Median Income
$36,250
52% lower than US avg
Home Value
$90,000
68% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
4.4%
87% lower than US avg
Median Rent
$708
39% lower than US avg
Obesity Rate
38.7%
21% higher than US avg
Unemployment
4.1%
14% higher than US avg
Poverty Rate
32.6%
163% higher than US avg
How Banner Compares to the U.S. Average (100% = U.S. avg)
People
Population148
Median Age52.6 yrs
Density115/mi²
Male / Female49% / 51%
Largest GroupWhite 95%
Veterans16.8%
Economy
C
Median Income$36,250
Per Capita$21,418
Unemployment4.1%
Poverty32.6%
County GDP$634M
Commute47 min
Housing
A+
Home Value$90,000
Rent$708
Ownership76.2%
Zillow$197,765
Housing Units76
Rent Burden43.8%
Crime
Violent0/100K
Property0/100K
Health
Obesity38.7%
Uninsured8.1%
Smoking16.8%
Depression25.1%
Heart Disease5.8%
Climate
Avg Temp53°F (12°C)
AQI43 (Good)
Rain37.6 in/yr
Sunny Days275/yr
Elevation482 ft (147 m)
Education
F
Bachelor's+4.4%
High School+92.9%
Graduate+0.9%
School Score5.41
Community
2024 VoteR 70% / D 28%
Commute47 min
Broadband63.0%
EV Stations1
Libraries3
Is Banner a Good Place to Live?
Based on current data, Banner receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, long commute times. Banner has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Banner is $36,250, 52% below the national average of $75,149. Unemployment stands at 4.1%, indicating a healthy job market. The poverty rate of 32.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 47 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Banner is $90,000, 68% below the national median / offering relatively affordable homeownership. Renters pay a median of $708 per month, below the national average / a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Banner is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
4.4% of residents hold a bachelor's degree, below the national average of 33.7%. 92.9% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Banner experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.6 inches, including 26.2 inches of snow. Air quality is rated Good with a median AQI of 43.
Banner has a population of 148 with a density of 115 people per square mile, spread across 0.5 square miles. The median age is 52.6 years, 35% older than the national median of 38.9. The gender split is 51.4% female and 48.6% male. The city is predominantly White (94.6%), with 4.1% Hispanic. English is the primary language spoken at home by 98.7% of residents. 16.8% of the population are veterans, above the national rate of 6.0%. 17.1% of residents have a disability (above the 13.0% national average). 99.3% have health insurance coverage.
Population
52.6yrs
Median Age
35% above US avg
Language Spoken at Home
English Only
98.7%
26% above US avg
Spanish
1.3%
90% below US avg
The median household income in Banner is $36,250, which is 52% below the national average of $75,149. Per capita income is $21,418 (below the $39,052 national figure). The average weekly wage is $813, 43% lower than the U.S. average. The unemployment rate is 4.1% (above the 3.6% US average). 32.6% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 298 business establishments, including 34 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 47 minutes (longer than the 28-minute US average). 16.7% of workers work from home.
Income
| Median HH Income | $36,250 |
| 52% below US avg |
| Per Capita Income | $21,418 |
| Avg Weekly Wage | $813 |
| IRS Avg AGI | $63,475 |
| Gini Index | 0.438 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.1% |
| 14% above US avg |
| Poverty Rate | 32.6% |
| 163% above US avg |
| Establishments (County) | 298 |
| County GDP | $634M |
Business (County)
| Restaurants | 34 |
| Healthcare | 24 |
| Retail | 44 |
| Manufacturing | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $3,889 |
| 11% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.32% |
Commute & Transportation
| Commute Time | 47.3 min |
| Drive Alone | 62.5% |
| Public Transit | 0.0% |
| Work from Home | 16.7% |
The median home value in Banner is $90,000, 68% below the national median of $281,900. Zillow estimates the typical home value at $197,765, higher than the Census estimate. Monthly rent averages $708 (39% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 76.2% of housing units are owner-occupied (above the 65.4% national rate). There are 76 total housing units in the city. The median year a home was built is 1956. The average annual property tax is $3,889. 43.8% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.5x, well within the affordable range.
Home Values
| Census Median | $90,000 |
| 68% below US avg |
| Zillow ZHVI | $197,765 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $708 |
| 39% below US avg |
| Rent Burden | 43.8% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 76.2% |
| Owner-Occupied | 76.2% |
| Renter-Occupied | 23.8% |
| Housing Units | 76 |
| Median Year Built | 1956 |
Property Tax
| Avg Tax (IRS) | $3,889 |
| 11% above US avg |
| Effective Rate | 4.32% |
In Banner, 38.7% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 5.8% of residents. 32.2% have high blood pressure. 16.8% are current smokers. 21.2% report binge drinking. 22.9% are physically inactive. 25.1% report depression (above the 20.0% national average). 19.5% experience frequent mental distress. 8.1% of residents lack health insurance. The primary care physician ratio is 1:2,576. The dentist ratio is 1:2,550. 59.0% of residents have access to exercise opportunities. The food environment index is 7.0 out of 10.
Health Metrics: Banner vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.7% |
| 21% above US avg |
| Diabetes | 9.8% |
| Heart Disease | 5.8% |
| High Blood Pressure | 32.2% |
| Asthma | 10.7% |
| COPD | 7.4% |
| Cancer | 7.4% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 16.8% |
| 20% above US avg |
| Binge Drinking | 21.2% |
| Physical Inactivity | 22.9% |
| Depression | 25.1% |
| Mental Distress | 19.5% |
| Physical Distress | 13.4% |
| Short Sleep | 37.5% |
Healthcare Access
| Insurance Rate | 99.3% |
| Uninsured | 8.1% |
| 6% below US avg |
| Primary Care | 1:2,576 |
| Dentists | 1:2,550 |
| Mental Health | 1:2,505 |
| Checkup Rate | 74.9% |
| Dental Visits | 59.9% |
| Premature Death | 10,740/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 59.0% |
| Healthcare Facilities | 24 |
Banner has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average. The county recorded 1 fatal traffic crashes.
Crime Rates: Banner vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
Banner experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 26°F in January while summers reach 76°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.6 inches. The area receives 26.2 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 482 feet.
Temperature
26°F Jan (-4°C)
76°F Jul (25°C)
| Annual Average | 52.7°F |
| 2% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 482 ft (147 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 115/sq mi |
| Coordinates | 40.5126°N, 89.9156°W |
| Timezone | America/Chicago |
| County | Mason County County |
| Nearest Airport | General Downing - Peoria International (PIA)
16 miles away |
Precipitation & Snow
Annual Rainfall
37.6"
1% below US avg
Wettest Month (Jul)
4.09"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 43.0 / 100 |
| Social Vulnerability | 52.9 / 100 |
| Community Resilience | 68.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Mar 15, 2025.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
136 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
140 km |
| Mar 15, 2025 |
6 km W of Dwight, Illinois |
M2.6 |
135 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
710 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 25 fatalities, 753 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
32 km |
3 |
| Jul 13, 2004 |
EF4 |
59 km |
0 |
| May 13, 1995 |
EF4 |
36 km |
0 |
| May 5, 1977 |
EF4 |
64 km |
0 |
| Jun 29, 1976 |
EF4 |
35 km |
0 |
| Jun 14, 1957 |
EF4 |
87 km |
2 |
| Apr 4, 2023 |
EF3 |
40 km |
0 |
| Feb 28, 2017 |
EF3 |
65 km |
0 |
| Dec 31, 2010 |
EF3 |
59 km |
0 |
| Aug 19, 2009 |
EF3 |
69 km |
0 |
| Apr 20, 2004 |
EF3 |
98 km |
8 |
| May 10, 2003 |
EF3 |
21 km |
0 |
| Apr 19, 1996 |
EF3 |
53 km |
0 |
| Apr 19, 1996 |
EF3 |
99 km |
0 |
| May 13, 1995 |
EF3 |
10 km |
0 |
| May 9, 1995 |
EF3 |
72 km |
0 |
| May 9, 1995 |
EF3 |
88 km |
0 |
| Jun 21, 1981 |
EF3 |
68 km |
1 |
| Jul 26, 1978 |
EF3 |
80 km |
0 |
| Aug 6, 1977 |
EF3 |
100 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
1.5 in |
Coldest, Driest |
| February |
28°F (-2°C) |
1.6 in |
|
| March |
40°F (4°C) |
3.0 in |
|
| April |
51°F (11°C) |
3.8 in |
|
| May |
62°F (17°C) |
4.0 in |
|
| June |
71°F (22°C) |
3.9 in |
|
| July |
76°F (25°C) |
4.1 in |
Warmest, Wettest |
| August |
73°F (23°C) |
3.5 in |
|
| September |
66°F (19°C) |
3.8 in |
|
| October |
54°F (12°C) |
3.0 in |
|
| November |
41°F (5°C) |
2.9 in |
|
| December |
28°F (-2°C) |
2.5 in |
|
Banner has a seasonal temperature swing of 51°F / from 26°F in January to 76°F in July. Total annual precipitation is 37.6 inches, with July being the wettest month (4.1") and January the driest (1.5").
Average costs for common services in Banner. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Banner
What is the population of Banner?
Banner has a population of 148 residents and is located in Illinois. The population density is 115 people per square mile, spread across 0.5 square miles. The median age of residents is 52.6 years, which is older than the national median of 38.9 years. The population is 51.4% female and 48.6% male.
Is Banner expensive to live in?
Banner has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $36,250, 52% below the national average of $75,149. The median home value is $90,000 (68% below the U.S. median). Renters pay a median of $708 per month, below the national average of $1,163. The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.
Is Banner safe?
Banner is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Banner?
Banner has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 26°F in January, while summers reach an average of 76°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 37.6 inches, with 26.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Banner?
Banner has a healthy job market with an unemployment rate of 4.1%, near the national average of 3.6%. The average weekly wage is $813. There are 298 business establishments in the area, including 34 restaurants and food service locations. The average commute time is 47 minutes, and 16.7% of workers work from home.
How much does housing cost in Banner?
The median home value in Banner is $90,000. Zillow estimates the typical home value at $197,765. For renters, the median monthly rent is $708. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 76.2%. The average annual property tax is $3,889.
How are the schools in Banner?
Schools in Banner score 5.4 out of 10 on standardized testing, near the national average. 4.4% of adults in Banner hold a bachelor's degree or higher, below the national average of 33.7%. 92.9% have completed high school. 0.9% hold a graduate or professional degree.
How healthy is Banner?
The obesity rate in Banner is 38.7% (above the national rate of 32.1%). 16.8% of adults are smokers. 22.9% are physically inactive. 25.1% of residents report depression. 8.1% lack health insurance. 59.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,576.
What is transportation like in Banner?
The average commute in Banner is 47 minutes, longer than the national average of 28 minutes. 62.5% of workers drive alone to work, and 16.7% work from home.
What are the demographics of Banner?
The racial and ethnic makeup of Banner is 94.6% White, 4.1% Hispanic or Latino. 98.7% of residents speak only English at home. 16.8% of the population are military veterans. 17.1% of residents have a disability. 99.3% have health insurance coverage.
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