Madeira Beach, FL

Florida · Metropolitan Area

Madeira Beach is a small town in Florida with a population of 3,937. Residents earn $79,798 per year, which is 6% above the national average.

3.0 /5.0
B Good
3,937 Population 4,017/sq mi density
$79,798 Median Income $70,440 per capita
$696,400 Home Value $637,616 Zillow
$2,080 Median Rent
74°F Avg Temperature
600 Violent Crime/100K 4,246 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$79,798 median income, 2.3% unemployment
D
Affordability
1.7 / 5.0
$696,400 home value, $2,080/mo rent
F
Safety
1.0 / 5.0
600 violent crimes/100K (58% above avg)
A+
Education
4.7 / 5.0
45.7% bachelor's degree or higher
Median Income $79,798
6% higher than US avg
Home Value $696,400
147% higher than US avg
Violent Crime 600/100K
58% higher than US avg
Bachelor's+ 45.7%
36% higher than US avg
Median Rent $2,080
79% higher than US avg
Obesity Rate 29.1%
9% lower than US avg
Unemployment 2.3%
36% lower than US avg
Poverty Rate 4.0%
68% lower than US avg

How Madeira Beach Compares to the U.S. Average (100% = U.S. avg)

People

Population3,937
Median Age59.3 yrs
Density4,017/mi²
Male / Female53% / 47%
Largest GroupWhite 84%

Economy

A+
Median Income$79,798
Per Capita$70,440
Unemployment2.3%
Poverty4.0%
County GDP$78,131M
Commute43 min

Housing

D
Home Value$696,400
Rent$2,080
OwnershipN/A
Zillow$637,616

Crime

F
Violent600/100K
Property4,246/100K
Murder0.0/100K
Assault438/100K
Burglary646/100K

Health

Obesity29.1%
UninsuredN/A
Depression21.4%
Heart Disease5.0%

Climate

Avg Temp74°F
AQI41 (Good)
Rain53.6 in/yr
Elevation4 ft

Education

A+
Bachelor's+45.7%
High School+95.2%
School Score5.60

Community

2024 VoteR 52% / D 47%
Commute43 min
Libraries27

Is Madeira Beach a Good Place to Live?

Based on current data, Madeira Beach receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include elevated crime rates, high housing costs, long commute times. Madeira Beach offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Madeira Beach is $79,798, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.3%. Only 4.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 43 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Madeira Beach is $696,400, making it a premium housing market at 147% above the U.S. median of $281,900. Renters pay a median of $2,080 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 8.7x, housing affordability is a significant challenge for many families.

Safety & Crime

The violent crime rate of 600 per 100,000 is above the national average of 380 — something for prospective residents to consider. Property crime occurs at a rate of 4,246 per 100,000, 117% above the national average.

Education

Educational attainment is solid, with 45.7% holding a bachelor's degree or higher, near the national average. 95.2% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Madeira Beach has a warm climate with an average annual temperature of 74°F. Winters average 62°F in January while summers reach 83°F in July. Annual precipitation totals 53.6 inches. Air quality is rated Good with a median AQI of 41.

Madeira Beach has a population of 3,937 with a density of 4,017 people per square mile. The median age is 59.3 years, 52% older than the national median of 38.9. The city is predominantly White (84.1%), with 1.3% Black.

Population

3,937
Total Population
4,017
People / sq mi
59.3yrs
Median Age
52% above US avg
1.0mi²
Land Area

Gender Distribution

Male 53.1%
Female 46.9%

Race & Ethnicity

Madeira Beach vs U.S. Average

Language Spoken at Home

English Only90.4%
15% above US avg
Spanish9.6%
28% below US avg

Social Characteristics

Madeira Beach vs U.S. Average

The median household income in Madeira Beach is $79,798, which is 6% above the national average of $75,149. The unemployment rate is 2.3% (below the 3.6% US average). 4.0% of residents live below the poverty line. Workers commute an average of 43 minutes.

Income: Madeira Beach vs U.S.

Commute Mode

Income

Median HH Income$79,798
6% above US avg
Per Capita Income$70,440
Avg Weekly Wage$1,298
IRS Avg AGI$101,044

Employment & Poverty

Unemployment2.3%
36% below US avg
Poverty Rate4.0%
68% below US avg
Establishments (County)41,518
County GDP$78,131M

Business (County)

Restaurants2,553
Healthcare3,955
Retail3,778
Manufacturing1,058

Tax & Cost of Living

Property Tax (IRS)$8,984
157% above US avg
Effective Tax Rate1.29%

Commute & Transportation

Commute Time42.9 min
Work from Home17.1%

Walkability

The median home value in Madeira Beach is $696,400, 147% above the national average. Monthly rent averages $2,080 (79% above US avg). Zillow estimates the typical home value at $637,616.

Home Value Sources

Ownership Split

Home Values

Census Median$696,400
147% above US avg
Zillow ZHVI$637,616
Median List Price$742,549

Real Estate Market (Redfin)

Median List Price$742,549
$/Sq Ft$486
Homes Sold13
Sale-to-List Ratio94.2%
Price Drops31.6%
Inventory133

Rental Costs

Census Median Rent$2,080
79% above US avg
Zillow Rent (ZORI)$2,153

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied60.4%

Property Tax

Avg Tax (IRS)$8,984
157% above US avg
Effective Rate1.29%
In Madeira Beach, 29.1% of adults are obese (below the 32.1% national rate). 21.4% report depression. 18.2% are physically inactive.

Health Metrics: Madeira Beach vs U.S. Average (%)

Chronic Conditions

Obesity29.1%
9% below US avg
Diabetes8.2%
Heart Disease5.0%
High Blood Pressure27.0%
Asthma9.5%
COPD5.3%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking20.4%
Physical Inactivity18.2%
Depression21.4%
Mental Distress17.0%
Physical Distress11.4%

Healthcare Access

Insurance Rate81.6%
Checkup Rate74.6%
Premature Death9,370/100K

Food & Exercise

Food Environment8.2/10
Exercise Access98.3%
Healthcare Facilities3,955
Madeira Beach has a violent crime rate of 600 per 100,000 residents, 58% above the national average of 380. Property crime stands at 4,246 per 100,000 (117% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Madeira Beach vs U.S. Average (per 100,000)

Violent Crime

Total Violent599.9/100K
58% above US avg
Murder0.0/100K
100% below US avg
Rape92.3/100K
Robbery69.2/100K
Assault438.4/100K

Property Crime

Total Property4,245.5/100K
117% above US avg
Burglary646.1/100K
Theft3,391.8/100K
Vehicle Theft207.7/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)116

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Madeira Beach has an average annual temperature of 74°F (23°C). Winters average 62°F in January while summers reach 83°F in July. Annual precipitation is 53.6 inches. Air quality is rated Good with a median AQI of 41.

Temperature

62°F Jan (16°C) 83°F Jul (28°C)
Annual Average73.9°F
37% above US avg
January Average62°F (16°C)
July Average83°F (28°C)

Precipitation & Snow

Annual Rainfall53.6 inches
41% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation4 ft (1 m)
Area1.0 sq mi (2.5 km²)
Population Density4,017/sq mi
Coordinates27.7956°N, 82.7916°W
County FIPS12103
It is classified as Metro — 1 million+. 45.7% of residents hold a bachelor's degree or higher (36% above US avg). In the 2024 election, the county voted Republican by a 5.2-point margin.

2024 Presidential Election (County)

R 52.1%
D 46.9%

Winner: Republican by 5.2 points

Education

Bachelor's Degree+45.7%
36% above US avg
High School+95.2%
School Test Score5.60
A+ Education Grade (4.7/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density4,017/sq mi
Total Area1.0 sq mi

Infrastructure & Services

Public Libraries27
Healthcare Facilities3,955
Restaurants2,553
Retail Stores3,778

Safety & Disasters

Fatal Crashes (County/yr)116
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute42.9 min
Work from Home17.1%

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