachelor's degree or higher, below the national average of 33.7%. 91.0% have completed high school. 13.3% hold a graduate or professional degree.
How healthy is Ashland?
The obesity rate in Ashland is 31.0% (below the national rate of 32.1%). 64.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:998.
What is transportation like in Ashland?
The average commute in Ashland is 21 minutes, shorter than the national average of 28 minutes. 74.2% of workers drive alone to work, and 7.0% work from home.
What are the demographics of Ashland?
The racial and ethnic makeup of Ashland is 92% White, 1.5% Black or African American, 0.7% Hispanic or Latino. 96.4% of residents speak only English at home, while 3.6% speak Spanish. 8.0% of the population are military veterans. 23.6% of residents have a disability. 93.5% have health insurance coverage.