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Banner, IL

Illinois

Banner is a small town in Illinois with a population of 148. Residents earn $36,250 per year, which is 52% below the national average.

2.9 /5.0
C+ Fair
148 Population 115/sq mi density
$36,250 Median Income $21,418 per capita
$90,000 Home Value
$708 Median Rent 43.8% income on rent
53°F Avg Temperature 275 sunny days/yr
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
C
Economy
2.2 / 5.0
$36,250 median income, 4.1% unemployment
A+
Affordability
5.0 / 5.0
$90,000 home value, $708/mo rent
F
Education
1.4 / 5.0
4.4% bachelor's degree or higher
Median Income $36,250
52% lower than US avg
Home Value $90,000
68% lower than US avg
Bachelor's+ 4.4%
87% lower than US avg
Median Rent $708
39% lower than US avg
Obesity Rate 38.7%
21% higher than US avg
Unemployment 4.1%
14% higher than US avg
Poverty Rate 32.6%
163% higher than US avg

How Banner Compares to the U.S. Average (100% = U.S. avg)

People

Population148
Median Age52.6 yrs
Density115/mi²
Male / Female49% / 51%
Largest GroupWhite 95%
Veterans16.8%

Economy

C
Median Income$36,250
Per Capita$21,418
Unemployment4.1%
Poverty32.6%
County GDP$634M
Commute47 min

Housing

A+
Home Value$90,000
Rent$708
OwnershipN/A
Housing Units76
Rent Burden43.8%

Health

Obesity38.7%
Uninsured8.1%
Smoking16.8%
Depression25.1%
Heart Disease5.8%

Climate

Avg Temp53°F (12°C)
AQI43 (Good)
Rain37.6 in/yr
Sunny Days275/yr
Elevation482 ft (147 m)

Education

F
Bachelor's+4.4%
High School+92.9%
Graduate+0.9%
School Score5.34

Community

2024 VoteR 70% / D 28%
Commute47 min
Broadband63.0%
Libraries3

Is Banner a Good Place to Live?

Based on current data, Banner receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, long commute times. Banner has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Banner is $36,250, 52% below the national average of $75,149. Unemployment stands at 4.1%, indicating a healthy job market. The poverty rate of 32.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 47 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Banner is $90,000, 68% below the national median — offering relatively affordable homeownership. Renters pay a median of $708 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.

Education

4.4% of residents hold a bachelor's degree, below the national average of 33.7%. 92.9% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Banner experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.6 inches, including 26.2 inches of snow. Air quality is rated Good with a median AQI of 43.

Banner has a population of 148 with a density of 115 people per square mile. The median age is 52.6 years, 35% older than the national median of 38.9. The city is predominantly White (94.6%), with 4.1% Hispanic.

Population

148
Total Population
115
People / sq mi
52.6yrs
Median Age
35% above US avg
1.3mi²
Land Area

Gender Distribution

Male 48.6%
Female 51.4%

Race & Ethnicity

Banner vs U.S. Average

Language Spoken at Home

English Only98.7%
26% above US avg
Spanish1.3%
90% below US avg

Social Characteristics

Banner vs U.S. Average

The median household income in Banner is $36,250, which is 52% below the national average of $75,149. The unemployment rate is 4.1% (above the 3.6% US average). 32.6% of residents live below the poverty line. Workers commute an average of 47 minutes.

Income: Banner vs U.S.

Commute Mode

Income

Median HH Income$36,250
52% below US avg
Per Capita Income$21,418
Avg Weekly Wage$813
IRS Avg AGI$63,475

Employment & Poverty

Unemployment4.1%
14% above US avg
Poverty Rate32.6%
163% above US avg
Establishments (County)298
County GDP$634M

Business (County)

Restaurants34
Healthcare24
Retail44
Manufacturing10

Tax & Cost of Living

Property Tax (IRS)$3,889
11% above US avg
Cost of Living100.00 (100=avg)
Effective Tax Rate4.32%

Commute & Transportation

Commute Time47.3 min
Drive Alone62.5%
Public Transit0.0%
Work from Home16.7%

Walkability

The median home value in Banner is $90,000, 68% below the national average. Monthly rent averages $708 (39% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$90,000
68% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$708
39% below US avg
Rent Burden43.8%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied76.2%
Housing Units76
Median Year Built1956

Property Tax

Avg Tax (IRS)$3,889
11% above US avg
Effective Rate4.32%
In Banner, 38.7% of adults are obese (above the 32.1% national rate). 8.1% of residents lack health insurance. 16.8% are current smokers. 25.1% report depression. 22.9% are physically inactive.

Health Metrics: Banner vs U.S. Average (%)

Chronic Conditions

Obesity38.7%
21% above US avg
Diabetes9.8%
Heart Disease5.8%
High Blood Pressure32.2%
Asthma10.7%
COPD7.4%
Cancer7.4%
Stroke3.1%

Behaviors & Mental Health

Smoking16.8%
20% above US avg
Binge Drinking21.2%
Physical Inactivity22.9%
Depression25.1%
Mental Distress19.5%
Physical Distress13.4%
Short Sleep37.5%

Healthcare Access

Insurance Rate99.3%
Uninsured8.1%
6% below US avg
Checkup Rate74.9%
Dental Visits59.9%
Premature Death10,740/100K

Food & Exercise

Food Environment7.0/10
Exercise Access59.0%
Healthcare Facilities24
Banner has an average annual temperature of 53°F (12°C). Winters average 26°F in January while summers reach 76°F in July. Annual precipitation is 37.6 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

26°F Jan (-4°C) 76°F Jul (25°C)
Annual Average52.7°F
2% below US avg
January Average26°F (-4°C)
July Average76°F (25°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall37.6 inches
1% below US avg
Snowfall26.2 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation482 ft (147 m)
Area1.3 sq mi (3.3 km²)
Population Density115/sq mi
Coordinates40.5126°N, 89.9156°W
TimezoneAmerica/Chicago
County FIPS17125
It is classified as Nonmetro — Rural, adjacent. 4.4% of residents hold a bachelor's degree or higher (87% below US avg). In the 2024 election, the county voted Republican by a 42.2-point margin. 63.0% of households have broadband internet.

2024 Presidential Election (County)

R 70.1%
D 27.8%

Winner: Republican by 42.2 points

Education

Bachelor's Degree+4.4%
87% below US avg
High School+92.9%
Graduate Degree+0.9%
School Test Score5.34
F Education Grade (1.4/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density115/sq mi
Total Area1.3 sq mi

Infrastructure & Services

Broadband Access63.0%
Public Libraries3
Healthcare Facilities24
Restaurants34
Retail Stores44

Safety & Disasters

Fatal Crashes (County/yr)1

Commute & Transportation

Avg Commute47.3 min
Drive Alone62.5%
Public Transit0.0%
Work from Home16.7%

Nearby Cities

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