Median Income
$67,012
11% lower than US avg
Home Value
$248,400
12% lower than US avg
Violent Crime
600/100K
58% higher than US avg
Bachelor's+
27.5%
18% lower than US avg
Median Rent
$1,219
5% higher than US avg
Obesity Rate
29.9%
7% lower than US avg
Unemployment
0.1%
97% lower than US avg
Poverty Rate
8.0%
35% lower than US avg
How Bay Pines Compares to the U.S. Average (100% = U.S. avg)
People
Population2,700
Median Age62.6 yrs
Density2,077/mi²
Male / Female46% / 54%
Largest GroupWhite 92%
Veterans15.9%
Economy
A
Median Income$67,012
Per Capita$45,145
Unemployment0.1%
Poverty8.0%
County GDP$78,131M
Commute34 min
Housing
A+
Home Value$248,400
Rent$1,219
Ownership91.0%
Zillow$637,616
Housing Units1,598
Rent Burden24.7%
Crime
F
Violent600/100K
Property4,246/100K
Health
Obesity29.9%
Uninsured9.9%
Smoking12.0%
Depression21.9%
Heart Disease5.2%
Climate
Avg Temp74°F (23°C)
AQI41 (Good)
Rain53.6 in/yr
Sunny Days330/yr
Elevation14 ft (4 m)
Education
B
Bachelor's+27.5%
High School+98.2%
Graduate+9.6%
School Score5.55
Community
2024 VoteR 52% / D 47%
Commute34 min
Broadband90.4%
EV Stations2
Libraries27
Is Bay Pines a Good Place to Live?
Based on current data, Bay Pines receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates. Bay Pines offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Bay Pines is $67,012, 11% below the national average of $75,149. The job market is very strong with unemployment at just 0.1%. 8.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Bay Pines is $248,400, 12% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,219 per month. A price-to-income ratio of 3.7x indicates a reasonably affordable housing market.
Safety & Crime
The violent crime rate of 600 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 4,246 per 100,000, 117% above the national average.
Education
27.5% of residents hold a bachelor's degree, below the national average of 33.7%. 98.2% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Bay Pines has a warm climate with an average annual temperature of 74°F. Winters average 62°F in January while summers reach 83°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 53.6 inches. Air quality is rated Good with a median AQI of 41.
Bay Pines has a population of 2,700 with a density of 2,077 people per square mile, spread across 2.1 square miles. The median age is 62.6 years, 61% older than the national median of 38.9. The gender split is 53.7% female and 46.3% male. The city is predominantly White (92.1%), with 3.4% Black. English is the primary language spoken at home by 93.9% of residents, while 6.1% speak Spanish. 15.9% of the population are veterans, above the national rate of 6.0%. 19.1% of residents have a disability (above the 13.0% national average). 94.6% have health insurance coverage.
Population
62.6yrs
Median Age
61% above US avg
Race & Ethnicity
Bay Pines vs U.S. Average
Language Spoken at Home
English Only
93.9%
20% above US avg
Spanish
6.1%
54% below US avg
Social Characteristics
Bay Pines vs U.S. Average
The median household income in Bay Pines is $67,012, which is 11% below the national average of $75,149. Per capita income is $45,145 (above the $39,052 national figure). The average weekly wage is $1,298. The unemployment rate is 0.1% (below the 3.6% US average). 8.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 41,518 business establishments, including 2,553 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 34 minutes (longer than the 28-minute US average). 19.8% of workers work from home (above the 15.2% national rate).
Income: Bay Pines vs U.S.
Income
| Median HH Income | $67,012 |
| 11% below US avg |
| Per Capita Income | $45,145 |
| Avg Weekly Wage | $1,298 |
| IRS Avg AGI | $101,044 |
| Gini Index | 0.490 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.1% |
| 97% below US avg |
| Poverty Rate | 8.0% |
| 35% below US avg |
| Establishments (County) | 41,518 |
| County GDP | $78,131M |
Business (County)
| Restaurants | 2,553 |
| Healthcare | 3,955 |
| Retail | 3,778 |
| Manufacturing | 1,058 |
Tax & Cost of Living
| Property Tax (IRS) | $8,984 |
| 157% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 3.62% |
Commute & Transportation
| Commute Time | 34.3 min |
| Drive Alone | 74.7% |
| Public Transit | 0.0% |
| Work from Home | 19.8% |
The median home value in Bay Pines is $248,400, 12% below the national median of $281,900. Zillow estimates the typical home value at $637,616, higher than the Census estimate. Homes sell for 95.4% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,219 (5% above the national average of $1,163). Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 91.0% of housing units are owner-occupied (above the 65.4% national rate). There are 1,598 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $8,984 (higher than the $3,500 national average). 24.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.7x.
Home Values
| Census Median | $248,400 |
| 12% below US avg |
| Zillow ZHVI | $637,616 |
| Median List Price | $137,900 |
Real Estate Market (Redfin)
| Median List Price | $137,900 |
| $/Sq Ft | $324 |
| Homes Sold | 6 |
| Sale-to-List Ratio | 95.4% |
| Price Drops | 26.9% |
| Inventory | 26 |
Rental Costs
| Census Median Rent | $1,219 |
| 5% above US avg |
| Rent Burden | 24.7% |
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 91.0% |
| Owner-Occupied | 91.0% |
| Renter-Occupied | 9.0% |
| Housing Units | 1,598 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $8,984 |
| 157% above US avg |
| Effective Rate | 3.62% |
In Bay Pines, 29.9% of adults are obese, below the national rate of 32.1%. 8.5% have diabetes (below the 10.5% national rate). Heart disease affects 5.2% of residents. 27.7% have high blood pressure. 12.0% are current smokers. 20.5% report binge drinking. 18.8% are physically inactive, below the national average. 21.9% report depression. 17.7% experience frequent mental distress. 9.9% of residents lack health insurance. The primary care physician ratio is 1:1,095. The dentist ratio is 1:1,243. 98.3% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Health Metrics: Bay Pines vs U.S. Average (%)
Chronic Conditions
| Obesity | 29.9% |
| 7% below US avg |
| Diabetes | 8.5% |
| Heart Disease | 5.2% |
| High Blood Pressure | 27.7% |
| Asthma | 9.7% |
| COPD | 5.7% |
| Cancer | 8.2% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 12.0% |
| 14% below US avg |
| Binge Drinking | 20.5% |
| Physical Inactivity | 18.8% |
| Depression | 21.9% |
| Mental Distress | 17.7% |
| Physical Distress | 11.9% |
| Short Sleep | 35.4% |
Healthcare Access
| Insurance Rate | 94.6% |
| Uninsured | 9.9% |
| 15% above US avg |
| Primary Care | 1:1,095 |
| Dentists | 1:1,243 |
| Mental Health | 1:350 |
| Checkup Rate | 74.5% |
| Dental Visits | 61.7% |
| Premature Death | 9,370/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 98.3% |
| Healthcare Facilities | 3,955 |
Bay Pines has a violent crime rate of 600 per 100,000 residents, 58% above the national average of 380. Property crime stands at 4,246 per 100,000, 117% above the U.S. average. The county recorded 116 fatal traffic crashes. Overall, Bay Pines receives a safety grade of F.
Crime Rates: Bay Pines vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 599.9/100K |
| 58% above US avg |
| |
Property Crime
| Total Property | 4,245.5/100K |
| 117% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 116 |
| Traffic Accidents | 2 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Bay Pines has a warm climate with an average annual temperature of 74°F (23°C). Winters average 62°F in January while summers reach 83°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 53.6 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 14 feet, near sea level.
Temperature
62°F Jan (16°C)
83°F Jul (28°C)
| Annual Average | 73.9°F |
| 37% above US avg |
| January Average | 62°F (16°C) |
| July Average | 83°F (28°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 14 ft (4 m) |
| Area | 2.1 sq mi (5.4 km²) |
| Population Density | 2,077/sq mi |
| Coordinates | 27.8163°N, 82.7777°W |
| Timezone | America/New_York |
| County | Pinellas County County |
| Nearest Airport | St Pete-Clearwater International (PIE) 8 miles away |
Precipitation & Snow
Annual Rainfall
53.6"
41% above US avg
Wettest Month (Aug)
8.50"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0400 ppm |
| NO₂ (Nitrogen Dioxide) | 8.8 ppb |
| SO₂ (Sulfur Dioxide) | 0.69 ppb |
| CO (Carbon Monoxide) | 0.20 ppm |
| PM2.5 (Fine Particles) | 6.9 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 98.2 / 100 |
| Social Vulnerability | 59.9 / 100 |
| Community Resilience | 10.9 / 100 |
Hazard Breakdown
| Tornado |
Very High |
| Hurricane |
Very High |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively High |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
No Rating |
| Lightning |
Very High |
| Drought |
Very Low |
| Cold Wave |
Very High |
| Landslide |
Very Low |
| Coastal Flood |
Very High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
21 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Milton (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Milton |
Category 4 |
50 km |
| 2024 |
Helene |
Category 4 |
179 km |
| 2024 |
Debby |
Category 1 |
140 km |
| 2023 |
Idalia |
Category 4 |
177 km |
| 2022 |
Ian |
Category 5 |
127 km |
| 2022 |
Nicole |
Category 1 |
245 km |
| 2021 |
Elsa |
Category 1 |
142 km |
| 2020 |
Eta |
Category 1 |
250 km |
| 2017 |
Irma |
Category 3 |
71 km |
| 2016 |
Matthew |
Category 3 |
269 km |
| 2016 |
Hermine |
Category 1 |
238 km |
| 2005 |
Dennis |
Category 4 |
291 km |
| 2005 |
Wilma |
Category 3 |
238 km |
| 2004 |
Charley |
Category 4 |
113 km |
| 2004 |
Jeanne |
Category 3 |
79 km |
| 2004 |
Frances |
Category 2 |
157 km |
| 2000 |
Gordon |
Category 1 |
103 km |
| 1999 |
Irene |
Category 1 |
263 km |
| 1995 |
Erin |
Category 1 |
218 km |
| 1992 |
Andrew |
Category 5 |
227 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
668 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 24 fatalities, 1,030 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 4, 1966 |
EF4 |
12 km |
11 |
| Apr 15, 1958 |
EF4 |
23 km |
0 |
| Oct 3, 1992 |
EF3 |
8 km |
3 |
| Mar 17, 1985 |
EF3 |
87 km |
2 |
| Jan 24, 1979 |
EF3 |
43 km |
0 |
| May 4, 1978 |
EF3 |
14 km |
3 |
| Oct 31, 1958 |
EF3 |
35 km |
0 |
| Oct 11, 2023 |
EF2 |
21 km |
0 |
| Dec 16, 2020 |
EF2 |
6 km |
0 |
| Oct 18, 2019 |
EF2 |
74 km |
0 |
| Sep 10, 2017 |
EF2 |
96 km |
0 |
| Jan 17, 2016 |
EF2 |
63 km |
2 |
| Jan 17, 2016 |
EF2 |
67 km |
0 |
| Dec 25, 2006 |
EF2 |
70 km |
0 |
| Dec 7, 1996 |
EF2 |
47 km |
1 |
| Oct 3, 1992 |
EF2 |
7 km |
1 |
| Jul 12, 1992 |
EF2 |
23 km |
0 |
| Feb 8, 1986 |
EF2 |
93 km |
0 |
| Dec 11, 1983 |
EF2 |
12 km |
0 |
| Feb 2, 1983 |
EF2 |
58 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (7,415 ac, 1999).
| Year |
Name |
Acres |
Distance |
| 1999 |
UNNAMED |
7,415 |
87 km |
| 1995 |
UNNAMED |
5,474 |
92 km |
| 1999 |
UNNAMED |
4,949 |
86 km |
| 1994 |
UNNAMED |
4,477 |
82 km |
| 2004 |
UNNAMED |
3,999 |
83 km |
| 1992 |
UNNAMED |
3,905 |
87 km |
| 2003 |
UNNAMED |
3,890 |
83 km |
| 1992 |
UNNAMED |
3,836 |
82 km |
| 1989 |
UNNAMED |
3,828 |
86 km |
| 1985 |
UNNAMED |
3,744 |
86 km |
| 1995 |
UNNAMED |
3,726 |
96 km |
| 1985 |
UNNAMED |
3,647 |
89 km |
| 1990 |
UNNAMED |
3,595 |
81 km |
| 2012 |
UNNAMED |
3,443 |
69 km |
| 1990 |
UNNAMED |
3,245 |
85 km |
| 1990 |
UNNAMED |
3,152 |
82 km |
| 1992 |
UNNAMED |
3,132 |
60 km |
| 1992 |
UNNAMED |
2,994 |
90 km |
| 2008 |
UNNAMED |
2,837 |
85 km |
| 1989 |
UNNAMED |
2,808 |
89 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
62°F (16°C) |
2.5 in |
Coldest |
| February |
62°F (17°C) |
3.2 in |
|
| March |
67°F (20°C) |
3.6 in |
|
| April |
72°F (22°C) |
1.5 in |
Driest |
| May |
77°F (25°C) |
3.1 in |
|
| June |
82°F (28°C) |
6.3 in |
|
| July |
83°F (28°C) |
6.9 in |
Warmest |
| August |
83°F (28°C) |
8.5 in |
Wettest |
| September |
81°F (27°C) |
7.1 in |
|
| October |
76°F (24°C) |
2.5 in |
|
| November |
69°F (21°C) |
2.2 in |
|
| December |
63°F (17°C) |
2.5 in |
|
Bay Pines has a seasonal temperature swing of 22°F / from 62°F in January to 83°F in July. Total annual precipitation is 49.7 inches, with August being the wettest month (8.5") and April the driest (1.5").
Average costs for common services in Bay Pines. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,299 |
| Toddler | $801 |
| Preschool | $723 |
| Family Childcare (monthly) |
| Infant | $1,061 |
| Toddler | $866 |
| Preschool | $866 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Bay Pines
What is the population of Bay Pines?
Bay Pines has a population of 2,700 residents and is located in Florida. The population density is 2,077 people per square mile, spread across 2.1 square miles. The median age of residents is 62.6 years, which is older than the national median of 38.9 years. The population is 53.7% female and 46.3% male.
Is Bay Pines expensive to live in?
Bay Pines has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $67,012, 11% below the national average of $75,149. The median home value is $248,400 (12% below the U.S. median). Renters pay a median of $1,219 per month. The home price-to-income ratio is 3.7x, indicating housing is reasonably affordable relative to local income levels.
Is Bay Pines safe?
The violent crime rate in Bay Pines is 600 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 4,246 per 100,000 (above the national average). Overall, Bay Pines receives a safety grade of F based on combined crime data.
What is the weather like in Bay Pines?
Bay Pines has a warm climate with an average annual temperature of 74°F (23°C). Winter temperatures average 62°F in January, while summers reach an average of 83°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 53.6 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Bay Pines?
The job market in Bay Pines is very strong, with unemployment at just 0.1% / well below the national rate of 3.6%. The average weekly wage is $1,298. There are 41,518 business establishments in the area, including 2,553 restaurants and food service locations. The average commute time is 34 minutes, and 19.8% of workers work from home.
How much does housing cost in Bay Pines?
The median home value in Bay Pines is $248,400. Zillow estimates the typical home value at $637,616. For renters, the median monthly rent is $1,219. Fair market rent is $1,296 for a 1-bedroom and $1,526 for a 2-bedroom apartment. The homeownership rate is 91.0%. The average annual property tax is $8,984.
How are the schools in Bay Pines?
Schools in Bay Pines score 5.6 out of 10 on standardized testing, near the national average. 27.5% of adults in Bay Pines hold a bachelor's degree or higher, below the national average of 33.7%. 98.2% have completed high school. 9.6% hold a graduate or professional degree.
How healthy is Bay Pines?
The obesity rate in Bay Pines is 29.9% (below the national rate of 32.1%). 12.0% of adults are smokers. 18.8% are physically inactive. 21.9% of residents report depression. 9.9% lack health insurance. 98.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,095.
What is transportation like in Bay Pines?
The average commute in Bay Pines is 34 minutes, longer than the national average of 28 minutes. 74.7% of workers drive alone to work, and 19.8% work from home.
What are the demographics of Bay Pines?
The racial and ethnic makeup of Bay Pines is 92.1% White, 3.4% Black or African American. 93.9% of residents speak only English at home, while 6.1% speak Spanish. 15.9% of the population are military veterans. 19.1% of residents have a disability. 94.6% have health insurance coverage.